$489,900

109 Schermerhorn Rd Schenectady, NY 12306

Estimated payment $3,435/month

Total Views 6,286
6 Beds
3.5 Baths
3,443 Sq Ft
$142 Price per Sq Ft

Highlights

  • Deck
  • No HOA
  • 2 Car Attached Garage
  • Stone Countertops
  • Front Porch
  • Eat-In Kitchen

About This Home

Large home located within walking distance to Rotterdam Sq mall. This is a bank owned home, and has true inlaw set up. Left side has 3 bedrooms and 2 full baths, first floor laundry, wood fireplace and access to deck and full basement. Right side has 3 bedrooms, 2.5 baths. Huge bedrooms, updated baths. 2 car garage and huge lot. Rear yard is fenced. Perfect set up for large family or inlaw living. Schalmont schools. Easy to show.

Listing Agent

Bruce Dedon

Coldwell Banker Prime Properties License #10301201258 Listed on: 08/12/2025

Coldwell Banker Prime Properties

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $9,198

Year Built

  • Built in 1970 | Remodeled

Lot Details

  • 0.43 Acre Lot
  • Wood Fence
  • Back Yard Fenced
  • Landscaped
  • Level Lot

Parking

  • 2 Car Attached Garage
  • Driveway
  • Off-Street Parking

Home Design

  • Block Foundation
  • Vinyl Siding
  • Asphalt

Interior Spaces

  • 3,443 Sq Ft Home
  • 2-Story Property
  • Paddle Fans
  • Wood Burning Fireplace
  • Double Pane Windows
  • Living Room with Fireplace
  • Dining Room

Kitchen

  • Eat-In Kitchen
  • Gas Oven
  • Range
  • Microwave
  • Dishwasher
  • Kitchen Island
  • Stone Countertops

Flooring

  • Laminate
  • Ceramic Tile

Bedrooms and Bathrooms

  • 6 Bedrooms
  • Primary bedroom located on second floor
  • Walk-In Closet
  • Bathroom on Main Level
  • Ceramic Tile in Bathrooms

Laundry

  • Laundry Room
  • Laundry on main level
  • Laundry in Bathroom

Unfinished Basement

  • Walk-Out Basement
  • Basement Fills Entire Space Under The House

Outdoor Features

  • Deck
  • Exterior Lighting
  • Front Porch

Schools

  • Jefferson Elementary School

Utilities

  • Forced Air Heating and Cooling System
  • Heating System Uses Natural Gas
  • 150 Amp Service
  • Septic Tank
  • Cable TV Available

Community Details

  • No Home Owners Association

Listing and Financial Details

  • Legal Lot and Block 12.001 / 1
  • Assessor Parcel Number 422800 38.18-1-12.1

Home Details

Home Type

Single Family

Est. Annual Taxes

$9,198

Year Built

Built in 1970 | Remodeled

Lot Details

0

Parking

2

Listing Details

  • Property Type: Residential
  • Property Sub Type: Single Family Residence
  • Year Built: 1970
  • Directions: 890 to Campbell Rd to Putnam Rd to Schermerhorn
  • Above Grade Finished Sq Ft: 3443.0
  • Financial Details General Taxes: 3865.0
  • General Taxes Description: Estimated
  • Financial Details School Taxes: 5332.65
  • School Taxes Description: Estimated
  • Lot Size Acres: 0.43
  • New Construction: No
  • Parking Features Parking Total: 6.0
  • Full Bathroom Level: First
  • Half Bathroom Level: First
  • Laundry Room Level: First
  • Other Room Level: Second
  • Primary Bathrooms Level: Second
  • Primary Bedroom Level: Second
  • Garage Yn: Yes
  • Appliances Refrigerators: Yes
  • Flooring:Laminate: Yes
  • Laundry Features:Main Level: Yes
  • Fencing:Back Yard: Yes
  • Laundry Features:Upper Level: Yes
  • Cooling:Central Air: Yes
  • Appliances Microwave: Yes
  • Flooring:Ceramic Tile: Yes
  • Foundation Details:Block2: Yes
  • Fencing:Wood4: Yes
  • Levels Two: Yes
  • Special Features: None

Interior Features

  • Flooring: Ceramic Tile, Laminate
  • Basement: Full, Unfinished, Walk-Out Access
  • Interior Amenities: Paddle Fan, Solid Surface Counters, Walk-In Closet(s), 1 Family + In-Law, Ceramic Tile Bath, Eat-in Kitchen, Kitchen Island
  • Appliances: Dishwasher, Gas Oven, Microwave, Range, Refrigerator
  • Full Bathrooms: 3
  • Half Bathrooms: 1
  • Total Bedrooms: 6
  • Fireplace Features: Living Room, Wood Burning
  • Fireplaces: 1
  • Living Area: 3443.0
  • Bedroom Level: First
  • Dining Room Level: First
  • Kitchen Level: First
  • Living Room Level: First
  • Window Features: Double Pane Windows
  • Bathroom Levels Full Bathroom 1: 1st
  • Bathroom Levels Full Bathroom 2: 2nd
  • Bathroom Levels Full Bathroom 3: 2nd
  • Bathroom Levels Half Bathroom 1: 1st
  • Fireplace: Yes
  • Appliances Dishwasher: Yes
  • Appliances:Gas Oven: Yes
  • Basement:Walk-Out Access: Yes
  • Fireplace Features:Wood Burning: Yes
  • Interior Features:Paddle Fan: Yes
  • Kitchen Features:Working Only Kitchen: Yes
  • Full Basement: Yes
  • Kitchen Features:Eat-in Kitchen: Yes
  • Laundry Features:In Bathroom: Yes
  • Fireplace Features:Living Room: Yes
  • Interior Features:Walk-In Closet(s): Yes
  • Kitchen Features:Kitchen Island: Yes
  • Interior Features:Ceramic Tile Bath: Yes
  • Kitchen Features:Modern Kitchen: Yes
  • Attic Features:Hatch: Yes
  • Interior Features:Solid Surface Counters: Yes
  • Appliances Range: Yes
  • Basement:Unfinished: Yes
  • Interior Features:Stone Countertops: Yes

Exterior Features

  • Exterior Features: Drive-Paved, Lighting
  • Roof: Asphalt
  • Construction Type: Vinyl Siding
  • Fencing: Wood, Back Yard
  • Foundation Details: Block
  • Patio And Porch Features: Deck, Front Porch
  • Waterfront: No
  • Property Condition: Updated/Remodeled
  • Construction Materials:Vinyl Siding: Yes
  • Exterior Features:Drive-Paved: Yes
  • Patio And Porch Features:Deck: Yes
  • Lot Features:Landscaped: Yes
  • Lot Features:Level: Yes
  • Exterior Features:Lighting: Yes
  • Patio And Porch Features:Front Porch: Yes
  • Window Features:Double Pane Windows: Yes

Garage/Parking

  • Garage Spaces: 2.0
  • Parking Features: Off Street, Paved, Attached, Driveway
  • Attached Garage: Yes
  • Total Parking Spaces: 6.0
  • Property Detail:Garage Spaces: 2.0
  • Parking Features:Off Street: Yes
  • Property Detail:Parking YN: Yes
  • Parking Features:Attached: Yes
  • Parking Features:Driveway: Yes
  • Parking Features:Paved: Yes
  • Parking Features:Garage: Yes

Utilities

  • Utilities: Cable Available
  • Sewer: Septic Tank
  • Cooling: Central Air
  • Electric: 150 Amp Service
  • Heating: Forced Air, Natural Gas
  • Laundry Features: In Bathroom, Laundry Room, Main Level, Upper Level
  • Water Source: Public
  • Cooling Y N: Yes
  • Heating Yn: Yes
  • Sewer Septic Tank: Yes
  • Heating:Forced Air: Yes
  • Heating:Natural Gas: Yes

Condo/Co-op/Association

  • Association: No

Association/Amenities

  • Parcel Tax HOA:Association YN: No

Schools

  • Junior High Dist: Schalmont

Lot Info

  • Lot Features: Level, Landscaped
  • Parcel #: 422800 38.18-1-12.1
  • Lot Size Sq Ft: 18730.8

Tax Info

  • Tax Annual Amount: 9197.65
  • Tax Block: 1
  • Tax Lot: 12.001
  • Tax Tract: 38.18

MLS Schools

  • Elementary School: Jefferson ES

Map

Range of Values:

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $14,512 $275,000 $33,000 $242,000
2023 $14,512 $275,000 $33,000 $242,000
2022 $11,843 $275,000 $33,000 $242,000
2021 $11,912 $275,000 $33,000 $242,000
2020 $8,397 $275,000 $33,000 $242,000
2019 $3,712 $275,000 $33,000 $242,000
2018 $8,637 $275,000 $33,000 $242,000
2017 $8,512 $275,000 $33,000 $242,000
2016 $8,481 $275,000 $33,000 $242,000
2015 -- $275,000 $28,400 $246,600
2014 -- $275,000 $28,400 $246,600
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
08/12/2025 08/12/25 For Sale $489,900 -- $142 / Sq Ft
Source: Global MLS

Purchase History

Date Type Sale Price Title Company
Interfamily Deed Transfer $35,000 --
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Closed $100,000 Credit Line Revolving
Closed $293,500 Adjustable Rate Mortgage/ARM
Closed $256,000 Unknown
Closed $53,000 Credit Line Revolving
Closed $258,400 New Conventional
Closed $32,300 Unknown
Closed $100,000 Credit Line Revolving
Closed $94,000 Adjustable Rate Mortgage/ARM
Source: Public Records

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Source: Global MLS

MLS Number: 202523650

Global MLS

APN: 038-018-0001-012-001-0000