109 N Main St Union Bridge, MD 21791
3
Beds
2
Baths
1,432
Sq Ft
0.28
Acres
Highlights
- Above Ground Pool
- Wood Flooring
- 1 Fireplace
- Cape Cod Architecture
- Main Floor Bedroom
- 5-minute walk to Little Pipe Creek Park
About This Home
As of September 2023REDUCED $15,000! Welcome to 109 N Main St, one of the most unique and beautiful homes in the Carroll County town of Union Bridge. Far north of the downtown , this home backs up to a beautiful farm making for quiet and peaceful nights looking at the sprawling field of corn. This home is also walking distance to the nearby Elementary School. As you walk up the brick paved front sidewalk and professionally landscaped yard stand out, along with the charm and appeal of this all brick Cape Cod. The roof was just replaced in 2016 and the windows have been upgraded. Open the pretty front door to your living room with wood floors and pellet stove with brick hearth. The dining room also has wood floors and built-in china cabinets. A bonus/sun room is off to the side and makes for a perfect relaxing room. The kitchen features pantry, NEW refrigerator, dishwasher, stove/oven and built-in microwave. An awesome bay window is above the sink, along with a vintage iron board that drops down from the wall. Two bedrooms, both with wood floors, and a full bath round out the main level. Upstairs is a second bedroom with wood floors, closet, ceiling fan, and it s own mini-split air conditioning unit. A bonus, unfinished space upstairs, could be converted to a room of your choice! The lower level offers endless possibilities and has a 2nd full bathroom that was just freshly painted. Brand new washer and dryer. Water filtrations system. Newer hot water heater. One car garage with basement access. Step out back to a spacious deck and patio, above ground pool, invisible fence, garden, shed. So much value here, and this one won t last!
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $2,693
Year Built
- Built in 1940
Lot Details
- 0.28 Acre Lot
Parking
- 1 Car Direct Access Garage
- Basement Garage
- Rear-Facing Garage
- Driveway
Home Design
- Cape Cod Architecture
- Brick Exterior Construction
- Plaster Walls
- Asphalt Roof
Interior Spaces
- 1,432 Sq Ft Home
- Property has 3 Levels
- Built-In Features
- Ceiling Fan
- 1 Fireplace
- Bay Window
- Combination Dining and Living Room
- Sun or Florida Room
- Wood Flooring
- Basement
- Garage Access
Kitchen
- Electric Oven or Range
- Microwave
- Dishwasher
Bedrooms and Bathrooms
Laundry
- Dryer
- Washer
Outdoor Features
- Above Ground Pool
- Shed
Utilities
- Forced Air Heating and Cooling System
- Heating System Powered By Leased Propane
- Electric Water Heater
Community Details
- No Home Owners Association
Listing and Financial Details
- Tax Lot 8
- Assessor Parcel Number 0712006810
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Aug 4, 2023
Closed on
Sep 15, 2023
Sold by
Muth Branden
Bought by
Reilley Erin R
Seller's Agent
Leah Hargest
Cummings & Co. Realtors
Buyer's Agent
Mary Ratchford
RE/MAX Plus
List Price
$319,900
Sold Price
$319,000
Premium/Discount to List
-$900
-0.28%
Views
138
Current Estimated Value
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$10,758
Avg. Annual Appreciation
0.90%
Original Mortgage
$287,100
Outstanding Balance
$282,296
Interest Rate
6.9%
Mortgage Type
New Conventional
Estimated Equity
$42,110
Purchase Details
Listed on
Jul 16, 2019
Closed on
Sep 12, 2019
Sold by
Farina Steven M
Bought by
Muth Branden
Seller's Agent
Dan Iampieri
RE/MAX Aspire
Buyer's Agent
Leah Hargest
Cummings & Co. Realtors
List Price
$269,999
Sold Price
$254,900
Premium/Discount to List
-$15,099
-5.59%
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
5.75%
Original Mortgage
$257,474
Interest Rate
3.6%
Mortgage Type
New Conventional
Purchase Details
Closed on
May 2, 2006
Sold by
Cosgrove Jennifer
Bought by
Farina Steven M
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$39,750
Interest Rate
6.34%
Mortgage Type
Stand Alone Second
Purchase Details
Closed on
Apr 24, 2006
Sold by
Cosgrove Jennifer
Bought by
Farina Steven M
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$39,750
Interest Rate
6.34%
Mortgage Type
Stand Alone Second
Purchase Details
Closed on
May 11, 2005
Sold by
Gates Richard
Bought by
Cosgrove Jennifer and Cosgrove Jeffrey L
Purchase Details
Closed on
Aug 13, 2002
Sold by
Merson Christopher J
Bought by
Gates Richard
Purchase Details
Closed on
Oct 3, 2001
Sold by
Merson Christopher J
Bought by
Merson Christopher J
Purchase Details
Closed on
May 18, 2001
Sold by
Holmes Roger W
Bought by
Erb Jason F and Erb Kathryn L
Purchase Details
Closed on
Aug 17, 2000
Sold by
Merson Christopher J
Bought by
Merson Christopher J and Merson Kimberly L
Purchase Details
Closed on
Nov 23, 1999
Sold by
Minnick Charles E
Bought by
Merson Christopher J and Frey Kimberly L
Similar Homes in Union Bridge, MD
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area
Home Values in the Area
Average Home Value in this Area
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Deed | $319,000 | Old Republic National Title | |
| Deed | $254,900 | Lakeside Title Company | |
| Deed | $265,000 | -- | |
| Deed | $265,000 | -- | |
| Deed | $160,000 | -- | |
| Deed | $139,900 | -- | |
| Deed | -- | -- | |
| Deed | $229,500 | -- | |
| Deed | -- | -- | |
| Deed | $102,500 | -- |
Source: Public Records
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Open | $287,100 | New Conventional | |
| Previous Owner | $258,080 | New Conventional | |
| Previous Owner | $258,080 | New Conventional | |
| Previous Owner | $257,474 | New Conventional | |
| Previous Owner | $201,600 | New Conventional | |
| Previous Owner | $39,750 | Stand Alone Second | |
| Previous Owner | $212,000 | Purchase Money Mortgage | |
| Previous Owner | $212,000 | Purchase Money Mortgage |
Source: Public Records
Property History
| Date | Event | Price | Change | Sq Ft Price |
|---|---|---|---|---|
| 09/15/2023 09/15/23 | Sold | $319,000 | 0.0% | $223 / Sq Ft |
| 08/12/2023 08/12/23 | Pending | -- | -- | -- |
| 08/12/2023 08/12/23 | Off Market | $319,000 | -- | -- |
| 08/10/2023 08/10/23 | For Sale | $319,900 | +0.3% | $223 / Sq Ft |
| 08/06/2023 08/06/23 | Pending | -- | -- | -- |
| 08/06/2023 08/06/23 | Off Market | $319,000 | -- | -- |
| 08/04/2023 08/04/23 | For Sale | $319,900 | +25.5% | $223 / Sq Ft |
| 09/12/2019 09/12/19 | Sold | $254,900 | 0.0% | $178 / Sq Ft |
| 08/03/2019 08/03/19 | Pending | -- | -- | -- |
| 07/29/2019 07/29/19 | Price Changed | $254,900 | -5.6% | $178 / Sq Ft |
| 07/16/2019 07/16/19 | For Sale | $269,999 | -- | $189 / Sq Ft |
Source: Bright MLS
Tax History Compared to Growth
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2024 | $3,915 | $266,333 | $0 | $0 |
| 2023 | $3,084 | $247,800 | $74,900 | $172,900 |
| 2022 | $2,925 | $224,933 | $0 | $0 |
| 2021 | $5,590 | $202,067 | $0 | $0 |
| 2020 | $2,652 | $179,200 | $74,900 | $104,300 |
| 2019 | $2,443 | $178,567 | $0 | $0 |
| 2018 | $2,633 | $177,933 | $0 | $0 |
| 2017 | $2,606 | $177,300 | $0 | $0 |
| 2016 | -- | $177,300 | $0 | $0 |
| 2015 | -- | $177,300 | $0 | $0 |
| 2014 | -- | $180,200 | $0 | $0 |
Source: Public Records
Agents Affiliated with this Home
-
Seller's Agent in 2023
Leah Hargest
Cummings & Co. Realtors
(443) 472-6730
7 Total Sales
-
Buyer's Agent in 2023
Mary Ratchford
RE/MAX
(240) 286-9862
136 Total Sales
-
Seller's Agent in 2019
Dan Iampieri
RE/MAX
(443) 574-1071
79 Total Sales
Map
Source: Bright MLS
MLS Number: MDCR190420
APN: 12-006810
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