Huge price reduction, offered in As-Is condition. Welcome to Sutter Woods II, one of the most desirable and well-established neighborhoods in Folsom, no HOA or Mello Roos! This beautifully home offers a spacious and light-filled layout ideal for families, featuring four bedrooms, two and a half bathrooms, and both a formal living room and separate family room, each with its own fireplace. A generous loft provides flexibility for use as a home office, game room, or additional living space. The three-car garage includes built-in storage with substantial overhead capacity. The chef's kitchen showcases custom cabinetry, granite countertops, a central island with a breakfast nook, and stainless steel appliances. Adjacent to the kitchen is a built-in bar with elegant cabinetry and a sink, perfect for entertaining. Step outside to a thoughtfully designed backyard retreat featuring a granite-topped outdoor bar with sink, a patio gazebo, and a fire pit. The backyard also offers potential RV/boat parking or ADU space, buyer to verify all possibilities with the appropriate local authorities. Conveniently located just minutes from Folsom Lake, the American River, top-rated schools, shopping, dining, and recreation.