109 7th St Cloquet, MN 55720
Estimated Value: $152,000 - $191,000
2
Beds
1.5
Baths
1,079
Sq Ft
$163/Sq Ft
Est. Value
Highlights
- 1 Car Detached Garage
- Eat-In Kitchen
- Living Room
- Churchill Elementary School Rated A-
- Views
- Bungalow
About This Home
As of February 2015Renovated home features new kitchen with appliances, updated bathroom, new windows, new gutters, new gas service to the house with new high efficiency gas furnace, new carpeting. Home has market value of $105,000 but is being sold $25,000 below market value to income qualified households. This home was developed in partnership with the Fond du Lac Band of Lake Superior Chippewa, and is available for purchase exclusively by enrolled Band members. 100% financing available. Purchase with as little as $500 down. Call for details.
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $1,488
Year Built
- Built in 1950
Lot Details
- 4,792 Sq Ft Lot
- Lot Dimensions are 50 x 95
Home Design
- Bungalow
- Poured Concrete
- Wood Frame Construction
- Asphalt Shingled Roof
- Vinyl Siding
Interior Spaces
- 1-Story Property
- Family Room
- Living Room
- Partially Finished Basement
- Basement Fills Entire Space Under The House
- Eat-In Kitchen
- Washer Hookup
- Property Views
Bedrooms and Bathrooms
- 2 Bedrooms
- Bathroom on Main Level
Parking
- 1 Car Detached Garage
- Shared Driveway
Utilities
- Forced Air Heating System
- Heating System Uses Natural Gas
Listing and Financial Details
- Assessor Parcel Number 06-005-0100
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Jan 26, 2015
Closed on
Feb 27, 2015
Bought by
Clement Cheryl Cheryl
Seller's Agent
Jim Philbin
1 Roof Community Housing
Buyer's Agent
Jim Philbin
1 Roof Community Housing
List Price
$79,000
Sold Price
$79,000
Current Estimated Value
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$96,536
Avg. Annual Appreciation
7.85%
Original Mortgage
$105,000
Outstanding Balance
$81,701
Interest Rate
3.8%
Estimated Equity
$90,569
Purchase Details
Listed on
Feb 28, 2014
Closed on
Aug 15, 2014
Sold by
Horton Shari Caroline and Horton Ben
Bought by
One Roof Community Housing
Seller's Agent
Cheryl Beck
Adolphson Real Estate - Cloquet
Buyer's Agent
Julie Petrusha
1 Roof Community Housing
List Price
$80,000
Sold Price
$80,000
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
-2.48%
Original Mortgage
$82,910
Interest Rate
4.11%
Mortgage Type
Stand Alone Refi Refinance Of Original Loan
Purchase Details
Listed on
Feb 28, 2014
Closed on
Aug 13, 2014
Sold by
Setterquist Kathleen and Horton Shari Caroline
Bought by
One Roof Community Housing
Seller's Agent
Cheryl Beck
Adolphson Real Estate - Cloquet
Buyer's Agent
Julie Petrusha
1 Roof Community Housing
List Price
$80,000
Sold Price
$80,000
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$82,910
Interest Rate
4.11%
Mortgage Type
Stand Alone Refi Refinance Of Original Loan
Similar Homes in Cloquet, MN
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Home Values in the Area
Average Home Value in this Area
Purchase History
| Date | Buyer | Sale Price | Title Company |
|---|---|---|---|
| Clement Cheryl Cheryl | $105,000 | -- | |
| One Roof Community Housing | $40,000 | None Available | |
| One Roof Community Housing | $40,000 | None Available |
Source: Public Records
Mortgage History
| Date | Status | Borrower | Loan Amount |
|---|---|---|---|
| Open | Clement Cheryl Cheryl | $105,000 | |
| Closed | Clement Cheryl A | $78,100 | |
| Previous Owner | One Roof Housing | $82,910 | |
| Previous Owner | One Roof Community Housing | $82,910 | |
| Previous Owner | One Roof Community Housing | $82,910 |
Source: Public Records
Property History
| Date | Event | Price | Change | Sq Ft Price |
|---|---|---|---|---|
| 02/27/2015 02/27/15 | Sold | $79,000 | 0.0% | $73 / Sq Ft |
| 01/26/2015 01/26/15 | Pending | -- | -- | -- |
| 01/26/2015 01/26/15 | For Sale | $79,000 | -1.3% | $73 / Sq Ft |
| 08/28/2014 08/28/14 | Sold | $80,000 | 0.0% | $74 / Sq Ft |
| 07/28/2014 07/28/14 | Pending | -- | -- | -- |
| 02/28/2014 02/28/14 | For Sale | $80,000 | -- | $74 / Sq Ft |
Source: Lake Superior Area REALTORS®
Tax History Compared to Growth
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2024 | $2,104 | $151,000 | $13,500 | $137,500 |
| 2023 | $2,104 | $145,300 | $13,500 | $131,800 |
| 2022 | $1,646 | $145,300 | $13,500 | $131,800 |
| 2021 | $1,592 | $105,800 | $11,800 | $94,000 |
| 2020 | $1,510 | $101,800 | $11,800 | $90,000 |
| 2019 | $1,430 | $97,600 | $11,800 | $85,800 |
| 2018 | $1,304 | $94,600 | $11,800 | $82,800 |
| 2017 | $1,230 | $88,800 | $11,800 | $77,000 |
| 2016 | $1,136 | $85,900 | $11,800 | $74,100 |
| 2015 | $1,562 | $52,500 | $7,500 | $45,000 |
| 2014 | -- | $82,300 | $11,800 | $70,500 |
| 2013 | -- | $82,300 | $11,800 | $70,500 |
Source: Public Records
Agents Affiliated with this Home
-
Jim Philbin
J
Seller's Agent in 2015
Jim Philbin
1 Roof Community Housing
(218) 348-6258
1 in this area
105 Total Sales
-
Cheryl Beck
C
Seller's Agent in 2014
Cheryl Beck
Adolphson Real Estate - Cloquet
(218) 391-3602
20 in this area
53 Total Sales
-
J
Buyer's Agent in 2014
Julie Petrusha
1 Roof Community Housing
Map
Source: Lake Superior Area REALTORS®
MLS Number: 6014254
APN: 06-005-0100
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