$645,000
SOLD JUL 9, 2014

1082 Cottage Way Encinitas, CA 92024

3 Beds
2.5 Baths
1,386 Sq Ft
1 Acres

Recently Sold

$465 Per Sq Ft

4 Days on Market

Highlights

  • 1 Acre Lot
  • Wood Flooring
  • Covered patio or porch
  • Park Dale Lane Elementary Rated A
  • Private Yard
  • Formal Dining Room

About This Home

As of May 2024

No expense was spared in this exceptional Cambria home. It is upgraded to the max with high-end finishes throughout. The stunning interior features glass tiles, granite, tumbled travertine, and a luxurious master suite. The rear patio is a relaxing private oasis with a flagstone patio, stacked stone gas fireplace, water feature with a stacked stone wall, planter beds with stone capped stucco walls that provide additional seating, and a lanai with stacked stone bases on the posts. See supplement for more. This exquisite home features custom finishes through-out. The living room is anchored by a glass tile fireplace with a wood mantle. Hardwood floors flow from the living room to the dining room that features a stunning chandelier and a French door leading to the rear patio. The kitchen features granite counters with a glass tile backsplash, upgraded cabinets with stainless steel drawer pulls, a Hans Grohe faucet, porcelain tile flooring, stainless steel appliances, breakfast bar, and pendant lights. The powder room is highlighted by a Ronbow vessel sink, Caesar stone counter, and a glass tile wall. The second floor master suite is a serene retreat. The master bedroom features crown molding. a Casablanca ceiling fan, and a walk-in closet. The master bathroom boasts a tumbled travertine master shower with 3/8" shower door; Caesar stone counter; Kohler dual sinks, toilet, and fixtures; and brick-look tile flooring. A Jack 'n Jill bathroom with Kohler fixtures connects the secondary bedrooms. The third bedroom is currently used as an office. Relax on the rear patio that is a true private oasis. The sound of the bubbling water feature with a stacked stone wall provides a soothing background as you unwind after a hectic day. Entertaining? The planter beds with stone-capped stucco walls offer additional seating when needed. The stacked stone fireplace, lanai, and lush landscaping complete the look of this tranquil area. Other features of this exceptional home include custom wood blinds, newer A/C and water heater, 2-car garage with storage and laundry area, and a welcoming front porch. The HOA maintains the front landscaping, including the water for the sprinklers. Enjoy the Encinitas Ranch lifestyle in this impressive Cambria home that is close to shopping, the beach, award-winning schools, and all the amenities that Encinitas and the coastal area have to offer.

Last Agent to Sell the Property

Cheryl Cline

Keller Williams Realty License #01745214 Listed on: 06/06/2014

Last Buyer's Agent

Kandi Litjen

Compass License #01931031

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $11,394

Year Built

  • Built in 2000

Lot Details

  • 1 Acre Lot
  • Private Streets
  • Partially Fenced Property
  • Level Lot
  • Private Yard

HOA Fees

  • $130 Monthly HOA Fees

Parking

  • 2 Car Attached Garage
  • Garage Door Opener
  • Driveway

Home Design

  • Concrete Roof
  • Stucco Exterior

Interior Spaces

  • 1,386 Sq Ft Home
  • 2-Story Property
  • Wired For Data
  • Living Room with Fireplace
  • Formal Dining Room

Kitchen

  • Oven or Range
  • Microwave
  • Dishwasher
  • Disposal

Flooring

  • Wood
  • Carpet
  • Tile

Bedrooms and Bathrooms

  • 3 Bedrooms

Laundry

  • Laundry in Garage
  • Gas Dryer Hookup

Schools

  • Encinitas Union School District Elementary School
  • San Dieguito High School District Middle School
  • San Dieguito High School District

Utilities

  • Separate Water Meter
  • Gas Water Heater
  • Cable TV Available

Additional Features

  • Sprinklers on Timer
  • Covered patio or porch

Community Details

  • Association fees include common area maintenance, exterior (landscaping)
  • Cambria At Encinitasranch Association
  • Cambria Community

Listing and Financial Details

  • Assessor Parcel Number 257-501-21-02
  • $1,817 annual special tax assessment

Home Details

Home Type

Single Family

Est. Annual Taxes

$11,394

Year Built

Built in 2000

Lot Details

0

HOA Fees

$130 per month

Parking

2

Listing Details

  • Class: RESIDENTIAL
  • Sub Category: Detached
  • Residential Styles: Detached
  • Market Area: Coastal North
  • Cross Street: Leucadia
  • Neighborhood: Encinitas Ranch
  • Supplement: This exquisite home features custom finishes through-out. The living room is anchored by a glass tile fireplace with a wood mantle. Hardwood floors flow from the living room to the dining room that features a stunning chandelier and a French door leading to the rear patio. The kitchen features granite counters with a glass tile backsplash, upgraded cabinets with stainless steel drawer pulls, a Hans Grohe faucet, porcelain tile flooring, stainless steel appliances, breakfast bar, and pendant lights. The powder room is highlighted by a Ronbow vessel sink, Caesar stone counter, and a glass tile wall. The second floor master suite is a serene retreat. The master bedroom features crown molding. a Casablanca ceiling fan, and a walk-in closet. The master bathroom boasts a tumbled travertine master shower with 3/8" shower door; Caesar stone counter; Kohler dual sinks, toilet, and fixtures; and brick-look tile flooring. A Jack 'n Jill bathroom with Kohler fixtures connects the secondary bedrooms. The third bedroom is currently used as an office. Relax on the rear patio that is a true private oasis. The sound of the bubbling water feature with a stacked stone wall provides a soothing background as you unwind after a hectic day. Entertaining? The planter beds with stone-capped stucco walls offer additional seating when needed. The stacked stone fireplace, lanai, and lush landscaping complete the look of this tranquil area. Other features of this exceptional home include custom wood blinds, newer A/C and water heater, 2-car garage with storage and laundry area, and a welcoming front porch. The HOA maintains the front landscaping, including the water for the sprinklers. Enjoy the Encinitas Ranch lifestyle in this impressive Cambria home that is close to shopping, the beach, award-winning schools, and all the amenities that Encinitas and the coastal area have to offer.
  • LP / Sq Ft: 465.37
  • Price Per Sq Ft: 465.37
  • SP/ Sq Ft: 465.37
  • Stories: 2 Story
  • Stories In Building: 2
  • Ownership: Condominium
  • Total Stories: 2
  • Year Built: 2000
  • Allow Comments Review: No
  • Internet Address Field: Full Address
  • Internet Syndication Y N: Yes
  • Keyword1: 1
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Flooring: Carpet, Tile, Wood
  • Equipment Available: Dishwasher, Disposal, Garage Door Opener, Microwave, Range/Oven
  • Fireplaces: 1
  • Fireplace: Fp In Living Room
  • Walls: Drywall
  • Searchable Rooms: Dining Room/Separate
  • Total Bedrooms: 3
  • Bedrooms: 3
  • Master Bedroom Dimensions: 14x13
  • Full Bathrooms: 2
  • Half Bathrooms: 1
  • Laundry Location: Garage
  • Estimated Sq Ft: 1386
  • Total Bathrooms: 3

Exterior Features

  • Exterior Material: Stucco
  • Fencing: Partial
  • Patio: Covered, Stone/Tile
  • Roof: Concrete
  • Exclusive Use Yard: Yes

Garage/Parking

  • Garage Details: Attached
  • Garage Spaces: 2
  • Non Garage Parking: Driveway
  • Garage Spaces: 2
  • Parking Spaces Total: 4

Utilities

  • Cooling: Central Forced Air
  • Laundry Utilities: Electric, Gas
  • Sewer/Septic: Sewer Connected
  • Water: Meter on Property
  • Water Heater Type: Gas
  • Heating: Forced Air Unit
  • Heating Fuel: Natural Gas
  • Telecommunications: Cable (coaxial), Wired High Speed Internet

Condo/Co-op/Association

  • Complex Name: Cambria
  • Total Fees: 1560.0
  • Pets Allowed: Yes
  • Property Management Company: Walters Mgt.
  • Property Management Phone: 760-431-2522
  • Community: ENCINITAS
  • Home Owner Association: Cambria at EncinitasRanch
  • Home Owner Association Fee Includes: Common Area Maintenance, Exterior (Landscaping)
  • Home Owner Association Fee Reflects: Month
  • Home Owner Association Fees: 130.0
  • HOA Payment Frequency: Monthly

Fee Information

  • CFD Mello Roos Fee: 1816.76
  • CFD Mello Roos Fee Reflects: Year
  • Total Monthly Fees: 281
  • CFD Mello Roos Fee Frequency: Annual

Schools

  • School District URL: http://www.sduhsd.net/
  • Elementary School: Encinitas Union School District
  • Elementary School Website: http://www.eusd.k12.ca.us/
  • High School: San Dieguito High School District
  • Middle School Url: http://www.sduhsd.net/
  • Middle School: San Dieguito High School District

Lot Info

  • Irrigation: Automatic, Drip, Sprinklers
  • Lot Size: 0 (Common Interest)
  • Site: Curbs, Private Street, Sidewalks, Street Paved
  • Topography: Level
  • Water District: SAN DIEGUITO WATER DISTRICT
  • Assessor Parcel Number: 257-501-21-02
  • Estimated Lot Sq Ft: 43579
  • Estimated Number of Acres: 1.0004
  • Map Code Column: F
  • Map Code Page: 1147
  • Map Code Row: 5

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Apr 2, 2024
Closed on
Apr 19, 2024
Sold by
Dane R Ludolph Living Trust and Ludolph Dane R
Bought by
Torres Jose C and Benik Elise G
Seller's Agent
Dane Ludolph
Cal State Realty Services
Buyer's Agent
Justin Cote
Compass
List Price
$1,275,000
Sold Price
$1,300,000
Premium/Discount to List
$25,000
1.96%
Views
135
Current Estimated Value
$1,342,333

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$42,333
Avg. Annual Appreciation
2.52%
Original Mortgage
$975,000
Outstanding Balance
$965,718
Interest Rate
6.87%
Mortgage Type
New Conventional
Estimated Equity
$371,379

Purchase Details

Closed on
Sep 20, 2021
Sold by
Ludoiph Dane R
Bought by
Ludoiph Dane R and Dane R Ludoiph Living Trust

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$650,000
Interest Rate
2.8%
Mortgage Type
New Conventional

Purchase Details

Listed on
May 27, 2020
Closed on
Jun 16, 2020
Sold by
Ford Caitlin and Ford Brian
Bought by
Ludolph Dane R
Seller's Agent
Krista Lombardi
1st Class Real Estate SD
Buyer's Agent
Robert Ludolph
HomeSmart Realty West
List Price
$799,000
Sold Price
$825,000
Premium/Discount to List
$26,000
3.25%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
10.18%
Original Mortgage
$660,000
Interest Rate
3.2%
Mortgage Type
New Conventional

Purchase Details

Closed on
Jul 11, 2019
Sold by
Ford Caitlin and Ford Brian
Bought by
Ford Caitlin and Ford Brian

Purchase Details

Listed on
May 1, 2017
Closed on
May 15, 2017
Sold by
Pippin Mark and Pippin Debra
Bought by
Ford Caitlin and Ford Brian
Seller's Agent
Kandi Litjen
Compass
Buyer's Agent
Lil Cottrell
Reliance Realty Group
List Price
$720,100
Sold Price
$725,000
Premium/Discount to List
$4,900
0.68%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
7.94%
Original Mortgage
$711,730
Interest Rate
4.02%
Mortgage Type
VA

Purchase Details

Listed on
Jun 6, 2014
Closed on
Jun 12, 2014
Sold by
Leffingwell Diane P
Bought by
Pippin Mark and Pippin Debra
Seller's Agent
Cheryl Cline
Keller Williams Realty
Buyer's Agent
Kandi Litjen
Compass
List Price
$645,000
Sold Price
$645,000

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
4.04%

Purchase Details

Closed on
Mar 22, 2012
Sold by
Gibson David F C
Bought by
Leffingwell Diane P

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$375,000
Interest Rate
3.83%
Mortgage Type
New Conventional

Purchase Details

Closed on
Jul 5, 2011
Sold by
Gibson David F C
Bought by
Gibson David F C and Leffingwell Diane P

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$490,961
Interest Rate
4.45%
Mortgage Type
FHA

Purchase Details

Closed on
Apr 13, 2006
Sold by
Gibson Katie M
Bought by
Gibson David F C

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$75,000
Interest Rate
6.46%
Mortgage Type
Credit Line Revolving

Purchase Details

Closed on
Nov 1, 2002
Sold by
Wadley Martin J
Bought by
Gibson David F C and Gibson Katie M

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$300,700
Interest Rate
5.89%
Mortgage Type
Purchase Money Mortgage

Purchase Details

Closed on
Jun 1, 1998
Sold by
Green Valley Associates Ii L L C
Bought by
Wadley Martin J

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$181,349
Interest Rate
7.05%
Mortgage Type
Purchase Money Mortgage
Source: Public Records

Range of Values:

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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Grant Deed $1,300,000 Ticor Title Company
Interfamily Deed Transfer -- None Available
Grant Deed $825,000 Wfg Title Company Of Ca
Interfamily Deed Transfer -- None Available
Grant Deed $725,000 First American Title Company
Grant Deed $645,000 First American Title Company
Interfamily Deed Transfer -- Fidelity National Title Co
Interfamily Deed Transfer -- North American Title Company
Interfamily Deed Transfer -- Commonwealth Land Title Co
Grant Deed $410,000 First American Title Ins Co
Grant Deed $227,000 Chicago Title
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $975,000 New Conventional
Previous Owner $650,000 New Conventional
Previous Owner $660,000 New Conventional
Previous Owner $711,730 VA
Previous Owner $418,000 Adjustable Rate Mortgage/ARM
Previous Owner $250,000 New Conventional
Previous Owner $375,000 New Conventional
Previous Owner $490,961 FHA
Previous Owner $75,000 Credit Line Revolving
Previous Owner $415,000 Purchase Money Mortgage
Previous Owner $301,000 Unknown
Previous Owner $300,700 Purchase Money Mortgage
Previous Owner $212,000 Unknown
Previous Owner $181,349 Purchase Money Mortgage
Closed $30,000 No Value Available
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
05/03/2024 05/03/24 Sold $1,300,000 +2.0% $938 / Sq Ft
04/11/2024 04/11/24 Pending -- -- --
04/02/2024 04/02/24 For Sale $1,275,000 +54.5% $920 / Sq Ft
06/26/2020 06/26/20 Sold $825,000 +3.3% $603 / Sq Ft
06/04/2020 06/04/20 Pending -- -- --
05/27/2020 05/27/20 For Sale $799,000 +10.2% $584 / Sq Ft
06/19/2017 06/19/17 Sold $725,000 +0.7% $523 / Sq Ft
05/09/2017 05/09/17 Pending -- -- --
05/01/2017 05/01/17 For Sale $720,100 +11.6% $520 / Sq Ft
07/09/2014 07/09/14 Sold $645,000 0.0% $465 / Sq Ft
06/10/2014 06/10/14 Pending -- -- --
06/06/2014 06/06/14 For Sale $645,000 -- $465 / Sq Ft
Source: San Diego MLS

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $11,394 $884,562 $431,495 $453,067
2023 $11,078 $867,219 $423,035 $444,184
2022 $10,570 $850,216 $414,741 $435,475
2021 $10,764 $833,546 $406,609 $426,937
2020 $10,358 $769,372 $375,304 $394,068
2019 $10,134 $754,288 $367,946 $386,342
2018 $10,025 $739,499 $360,732 $378,767
2017 $194 $667,932 $325,821 $342,111
2016 $9,076 $654,836 $319,433 $335,403
2015 $8,993 $645,000 $314,635 $330,365
2014 $7,294 $484,402 $236,294 $248,108
Source: Public Records

Agents Affiliated with this Home

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Map

Source: San Diego MLS

MLS Number: 140030324

San Diego MLS

APN: 257-501-21-02