NOT LISTED FOR SALE

1084 Congress St Schenectady, NY 12303

Rotterdam Neighborhood

Estimated Value: $153,598 - $221,000

4 Beds
2 Baths
1,920 Sq Ft
$95/Sq Ft Est. Value

Last Sold November 10, 2015

Last sale price $32,500 $17 Per Sq Ft

Est. 464% increase in value since last sale

Current estimated payment $1,424/month

22 Days on Market

Highlights

  • Full Attic
  • Detached Garage
  • Level Lot
  • No HOA
  • Forced Air Heating System
  • 3-minute walk to Wallingford Park

About This Home

As of November 2015

Great Two-Family investment property, must see to appreciate potential, need some work done, 2nd unit can be rent right away. IS SOLD AS-IS. This is a Fannie Mae property. Ask listing agent for details. Eligibility restrictions MAY apply. Purchase of property will be by cash at the closing or on terms acceptable to the seller. Please contact Listing agent # 1. Fair Condition

Last Agent to Sell the Property

Obinna Igbo

CKM Team Realty Listed on: 09/02/2015

Co-Listed By

Carmelo Ginés

CKM Team Realty License #10491205139

Last Buyer's Agent

Derek Balmir

CKM Team Realty

Property Details

Home Type

  • Multi-Family

Year Built

  • Built in 1900

Lot Details

  • Level Lot

Home Design

  • Duplex
  • Aluminum Siding
  • Shingle Siding
  • Asphalt

Interior Spaces

  • 1,920 Sq Ft Home
  • Full Attic
  • Laundry on main level

Bedrooms and Bathrooms

  • 4 Bedrooms
  • 2 Bathrooms

Basement

  • Basement Fills Entire Space Under The House
  • Laundry in Basement

Parking

  • Detached Garage
  • Off-Street Parking

Utilities

  • No Cooling
  • Forced Air Heating System
  • Heating System Uses Natural Gas

Community Details

  • No Home Owners Association

Listing and Financial Details

  • Legal Lot and Block 27 / 2
  • Assessor Parcel Number 421500 49-2-27

Property Details

Home Type

Multi-Family

Year Built

Built in 1900

Lot Details

0

Listing Details

  • Property Type: MultiFamily
  • Property Sub Type: Duplex
  • Year Built: 1900
  • Directions: LEFT ON 6TH AVE, GO 3 STOP SIGNS, RIGHT ONTO CONGRESS
  • Above Grade Finished Sq Ft: 1920.0
  • Financial Details General Taxes: 2908.0
  • General Taxes Description: Actual
  • Financial Details School Taxes: 1745.0
  • School Taxes Description: Actual
  • Lot Size: 3498
  • New Construction: No
  • Possession Possession Legacy: @ Closing
  • Sale Detail Seller Contribution: No
  • Co List Office Mls Id: o2945A
  • Co List Office Phone: 518-631-4773
  • Special Features: None

Interior Features

  • Basement: Full
  • Total Bedrooms: 4
  • Living Area: 1920.0
  • Full Basement: Yes
  • Attic Features:Walk-Up: Yes
  • Attic Features:Full2: Yes

Exterior Features

  • Roof: Asphalt
  • Construction Type: Aluminum Siding, Shingle Siding
  • Construction Materials:Aluminum Siding: Yes
  • Lot Features:Level: Yes
  • Construction Materials:Shingle Siding: Yes

Garage/Parking

  • Parking Features: Off Street, Detached
  • Attached Garage: No
  • Parking Features:Off Street: Yes
  • Parking Features:Detached: Yes

Utilities

  • Sewer: Public Sewer
  • Cooling: None
  • Heating: Forced Air, Natural Gas
  • Laundry Features: In Basement, Main Level
  • Water Source: Public
  • Cooling Y N: No
  • Heating Yn: Yes
  • Heating:Forced Air: Yes
  • Heating:Natural Gas2: Yes

Condo/Co-op/Association

  • Association: No

Association/Amenities

  • Parcel Tax HOA:Association YN: No

Schools

  • Junior High Dist: Schenectady

Lot Info

  • Lot Features: Level
  • Parcel #: 421500 49-2-27

Tax Info

  • Tax Annual Amount: 4653.0
  • Tax Block: 2
  • Tax Lot: 27
  • Tax Tract: 49

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Sep 2, 2015
Closed on
Nov 10, 2015
Sold by
Federal National Mortgage Association
Bought by
Iqbal Muzafar
Seller's Agent
Obinna Igbo
CKM Team Realty
Buyer's Agent
Derek Balmir
CKM Team Realty
List Price
$25,000
Sold Price
$32,500
Premium/Discount to List
$7,500
30%
Total Days on Market
22
Current Estimated Value
$183,150

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$150,650
Avg. Annual Appreciation
21.29%

Purchase Details

Listed on
Sep 2, 2015
Closed on
Nov 9, 2015
Sold by
Fannie Mae
Bought by
Iqbal Muzafar
Seller's Agent
Obinna Igbo
CKM Team Realty
Buyer's Agent
Derek Balmir
CKM Team Realty
List Price
$25,000
Sold Price
$32,500
Premium/Discount to List
$7,500
30%

Purchase Details

Listed on
Sep 2, 2015
Closed on
Oct 23, 2015
Sold by
Adler Esq
Bought by
Federal National Mortgage Association
Seller's Agent
Obinna Igbo
CKM Team Realty
Buyer's Agent
Derek Balmir
CKM Team Realty
List Price
$25,000
Sold Price
$32,500
Premium/Discount to List
$7,500
30%

Purchase Details

Closed on
Sep 20, 2005
Sold by
Federal National Mortgage Association
Bought by
Beck Edwin

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$40,750
Interest Rate
5.81%
Mortgage Type
New Conventional

Purchase Details

Closed on
Dec 7, 2001
Sold by
Tmk Holdings Inc
Bought by
Malone Jessica A

Purchase Details

Closed on
Sep 5, 2000

Purchase Details

Closed on
Dec 14, 1996
Source: Public Records

Similar Homes in Schenectady, NY

  • 892 Maplewood Ave, Schenectady, NY 12303

    $180,000

    • 4 Beds
    • 2 Baths
    • 1,510 Sq Ft
    • 892 Maplewood Ave
    • Schenectady, NY

    This MUST-HAVE turnkey duplex is the perfect addition to your investment portfolio. This low-maintenance, high-potential property offers two updated units with recent cosmetic improvements—including fresh paint and new flooring throughout.Enjoy peace of mind with a roof replaced in 2021, separate electric (200 Amps) and gas meters for each unit, and all major appliances in great condition. Both

    Ryan Gallup Gallup Property Group LLC

    Section Image
  • 1180 van Cortland St, Schenectady, NY 12303

    $189,900

    • 3 Beds
    • 2 Baths
    • 1,820 Sq Ft
    • 1180 van Cortland St
    • Schenectady, NY

    Welcome to this lovely duplex offering tremendous value just minutes away from Mt. Pleasant Middle School & Pleasant Valley Elementary. This multi-family offers a 2 bedroom/1 Bath unit on the first floor with a Living room, full bath, kitchen and accessible ramp in the front. The second floor offers a very large 1 bedroom with Living room, kitchen and full bath. There is one off street parking

    Joshua Wolin Coldwell Banker Prime Properties

    Section Image
  • 1038 Bridge St, Schenectady, NY 12303

    $200,000

    • 6 Beds
    • 2 Baths
    • 2,460 Sq Ft
    • 1038 Bridge St
    • Schenectady, NY

    Spacious 2 family on dead end street. Large flats with 3 bedrooms each floor. Needs rehab-great potential.

    Deborah Hoelzli Carrow Real Estate Services LLC

    Section Image
  • 1821 Broadway, Schenectady, NY 12306

    $159,900

    • 6 Beds
    • 2 Baths
    • 2,128 Sq Ft
    • 1821 Broadway
    • Schenectady, NY

    well cared for 2 Family in Bellevue neighborhood. Always rented. Good tenants. remodeled in 2020.Call Harline to show 518-878-9955.

    Lorraine Gagne United Business Services

    Section Image
  • 2119 Broadway, Schenectady, NY 12306

    $187,150

    • 4 Beds
    • 3 Baths
    • 2,183 Sq Ft
    • 2119 Broadway
    • Schenectady, NY

    ***MULTIPLE OFFERS, HIGHEST AND BEST DUE IN BY 5/7/25 BY 12PM****2 Family home built in 1975 and offers 2, two bedrooms and 3 full baths, finished basement, 1 detached garage, 2183 sq ft, public utilities, situated on 0.01 acres and located in Schenectady CSD.

    Thomas Trevett Trevett Group

    Section Image
  • 903 Lincoln Ave, Schenectady, NY 12307

    $194,900

    • 6 Beds
    • 2 Baths
    • 2,078 Sq Ft
    • 903 Lincoln Ave
    • Schenectady, NY

    MULTIPLE OFFER DEADLINE 4-13 at 6PM. Many updates throughout this well cared for 2 family. 1st Floor apartment was recently rehabbed with all new kitchen, bathroom, flooring, lighting and freshly painted. 2nd Floor is occupied with long term tenant. Unit 2 also in great shape as well. Excellent property for the owner occupied buyer or investor. 24 hour notice when showing the 2nd unit.

    David Schrepper RE/MAX Solutions

    Section Image
  • 1007 Strong St, Schenectady, NY 12307

    $174,900

    • 4 Beds
    • 2 Baths
    • 1,600 Sq Ft
    • 1007 Strong St
    • Schenectady, NY

    Excellent Opportunity to own a Nice 2 Family in the thriving City of Schenectady. Great for Investment or Owner Occupied. Positive Cash Flow! Newer Furnace and Hot Water Heater. Big Back Yard space to Relax and Entertain. Close to State Street, Shopping, Restaurants, Bus Line and more. Low Taxes. This will not last long!

    Scott Scorzafava Scorzafava Real Estate Group LLC

    Section Image
  • 12 Paulding St, Schenectady, NY 12308

    $200,000

    • 5 Beds
    • 2 Baths
    • 2,112 Sq Ft
    • 12 Paulding St
    • Schenectady, NY

    Low Taxes! This property offers excellent income potential with 2 bedrooms/1 bath on first floor, 3 bedrooms/1 bath on the second level and ready to rent. Located just minutes from Union College, public transportation at the end of the street. Whether you're a seasoned investor or looking to owner occupy, this opportunity is packed with value.

    Shania Holt Hunt ERA

    Section Image
  • 82 Robinson St, Schenectady, NY 12304

    $209,000

    • 6 Beds
    • 2 Baths
    • 2,222 Sq Ft
    • 82 Robinson St
    • Schenectady, NY

    Two-Family Home with Long-Term TenantsWell-maintained and income-producing, this charming two-family home is the perfect addition to any investor's portfolio. Located in a convenient Schenectady neighborhood, this property features two spacious units, each with private entrances and separate utilities.

    Erwin Premchan Berkshire Hathaway Home Services Blake

    Section Image
See All Homes in Schenectady

Range of Values:

Collateral Analytics

Collateral Analytics Collateral Analytics AVMs (Automated Valuation Model) employ a number of statistical approaches combined with neighborhood-specific comparable selection guarantees the most up-to-date and precise valuations.

Not Available

Collateral Analytics does not have data for the current month. Please view the chart for historical values.

ICE

ICE Mortgage Technology ICE Mortgage Technology’s AVM (Automated Valuation Model) is a state-of-the-art online residential property valuation tool that provides a quick and accurate estimate of the value of almost any home in the U.S.

Not Available

ICE Mortgage Technology does not have data for the current month. Please view the chart for historical values.

First American

First American First American Data & Analytics’ next-generation AVM combines unrivaled data assets with a blended ensemble of valuation models to produce highly accurate, reliable valuations you can trust.

Not Available

First American does not have data for the current month. Please view the chart for historical values.

Quantarium

Quantarium Quantarium’s valuation service, repeatedly proven the industry’s most accurate and comprehensive, is supercharged with a self-learning and auto-tuning AI engine that continually becomes smarter and more accurate as it processes daily inputs from the industry’s leading RE data lake.

Not Available

Quantarium does not have data for the current month. Please view the chart for historical values.

Average Value
Not Available
List Price
Sold Price
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area

Home Values in the Area

Source: Public Records

Average Home Value in this Area

Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Iqbal Muzafar $32,500 Stanley Skubis
Iqbal Muzafar $32,500 None Available
Federal National Mortgage Association $28,500 Associates, P.C Rosicki, Ros
Fannie Mae $28,500 None Available
Beck Edwin $45,300 --
Malone Jessica A $66,000 --
-- -- --
-- -- --
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Previous Owner Beck Edwin $40,750
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
11/10/2015 11/10/15 Sold $32,500 +30.0% $17 / Sq Ft
09/23/2015 09/23/15 Pending -- -- --
09/01/2015 09/01/15 For Sale $25,000 -- $13 / Sq Ft
Source: Global MLS

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $4,746 $76,800 $11,500 $65,300
2023 $4,746 $76,800 $11,500 $65,300
2022 $4,588 $76,800 $11,500 $65,300
2021 $4,550 $76,800 $11,500 $65,300
2020 $4,463 $76,800 $11,500 $65,300
2019 $2,871 $76,800 $11,500 $65,300
2018 $4,501 $76,800 $11,500 $65,300
2017 $3,784 $76,800 $11,500 $65,300
2016 $4,592 $76,800 $11,500 $65,300
2015 -- $76,800 $11,500 $65,300
2014 -- $76,800 $11,500 $65,300
Source: Public Records

Agents Affiliated with this Home

  • O

    Seller's Agent in 2015

    Obinna Igbo

    CKM Team Realty

  • Carmelo Ginés

    Seller Co-Listing Agent in 2015

    Carmelo Ginés

    CKM Team Realty

    (518) 724-5858

    2 in this area

    11 Total Sales

    Carmelo Ginés
    Section Image

  • D

    Buyer's Agent in 2015

    Derek Balmir

    CKM Team Realty

See All Agents

Map

Source: Global MLS

MLS Number: 201519325

Global MLS

APN: 049-062-0002-027-000-0000

New York Schenectady County Schenectady 12303 Rotterdam

1084 Congress St, Schenectady, NY

This home is located at 1084 Congress St, Schenectady, NY 12303 since 02 September 2015 and is currently estimated at $183,150, approximately $95 per square foot. This property was built in 1900. 1084 Congress St is a home located in Schenectady County with nearby schools including Hamilton Elementary School, Mont Pleasant Middle School, and Schenectady High School.

Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.

Global MLS IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.
Information is deemed reliable but not guaranteed.



Local REALTOR® - Todd Siegel, Broker - (888)-952-6393

Nearby Homes