$570,000

10823 Big Chip Rd NW Brandon, MN 56315

Estimated payment $3,458/month

Total Views 4,658
3 Beds
2 Baths
2,322 Sq Ft
$245 Price per Sq Ft

Highlights

  • 105 Feet of Waterfront
  • Beach Access
  • Family Room with Fireplace
  • Garfield Elementary School Rated A-
  • Lake View
  • Main Floor Primary Bedroom

About This Home

This beautifully renovated home offers 105 feet of pristine shoreline on the sought-after Chippewa Lake - affectionately known as "Big Chip" — a true paradise for fishing, boating, and swimming. Recent updates have elevated the home throughout, including new kitchen cabinets, countertops with center island, and stylish backsplash, all-new flooring, air conditioning, water heater, furnace (2016), two gas fireplaces, and upgraded appliances. Additional improvements include a walk-in shower in the lower level, a commercial-grade Speed Queen washer and dryer, new garage doors, rebuilt driveway retaining walls with pavers, fresh exterior and interior paint, and more.Interior Highlights:Open-concept living area with oversized windows allowing for panoramic lake views.Spacious great room featuring a 10-foot granite center island, built-in desk, and a gas/propane fireplace. Year-round four-season porch ideal for relaxation.Three bedrooms on the main level, two with lake views.Primary bedroom includes a walk-in closet and direct access to the full shared bath.Lower-level family room with a stone-accented gas/propane fireplace and a newly updated 3/4 bath.Exterior Features:Expansive front stairs leading to the main entry, enhancing the home's curb appeal. Direct access to Big Chip Lake lakeshore with a deck for lakeside viewing. Attached two-car tuck under garage.Additional storage shed.This property is priced to sell and offers a rare opportunity to enjoy serene lakefront living with modern comforts. Whether you're seeking a year-round residence or a seasonal retreat, 10823 Big Chip Road NW provides a tranquil setting with easy access to recreational activities, such as Lake Carlos State Park and Glendalough State Park.If you need further details or assistance with viewing arrangements, feel free to ask!

Listing Agent

Rychel Larson

Realty ONE Group Choice Listed on: 04/20/2025

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $3,382

Year Built

  • Built in 1992

Lot Details

  • 0.42 Acre Lot
  • Lot Dimensions are 80x198x105x200
  • 105 Feet of Waterfront
  • Lake Front

Parking

  • 2 Car Attached Garage
  • Tuck Under Garage
  • Insulated Garage
  • Garage Door Opener

Home Design

  • Bi-Level Home
  • Wood Foundation
  • Architectural Shingle Roof

Interior Spaces

  • Stone Fireplace
  • Brick Fireplace
  • Family Room with Fireplace
  • 2 Fireplaces
  • Living Room with Fireplace
  • Combination Kitchen and Dining Room
  • Lake Views

Kitchen

  • Range
  • Microwave
  • Freezer
  • Dishwasher
  • Stainless Steel Appliances
  • The kitchen features windows

Bedrooms and Bathrooms

  • 3 Bedrooms
  • Primary Bedroom on Main

Laundry

  • Dryer
  • Washer

Finished Basement

  • Partial Basement
  • Natural lighting in basement

Outdoor Features

  • Beach Access
  • Porch

Utilities

  • Forced Air Heating and Cooling System
  • Propane
  • Water Filtration System
  • Private Water Source
  • Well
  • Drilled Well
  • Septic System

Community Details

  • No Home Owners Association
  • Julian Subdivision

Listing and Financial Details

  • Assessor Parcel Number 090304000

Home Details

Home Type

Single Family

Est. Annual Taxes

$3,382

Year Built

Built in 1992

Lot Details

0

Parking

2

Listing Details

  • Type: Residential
  • Property Subtype 1: Single Family Residence
  • Cooling System: Central Air
  • Garage Spaces: 2
  • Accessibility Features: None
  • Fireplaces: 2
  • Water Source: Drilled, Private, Well
  • Year Built: 1992
  • Above Grade Finished Sq Ft: 1644
  • Water Body Name: Chippewa
  • Unit Levels: Split Entry (Bi-Level)
  • New Construction: No
  • FractionalOwnershipYN: No
  • Rental License?: No
  • InternetOptions: Fiber Optic
  • Special Features: VirtualTour
  • Property Sub Type: Detached

Interior Features

  • Basement: Daylight/Lookout Windows, Finished, Partial, Wood
  • Appliances: Dishwasher, Dryer, Exhaust Fan, Freezer, Fuel Tank - Rented, Water Filtration System, Microwave, Range, Refrigerator, Stainless Steel Appliances, Washer, Water Softener Owned
  • Fireplace Features: Brick, Family Room, Gas, Living Room, Stone
  • Living Area: 2322
  • Fireplace: Yes
  • Below Grade Finished Sq Ft: 678
  • Basement YN: Yes
  • Dining Room Type: Living Room, Kitchen, Four Season Porch, Bedroom 1, Bedroom 2, Bedroom 3, Family Room

Beds/Baths

  • Full Bathrooms: 1
  • Total Bedrooms: 3
  • Three Quarter Bathrooms: 1

Exterior Features

  • Roof: Age Over 8 Years, Architectural Shingle, Asphalt
  • Fencing: None
  • View: Lake, Panoramic, West
  • Other Structures: Storage Shed
  • ConstructionMaterialsDesc: Frame
  • Lake Acres: 1185
  • Lake Bottom: Reeds,Sand,Soft
  • LakeChain: N
  • Waterfront Frontage: 105

Garage/Parking

  • Parking Features: Attached Garage, Concrete, Garage Door Opener, Insulated Garage, Tuckunder Garage
  • Garage Square Feet: 630

Utilities

  • Heating: Forced Air
  • Sewer: Private Sewer, Septic System Compliant - No
  • Electric: Circuit Breakers
  • Fuel: Propane

Condo/Co-op/Association

  • Association: No
  • Amenities Unit: Balcony,Ceiling Fan(s),Deck,Kitchen Center Island,Kitchen Window,Main Floor Primary Bedroom,Panoramic View,Tile Floors,Vaulted Ceiling(s),Washer/Dryer Hookup

Schools

  • Junior High Dist: Alexandria
  • SchoolDistrictNumber: 206
  • SchoolDistrictPhone: 320-762-2141

Lot Info

  • Waterfront YN: Yes
  • PropertyAttachedYN: No
  • Lot Size: 80x198x105x200
  • Lot Size Sq Ft: 18295.2
  • Land Lease: No
  • Lot Features: Accessible Shoreline
  • Additional Parcels: No
  • Zoning Description: Residential-Single Family
  • AssessmentPending: No
  • Yearly/Seasonal: Yearly

Building Info

  • Construction Materials: Wood Siding

Tax Info

  • Tax Year: 2025
  • Assessor Parcel Number: 090304000
  • Tax Annual Amount: 3382
  • TaxWithAssessments: 3382.0000

Multi Family

  • WaterfrontFeatures: Lake Front, Lake View

Map

Range of Values:

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $3,308 $445,800 $140,000 $305,800
2023 $3,308 $400,500 $124,000 $276,500
2022 $3,898 $372,000 $120,000 $252,000
2021 $3,946 $327,400 $114,400 $213,000
2020 $3,984 $320,000 $114,400 $205,600
2019 $3,860 $314,800 $114,400 $200,400
2018 $3,648 $310,600 $114,400 $196,200
2017 $2,644 $291,900 $114,400 $177,500
2016 $2,736 $278,681 $110,968 $167,713
2015 $2,658 $0 $0 $0
2014 -- $268,600 $110,500 $158,100
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
05/19/2025 05/19/25 Price Changed $570,000 -0.9% $245 / Sq Ft
04/20/2025 04/20/25 For Sale $575,000 -- $248 / Sq Ft
Source: NorthstarMLS

Purchase History

Date Type Sale Price Title Company
Affidavit -- --
Warranty Deed $360,000 Integrity Title
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Previous Owner $324,000 New Conventional
Previous Owner $100,000 Credit Line Revolving
Previous Owner $112,000 New Conventional
Source: Public Records

About the Listing Agent

Rychel Larson

Realty ONE Group Choice

(320) 390-7209

Section Image

As a dedicated realtor, I'm here to help you navigate the exciting journey of buying or selling your home when the opportunity arises. My goal is to make the process smooth and enjoyable for you. I pride myself on being your trusted resource. I'm not just here to complete transactions; I aim to build lasting relationships. I take the time to listen to your needs, answer your questions, and provide personalized guidance every step of the way. If you or someone you know is thinking about making a

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Source: NorthstarMLS

MLS Number: 6715330

NorthstarMLS

APN: 09-0304-000