$1,199,999
$25K PRICE DROP

Estimated payment $7,133/month

Total Views 4,233
5 Beds
4.5 Baths
4,384 Sq Ft
$274 Price per Sq Ft

Highlights

  • Marina
  • Boat Dock
  • 24-Hour Security
  • Patronis Elementary School Rated A-
  • On Golf Course
  • In Ground Pool

About This Home

**STUNNING GOLF COURSE HOME** Welcome to 109 Dragon Circle, a beautifully home situated on the 8th green and 9th tee box of the renowned Nicklaus Golf Course in the newer section of the sought-after gated community of Bay Point in Panama City Beach, Dragon's Ridge. This stunning residence offers a perfect blend of luxury, comfort, and an unparalleled lifestyle, with extensive upgrades and access to some of the area's best amenities.The owners have thoughtfully upgraded this home, adding a massive kitchen island that is perfect for entertaining, expanding the living spaces, and updating bathrooms and flooring throughout. The entire interior and exterior have been freshly painted, giving the home a pristine, like-new feel. Outside, enjoy the recently resurfaced pool and hot tub, providing the ideal space for relaxation after a round of golf or hosting gatherings with friends and family.The home features generously sized rooms and expansive entertaining areas, offering plenty of space for both everyday living and hosting guests. A 3-car garage and an oversized driveway provide ample parking space for your vehicles and visitors alike. Nestled in the gated Dragon's Ridge section of Bay Point, this home offers privacy and security, with a park directly across the street, perfect for leisurely walks or playtime with the family.Living in Bay Point means enjoying more than just a beautiful home; it's about embracing an exceptional lifestyle. The community offers a wealth of amenities, including access to the prestigious Nicklaus Golf Course, right in your backyard. Boating enthusiasts will appreciate the full-service Point South Marina, offering easy access to the Gulf of Mexico, as well as a convenient community boat launch. Residents can enjoy dining at Neon's 72, located at the golf course clubhouse, along with a few other nearby options and retail conveniences. Families will appreciate the playground available within the community, providing space for outdoor activities and relaxation.With its combination of luxurious living, spacious design, and access to desirable amenities, 109 Dragon Circle is the perfect place to enjoy the Florida coastal lifestyle. Whether you're taking in the golf course views, entertaining by the pool, or exploring all that Bay Point has to offer, this home provides the ideal backdrop for your next chapter. Schedule your private tour today and see for yourself why 109 Dragon Circle is the perfect place to call home in Panama City Beach.

Listing Agent

Duran Group

Berkshire Hathaway HomeServices Beach Properties of Florida Listed on: 03/20/2025

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $4,096

Year Built

  • Built in 2005

Lot Details

  • 0.4 Acre Lot
  • Lot Dimensions are 55x190x180x138
  • Property fronts a private road
  • On Golf Course
  • Fenced
  • Sprinkler System

HOA Fees

  • $254 Monthly HOA Fees

Parking

  • 3 Car Attached Garage
  • Driveway

Home Design

  • Traditional Architecture
  • Slab Foundation
  • Shingle Roof
  • Stucco

Interior Spaces

  • 4,384 Sq Ft Home
  • Wet Bar
  • Bar Fridge
  • Ceiling Fan
  • Recessed Lighting
  • Electric Fireplace
  • Double Pane Windows
  • Family Room
  • Living Room
  • Breakfast Room
  • Dining Room
  • Bonus Room

Kitchen

  • Breakfast Bar
  • Electric Range
  • Microwave
  • Dishwasher
  • Kitchen Island
  • Disposal

Bedrooms and Bathrooms

  • 5 Bedrooms
  • Split Bedroom Floorplan

Pool

  • In Ground Pool
  • Gunite Pool
  • Spa

Schools

  • Patronis Elementary School
  • Surfside Middle School
  • Arnold High School

Utilities

  • Multiple cooling system units
  • Central Air
  • Heating Available
  • Electric Water Heater

Additional Features

  • ENERGY STAR Qualified Equipment for Heating
  • Covered Patio or Porch

Community Details

Overview

  • Association fees include legal/accounting, security, trash
  • Dragon's Ridge Corrctd Subdivision

Recreation

  • Boat Dock
  • Marina
  • Golf Course Community
  • Tennis Courts
  • Community Playground
  • Fishing
  • Park

Security

  • 24-Hour Security

Home Details

Home Type

Single Family

Est. Annual Taxes

$4,096

Year Built

Built in 2005

Lot Details

0

HOA Fees

$254 per month

Parking

3

Listing Details

  • Property Type: Residential
  • Year Built: 2005
  • Property Sub Type: Detached
  • Lot Size Acres: 0.4
  • Lot Size: 55x190x180x138
  • Road Frontage Type: Private Road
  • Road Surface Type: Paved
  • Subdivision Name: Dragon's Ridge Corrctd
  • Architectural Style: Traditional
  • Property Attached Yn: No
  • Property Sub Type Additional: Detached,Single Family Residence
  • Special Features: None

Interior Features

  • Appliances: Bar Fridge, Dishwasher, Electric Range, Electric Water Heater, Disposal, Microwave, Refrigerator
  • Interior Amenities: Wet Bar, Breakfast Bar, Fireplace, Kitchen Island, Pantry, Recessed Lighting, Split Bedrooms
  • Spa Features: Hot Tub
  • Private Spa: Yes
  • Full Bathrooms: 4
  • Half Bathrooms: 1
  • Total Bedrooms: 5
  • Fireplace Features: Electric
  • Fireplace: Yes
  • Living Area: 4384.0
  • Dining Room Type: Breakfast Room/Nook, Dining Room, Family Room, Kitchen, Living Room, Bonus Room
  • Window Features: Double Pane Windows

Exterior Features

  • Pool Features: Gunite, In Ground, Pool, Private
  • Fencing: Fenced, Partial
  • Pool Private: Yes
  • Waterfront: No
  • Construction Type: Stucco
  • Exterior Features: Covered Patio, Sprinkler/Irrigation
  • Foundation Details: Slab
  • Patio And Porch Features: Covered, Patio
  • Roof: Shingle

Garage/Parking

  • Garage Spaces: 3.0
  • Parking Features: Attached, Driveway, Garage, Oversized
  • Garage: Yes
  • Attached Garage: Yes

Utilities

  • Utilities: Cable Connected
  • Security Features: Gated with Guard, Gated Community, 24 Hour Security, Security Service
  • Cooling: Central Air, Ceiling Fan(s), Electric, ENERGY STAR Qualified Equipment, Multi Units
  • Heating: Electric, ENERGY STAR Qualified Equipment, Fireplace(s)
  • Cooling Y N: Yes
  • Heating Yn: Yes

Condo/Co-op/Association

  • Association Fee: 3050.0
  • Community Features: Boat Facilities, Dock, Fishing, Golf, Marina, Playground, Park, Shopping, Short Term Rental Allowed, Tennis Court(s), Gated
  • Amenities: Gated
  • Association Fee Frequency: Annually
  • Association: Yes

Fee Information

  • Association Fee Includes: Legal/Accounting, Security, Trash

Schools

  • Middle Or Junior School: Surfside

Lot Info

  • Lot Features: On Golf Course
  • Lot Size Sq Ft: 17424.0
  • Zoning Description: Resid Single Family

Rental Info

  • Furnished: Negotiable

Tax Info

  • Tax Annual Amount: 4096.0
  • Tax Year: 2024

MLS Schools

  • Elementary School: Patronis
  • High School: Arnold

Map

Range of Values:

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $4,034 $369,209 -- --
2023 $4,034 $358,455 $0 $0
2022 $3,625 $348,015 $0 $0
2021 $3,639 $337,879 $0 $0
2020 $3,635 $333,214 $0 $0
2019 $3,652 $331,117 $0 $0
2018 $3,635 $324,943 $0 $0
2017 $3,579 $318,260 $0 $0
2016 $3,562 $311,714 $0 $0
2015 $3,638 $309,547 $0 $0
2014 $3,601 $307,090 $0 $0
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
04/22/2025 04/22/25 Price Changed $1,199,999 -2.0% $274 / Sq Ft
03/20/2025 03/20/25 For Sale $1,225,000 +28.9% $279 / Sq Ft
05/14/2024 05/14/24 For Sale $950,000 0.0% $230 / Sq Ft
05/13/2024 05/13/24 Sold $950,000 -- $230 / Sq Ft
Source: Central Panhandle Association of REALTORS®

Purchase History

Date Type Sale Price Title Company
Warranty Deed $950,000 Diamond Title
Warranty Deed $900,000 Attorney
Warranty Deed $799,000 Lawyers Title Agncy
Warranty Deed $99,000 --
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Closed $975,000 Construction
Previous Owner $150,000 Small Business Administration
Previous Owner $125,000 Credit Line Revolving
Previous Owner $700,000 Purchase Money Mortgage
Previous Owner $150,000 Credit Line Revolving
Previous Owner $639,200 Purchase Money Mortgage
Previous Owner $51,000 Purchase Money Mortgage
Source: Public Records

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Source: Central Panhandle Association of REALTORS®

MLS Number: 770667

Central Panhandle Association of REALTORS®

APN: 31402-525-000