$999,000
SOLD FEB 11, 2026

408 Sutter St Folsom, CA 95630

Folsom Central Neighborhood
5 Beds
3 Baths
2,292 Sq Ft
13,338 Sq Ft Lot

Sale Details

Date Sold: February 11, 2026

$436 Per Sq Ft

47 Days on Market

Highlights

  • Cabana
  • Custom Home
  • Covered Deck
  • Theodore Judah Elementary School Rated A
  • Bridge View
  • 4-minute walk to Folsom Powerhouse State Historic Park

About This Home

As of February 2026

Live in one of Folsom's most coveted locations the Historic District, the iconic Sutter Street. This beautifully updated 5-bed, 3-bath home places you at the center of a lifestyle people travel from all over to experience and you get to call it home. Wake up and stroll to Sutter Street Steakhouse, boutique shops, artisan cafes, wine bars, and some of the best dining in town. Spend your weekends paddle boarding or kayaking on the American River, exploring scenic river trails, or enjoying the year-round events that make this neighborhood one of Folsom's most vibrant and beloved destinations. Opportunities like this with true walkability in Historic Folsom almost never hit the market. Inside, you'll find generous living spaces, five spacious bedrooms, and three well-designed bathrooms perfect for growing households, multigenerational living, or buyers needing flexible space for work or play. The backyard opens to peaceful natural views, giving you the rare combination of serenity and walkable city living in one of Folsom's most historic settings. A major plus is the detached extra-car garage, offering endless potential: workshop, gym, creative studio, or a prime ADU conversion opportunity for added income or private guest space a feature nearly impossible to find in this district. And with access to Folsom's top-rated schools, you're not just buying a home you're securing a lifestyle and an investment that continues to grow in demand. Tour it today and see why Historic Folsom is one of the most sought-after places to live.

Last Agent to Sell the Property

Joanna Zakharchenko

Chase International License #02199648 Listed on: 12/04/2025

Chase International

Co-Listed By

Mela Fratarcangeli

Onyx Real Estate License #01396069

Last Buyer's Agent

Dan Pierce

eXp Realty of California, Inc. License #01968981

eXp Realty of California, Inc.

Home Details

Home Type

  • Single Family

Year Built

  • Built in 1989

Lot Details

  • 13,338 Sq Ft Lot
  • Chain Link Fence
  • Landscaped
  • Irregular Lot
  • Front Yard Sprinklers
  • Manual Sprinklers System
  • Property is zoned RD-5

Parking

  • 4 Car Garage
  • Front Facing Garage

Property Views

  • River
  • Bridge
  • Downtown
  • Woods

Home Design

  • Custom Home
  • Midcentury Modern Architecture
  • Traditional Architecture
  • Modern Architecture
  • Split Level Home
  • Raised Foundation
  • Slab Foundation
  • Frame Construction
  • Composition Roof

Interior Spaces

  • 2,292 Sq Ft Home
  • 3-Story Property
  • Beamed Ceilings
  • Cathedral Ceiling
  • Whole House Fan
  • Ceiling Fan
  • Fireplace
  • Double Pane Windows
  • Great Room
  • Family Room
  • Formal Dining Room
  • Home Office
  • Workshop
  • Sun or Florida Room

Kitchen

  • Breakfast Area or Nook
  • Double Oven
  • Built-In Gas Range
  • Range Hood
  • Ice Maker
  • Dishwasher
  • Kitchen Island
  • Ceramic Countertops
  • Disposal

Flooring

  • Wood
  • Carpet
  • Laminate
  • Tile

Bedrooms and Bathrooms

  • 5 Bedrooms
  • Retreat
  • Primary Bedroom on Main
  • Walk-In Closet
  • Sunken Shower or Bathtub
  • 3 Full Bathrooms
  • Secondary Bathroom Double Sinks
  • Jetted Tub in Primary Bathroom
  • Hydromassage or Jetted Bathtub

Laundry

  • Laundry Room
  • Laundry on main level
  • Laundry Cabinets
  • 220 Volts In Laundry

Home Security

  • Carbon Monoxide Detectors
  • Fire and Smoke Detector

Pool

  • Cabana
  • In Ground Pool
  • Fence Around Pool
  • Pool Sweep
  • Spa

Outdoor Features

  • Balcony
  • Covered Deck
  • Covered Patio or Porch
  • Gazebo
  • Shed
  • Pergola
  • Built-In Barbecue

Utilities

  • Central Heating and Cooling System
  • 220 Volts
  • Water Heater

Community Details

  • No Home Owners Association

Listing and Financial Details

  • Assessor Parcel Number 070-0063-015-0000

Home Details

Home Type

Single Family

Year Built

Built in 1989

Lot Details

0.31 Acres

Parking

4

Listing Details

  • Property Type: Residential
  • Subtype Description: Custom, Detached
  • Property Subtype 1: Single Family Residence
  • Remodeled Updated: No
  • Stories: 3
  • Year Built: 1989
  • Architectural Style: Mid-Century, Modern/High Tech, Traditional, Other
  • Levels: Multi/Split
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Appliances: Gas Cook Top, Built-In Gas Range, Hood Over Range, Ice Maker, Dishwasher, Disposal, Double Oven, Electric Cook Top
  • Interior Amenities: Cathedral Ceiling
  • Flooring: Carpet, Laminate, Tile, Wood
  • Master Bathroom Features: Double Sinks, Jetted Tub, Sunken Tub, Walk-In Closet
  • Master Bedroom Features: Closet, Walk-In Closet
  • Total Bathrooms: 3
  • Bathroom Features: Sunken Tub, Jetted Tub
  • Dining Room Features: Dining/Living Combo, Formal Area
  • Family Room Features: Cathedral/Vaulted, Deck Attached, Great Room, Open Beam Ceiling
  • Kitchen Features: Breakfast Area, Pantry Cabinet, Ceramic Counter, Island, Island w/Sink, Tile Counter
  • Living Room Features: Deck Attached
  • Room Type: Master Bathroom, Office, Dining Room, Sun Room, Kitchen, Laundry, Workshop, Living Room
  • Lower Level: Bedroom(s), Retreat
  • Main Level: Bedroom(s), Living Room, Dining Room, Family Room, Master Bedroom, Full Bath(s), Garage, Kitchen
  • Price Per Square Foot: 435.86
  • Square Footage: 2292.00
  • Window Features: Dual Pane Full

Exterior Features

  • Other Structures: Pergola, Gazebo, Shed(s), Storage
  • Construction Materials: Frame, Wood
  • Disclosures/Documents: Disclosure Package Available, TDS Available, Preliminary Title Report
  • Exterior Features: Balcony, Built-In Barbeque
  • Fencing: Chain Link
  • Foundation: Raised, Slab
  • Home Warranty: No
  • Horse Property: No
  • Listing Price: 999000.00
  • Lot Features: Manual Sprinkler F&R, Auto Sprinkler Front, Curb(s)/Gutter(s), Shape Irregular, Landscape Back, Landscape Front
  • New Construction: No
  • Patio And Porch Features: Front Porch, Back Porch, Covered Deck, Covered Patio
  • Pool Features: Built-In, Cabana, Pool Sweep, Fenced
  • Pool: Yes
  • Road Surface Type: Paved
  • Roof: Composition
  • Spa Features: Spa/Hot Tub Personal
  • Spa: Yes
  • View Description: Bridges, City, City Lights, Downtown, River, Woods
  • Land Use: Residential

Garage/Parking

  • Garage Spaces: 4.00
  • Parking Features: Attached, Detached, Garage Facing Front

Utilities

  • Security: Carbon Mon Detector, Double Strapped Water Heater, Smoke Detector
  • Sewer: Public Sewer
  • Utilities: Public, Sewer In & Connected, Natural Gas Available, Natural Gas Connected
  • Cooling: Ceiling Fan(s), Central, Whole House Fan
  • Electric: 220 Volts, 220 Volts in Laundry
  • Heating: Central, Fireplace(s)
  • Laundry Features: Cabinets, Ground Floor, Inside Area, Inside Room
  • Water Source: Public

Condo/Co-op/Association

  • Association: No
  • Senior Community: No

Fee Information

  • Land Lease: No

Schools

  • Senior High School District: Folsom-Cordova

Lot Info

  • Zoning: RD-5
  • Irrigation: None
  • Lot Size Acres: 0.3062
  • Lot Size Sq Ft: 13338.00

Multi Family

Tax Info

  • Assessor Parcel Number: 070-0063-015-0000
  • Bonds/Assessments/Taxes: Unknown

MLS Schools

  • School District (County): Sacramento

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Dec 4, 2025
Closed on
Feb 10, 2026
Sold by
Cohen Tracie Lee and Tracie Lee Cohen Living Trust
Bought by
Weisbrod Brent
Seller's Agent
Joanna Zakharchenko
Chase International
Buyer's Agent
Dan Pierce
eXp Realty of California, Inc.
List Price
$999,000
Sold Price
$999,000
Views
232

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
-4.39%
Original Mortgage
$799,200
Outstanding Balance
$798,427
Interest Rate
6.15%
Mortgage Type
New Conventional
Estimated Equity
$194,307

Purchase Details

Closed on
Nov 4, 2019
Sold by
Cohen Tracie Lee and The Tracie Lee Cohen Revocable
Bought by
Cohen Tracie Lee and The Tracie Lee Cohen Living Tr

Purchase Details

Closed on
Aug 26, 2019
Sold by
Cohen Tracie Lee and Tracie Lee Cohen Revocable Tru
Bought by
Cohen Tracie Lee

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$200,000
Interest Rate
3.8%
Mortgage Type
New Conventional

Purchase Details

Closed on
Jan 4, 2001
Sold by
Cohen Tracie Lee
Bought by
Cohen Tracie Lee and Tracie Lee Cohen Revocable Tru

Purchase Details

Closed on
Aug 29, 2000
Sold by
Cole Mideiros Michael A and Cole Jan S
Bought by
Cohen Tracie Lee
Source: Public Records

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
Collateral Analytics

Collateral Analytics Collateral Analytics AVMs (Automated Valuation Model) employ a number of statistical approaches combined with neighborhood-specific comparable selection guarantees the most up-to-date and precise valuations.

Not Available

Collateral Analytics does not have data for the current month. Please view the chart for historical values.

ICE

ICE Mortgage Technology ICE Mortgage Technology’s AVM (Automated Valuation Model) is a state-of-the-art online residential property valuation tool that provides a quick and accurate estimate of the value of almost any home in the U.S.

Not Available

ICE Mortgage Technology does not have data for the current month. Please view the chart for historical values.

First American

First American First American Data & Analytics’ next-generation AVM combines unrivaled data assets with a blended ensemble of valuation models to produce highly accurate, reliable valuations you can trust.

Not Available

First American does not have data for the current month. Please view the chart for historical values.

Quantarium

Quantarium Quantarium’s valuation service, repeatedly proven the industry’s most accurate and comprehensive, is supercharged with a self-learning and auto-tuning AI engine that continually becomes smarter and more accurate as it processes daily inputs from the industry’s leading RE data lake.

Not Available

Quantarium does not have data for the current month. Please view the chart for historical values.

Average Value
Not Available
List Price
Sold Price
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area

Home Values in the Area

Source: Public Records

Average Home Value in this Area

Source: Public Records

Purchase History

Date Type Sale Price Title Company
Grant Deed $999,000 Fidelity National Title Compan
Interfamily Deed Transfer -- None Available
Interfamily Deed Transfer -- Timios Title A Ca Corp
Interfamily Deed Transfer -- --
Grant Deed $352,000 Placer Title Company
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $799,200 New Conventional
Previous Owner $200,000 New Conventional
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
02/11/2026 02/11/26 Sold $999,000 0.0% $436 / Sq Ft
01/20/2026 01/20/26 Pending -- -- --
12/04/2025 12/04/25 For Sale $999,000 -- $436 / Sq Ft
Source: MetroList

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $5,589 $530,382 $113,000 $417,382
2024 $5,589 $519,984 $110,785 $409,199
2023 $5,489 $509,789 $108,613 $401,176
2022 $5,407 $499,794 $106,484 $393,310
2021 $5,334 $489,996 $104,397 $385,599
2020 $5,267 $484,973 $103,327 $381,646
2019 $5,178 $475,464 $101,301 $374,163
2018 $5,048 $466,142 $99,315 $366,827
2017 $4,707 $457,003 $97,368 $359,635
2016 $4,916 $448,043 $95,459 $352,584
2015 $4,750 $441,314 $94,026 $347,288
2014 $4,507 $432,671 $92,185 $340,486
Source: Public Records

Agents Affiliated with this Home

  • Joanna Zakharchenko

    Seller's Agent in 2026

    Joanna Zakharchenko

    Chase International

    (916) 770-7285

    1 in this area

    13 Total Sales

    Joanna Zakharchenko
    Section Image
  • Mela Fratarcangeli

    Seller Co-Listing Agent in 2026

    Mela Fratarcangeli

    Onyx Real Estate

    (916) 990-8971

    1 in this area

    181 Total Sales

    Mela Fratarcangeli
    Section Image
  • Dan Pierce

    Buyer's Agent in 2026

    Dan Pierce

    eXp Realty of California, Inc.

    (916) 517-9563

    1 in this area

    44 Total Sales

    Dan Pierce
    Section Image
  • Samuel Weiner

    Buyer Co-Listing Agent in 2026

    Samuel Weiner

    eXp Realty of California, Inc.

    (916) 765-1250

    1 in this area

    208 Total Sales

    Samuel Weiner
    Section Image
See All Agents

Map

Source: MetroList

MLS Number: 225148296

MetroList

APN: 070-0063-015

California Sacramento County Folsom 95630 Folsom Central

408 Sutter St, Folsom, CA

Sold

Detached

Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.

MetroList IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.

Nearby Homes
Your Personal Tour Guide

Ask me questions while you tour the home.