$295,000
SOLD NOV 17, 2025

1091 Delta Dr Unit 305E Elgin, IL 60123

2 Beds
2.5 Baths
1,600 Sq Ft
$290/mo HOA Fee

Recently Sold

$184 Per Sq Ft

2% Below List Price

5 Days on Market

Highlights

  • Loft
  • Walk-In Closet
  • Storage
  • End Unit
  • Laundry Room
  • Ceramic Tile Flooring

About This Home

As of November 2025

Private entrance END UNIT! Enter the side of building to a nice 2 story foyer entrance and a large living room with gas start fireplace with newer vinyl flooring. This opens to a great kitchen and dining room combo. Kitchen has plenty of GRANITE counter space and newer stainless steel appliances. First floor powder room, 2 large closets and entrance to your 2 car attached garage for ample storage! Head upstairs to a large primary ensuite with vaulted ceilings, large dual vanity bathroom and Walk in shower with glass door. Upstairs also has a second bedroom and full bath and a very verstaile loft that can be easily converted to a 3rd bedroom/office/playroom. Convenient 2nd floor laundry off the bedrooms with W/D (2020) Long time owner of approx 24 years has replaced many items...Furnace and AC (2017/2020), HWH (2022), Stainless steel appliances (2017), granite counters (2016), roof (2022) gutters/trim (2023). Large private patio with plenty of green space surrounding it makes this a perfect home!

Last Agent to Sell the Property

Barbara Oborne

The HomeCourt Real Estate License #475141142 Listed on: 10/02/2025

Last Buyer's Agent

Barbara Oborne

The HomeCourt Real Estate License #475141142 Listed on: 10/02/2025

Townhouse Details

Home Type

  • Townhome

Est. Annual Taxes

  • $4,448

Year Built

  • Built in 1998

Lot Details

  • End Unit

HOA Fees

  • $290 Monthly HOA Fees

Parking

  • 2 Car Garage
  • Parking Included in Price
  • Unassigned Parking

Home Design

  • Entry on the 1st floor
  • Brick Exterior Construction

Interior Spaces

  • 1,600 Sq Ft Home
  • 2-Story Property
  • Family Room
  • Living Room with Fireplace
  • Dining Room
  • Loft
  • Storage

Kitchen

  • Range
  • Microwave
  • Dishwasher

Flooring

  • Carpet
  • Ceramic Tile
  • Vinyl

Bedrooms and Bathrooms

  • 2 Bedrooms
  • 2 Potential Bedrooms
  • Walk-In Closet
  • Dual Sinks
  • Separate Shower

Laundry

  • Laundry Room
  • Dryer
  • Washer

Utilities

  • Forced Air Heating and Cooling System
  • Heating System Uses Natural Gas

Community Details

Overview

  • Association fees include insurance, exterior maintenance, lawn care, snow removal
  • 4 Units
  • Larry Association, Phone Number (847) 555-5555
  • Willow Bay Club Subdivision, End Unit Floorplan
  • Property managed by Willow Bay Club Condos

Pet Policy

  • Pets up to 90 lbs
  • Limit on the number of pets
  • Dogs and Cats Allowed

Townhouse Details

Home Type

Townhome

Est. Annual Taxes

$4,448

Year Built

Built in 1998

Lot Details

0

HOA Fees

$290 per month

Parking

2

Listing Details

  • Property Type: Residential
  • Property Type: Attached Single
  • Type Attached: Townhouse-2 Story
  • Ownership: Fee Simple w/ HO Assn.
  • EntryLevel: 1
  • New Construction: No
  • Property Sub-Type: Townhouse-2 Story
  • Subdivision Name: Willow Bay Club
  • Year Built: 1998
  • Age: 26-30 Years
  • Built Before 1978 (Y/N): No
  • Disability Access and/or Equipped: No
  • General Information: School Bus Service
  • Rebuilt (Y/N): No
  • Rehab (Y/N): No
  • Actual Status: Closed
  • SomePhotosVirtuallyStaged: No
  • Special Features: None
  • Property Sub Type: Townhouses
  • Stories: 2

Interior Features

  • Appliances: Range, Microwave, Dishwasher, Refrigerator, Washer, Dryer
  • Basement: None
  • Full Bathrooms: 2
  • Half Bathrooms: 1
  • Total Bathrooms: 3
  • Total Bedrooms: 2
  • Fireplaces: 1
  • Interior Amenities: Vaulted Ceiling(s), Cathedral Ceiling(s), Storage, Walk-In Closet(s)
  • LivingArea: 1600
  • Room Type: Loft
  • Stories Total: 2
  • Estimated Total Finished Sq Ft: 0
  • Bathroom Amenities: Separate Shower,Double Sink
  • Basement Bathrooms: No
  • Below Grade Bedrooms: 0
  • Dining Room: Separate,L-shaped
  • Fireplace Location: Living Room
  • Total Sq Ft: 0
  • Flooring: Carpet

Exterior Features

  • Common Walls: End Unit
  • Construction Materials: Vinyl Siding, Brick
  • Waterfront: No

Garage/Parking

  • Garage Spaces: 2
  • Parking Features: Yes, Garage Owned, Attached, Unassigned, Garage
  • ParkingTotal: 6

Utilities

  • Sewer: Public Sewer, Storm Sewer
  • Cooling: Central Air
  • Heating: Natural Gas, Forced Air
  • Laundry Features: Upper Level, Washer Hookup, In Unit
  • Water Source: Public

Condo/Co-op/Association

  • Pets Allowed: Cats OK, Dogs OK, Number Limit
  • Association Fee: 290
  • Association Fee Frequency: Monthly
  • Master Association Fee: No
  • Master Association Fee Frequency: Not Required
  • Management Company: Willow Bay Club Condos
  • Management Contact Name: Larry
  • Management Phone: 847-555-5555

Fee Information

  • Association Fee Includes: Insurance, Exterior Maintenance, Lawn Care, Snow Removal

Lot Info

  • Additional Parcels: No
  • Lot Dimensions: 2010
  • Special Assessments: N

Rental Info

  • Board Number: 5
  • Pets Allowed (Y/N): Yes
  • Is Parking Included in Price: Yes
  • Max Pet Weight: 90

Tax Info

  • Tax Annual Amount: 4448.22
  • Tax Year: 2024

Multi Family

  • Units in Building: 4

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Oct 2, 2025
Closed on
Nov 14, 2025
Sold by
Vasica Diane
Bought by
Sanchez Juana A
Seller's Agent
Barbara Oborne
The HomeCourt Real Estate
Buyer's Agent
Barbara Oborne
The HomeCourt Real Estate
List Price
$299,999
Sold Price
$295,000
Premium/Discount to List
-$4,999
-1.67%
Views
32

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
4.76%
Original Mortgage
$236,000
Outstanding Balance
$236,000
Interest Rate
5.88%
Mortgage Type
New Conventional
Estimated Equity
$60,100

Purchase Details

Closed on
Nov 30, 2001
Sold by
Menough Michael J
Bought by
Vasica Diane

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$77,000
Interest Rate
7.24%

Purchase Details

Closed on
Jul 24, 1998
Sold by
Pulte Home Corp
Bought by
Menough Michael J

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$124,850
Interest Rate
7.07%
Mortgage Type
FHA
Source: Public Records

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
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Average Value
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Warranty Deed $295,000 None Listed On Document
Warranty Deed $160,000 Chicago Title Insurance Co
Warranty Deed $132,000 First American Title Ins Co
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $236,000 New Conventional
Previous Owner $77,000 No Value Available
Previous Owner $124,850 FHA
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
11/17/2025 11/17/25 Sold $295,000 -1.7% $184 / Sq Ft
10/07/2025 10/07/25 Pending -- -- --
10/02/2025 10/02/25 For Sale $299,999 -- $187 / Sq Ft
Source: Midwest Real Estate Data (MRED)

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $4,448 $71,583 $16,550 $55,033
2023 $4,149 $64,670 $14,952 $49,718
2022 $4,159 $58,968 $13,634 $45,334
2021 $3,937 $55,131 $12,747 $42,384
2020 $3,797 $52,631 $12,169 $40,462
2019 $3,655 $50,135 $11,592 $38,543
2018 $3,582 $47,230 $10,920 $36,310
2017 $3,975 $44,649 $10,323 $34,326
2016 $3,778 $41,422 $9,577 $31,845
2015 -- $37,967 $8,778 $29,189
2014 -- $33,310 $8,670 $24,640
2013 -- $34,189 $8,899 $25,290
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Midwest Real Estate Data (MRED)

MLS Number: 12457085

Midwest Real Estate Data (MRED)

APN: 06-28-331-037