
109 Schermerhorn Rd Schenectady, NY 12306
Estimated payment $3,435/month
Highlights
- Deck
- No HOA
- 2 Car Attached Garage
- Stone Countertops
- Front Porch
- Eat-In Kitchen
About This Home
Large home located within walking distance to Rotterdam Sq mall. This is a bank owned home, and has true inlaw set up. Left side has 3 bedrooms and 2 full baths, first floor laundry, wood fireplace and access to deck and full basement. Right side has 3 bedrooms, 2.5 baths. Huge bedrooms, updated baths. 2 car garage and huge lot. Rear yard is fenced. Perfect set up for large family or inlaw living. Schalmont schools. Easy to show.
Listing Agent
Coldwell Banker Prime Properties License #10301201258 Listed on: 08/12/2025

Home Details
Home Type
- Single Family
Est. Annual Taxes
- $9,198
Year Built
- Built in 1970 | Remodeled
Lot Details
- 0.43 Acre Lot
- Wood Fence
- Back Yard Fenced
- Landscaped
- Level Lot
Parking
- 2 Car Attached Garage
- Driveway
- Off-Street Parking
Home Design
- Block Foundation
- Vinyl Siding
- Asphalt
Interior Spaces
- 3,443 Sq Ft Home
- 2-Story Property
- Paddle Fans
- Wood Burning Fireplace
- Double Pane Windows
- Living Room with Fireplace
- Dining Room
Kitchen
- Eat-In Kitchen
- Gas Oven
- Range
- Microwave
- Dishwasher
- Kitchen Island
- Stone Countertops
Flooring
- Laminate
- Ceramic Tile
Bedrooms and Bathrooms
- 6 Bedrooms
- Primary bedroom located on second floor
- Walk-In Closet
- Bathroom on Main Level
- Ceramic Tile in Bathrooms
Laundry
- Laundry Room
- Laundry on main level
- Laundry in Bathroom
Unfinished Basement
- Walk-Out Basement
- Basement Fills Entire Space Under The House
Outdoor Features
- Deck
- Exterior Lighting
- Front Porch
Schools
- Jefferson Elementary School
Utilities
- Forced Air Heating and Cooling System
- Heating System Uses Natural Gas
- 150 Amp Service
- Septic Tank
- Cable TV Available
Community Details
- No Home Owners Association
Listing and Financial Details
- Legal Lot and Block 12.001 / 1
- Assessor Parcel Number 422800 38.18-1-12.1
Map
Home Values in the Area
Average Home Value in this Area
Tax History
Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
---|---|---|---|---|
2024 | $14,512 | $275,000 | $33,000 | $242,000 |
2023 | $14,512 | $275,000 | $33,000 | $242,000 |
2022 | $11,843 | $275,000 | $33,000 | $242,000 |
2021 | $11,912 | $275,000 | $33,000 | $242,000 |
2020 | $8,397 | $275,000 | $33,000 | $242,000 |
2019 | $3,712 | $275,000 | $33,000 | $242,000 |
2018 | $8,637 | $275,000 | $33,000 | $242,000 |
2017 | $8,512 | $275,000 | $33,000 | $242,000 |
2016 | $8,481 | $275,000 | $33,000 | $242,000 |
2015 | -- | $275,000 | $28,400 | $246,600 |
2014 | -- | $275,000 | $28,400 | $246,600 |
Property History
Date | Event | Price | Change | Sq Ft Price |
---|---|---|---|---|
08/12/2025 08/12/25 | For Sale | $489,900 | -- | $142 / Sq Ft |
Purchase History
Date | Type | Sale Price | Title Company |
---|---|---|---|
Interfamily Deed Transfer | $35,000 | -- |
Mortgage History
Date | Status | Loan Amount | Loan Type |
---|---|---|---|
Closed | $100,000 | Credit Line Revolving | |
Closed | $293,500 | Adjustable Rate Mortgage/ARM | |
Closed | $256,000 | Unknown | |
Closed | $53,000 | Credit Line Revolving | |
Closed | $258,400 | New Conventional | |
Closed | $32,300 | Unknown | |
Closed | $100,000 | Credit Line Revolving | |
Closed | $94,000 | Adjustable Rate Mortgage/ARM |
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Source: Global MLS
MLS Number: 202523650

APN: 038-018-0001-012-001-0000
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