NOT LISTED FOR SALE

109 7th St Cloquet, MN 55720

Estimated Value: $174,000 - $195,724

2 Beds
1.5 Baths
1,079 Sq Ft
$171/Sq Ft Est. Value

Last Sold February 27, 2015

Last sale price $79,000 $73 Per Sq Ft

Est. 133% increase in value since last sale

Current estimated payment $1,104/month

Highlights

  • 1 Car Detached Garage
  • Eat-In Kitchen
  • Living Room
  • Churchill Elementary School Rated A-
  • Views
  • Bungalow

About This Home

As of February 2015

Renovated home features new kitchen with appliances, updated bathroom, new windows, new gutters, new gas service to the house with new high efficiency gas furnace, new carpeting. Home has market value of $105,000 but is being sold $25,000 below market value to income qualified households. This home was developed in partnership with the Fond du Lac Band of Lake Superior Chippewa, and is available for purchase exclusively by enrolled Band members. 100% financing available. Purchase with as little as $500 down. Call for details.

Last Agent to Sell the Property

Jim Philbin

1 Roof Community Housing Listed on: 01/26/2015

Last Buyer's Agent

Jim Philbin

1 Roof Community Housing Listed on: 01/26/2015

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $1,488

Year Built

  • Built in 1950

Lot Details

  • 4,792 Sq Ft Lot
  • Lot Dimensions are 50 x 95

Home Design

  • Bungalow
  • Poured Concrete
  • Wood Frame Construction
  • Asphalt Shingled Roof
  • Vinyl Siding

Interior Spaces

  • 1-Story Property
  • Family Room
  • Living Room
  • Partially Finished Basement
  • Basement Fills Entire Space Under The House
  • Eat-In Kitchen
  • Washer Hookup
  • Property Views

Bedrooms and Bathrooms

  • 2 Bedrooms
  • Bathroom on Main Level

Parking

  • 1 Car Detached Garage
  • Shared Driveway

Utilities

  • Forced Air Heating System
  • Heating System Uses Natural Gas

Listing and Financial Details

  • Assessor Parcel Number 06-005-0100

Home Details

Home Type

Single Family

Est. Annual Taxes

$1,488

Year Built

Built in 1950

Lot Details

0

Listing Details

  • Class: SINGLE FAMILY
  • Directions: Follow Carlton Ave to 7th St., go North on 7th and follow to the house.
  • L O1 Office Phone1 Number: 218-727-5372
  • List Price/ Sq Ft: 73.22
  • Property Sub-Type: SF/Detached
  • Tax Year: 2014
  • View Type:Pond View: Typical
  • Lot Description Waterfront: No
  • Reso Association Amenities: Eat-In Kitchen, Washer Hook-Ups
  • Total One Quarter Bathrooms: 1
  • Mfg And Park Info Construction Type: Frame/Wood
  • FinFootageAboveGrade: 704
  • Below Grade Finished Sq Ft: 375
  • Garage Type: Detached
  • Heat: Forced Air, Natural Gas
  • Reso Roof: Asphalt Shingles
  • Bedroom 3: Family Room
  • TotalBedrooms: 2
  • Year Built: 1950
  • Level 1 Bedroom: Main
  • RoomLevel3: Lower
  • RoomLevel4: Main
  • RoomLevel5: Main
  • Property Style: Bungalow
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Basement Features: Partially Finished
  • Basement Material: Poured Concrete
  • Estimated Basement Sq Ft: 704
  • Basement Style: Full
  • Bathroom 1 Level: Main
  • Level 2 Three Quarter Bathrooms: bsmt
  • Bathroom Description: 1/2 Basement, Full Main Floor
  • Formal Dining: Eat-In Kitchen
  • Fireplace: No
  • Bedroom Features:Main Floor Bedroom: Yes
  • Bathroom 1: Kitchen
  • Bathroom 2: Living Room
  • Main Residence Features:Family Room4: Bedroom
  • Bedroom 5: Bedroom
  • Stories: 1 Story
  • Total Bathrooms: 2
  • Total Fin Square Footage: 1079
  • Exercise Room Level2: Main

Exterior Features

  • Road Frontage: City
  • Construction Status: Previously Owned
  • Exterior: Vinyl

Garage/Parking

  • Parking Driveway: Driveway - Shared
  • Garage Capacity: 1

Utilities

  • Power Company: Minnesota Power
  • Sewer: City
  • Water: City

Schools

  • School District: Cloquet #94
  • Junior High Dist: Cloquet #94

Lot Info

  • Geo Update Timestamp: 2015-02-27
  • Estimated Lot Dimensions: 50 x 95
  • Estimated Number of Acres: 0.11
  • Cultivated Acreage: LSAR
  • Geo Subdivision: MN
  • Parcel Number: 06-005-0100

Rental Info

  • Lease Terms: Cash, Conventional, MHFA/WHEDA

Tax Info

  • Tax Amount: 1488

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Jan 26, 2015
Closed on
Feb 27, 2015
Bought by
Clement Cheryl Cheryl
Seller's Agent
Jim Philbin
1 Roof Community Housing
Buyer's Agent
Jim Philbin
1 Roof Community Housing
List Price
$79,000
Sold Price
$79,000
Current Estimated Value
$184,419

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$105,419
Avg. Annual Appreciation
7.64%
Original Mortgage
$105,000
Outstanding Balance
$81,701
Interest Rate
3.8%
Estimated Equity
$90,569

Purchase Details

Listed on
Feb 28, 2014
Closed on
Aug 15, 2014
Sold by
Horton Shari Caroline and Horton Ben
Bought by
One Roof Community Housing
Seller's Agent
Cheryl Beck
Adolphson Real Estate - Cloquet
Buyer's Agent
Julie Petrusha
1 Roof Community Housing
List Price
$80,000
Sold Price
$80,000

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
-2.48%
Original Mortgage
$82,910
Interest Rate
4.11%
Mortgage Type
Stand Alone Refi Refinance Of Original Loan

Purchase Details

Listed on
Feb 28, 2014
Closed on
Aug 13, 2014
Sold by
Setterquist Kathleen and Horton Shari Caroline
Bought by
One Roof Community Housing
Seller's Agent
Cheryl Beck
Adolphson Real Estate - Cloquet
Buyer's Agent
Julie Petrusha
1 Roof Community Housing
List Price
$80,000
Sold Price
$80,000

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$82,910
Interest Rate
4.11%
Mortgage Type
Stand Alone Refi Refinance Of Original Loan
Source: Public Records

Range of Values:

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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Clement Cheryl Cheryl $105,000 --
One Roof Community Housing $40,000 None Available
One Roof Community Housing $40,000 None Available
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Clement Cheryl Cheryl $105,000
Previous Owner One Roof Community Housing $82,910
Previous Owner One Roof Community Housing $82,910
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
02/27/2015 02/27/15 Sold $79,000 0.0% $73 / Sq Ft
01/26/2015 01/26/15 Pending -- -- --
01/26/2015 01/26/15 For Sale $79,000 -1.3% $73 / Sq Ft
08/28/2014 08/28/14 Sold $80,000 0.0% $74 / Sq Ft
07/28/2014 07/28/14 Pending -- -- --
02/28/2014 02/28/14 For Sale $80,000 -- $74 / Sq Ft
Source: Lake Superior Area REALTORS®

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $1,512 $151,000 $13,500 $137,500
2023 $2,104 $145,300 $13,500 $131,800
2022 $1,646 $145,300 $13,500 $131,800
2021 $1,592 $105,800 $11,800 $94,000
2020 $1,510 $101,800 $11,800 $90,000
2019 $1,430 $97,600 $11,800 $85,800
2018 $1,304 $94,600 $11,800 $82,800
2017 $1,230 $88,800 $11,800 $77,000
2016 $1,136 $85,900 $11,800 $74,100
2015 $1,562 $52,500 $7,500 $45,000
2014 -- $82,300 $11,800 $70,500
2013 -- $82,300 $11,800 $70,500
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Lake Superior Area REALTORS®

MLS Number: 6014254

APN: 06-005-0100