NOT LISTED FOR SALE

1085 Delta Dr Unit 302B Elgin, IL 60123

Estimated Value: $288,000 - $301,120

3 Beds
2 Baths
1,600 Sq Ft
$183/Sq Ft Est. Value

Last Sold May 27, 2025

Last sale price $282,000 $176 Per Sq Ft

Est. 4% increase in value since last sale

Current estimated payment $1,971/month

45 Days on Market

Highlights

  • Balcony
  • Living Room
  • Laundry Room
  • Soaking Tub
  • Resident Manager or Management On Site
  • Ceramic Tile Flooring

About This Home

As of May 2025

Pride of ownership shines through in this step up ranch unit! Well cared for and meticulously maintained by owner of 22 years! Large living room, dining room and eat in kitchen welcome you as you walk in! 1600sq ft of living space all on one level! 3 bedrooms and 2 full baths! Kitchen opens to LR and DR with a cute "peekaboo window" above the sink. Eating area has sliding glass door that leads to a large deck overlooking a nice scenic view. Granite countertops and new stainless steel refrigerator too! Oversized living area leads down hallway to a convenient laundry room and the Primary bedroom with vaulted ceiling, huge walk in closet and attached bath with soaker tub and separate shower stall. 2nd and 3rd bedrooms both good size with another full bath nearby. Current owner uses 3rd bedroom as office /den! All one level living with a few steps down to the lower level/2 car garage attached and ample storage closet! Easy peasy! Subdivision just got new roofs and still a healthy reserve in the HOA! Minutes to Randall road corridor like grocery stores, convenient store, hardware store, coffee shops, nail salons, fast food, banks and restaurants galore! You can even walk as they are all so close by! Dont miss out on this hidden gem in Willow Bay Club!

Last Agent to Sell the Property

Barbara Oborne

The HomeCourt Real Estate License #475141142 Listed on: 02/27/2025

Last Buyer's Agent

Vidhu Sharma

Coldwell Banker Realty License #475209009

Coldwell Banker Realty

Townhouse Details

Home Type

  • Townhome

Est. Annual Taxes

  • $1,769

Year Built

  • Built in 1998

HOA Fees

  • $299 Monthly HOA Fees

Parking

  • 2 Car Garage
  • Driveway
  • Parking Included in Price

Home Design

  • Entry on the 1st floor

Interior Spaces

  • 1,600 Sq Ft Home
  • 1-Story Property
  • Family Room
  • Living Room
  • Dining Room

Kitchen

  • Range
  • Microwave
  • Dishwasher
  • Disposal

Flooring

  • Carpet
  • Ceramic Tile

Bedrooms and Bathrooms

  • 3 Bedrooms
  • 3 Potential Bedrooms
  • 2 Full Bathrooms
  • Dual Sinks
  • Soaking Tub
  • Separate Shower

Laundry

  • Laundry Room
  • Dryer
  • Washer

Outdoor Features

  • Balcony

Schools

  • Fox Meadow Elementary School
  • South Elgin High School

Utilities

  • Forced Air Heating and Cooling System
  • Heating System Uses Natural Gas

Listing and Financial Details

  • Senior Tax Exemptions
  • Homeowner Tax Exemptions

Community Details

Overview

  • Association fees include parking, insurance, exterior maintenance, lawn care, snow removal
  • 4 Units
  • Lynda Association, Phone Number (630) 584-0279
  • Willow Bay Club Subdivision, Ranch Floorplan
  • Property managed by Willow Bay Club Condo HOA

Pet Policy

  • Limit on the number of pets

Security

  • Resident Manager or Management On Site

Townhouse Details

Home Type

Townhome

Est. Annual Taxes

$1,769

Year Built

Built in 1998

Lot Details

0

HOA Fees

$299 per month

Parking

2

Listing Details

  • Property Type: Residential
  • Property Type: Attached Single
  • Type Attached: Townhouse-Ranch
  • Ownership: Fee Simple w/ HO Assn.
  • EntryLevel: 1
  • New Construction: No
  • Property Sub-Type: Townhouse-Ranch
  • Subdivision Name: Willow Bay Club
  • Year Built: 1998
  • Age: 26-30 Years
  • Built Before 1978 (Y/N): No
  • Disability Access and/or Equipped: No
  • General Information: School Bus Service
  • Rebuilt (Y/N): No
  • Rehab (Y/N): No
  • Actual Status: Closed
  • ResoPropertyType: Residential
  • SomePhotosVirtuallyStaged: No
  • Special Features: None
  • Property Sub Type: Townhouses
  • Stories: 1

Interior Features

  • Appliances: Range, Microwave, Dishwasher, Refrigerator, Washer, Dryer, Disposal, Humidifier
  • Basement: None
  • Full Bathrooms: 2
  • Total Bathrooms: 2
  • Total Bedrooms: 3
  • LivingArea: 1600
  • Room Type: No additional rooms
  • Stories Total: 1
  • Estimated Total Finished Sq Ft: 1600
  • Bathroom Amenities: Separate Shower,Double Sink,Soaking Tub
  • Basement Bathrooms: No
  • Below Grade Bedrooms: 0
  • Dining Room: Separate,L-shaped
  • Total Sq Ft: 1600
  • Flooring: Carpet

Exterior Features

  • Construction Materials: Vinyl Siding
  • ExteriorFeatures: Balcony
  • Waterfront: No

Garage/Parking

  • Garage Spaces: 2
  • Parking Features: Asphalt, Garage Door Opener, On Site, Garage Owned, Attached, Garage
  • ParkingTotal: 2

Utilities

  • Sewer: Public Sewer, Storm Sewer
  • Cooling: Central Air
  • Heating: Natural Gas, Forced Air
  • Laundry Features: In Unit
  • Water Source: Public

Condo/Co-op/Association

  • Pets Allowed: Number Limit
  • Association Fee: 299
  • Association Fee Frequency: Monthly
  • Management: Manager Off-site
  • Master Association Fee: No
  • Master Association Fee Frequency: Not Required
  • Management Company: Willow Bay Club Condo HOA
  • Management Contact Name: Lynda
  • Management Phone: 630-584-0279
  • ResoAssociationFeeFrequency: Monthly

Fee Information

  • Association Fee Includes: Parking, Insurance, Exterior Maintenance, Lawn Care, Snow Removal

Schools

  • Elementary School: Fox Meadow Elementary School
  • High School: South Elgin High School

Lot Info

  • Lot Dimensions: 1000
  • Special Assessments: N

Rental Info

  • Board Number: 5
  • Pets Allowed (Y/N): Yes
  • Is Parking Included in Price: Yes

Tax Info

  • Tax Annual Amount: 1769
  • Tax Year: 2023
  • Tax Exemptions: Homeowner,Senior

Multi Family

  • Units in Building: 4

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Feb 27, 2025
Closed on
May 16, 2025
Sold by
Thollander Judy
Bought by
Sharma Sham and Sharma Shally
Seller's Agent
Barbara Oborne
The HomeCourt Real Estate
Buyer's Agent
Vidhu Sharma
Coldwell Banker Realty
List Price
$298,900
Sold Price
$282,000
Premium/Discount to List
-$16,900
-5.65%
Views
178
Current Estimated Value
$292,030

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$10,030
Avg. Annual Appreciation
6.82%
Original Mortgage
$10,000
Outstanding Balance
$7,003
Interest Rate
0.3%
Mortgage Type
New Conventional
Estimated Equity
$285,027

Purchase Details

Closed on
Sep 19, 2003
Sold by
Beck Chadwick K and Beck Jeannine M
Bought by
Thollander Judy

Purchase Details

Closed on
Jul 24, 1998
Sold by
Pulte Home Corp
Bought by
Beck Chadwick K and Beck Jeannine M

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$114,500
Interest Rate
7.03%
Mortgage Type
FHA
Source: Public Records

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Sharma Sham $282,000 None Listed On Document
Thollander Judy $163,000 Chicago Title Insurance Comp
Beck Chadwick K $126,000 First American Title Ins Co
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Sharma Sham $10,000
Open Sharma Sham $253,800
Previous Owner Beck Chadwick K $114,500
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
05/27/2025 05/27/25 Sold $282,000 -5.7% $176 / Sq Ft
04/14/2025 04/14/25 Pending -- -- --
03/28/2025 03/28/25 For Sale $298,900 0.0% $187 / Sq Ft
03/04/2025 03/04/25 Pending -- -- --
02/27/2025 02/27/25 For Sale $298,900 -- $187 / Sq Ft
Source: Midwest Real Estate Data (MRED)

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $1,661 $80,885 $16,550 $64,335
2023 $1,769 $73,074 $14,952 $58,122
2022 $2,233 $66,631 $13,634 $52,997
2021 $2,298 $62,295 $12,747 $49,548
2020 $2,349 $59,470 $12,169 $47,301
2019 $2,405 $56,649 $11,592 $45,057
2018 $2,546 $53,367 $10,920 $42,447
2017 $2,649 $50,451 $10,323 $40,128
2016 $2,747 $46,805 $9,577 $37,228
2015 -- $42,901 $8,778 $34,123
2014 -- $36,755 $8,670 $28,085
2013 -- $37,725 $8,899 $28,826
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Midwest Real Estate Data (MRED)

MLS Number: 12287911

Midwest Real Estate Data (MRED)

APN: 06-28-331-034