$779,900
PENDING

10878 Waterford Cir Belvidere, IL 61008

Estimated payment $4,944/month

Total Views 1,574
4 Beds
4 Baths
4,637 Sq Ft
$168 Price per Sq Ft

Highlights

  • In Ground Pool
  • Family Room with Fireplace
  • Granite Countertops
  • Deck
  • Recreation Room
  • Patio

About This Home

Welcome to this newly remodeled, custom all-brick ranch set on 3.4 beautifully landscaped acres in one of Belvidere's most desirable neighborhoods. With over 4,600 square feet of finished living space, this home offers high end finishes, thoughtful updates, and a layout designed for comfort and style. The main level features a welcoming formal living area with views overlooking the resort style backyard and freshly landscaped lot, a spacious dining room with tray ceiling, comfortable family room centered around a new gas fireplace, updated kitchen with granite countertops, custom tile backsplash, stainless steel appliances, extended height cabinetry, breakfast bar, and a cozy eat-in area overlooking the private backyard oasis. The spacious primary suite is privately tucked away and features a fully renovated bath, dual walk-in closets, and a sitting area that opens to the covered cabana and pool area. Two additional bedrooms share a Jack-and-Jill bathroom, plus there's a separate full guest bath, main-floor laundry, and a generous walk-in pantry just off the 3.5-car side-load garage. The newly finished lower level is a showstopper - offering 10-foot ceilings, wood beam accents, a custom entertainment wall with fireplace, full bar, dining area, guest suite, full bath, and large open space for recreation or relaxation. Partial exposure and large windows bring in plenty of natural light. Step outside to your own private retreat: a 20x35 saltwater pool with water feature, paver surround, covered cabana, in-ground sprinkler system, and newly installed invisible fence. New HVAC ('24), updated electrical panel ('24), new water heater ('24) and many more updates throughout. Located in the North Boone School District, this property offers luxury, privacy, and space - inside and out.

Listing Agent

Heather Long

Key Realty - Rockford License #475177852 Listed on: 07/18/2025

Key Realty - Rockford

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $7,483

Year Built

  • Built in 2007

Lot Details

  • Lot Dimensions are 81.56x355.86x427.67x324.02
  • Dog Run

Parking

  • 3.5 Car Garage

Home Design

  • Brick Exterior Construction
  • Asphalt Roof

Interior Spaces

  • 4,637 Sq Ft Home
  • 1-Story Property
  • Bookcases
  • Fireplace With Gas Starter
  • Electric Fireplace
  • Family Room with Fireplace
  • 2 Fireplaces
  • Living Room with Fireplace
  • Dining Room
  • Recreation Room
  • Granite Countertops
  • Laundry Room

Bedrooms and Bathrooms

  • 4 Bedrooms
  • 5 Potential Bedrooms
  • 4 Full Bathrooms

Basement

  • Basement Fills Entire Space Under The House
  • Finished Basement Bathroom

Outdoor Features

  • In Ground Pool
  • Deck
  • Patio

Utilities

  • Forced Air Heating and Cooling System

Home Details

Home Type

Single Family

Est. Annual Taxes

$7,483

Year Built

Built in 2007

Lot Details

0

Parking

3

Listing Details

  • Property Type: Residential
  • Property Type: Detached Single
  • Type Detached: 1 Story
  • Ownership: Fee Simple
  • New Construction: No
  • Property Sub-Type: 1 Story
  • Year Built: 2007
  • Age: 16-20 Years
  • Built Before 1978 (Y/N): No
  • Disability Access and/or Equipped: No
  • General Information: None
  • Rebuilt (Y/N): No
  • Rehab (Y/N): No
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Basement: Finished, Full
  • Full Bathrooms: 4
  • Total Bathrooms: 4
  • Total Bedrooms: 4
  • Fireplace Features: Electric, Gas Starter
  • Fireplaces: 2
  • Interior Amenities: Dry Bar, 1st Floor Bedroom, Bookcases, Granite Counters
  • LivingArea: 4637
  • Room Type: Recreation Room, Bedroom 5
  • Estimated Total Finished Sq Ft: 0
  • Assessed Sq Ft: 3381
  • Basement Bathrooms: Yes
  • Below Grade Bedrooms: 1
  • Total Sq Ft: 0
  • Fireplace Location: Family Room,Living Room
  • Total Sq Ft: 0

Exterior Features

  • Construction Materials: Brick
  • ExteriorFeatures: Dog Run, Other
  • List Price: 779900
  • Patio And Porch Features: Deck, Patio
  • Pool Features: In Ground
  • Roof: Asphalt
  • Waterfront: No

Garage/Parking

  • Garage Spaces: 3.5
  • Parking Features: On Site, Attached, Garage
  • ParkingTotal: 3.5

Utilities

  • Cooling: Central Air
  • Heating: Forced Air
  • Laundry Features: Main Level

Condo/Co-op/Association

  • Association Fee Frequency: Not Applicable
  • Master Association Fee Frequency: Not Required

Fee Information

  • Association Fee Includes: None

Schools

  • Middle/Junior School District: 100

Lot Info

  • Lot Dimensions: 81.56X355.86X427.67X324.02
  • Lot Size: 3.0-3.99 Acres
  • Special Assessments: N

Rental Info

  • Board Number: 5

Tax Info

  • Tax Year: 2024

Map

Range of Values:

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $7,483 $199,590 $26,693 $172,897
2023 $7,483 $164,899 $26,693 $138,206
2022 $12,453 $156,715 $26,693 $130,022
2021 $12,201 $153,675 $26,693 $126,982
2020 $11,559 $138,472 $26,693 $111,779
2019 $11,554 $132,002 $26,693 $105,309
2018 $11,698 $431,882 $330,585 $101,297
2017 $11,308 $130,102 $27,133 $102,969
2016 $11,389 $125,634 $26,961 $98,673
2015 $10,552 $113,381 $38,733 $74,648
2014 $21,756 $111,280 $38,733 $72,547
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
07/22/2025 07/22/25 Pending -- -- --
07/15/2025 07/15/25 For Sale $779,900 +30.0% $168 / Sq Ft
01/12/2024 01/12/24 Sold $600,000 -4.0% $177 / Sq Ft
12/26/2023 12/26/23 Pending -- -- --
12/19/2023 12/19/23 For Sale $625,000 -- $185 / Sq Ft
Source: Midwest Real Estate Data (MRED)

Purchase History

Date Type Sale Price Title Company
Grant Deed $380,000 Title Underwriters Agency
Warranty Deed $335,000 --
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $342,000 New Conventional
Source: Public Records

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Source: Midwest Real Estate Data (MRED)

MLS Number: 12423868

Midwest Real Estate Data (MRED)

APN: 05-08-229-001