UNDER CONTRACT
$2K PRICE DROP
109 Hamilton Ave Panama City, FL 32401
Estimated payment $2,568/month
Total Views
95,420
3
Beds
3
Baths
2,076
Sq Ft
$211
Price per Sq Ft
Highlights
- Outdoor Fireplace
- No HOA
- 1 Car Detached Garage
- Wood Flooring
- Screened Porch
- Oversized Parking
About This Home
'CURRENTLY UNDER CONTRACT, SELLER WILL CONSIDER BACKUP OFFERS' A rare offering in Panama City's treasured Cove neighborhood, this historically recognized three-bedroom, three-bath residence has been exquisitely reimagined with luxurious finishes and enduring character. Ideally situated on a spacious double lot totaling 0.34 acres, this home offers convenient alley access and ample room for expansion, all without the limitations of an HOA. Originally built in 1927 and recently repainted in its original hue, the home's thoughtful renovation preserves its heritage while offering the comforts of modern living. Inside, you'll find a beautifully reinstalled wood-paneled ceiling, refinished mahogany built-ins and all-new infrastructure--electrical, plumbing, insulation and HVAC--paired with high-end touches like Brizo fixtures, honed quartz countertops, and cherry cabinetry. The chef's kitchen is a standout, boasting a Dacor Pro 30-in. gas range, Blanco sink, quiet Samsung appliances and a walk-in butler's pantry with a second full-sized refrigerator and dual ice makers. The three full baths are each individually styled: the rear primary suite features Portuguese tile, a zero-entry shower and furniture-style vanity; the middle bath offers a deep soaking tub; and the front primary showcases antimicrobial tile for a mold-free environment. An interior laundry room with LG appliances adds convenience, and solar panels provide energy efficiency. Positioned less than a block from Holy Nativity Episcopal School and just a short stroll to the downtown waterfront district, residents can easily access dining, boutiques and the St. Andrews Bay Yacht Club. With sidewalks, alleyways, golf-cart accessibility and ancient oaks lining the streets, The Cove is cherished for its coastal charm and community spirit--making this home a one-of-a-kind legacy property in the heart of Panama City. Buyer to verify all data and approximate dimensions if important.
Listing Agent
Scenic Sotheby's International Realty License #3116951 Listed on: 05/20/2025
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $2,188
Year Built
- Built in 1927
Lot Details
- 0.34 Acre Lot
- Lot Dimensions are 106 x 140
- Fenced
Parking
- 1 Car Detached Garage
- Oversized Parking
- Driveway
- Additional Parking
Home Design
- Shingle Roof
- Wood Siding
Interior Spaces
- 2,076 Sq Ft Home
- 1-Story Property
- Bookcases
- Coffered Ceiling
- Family Room
- Screened Porch
Kitchen
- Gas Range
- Microwave
- Dishwasher
- Disposal
Flooring
- Wood
- Tile
Bedrooms and Bathrooms
- 3 Bedrooms
- Split Bedroom Floorplan
- 3 Full Bathrooms
Laundry
- Dryer
- Washer
Outdoor Features
- Screened Patio
- Outdoor Fireplace
Schools
- Cherry Street Elementary School
- Jinks Middle School
- Bay High School
Utilities
- Central Air
- Tankless Water Heater
- Gas Water Heater
- Cable TV Available
Community Details
- No Home Owners Association
- Cove Subdivision
Map
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Home Values in the Area
Average Home Value in this Area
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2024 | $2,288 | $170,799 | -- | -- |
| 2023 | $2,288 | $165,824 | $0 | $0 |
| 2022 | $2,195 | $160,994 | $0 | $0 |
| 2021 | $2,150 | $156,305 | $0 | $0 |
| 2020 | $2,145 | $154,147 | $51,074 | $103,073 |
| 2019 | $1,819 | $153,357 | $48,989 | $104,368 |
| 2018 | $2,326 | $153,609 | $0 | $0 |
| 2017 | $824 | $94,434 | $0 | $0 |
| 2016 | $844 | $94,492 | $0 | $0 |
| 2015 | $864 | $93,835 | $0 | $0 |
| 2014 | $1,466 | $93,779 | $0 | $0 |
Source: Public Records
Property History
| Date | Event | Price | Change | Sq Ft Price |
|---|---|---|---|---|
| 07/14/2025 07/14/25 | Price Changed | $438,000 | -0.5% | $211 / Sq Ft |
| 05/20/2025 05/20/25 | For Sale | $440,000 | 0.0% | $212 / Sq Ft |
| 06/20/2022 06/20/22 | Off Market | $1,500 | -- | -- |
| 06/20/2022 06/20/22 | Off Market | -- | -- | -- |
| 06/20/2022 06/20/22 | Off Market | $108,422 | -- | -- |
| 06/20/2022 06/20/22 | Off Market | $190,000 | -- | -- |
| 04/20/2017 04/20/17 | Rented | $1,500 | -6.3% | -- |
| 04/20/2017 04/20/17 | Under Contract | -- | -- | -- |
| 03/10/2017 03/10/17 | For Rent | $1,600 | 0.0% | -- |
| 02/28/2017 02/28/17 | Sold | $190,000 | -12.2% | $92 / Sq Ft |
| 02/11/2017 02/11/17 | Pending | -- | -- | -- |
| 11/23/2016 11/23/16 | For Sale | $216,500 | +99.7% | $105 / Sq Ft |
| 02/28/2014 02/28/14 | Sold | $108,422 | 0.0% | $52 / Sq Ft |
| 02/14/2014 02/14/14 | Rented | -- | -- | -- |
| 02/14/2014 02/14/14 | Under Contract | -- | -- | -- |
| 01/25/2014 01/25/14 | Pending | -- | -- | -- |
| 01/13/2014 01/13/14 | For Sale | $115,000 | 0.0% | $55 / Sq Ft |
| 02/14/2012 02/14/12 | For Rent | $900 | -- | -- |
Source: Central Panhandle Association of REALTORS®
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Quit Claim Deed | -- | Attorney | |
| Warranty Deed | $190,000 | Attorney | |
| Warranty Deed | $108,500 | Dba Bay County Land & Abstra | |
| Interfamily Deed Transfer | -- | None Available |
Source: Public Records
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Open | $64,715 | Future Advance Clause Open End Mortgage | |
| Open | $134,000 | Future Advance Clause Open End Mortgage | |
| Previous Owner | $142,500 | New Conventional |
Source: Public Records
About the Listing Agent
Dana patiently works with clients seeking their perfect home, vacation home or investment property. Communication is the hallmark of her business, maintaining relationships well beyond closing. In fact, many of Dana’s clients repeatedly seek her expertise, relying on her marketing skills to sell their home and help them move on to their next. Dana utilizes her connections within the community to find her clients the perfect property, even when that perfect property may not currently be on the
Dana's Other Listings
Source: Central Panhandle Association of REALTORS®
MLS Number: 773737
APN: 20821-000-000
Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.
IDX information is provided exclusively for consumers’ personal, non-commercial use, that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by the MLS.
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