NOT LISTED FOR SALE

1091 Delta Dr Unit 305E Elgin, IL 60123

Estimated Value: $290,000 - $313,000

2 Beds
2.5 Baths
1,600 Sq Ft
$189/Sq Ft Est. Value

Sale Details

Date Sold: November 17, 2025

Last sale price $295,000 $184 Per Sq Ft

Est. 2% increase in value since last sale

Current estimated payment $2,293 / mo

5 Days on Market

Highlights

  • Cathedral Ceiling
  • End Unit
  • Walk-In Closet
  • Loft
  • 2 Car Attached Garage
  • Laundry Room

About This Home

As of November 2025

Private entrance END UNIT! Enter the side of building to a nice 2 story foyer entrance and a large living room with gas start fireplace with newer vinyl flooring. This opens to a great kitchen and dining room combo. Kitchen has plenty of GRANITE counter space and newer stainless steel appliances. First floor powder room, 2 large closets and entrance to your 2 car attached garage for ample storage! Head upstairs to a large primary ensuite with vaulted ceilings, large dual vanity bathroom and Walk in shower with glass door. Upstairs also has a second bedroom and full bath and a very verstaile loft that can be easily converted to a 3rd bedroom/office/playroom. Convenient 2nd floor laundry off the bedrooms with W/D (2020) Long time owner of approx 24 years has replaced many items...Furnace and AC (2017/2020), HWH (2022), Stainless steel appliances (2017), granite counters (2016), roof (2022) gutters/trim (2023). Large private patio with plenty of green space surrounding it makes this a perfect home!

Last Agent to Sell the Property

Barbara Oborne

The HomeCourt Real Estate License #475141142 Listed on: 10/02/2025

Last Buyer's Agent

Barbara Oborne

The HomeCourt Real Estate License #475141142 Listed on: 10/02/2025

Townhouse Details

Home Type

  • Townhome

Est. Annual Taxes

  • $4,448

Year Built

  • Built in 1998

Lot Details

  • End Unit

HOA Fees

  • $290 Monthly HOA Fees

Parking

  • 2 Car Attached Garage
  • Parking Available
  • Parking Included in Price
  • Unassigned Parking

Home Design

  • Entry on the 1st floor
  • Brick Exterior Construction
  • Vinyl Siding

Interior Spaces

  • 1,600 Sq Ft Home
  • 2-Story Property
  • Cathedral Ceiling
  • Family Room
  • Living Room with Fireplace
  • Dining Room
  • Loft
  • Storage

Kitchen

  • Range
  • Microwave
  • Dishwasher

Flooring

  • Carpet
  • Ceramic Tile
  • Vinyl

Bedrooms and Bathrooms

  • 2 Bedrooms
  • 2 Potential Bedrooms
  • Walk-In Closet
  • Dual Sinks
  • Separate Shower

Laundry

  • Laundry Room
  • Laundry on upper level
  • Dryer
  • Washer

Utilities

  • Forced Air Heating and Cooling System
  • Heating System Uses Natural Gas

Community Details

Overview

  • Association fees include insurance, exterior maintenance, lawn care, snow removal
  • 4 Units
  • Larry Association, Phone Number (847) 555-5555
  • Willow Bay Club Subdivision, End Unit Floorplan
  • Property managed by Willow Bay Club Condos

Pet Policy

  • Pets up to 90 lbs
  • Limit on the number of pets
  • Dogs and Cats Allowed

Townhouse Details

Home Type

Townhome

Est. Annual Taxes

$4,448

Year Built

Built in 1998

Lot Details

0 Sq Ft Lot

HOA Fees

$290 per month

Parking

2

Listing Details

  • Property Type: Residential
  • Property Type: Attached Single
  • Type Attached: Townhouse-2 Story
  • Ownership: Fee Simple w/ HO Assn.
  • EntryLevel: 1
  • New Construction: No
  • Property Sub-Type: Townhouse-2 Story
  • Subdivision Name: Willow Bay Club
  • Year Built: 1998
  • Age: 26-30 Years
  • Built Before 1978 (Y/N): No
  • Disability Access and/or Equipped: No
  • General Information: School Bus Service
  • Rebuilt (Y/N): No
  • Rehab (Y/N): No
  • Actual Status: Closed
  • SomePhotosVirtuallyStaged: No
  • Special Features: None
  • Property Sub Type: Townhouses
  • Stories: 2

Interior Features

  • Appliances: Range, Microwave, Dishwasher, Refrigerator, Washer, Dryer
  • Basement: None
  • Full Bathrooms: 2
  • Half Bathrooms: 1
  • Total Bathrooms: 3
  • Total Bedrooms: 2
  • Fireplaces: 1
  • Interior Amenities: Vaulted Ceiling(s), Cathedral Ceiling(s), Storage, Walk-In Closet(s)
  • LivingArea: 1600
  • Room Type: Loft
  • Stories Total: 2
  • Estimated Total Finished Sq Ft: 0
  • Bathroom Amenities: Separate Shower,Double Sink
  • Basement Bathrooms: No
  • Below Grade Bedrooms: 0
  • Dining Room: Separate,L-shaped
  • Fireplace Location: Living Room
  • Total Sq Ft: 0
  • Flooring: Carpet

Exterior Features

  • Common Walls: End Unit
  • Construction Materials: Vinyl Siding, Brick
  • Waterfront: No

Garage/Parking

  • Garage Spaces: 2
  • Parking Features: Yes, Garage Owned, Attached, Unassigned, Garage
  • ParkingTotal: 6

Utilities

  • Sewer: Public Sewer, Storm Sewer
  • Cooling: Central Air
  • Heating: Natural Gas, Forced Air
  • Laundry Features: Upper Level, Washer Hookup, In Unit
  • Water Source: Public

Condo/Co-op/Association

  • Pets Allowed: Cats OK, Dogs OK, Number Limit
  • Association Fee: 290
  • Association Fee Frequency: Monthly
  • Master Association Fee: No
  • Master Association Fee Frequency: Not Required
  • Management Company: Willow Bay Club Condos
  • Management Contact Name: Larry
  • Management Phone: 847-555-5555

Fee Information

  • Association Fee Includes: Insurance, Exterior Maintenance, Lawn Care, Snow Removal

Lot Info

  • Additional Parcels: No
  • Lot Dimensions: 2010
  • Special Assessments: N

Rental Info

  • Board Number: 5
  • Pets Allowed (Y/N): Yes
  • Is Parking Included in Price: Yes
  • Max Pet Weight: 90

Tax Info

  • Tax Annual Amount: 4448.22
  • Tax Year: 2024

Multi Family

  • Units in Building: 4

Ownership History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Name Owned For Owner Type

Purchase Details

Listed on
Oct 2, 2025
Closed on
Nov 14, 2025
Sold by
Bought by
Seller's Agent
Barbara Oborne
The HomeCourt Real Estate
Buyer's Agent
Barbara Oborne
The HomeCourt Real Estate
List Price
$299,999
Sold Price
$295,000
Premium/Discount to List
-$4,999
-1.67%
Views
32
Current Estimated Value
$302,124

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$7,124
Avg. Annual Appreciation
4.13%
Original Mortgage
$236,000
Outstanding Balance
$235,275
Interest Rate
5.88%
Mortgage Type
New Conventional
Estimated Equity
$66,849

Purchase Details

Closed on
Nov 30, 2001
Sold by
Bought by

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$77,000
Interest Rate
7.24%

Purchase Details

Closed on
Jul 24, 1998
Sold by
Bought by

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$124,850
Interest Rate
7.07%
Mortgage Type
FHA
Source: Public Records
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Buyer Sale Price Title Company
$295,000 None Listed On Document
$160,000 Chicago Title Insurance Co
$132,000 First American Title Ins Co
Source: Public Records

Mortgage History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Status Borrower Loan Amount
Open $236,000
Previous Owner $77,000
Previous Owner $124,850
Source: Public Records

Property History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Event Price List to Sale Price per Sq Ft
11/17/2025 11/17/25 Sold $295,000 -1.7% $184 / Sq Ft
10/07/2025 10/07/25 Pending -- -- --
10/02/2025 10/02/25 For Sale $299,999 -- $187 / Sq Ft
Source: Midwest Real Estate Data (MRED)

Tax History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $4,448 $71,583 $16,550 $55,033
2023 $4,149 $64,670 $14,952 $49,718
2022 $4,159 $58,968 $13,634 $45,334
2021 $3,937 $55,131 $12,747 $42,384
2020 $3,797 $52,631 $12,169 $40,462
2019 $3,655 $50,135 $11,592 $38,543
2018 $3,582 $47,230 $10,920 $36,310
2017 $3,975 $44,649 $10,323 $34,326
2016 $3,778 $41,422 $9,577 $31,845
2015 -- $37,967 $8,778 $29,189
2014 -- $33,310 $8,670 $24,640
2013 -- $34,189 $8,899 $25,290
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Midwest Real Estate Data (MRED)

MLS Number: 12457085

Midwest Real Estate Data (MRED)

APN: 06-28-331-037

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