109 Cobble Ridge Dr Folsom, CA 95630
Estimated payment $3,702/month
Highlights
- Loft
- 1 Fireplace
- Breakfast Area or Nook
- Theodore Judah Elementary School Rated A
- No HOA
- 2 Car Attached Garage
About This Home
Charming Single Story Home! Ideally located in the heart of Folsom, this 3-bedroom, 2-bath home offers over 1,400 square feet of comfortable living space. Designed with a desirable great room concept, the open layout provides a bright and airy feelperfect for both relaxing and entertaining. The low-maintenance yard allows you to enjoy outdoor living space with a patio area and a separated fenced area for your gardens or dog run. The home is ideal for first-time homebuyers, those looking to downsize, or investors seeking a smart opportunity in a high-demand area. Conveniently located close to top-rated schools, shopping, dining, and Folsom's historic district, this property blends comfort, practicality, and locationan exceptional find in one of the region's most sought-after communities. No HOA or Mello Roos!
Listing Agent
Windermere Signature Properties El Dorado Hills/Folsom License #01307282 Listed on: 07/24/2025
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $6,121
Year Built
- Built in 1999
Lot Details
- 4,861 Sq Ft Lot
- Back Yard Fenced
- Property is zoned R-1-00
Parking
- 2 Car Attached Garage
- Front Facing Garage
Home Design
- Slab Foundation
- Frame Construction
- Tile Roof
- Fiber Cement Roof
- Stucco
Interior Spaces
- 1,446 Sq Ft Home
- 1-Story Property
- 1 Fireplace
- Combination Dining and Living Room
- Loft
Kitchen
- Breakfast Area or Nook
- Tile Countertops
- Disposal
Flooring
- Carpet
- Laminate
Bedrooms and Bathrooms
- 3 Bedrooms
- Walk-In Closet
- 2 Full Bathrooms
- Secondary Bathroom Double Sinks
- Bathtub with Shower
- Separate Shower
Laundry
- Laundry in unit
- Dryer
- Washer
- 220 Volts In Laundry
Home Security
- Carbon Monoxide Detectors
- Fire and Smoke Detector
Outdoor Features
- Patio
Utilities
- Central Heating and Cooling System
- Natural Gas Connected
Community Details
- No Home Owners Association
- Cobble Ridge Subdivision
Listing and Financial Details
- Assessor Parcel Number 071-1400-022-0000
Map
Home Values in the Area
Average Home Value in this Area
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2025 | $6,121 | $562,439 | $180,405 | $382,034 |
| 2024 | $6,121 | $551,412 | $176,868 | $374,544 |
| 2023 | $6,015 | $540,600 | $173,400 | $367,200 |
| 2022 | $5,929 | $530,000 | $170,000 | $360,000 |
| 2021 | $2,893 | $251,722 | $70,988 | $180,734 |
| 2020 | $2,859 | $249,142 | $70,261 | $178,881 |
| 2019 | $2,813 | $244,258 | $68,884 | $175,374 |
| 2018 | $2,746 | $239,470 | $67,534 | $171,936 |
| 2017 | $3,289 | $234,775 | $66,210 | $168,565 |
| 2016 | $3,384 | $230,172 | $64,912 | $165,260 |
| 2015 | $3,303 | $226,715 | $63,937 | $162,778 |
| 2014 | $3,181 | $222,275 | $62,685 | $159,590 |
Property History
| Date | Event | Price | Change | Sq Ft Price |
|---|---|---|---|---|
| 09/03/2025 09/03/25 | Price Changed | $599,000 | -1.8% | $414 / Sq Ft |
| 07/24/2025 07/24/25 | For Sale | $610,000 | +15.1% | $422 / Sq Ft |
| 10/01/2021 10/01/21 | Sold | $530,000 | 0.0% | $367 / Sq Ft |
| 10/01/2021 10/01/21 | Off Market | $530,000 | -- | -- |
| 07/04/2021 07/04/21 | Pending | -- | -- | -- |
| 07/03/2021 07/03/21 | For Sale | -- | -- | -- |
| 07/01/2021 07/01/21 | Pending | -- | -- | -- |
| 06/26/2021 06/26/21 | For Sale | $524,000 | -- | $362 / Sq Ft |
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Interfamily Deed Transfer | -- | Placer Title Company | |
| Interfamily Deed Transfer | -- | Placer Title Company | |
| Grant Deed | $530,000 | Placer Title Company | |
| Grant Deed | $530,000 | Placer Title Company | |
| Interfamily Deed Transfer | -- | -- | |
| Interfamily Deed Transfer | -- | Old Republic Title Company | |
| Grant Deed | $177,500 | Old Republic Title Company |
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Open | $424,000 | New Conventional | |
| Closed | $424,000 | New Conventional | |
| Previous Owner | $100,000 | Credit Line Revolving | |
| Previous Owner | $207,700 | No Value Available | |
| Previous Owner | $203,000 | FHA | |
| Previous Owner | $195,750 | Unknown | |
| Previous Owner | $176,074 | FHA |
Source: MetroList
MLS Number: 225087547
APN: 071-1400-022
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