NOT LISTED FOR SALE

109 S Ferry St Schenectady, NY 12305

Downtown Schenectady Neighborhood

Estimated Value: $191,415 - $442,000

4 Beds
2 Baths
3,217 Sq Ft
$93/Sq Ft Est. Value

Last Sold February 18, 2019

Last sale price $235,000 $73 Per Sq Ft

Est. 27% increase in value since last sale

Current estimated payment $1,919/month

18 Days on Market

Highlights

  • Colonial Architecture
  • Full Attic
  • 1 Car Attached Garage
  • Finished Attic
  • No HOA
  • 4-minute walk to Riverside Park

About This Home

As of February 2019

Winner of the Schenectady Historic Preservation award, this unique property provides many options! Zoned Commercially, the building can be a live and work space, business, or residence. Restored from the ground up: new electrical, plumbing, roofing, & structural elements. Three floors, five heating zones, two full baths with claw-foot tubs, filled with period details. Built in garage with loft above. Three blocks from the new Amtrak Station, the new Artisanal District, & the Mohawk River. Perfect for Studio -- Very Good Condition

Last Agent to Sell the Property

Heidi Rotter

Brass Tacs Real Estate Company Listed on: 12/14/2018

Last Buyer's Agent

Scott Sullivan

KW Platform

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $4,090

Year Built

  • Built in 1820

Lot Details

  • Lot Dimensions are 31 x 47
  • Level Lot

Parking

  • 1 Car Attached Garage
  • Off-Street Parking

Home Design

  • Colonial Architecture
  • Transitional Architecture
  • Brick Exterior Construction
  • Rubber Roof
  • Wood Siding
  • Asphalt

Interior Spaces

  • 3,217 Sq Ft Home
  • Living Room with Fireplace
  • Partial Basement
  • Laundry on upper level

Kitchen

  • Eat-In Kitchen
  • Oven
  • Range

Bedrooms and Bathrooms

  • 4 Bedrooms
  • 2 Full Bathrooms

Attic

  • Full Attic
  • Finished Attic

Accessible Home Design

  • Accessible Parking

Utilities

  • Heating System Uses Natural Gas
  • Radiant Heating System

Community Details

  • No Home Owners Association

Listing and Financial Details

  • Legal Lot and Block 38 / 4
  • Assessor Parcel Number 421500 39.63-4-38

Home Details

Home Type

Single Family

Est. Annual Taxes

$4,090

Year Built

Built in 1820

Lot Details

0 Sq Ft Lot

Parking

1

Listing Details

  • Property Type: Residential
  • Property Sub Type: Single Family Residence
  • Accessibility: Accessible Garage, Accessible Sidewalks, Accessible Transportation or Bus
  • Year Built: 1820
  • Directions: Erie Blvd or State st - Take Left onto S. Ferry
  • Above Grade Finished Sq Ft: 3217.0
  • Architectural Style: Colonial
  • Financial Details General Taxes: 2394.0
  • General Taxes Description: Actual
  • Financial Details School Taxes: 1697.0
  • School Taxes Description: Actual
  • Lot Size: 31 x 47
  • New Construction: No
  • Parking Features Parking Total: 1.0
  • Possession Possession Legacy: At Closing
  • Sale Detail Seller Contribution: No
  • Garage Yn: Yes
  • Appliances Refrigerators: Yes
  • Architectural Style:Colonial: Yes
  • Laundry Features:Upper Level: Yes
  • Laundry Features:Laundry Closet: Yes
  • Directions Remarks: Agent to Agent Remarks: Winner of the Schenectady Historic Preservation award, this unique property provides many options! Zoned Commercially, the building can be a live and work space, business, or residence. Restored from the ground up: new electrical, plumbing, roofing, & structural elements. Three floors, five heating zones, two full baths with claw-foot tubs, filled with period details. Built in garage with loft above. Three blocks from the new Amtrak Station, the new Artisanal District, & the Mohawk River. Perfect for Studio
  • Directions Remarks: Public Remarks: Winner of the Schenectady Historic Preservation award, this unique property provides many options! Zoned Commercially, the building can be a live and work space, business, or residence. Restored from the ground up: new electrical, plumbing, roofing, & structural elements. Three floors, five heating zones, two full baths with claw-foot tubs, filled with period details. Built in garage with loft above. Three blocks from the new Amtrak Station, the new Artisanal District, & the Mohawk River. Perfect for Studio -- Very Good Condition
  • Special Features: None

Interior Features

  • Basement: Partial
  • Interior Amenities: Eat-in Kitchen
  • Appliances: Oven, Range, Refrigerator
  • Full Bathrooms: 2
  • Total Bedrooms: 4
  • Fireplace Features: See Remarks, Bedroom, Living Room
  • Fireplaces: 1
  • Living Area: 3217.0
  • Fireplace: Yes
  • Kitchen Features:Eat-in Kitchen: Yes
  • Fireplace Features:Living Room: Yes
  • Attic Features:Finished2: Yes
  • Attic Features:Walk-Up: Yes
  • Basement:Partial: Yes
  • Appliances:Oven: Yes
  • Appliances Range: Yes
  • Attic Features:Full2: Yes
  • Fireplace Features:Bedroom: Yes

Exterior Features

  • Roof: Rubber, Asphalt
  • Construction Type: Brick, Wood Siding
  • Construction Materials:Wood Siding: Yes
  • Lot Features:Level: Yes
  • Construction Materials:Brick: Yes
  • Accessibility Features:Accessible Sidewalks: Yes
  • Accessibility Features:Accessible Transportation or Bus: Yes

Garage/Parking

  • Garage Spaces: 1.0
  • Parking Features: Off Street, Attached
  • Attached Garage: Yes
  • Total Parking Spaces: 1.0
  • Property Detail:Garage Spaces: 1.0
  • Parking Features:Off Street: Yes
  • Parking Features:Attached: Yes
  • Parking Features:Garage: Yes
  • Accessibility Features:Accessible Garage: Yes

Utilities

  • Sewer: Public Sewer
  • Heating: Natural Gas, Radiant
  • Laundry Features: Laundry Closet, Upper Level
  • Water Source: Public
  • Heating Yn: Yes
  • Heating:Natural Gas: Yes
  • Heating:Radiant: Yes

Condo/Co-op/Association

  • Association: No

Association/Amenities

  • Parcel Tax HOA:Association YN: No

Schools

  • Junior High Dist: Schenectady

Lot Info

  • Lot Features: Level
  • Parcel #: 421500 39.63-4-38

Tax Info

  • Tax Annual Amount: 4090.0
  • Tax Block: 4
  • Tax Lot: 38

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Dec 14, 2018
Closed on
Feb 6, 2019
Sold by
Alcalay Ammiel
Bought by
Mcsweeney Brian P
Seller's Agent
Heidi Rotter
Brass Tacs Real Estate Company
Buyer's Agent
Scott Sullivan
KW Platform
List Price
$249,900
Sold Price
$235,000
Premium/Discount to List
-$14,900
-5.96%
Current Estimated Value
$298,104

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$63,104
Avg. Annual Appreciation
3.42%
Original Mortgage
$198,000
Outstanding Balance
$173,375
Interest Rate
4.5%
Mortgage Type
New Conventional
Estimated Equity
$124,729

Purchase Details

Closed on
Oct 24, 2007
Sold by
Trustee Deutsche Bank National Trust Company
Bought by
Alcalay Ammiel

Purchase Details

Closed on
Jul 12, 2007

Purchase Details

Closed on
Dec 30, 2005
Sold by
Connadt Richard
Bought by
Anderson Anthony

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$143,550
Interest Rate
11.4%
Mortgage Type
Adjustable Rate Mortgage/ARM

Purchase Details

Closed on
Oct 25, 1999
Sold by
Schdy City Of
Bought by
Credit Master Inc
Source: Public Records

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
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Average Value
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area

Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Mcsweeney Brian P $221,000 Old Republic National Title
Alcalay Ammiel $54,000 Peter Mc Hugh
-- $112,000 --
Anderson Anthony $160,000 --
Credit Master Inc $20,000 --
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Mcsweeney Brian P $198,000
Previous Owner Anderson Anthony $143,550
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
02/18/2019 02/18/19 Sold $235,000 -6.0% $73 / Sq Ft
01/01/2019 01/01/19 Pending -- -- --
12/14/2018 12/14/18 For Sale $249,900 -- $78 / Sq Ft
Source: Global MLS

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $4,417 $80,000 $5,200 $74,800
2023 $43 $80,000 $5,200 $74,800
2022 $4,226 $80,000 $5,200 $74,800
2021 $4,195 $80,000 $5,200 $74,800
2020 $4,053 $80,000 $5,200 $74,800
2019 $4,093 $80,000 $5,200 $74,800
2018 $4,093 $80,000 $5,200 $74,800
2017 $4,106 $80,000 $5,200 $74,800
2016 $4,201 $80,000 $5,200 $74,800
2015 -- $80,000 $5,200 $74,800
2014 -- $80,000 $5,200 $74,800
Source: Public Records

Agents Affiliated with this Home

  • H

    Seller's Agent in 2019

    Heidi Rotter

    Brass Tacs Real Estate Company

  • S

    Buyer's Agent in 2019

    Scott Sullivan

    KW Platform

See All Agents

Map

Source: Global MLS

MLS Number: 201834760

Global MLS

APN: 039-063-0004-038-000-0000

New York Schenectady County Schenectady 12305 Downtown Schenectady

109 S Ferry St, Schenectady, NY

Not Listed for Sale

Detached

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