109 N Main St Union Bridge, MD 21791
3
Beds
2
Baths
1,432
Sq Ft
0.28
Acres
Highlights
- Open Floorplan
- Deck
- Main Floor Bedroom
- Cape Cod Architecture
- Wood Flooring
- 5-minute walk to Little Pipe Creek Park
About This Home
As of September 2023Welcome to 109 N Main Street of Union Bridge! A peaceful charming country town near Frederick & Westminster. Conveniently close to dining & shopping, schools & parks. This all-brick Cape Cod offers open floor plan with wood floors throughout, new pellet stove with brick hearth in living room, and a bonus/sunroom off dining room that lets in lots of light. Kitchen has ceramic flooring and an awesome bay window above the sink. Walkout basement through attached one car garage. Spacious deck and patio leads to a level yard that backs to pastoral view of farmland. Enjoy the peace and serenity as you relax by the fire pit. Don't let this one get away - see it today!
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $3,389
Year Built
- Built in 1940
Lot Details
- 0.28 Acre Lot
Parking
- 1 Car Direct Access Garage
- Basement Garage
- Rear-Facing Garage
- Shared Driveway
Home Design
- Cape Cod Architecture
- Brick Exterior Construction
- Slab Foundation
- Concrete Perimeter Foundation
Interior Spaces
- Property has 3 Levels
- Open Floorplan
- Built-In Features
- Ceiling Fan
- Bay Window
- Combination Dining and Living Room
- Sun or Florida Room
- Wood Flooring
- Attic
Kitchen
- Electric Oven or Range
- Built-In Microwave
- Dishwasher
- Disposal
Bedrooms and Bathrooms
- Bathtub with Shower
- Walk-in Shower
Laundry
- Dryer
- Washer
Finished Basement
- Walk-Out Basement
- Basement Fills Entire Space Under The House
- Connecting Stairway
- Rear Basement Entry
- Sump Pump
- Workshop
- Laundry in Basement
Outdoor Features
- Deck
- Shed
Utilities
- Forced Air Heating and Cooling System
- Radiator
- Pellet Stove burns compressed wood to generate heat
- Heating System Powered By Leased Propane
- Electric Water Heater
Community Details
- No Home Owners Association
Listing and Financial Details
- Tax Lot 8
- Assessor Parcel Number 0712006810
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Aug 4, 2023
Closed on
Sep 15, 2023
Sold by
Muth Branden
Bought by
Reilley Erin R
Seller's Agent
Leah Hargest
Cummings & Co. Realtors
Buyer's Agent
Mary Ratchford
RE/MAX Plus
List Price
$319,900
Sold Price
$319,000
Premium/Discount to List
-$900
-0.28%
Views
138
Current Estimated Value
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$10,758
Avg. Annual Appreciation
0.90%
Original Mortgage
$287,100
Outstanding Balance
$282,296
Interest Rate
6.9%
Mortgage Type
New Conventional
Estimated Equity
$42,110
Purchase Details
Listed on
Jul 16, 2019
Closed on
Sep 12, 2019
Sold by
Farina Steven M
Bought by
Muth Branden
Seller's Agent
Dan Iampieri
RE/MAX Aspire
Buyer's Agent
Leah Hargest
Cummings & Co. Realtors
List Price
$269,999
Sold Price
$254,900
Premium/Discount to List
-$15,099
-5.59%
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
5.75%
Original Mortgage
$257,474
Interest Rate
3.6%
Mortgage Type
New Conventional
Purchase Details
Closed on
May 2, 2006
Sold by
Cosgrove Jennifer
Bought by
Farina Steven M
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$39,750
Interest Rate
6.34%
Mortgage Type
Stand Alone Second
Purchase Details
Closed on
Apr 24, 2006
Sold by
Cosgrove Jennifer
Bought by
Farina Steven M
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$39,750
Interest Rate
6.34%
Mortgage Type
Stand Alone Second
Purchase Details
Closed on
May 11, 2005
Sold by
Gates Richard
Bought by
Cosgrove Jennifer and Cosgrove Jeffrey L
Purchase Details
Closed on
Aug 13, 2002
Sold by
Merson Christopher J
Bought by
Gates Richard
Purchase Details
Closed on
Oct 3, 2001
Sold by
Merson Christopher J
Bought by
Merson Christopher J
Purchase Details
Closed on
May 18, 2001
Sold by
Holmes Roger W
Bought by
Erb Jason F and Erb Kathryn L
Purchase Details
Closed on
Aug 17, 2000
Sold by
Merson Christopher J
Bought by
Merson Christopher J and Merson Kimberly L
Purchase Details
Closed on
Nov 23, 1999
Sold by
Minnick Charles E
Bought by
Merson Christopher J and Frey Kimberly L
Similar Homes in Union Bridge, MD
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area
Home Values in the Area
Average Home Value in this Area
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Deed | $319,000 | Old Republic National Title | |
| Deed | $254,900 | Lakeside Title Company | |
| Deed | $265,000 | -- | |
| Deed | $265,000 | -- | |
| Deed | $160,000 | -- | |
| Deed | $139,900 | -- | |
| Deed | -- | -- | |
| Deed | $229,500 | -- | |
| Deed | -- | -- | |
| Deed | $102,500 | -- |
Source: Public Records
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Open | $287,100 | New Conventional | |
| Previous Owner | $258,080 | New Conventional | |
| Previous Owner | $258,080 | New Conventional | |
| Previous Owner | $257,474 | New Conventional | |
| Previous Owner | $201,600 | New Conventional | |
| Previous Owner | $39,750 | Stand Alone Second | |
| Previous Owner | $212,000 | Purchase Money Mortgage | |
| Previous Owner | $212,000 | Purchase Money Mortgage |
Source: Public Records
Property History
| Date | Event | Price | Change | Sq Ft Price |
|---|---|---|---|---|
| 09/15/2023 09/15/23 | Sold | $319,000 | 0.0% | $223 / Sq Ft |
| 08/12/2023 08/12/23 | Pending | -- | -- | -- |
| 08/12/2023 08/12/23 | Off Market | $319,000 | -- | -- |
| 08/10/2023 08/10/23 | For Sale | $319,900 | +0.3% | $223 / Sq Ft |
| 08/06/2023 08/06/23 | Pending | -- | -- | -- |
| 08/06/2023 08/06/23 | Off Market | $319,000 | -- | -- |
| 08/04/2023 08/04/23 | For Sale | $319,900 | +25.5% | $223 / Sq Ft |
| 09/12/2019 09/12/19 | Sold | $254,900 | 0.0% | $178 / Sq Ft |
| 08/03/2019 08/03/19 | Pending | -- | -- | -- |
| 07/29/2019 07/29/19 | Price Changed | $254,900 | -5.6% | $178 / Sq Ft |
| 07/16/2019 07/16/19 | For Sale | $269,999 | -- | $189 / Sq Ft |
Source: Bright MLS
Tax History Compared to Growth
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2024 | $3,915 | $266,333 | $0 | $0 |
| 2023 | $3,084 | $247,800 | $74,900 | $172,900 |
| 2022 | $2,925 | $224,933 | $0 | $0 |
| 2021 | $5,590 | $202,067 | $0 | $0 |
| 2020 | $2,652 | $179,200 | $74,900 | $104,300 |
| 2019 | $2,443 | $178,567 | $0 | $0 |
| 2018 | $2,633 | $177,933 | $0 | $0 |
| 2017 | $2,606 | $177,300 | $0 | $0 |
| 2016 | -- | $177,300 | $0 | $0 |
| 2015 | -- | $177,300 | $0 | $0 |
| 2014 | -- | $180,200 | $0 | $0 |
Source: Public Records
Agents Affiliated with this Home
-
Seller's Agent in 2023
Leah Hargest
Cummings & Co. Realtors
(443) 472-6730
7 Total Sales
-
Buyer's Agent in 2023
Mary Ratchford
RE/MAX
(240) 286-9862
136 Total Sales
-
Seller's Agent in 2019
Dan Iampieri
RE/MAX
(443) 574-1071
77 Total Sales
Map
Source: Bright MLS
MLS Number: MDCR2015654
APN: 12-006810
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