$255,000

109 Stephen Dr NE Fertile, MN 56540

Estimated payment $1,508/month

Total Views 4,571
3 Beds
3 Baths
1,932 Sq Ft
$132 Price per Sq Ft

Highlights

  • Radiant Floor
  • 2 Car Attached Garage
  • 1-Story Property
  • No HOA
  • Patio
  • Baseboard Heating

About This Home

Welcome home to this beautifully maintained 3-bedroom (with the potential for a 4th), 3-bath rambler tucked into a quiet, well-kept community. Offering abundant space, thoughtful updates, and a stunning outdoor setting, this property is ideal for anyone seeking comfort, beauty, and functionality in one inviting package. Inside, you’ll immediately feel the care and pride of ownership throughout. The home features updated appliances, newer triple-paned windows and flooring (entire main floor), and laundry on both levels for ultimate convenience. The spacious primary en-suite includes a walk-in shower, creating a comfortable retreat at the end of each day. There is also a window in the bath for natural light. Both main floor baths were recently remodeled. With multiple living areas and flexible rooms, you’ll have plenty of options for guests, hobbies, home offices, or entertainment—whatever suits your lifestyle. The lower level is fully finished except for the laundry/utility room, which is bright, clean, and thoughtfully organized. It includes a washer and dryer, deep freeze, built-in shelving, a utility sink, and plenty of storage space—making this often-overlooked part of the home both practical and pleasant. Outdoors, the property truly shines. The fenced backyard offers exceptional privacy with its mature trees, established flowerbeds, and beautifully landscaped gardens. Whether you love to relax outside, entertain, or spend time gardening, this space is ready to enjoy from the moment you arrive. With room to grow, gather, and create, the yard feels like your own peaceful retreat. With an attached two car garage, a welcoming layout, and a warm, well-cared-for feel throughout, this home is ready to offer years of comfort and enjoyment to its next owner.

Listing Agent

Timothy Oistad

Minnesota First Realty Listed on: 08/15/2025

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $2,056

Year Built

  • Built in 1978

Lot Details

  • 0.33 Acre Lot
  • Wood Fence

Parking

  • 2 Car Attached Garage

Interior Spaces

  • 1-Story Property
  • Radiant Floor
  • Basement Fills Entire Space Under The House

Bedrooms and Bathrooms

  • 3 Bedrooms

Outdoor Features

  • Patio

Utilities

  • Mini Split Air Conditioners
  • Baseboard Heating

Community Details

  • No Home Owners Association
  • Hansons Add Subdivision

Listing and Financial Details

  • Assessor Parcel Number 850049100

Home Details

Home Type

Single Family

Est. Annual Taxes

$2,056

Year Built

Built in 1978

Lot Details

0

Parking

2

Listing Details

  • Type: Residential
  • Property Subtype 1: Single Family Residence
  • Cooling System: Ductless Mini-Split
  • Garage Spaces: 2
  • Accessibility Features: None
  • Water Source: City Water/Connected
  • Year Built: 1978
  • Above Grade Finished Sq Ft: 1288
  • Unit Levels: One
  • New Construction: No
  • FractionalOwnershipYN: No
  • Rental License?: No
  • InternetOptions: Fiber Optic
  • Special Features: VirtualTour
  • Property Sub Type: Detached

Interior Features

  • Basement: Full
  • Living Area: 1932
  • Fireplace: No
  • Below Grade Finished Sq Ft: 644
  • Basement YN: Yes

Beds/Baths

  • Full Bathrooms: 2
  • Total Bedrooms: 3
  • Three Quarter Bathrooms: 1

Exterior Features

  • Roof: Age Over 8 Years, Asphalt
  • Fencing: Wood
  • ConstructionMaterialsDesc: Frame
  • PatioPorchType: Patio

Garage/Parking

  • Parking Features: Attached Garage, Asphalt, Finished Garage

Utilities

  • Heating: Baseboard, Radiant Floor
  • Sewer: City Sewer/Connected
  • Fuel: Electric
  • Power Company: Ottertail Power

Condo/Co-op/Association

  • Association: No
  • Amenities Unit: Main Floor Primary Bedroom

Schools

  • Junior High Dist: Fertile-Beltrami
  • SchoolDistrictPhone: 218-945-6933

Lot Info

  • PropertyAttachedYN: No
  • Lot Size: 14250 sf
  • Lot Size Sq Ft: 14244.12
  • Land Lease: No
  • Additional Parcels: No
  • Zoning Description: Residential-Single Family
  • AssessmentPending: No
  • Yearly/Seasonal: Yearly

Building Info

  • Construction Materials: Fiber Board

Tax Info

  • Tax Year: 2024
  • Assessor Parcel Number: 850049100
  • Tax Annual Amount: 2056
  • TaxWithAssessments: 2316.0000

Map

Range of Values:

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Value Increase
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Percent Increase
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Adjusted for Inflation
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $2,088 $174,400 $26,600 $147,800
2023 $2,316 $197,600 $31,500 $166,100
2022 $1,978 $171,200 $15,000 $156,200
2021 $1,952 $145,400 $15,000 $130,400
2020 $1,866 $137,900 $14,100 $123,800
2019 $1,784 $135,200 $14,100 $121,100
2018 $1,768 $125,800 $14,100 $111,700
2017 -- $125,800 $14,100 $111,700
2016 $1,298 $107,300 $13,100 $94,200
2015 -- $0 $0 $0
2014 -- $0 $0 $0
2012 -- $0 $0 $0
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
11/07/2025 11/07/25 Price Changed $255,000 -2.9% $132 / Sq Ft
10/21/2025 10/21/25 Price Changed $262,500 -4.5% $136 / Sq Ft
08/15/2025 08/15/25 For Sale $274,900 -- $142 / Sq Ft
Source: NorthstarMLS

Purchase History

Date Type Sale Price Title Company
Deed $52,535 --
Source: Public Records

Source: NorthstarMLS

MLS Number: 6758917

NorthstarMLS

APN: 85.00491.00