1092 N Camden Ln South Elgin, IL 60177
4
Beds
3.5
Baths
2,014
Sq Ft
6,011
Sq Ft Lot
Highlights
- Waterfront
- Colonial Architecture
- Deck
- Anderson Elementary School Rated A
- Community Lake
- 3-minute walk to Ralph E. Tredup Park West
About This Home
As of March 2025Location, location, location...and fantastic St. Charles District #303 schools too! Welcome home to scenic views on a premium lot backing to a nature preserve and pond. Rarely available two-story home with a finished walk-out basement. Pretty landscaping and a front porch greet you. Entry foyer with hardwood floors extend into the living room, dining room, and eat-in kitchen. Flexible floor plan, first floor laundry, and a guest bath too. Kitchen has access to the deck-great for BBQ's and enjoying the incredible view. Upstairs master suite with a vaulted ceiling, walk-in closet, and private bath. Two additional bedrooms with easy access to the hall bath. The walk-out lower level has a fourth bedroom and a full bath. Family room with bar and access to the paver patio and backyard. Attached two-car garage. Conveniently located near the community park, shopping, dining, entertainment, trails, and more!
Last Buyer's Agent
Logan Monette
Redfin Corporation License #475173271
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $8,913
Year Built
- Built in 1994
Lot Details
- 6,011 Sq Ft Lot
- Lot Dimensions are 100 x 60
- Waterfront
- Property is adjacent to nature preserve
Parking
- 2 Car Attached Garage
- Garage Transmitter
- Garage Door Opener
- Driveway
- Parking Included in Price
Home Design
- Colonial Architecture
- Asphalt Roof
- Vinyl Siding
- Radon Mitigation System
- Concrete Perimeter Foundation
Interior Spaces
- 2,014 Sq Ft Home
- 2-Story Property
- Dry Bar
- Entrance Foyer
- Family Room
- Living Room
- Formal Dining Room
- Water Views
- Carbon Monoxide Detectors
Kitchen
- Range
- Microwave
- Dishwasher
Flooring
- Wood
- Carpet
Bedrooms and Bathrooms
- 4 Bedrooms
- 4 Potential Bedrooms
- Walk-In Closet
Laundry
- Laundry Room
- Laundry on main level
- Dryer
- Washer
Finished Basement
- Basement Fills Entire Space Under The House
- Exterior Basement Entry
- Finished Basement Bathroom
Outdoor Features
- Pond
- Deck
- Brick Porch or Patio
Schools
- Anderson Elementary School
- Wredling Middle School
- St Charles North High School
Utilities
- Forced Air Heating and Cooling System
- Heating System Uses Natural Gas
- Water Softener is Owned
Community Details
- Sugar Ridge Subdivision, Walkout Floorplan
- Community Lake
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Feb 5, 2025
Closed on
Feb 19, 2025
Sold by
1092 Camden Holding Llc
Bought by
Will Samuel and Cipek Amanda
Seller's Agent
Sue, Ron & David Pickard
RE/MAX Suburban
Buyer's Agent
Logan Monette
Redfin Corporation
List Price
$415,000
Sold Price
$415,000
Total Days on Market
4
Views
73
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
-0.44%
Original Mortgage
$332,000
Outstanding Balance
$331,747
Interest Rate
7.37%
Mortgage Type
New Conventional
Estimated Equity
$82,924
Purchase Details
Listed on
Feb 4, 2020
Closed on
Mar 19, 2020
Sold by
Kuzniar Richard
Bought by
1092 Corden Holding Llc
Seller's Agent
Selena Stloukal
RE/MAX All Pro - St Charles
Buyer's Agent
Sue, Ron & David Pickard
RE/MAX Suburban
List Price
$284,500
Sold Price
$279,000
Premium/Discount to List
-$5,500
-1.93%
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
8.32%
Original Mortgage
$446,400
Interest Rate
2.9%
Mortgage Type
Credit Line Revolving
Purchase Details
Closed on
Nov 4, 2011
Sold by
Massa Daniel F and Massa Kelly
Bought by
Kuzinar Richard
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$239,656
Interest Rate
4.02%
Mortgage Type
VA
Purchase Details
Closed on
Jul 12, 2005
Sold by
Noller Amy and Scrivani Amy
Bought by
Massa Daniel F and Massa Kelly
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$250,800
Interest Rate
5.87%
Mortgage Type
Purchase Money Mortgage
Purchase Details
Closed on
Jun 30, 2005
Sold by
Noller James M
Bought by
Noller Amy M
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$250,800
Interest Rate
5.87%
Mortgage Type
Purchase Money Mortgage
Purchase Details
Closed on
Dec 16, 2000
Sold by
Sowinski Michael J
Bought by
Noller James M and Noller Amy M
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$152,000
Interest Rate
7.83%
Map
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Similar Homes in South Elgin, IL
Home Values in the Area
Average Home Value in this Area
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Warranty Deed | $415,000 | None Listed On Document | |
| Warranty Deed | $279,000 | Fidelity National Title | |
| Warranty Deed | $232,000 | Chicago Title Insurance Co | |
| Warranty Deed | $279,000 | First American Title Ins Co | |
| Interfamily Deed Transfer | -- | First American Title | |
| Warranty Deed | $194,000 | Fox Title Company |
Source: Public Records
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Open | $332,000 | New Conventional | |
| Previous Owner | $446,400 | Credit Line Revolving | |
| Previous Owner | $208,854 | VA | |
| Previous Owner | $239,656 | VA | |
| Previous Owner | $250,800 | Purchase Money Mortgage | |
| Previous Owner | $17,000 | Unknown | |
| Previous Owner | $152,000 | No Value Available |
Source: Public Records
Property History
| Date | Event | Price | Change | Sq Ft Price |
|---|---|---|---|---|
| 03/07/2025 03/07/25 | Sold | $415,000 | 0.0% | $206 / Sq Ft |
| 02/09/2025 02/09/25 | Pending | -- | -- | -- |
| 02/05/2025 02/05/25 | For Sale | $415,000 | +48.7% | $206 / Sq Ft |
| 03/19/2020 03/19/20 | Sold | $279,000 | -1.9% | -- |
| 02/12/2020 02/12/20 | Pending | -- | -- | -- |
| 02/04/2020 02/04/20 | For Sale | $284,500 | -- | -- |
Source: Midwest Real Estate Data (MRED)
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2023 | $8,913 | $111,277 | $24,998 | $86,279 |
| 2022 | $7,757 | $95,701 | $26,746 | $68,955 |
| 2021 | $7,469 | $91,222 | $25,494 | $65,728 |
| 2020 | $6,949 | $89,521 | $25,019 | $64,502 |
| 2019 | $6,696 | $85,950 | $24,524 | $61,426 |
| 2018 | $6,240 | $80,143 | $23,592 | $56,551 |
| 2017 | $5,938 | $77,403 | $22,785 | $54,618 |
| 2016 | $6,225 | $74,685 | $21,985 | $52,700 |
| 2015 | -- | $70,316 | $21,748 | $48,568 |
| 2014 | -- | $69,376 | $21,748 | $47,628 |
| 2013 | -- | $70,069 | $21,965 | $48,104 |
Source: Public Records
Source: Midwest Real Estate Data (MRED)
MLS Number: 12283243
APN: 09-03-133-009
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