11 Chatham Ln Palmyra, VA 22963
4
Beds
3
Baths
3,136
Sq Ft
0.58
Acres
Highlights
- Boat Ramp
- Beach
- Bar or Lounge
- Water Views
- Golf Club
- Water Oriented
About This Home
As of October 2024Your lakeside oasis awaits! The charm begins at the front porch and continues to the foyer, revealing the light filled great room. Gleaming hardwood floors, skylights, gas fireplace, and cathedral ceiling create a welcoming retreat. Sliding doors lead to the large deck and screened porch which span the full width of the home! Open floor plan flows from the great room to the dining area and the updated kitchen, with breakfast bar, granite countertops, oak cabinets and stainless-steel appliances-2019, and installed water filter to the kitchen sink. The attached garage provides easy access to the laundry/mudroom and kitchen. Each bedroom offers like-new carpeting, large windows, and ceiling fans. The spacious primary bedroom features elegant hardwood floors, and direct access to the deck. The ensuite bathroom boasts a soaking tub, separate shower, and double vanities. There are three main-level bedrooms and a spacious fourth bedroom on the lower level. A huge bonus room provides plenty of space for guests to spread out comfortably. The peaceful outdoor space is perfect for enjoying the natural beauty and serene water views only steps away from the dock and tranquil cove where you can fully embrace lakeside living at Lake Monticello.,Granite Counter,Oak Cabinets,Fireplace in Basement,Fireplace in Great Room
Last Agent to Sell the Property
REAL BROKER, LLC License #0225079158[7306] Listed on: 09/18/2024
Last Buyer's Agent
LONG & FOSTER - LAKE MONTICELLO License #0225265900[2756]
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $4,632
Year Built
- Built in 2002
Lot Details
- 0.58 Acre Lot
- Landscaped
- Wooded Lot
- Property is zoned R-4
Home Design
- Rambler Architecture
- Block Foundation
- Architectural Shingle Roof
- Vinyl Siding
Interior Spaces
- Property has 1 Level
- Cathedral Ceiling
- 2 Fireplaces
- Gas Fireplace
- Insulated Windows
- Double Hung Windows
- Casement Windows
- Window Screens
- Entrance Foyer
- Great Room
- Recreation Room
- Bonus Room
- Water Views
Flooring
- Wood
- Carpet
- Ceramic Tile
- Vinyl
Bedrooms and Bathrooms
- 3 Full Bathrooms
Laundry
- Laundry Room
- Dryer
- Washer
Partially Finished Basement
- Heated Basement
- Walk-Out Basement
- Basement Fills Entire Space Under The House
- Exterior Basement Entry
- Basement Windows
Home Security
- Home Security System
- Security Gate
Schools
- Central Elementary School
- Fluvanna Middle School
- Fluvanna High School
Utilities
- Forced Air Heating and Cooling System
- Heating System Powered By Owned Propane
- Programmable Thermostat
Additional Features
- Energy-Efficient Appliances
- Water Oriented
Community Details
Overview
- Property has a Home Owners Association
- $855 One-Time Condo or Co-op Fee
- Association fees include common area maintenance, insurance, pool(s), management, reserve funds, road maintenance, snow removal, trash, pier/dock maintenance
- Built by STU GUSKIND
- Lake Monticello Subdivision
- Community Lake
Amenities
- Picnic Area
- Clubhouse
- Meeting Room
- Bar or Lounge
Recreation
- Boat Ramp
- Beach
- Golf Club
- Tennis Courts
- Baseball Field
- Community Basketball Court
- Community Playground
- Community Pool
- Jogging Path
Security
- Security Service
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Sep 18, 2024
Closed on
Oct 18, 2024
Sold by
White Birdsall Margaret
Bought by
Caliguiri Charles S and Caliguiri Amy
Seller's Agent
Candice Cox
REAL BROKER, LLC
Buyer's Agent
Maggie Gunnels Fornecker
LONG & FOSTER - LAKE MONTICELLO
List Price
$599,000
Sold Price
$600,000
Premium/Discount to List
$1,000
0.17%
Views
17
Current Estimated Value
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$32,936
Avg. Annual Appreciation
5.99%
Original Mortgage
$505,697
Outstanding Balance
$501,667
Interest Rate
6.09%
Mortgage Type
FHA
Estimated Equity
$126,187
Similar Homes in Palmyra, VA
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Home Values in the Area
Average Home Value in this Area
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Deed | $600,000 | Chicago Title |
Source: Public Records
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Open | $505,697 | FHA | |
| Previous Owner | $50,000 | Credit Line Revolving |
Source: Public Records
Property History
| Date | Event | Price | Change | Sq Ft Price |
|---|---|---|---|---|
| 10/31/2024 10/31/24 | Sold | $600,000 | +0.2% | $191 / Sq Ft |
| 09/23/2024 09/23/24 | Pending | -- | -- | -- |
| 09/18/2024 09/18/24 | For Sale | $599,000 | -- | $191 / Sq Ft |
Source: Bright MLS
Tax History Compared to Growth
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2025 | $4,384 | $584,580 | $135,000 | $449,580 |
| 2024 | $46 | $548,800 | $135,000 | $413,800 |
| 2023 | $4,632 | $548,800 | $135,000 | $413,800 |
| 2022 | $4,326 | $497,200 | $135,000 | $362,200 |
| 2021 | $4,326 | $497,200 | $135,000 | $362,200 |
| 2020 | $4,287 | $463,500 | $135,000 | $328,500 |
| 2019 | $4,287 | $463,500 | $135,000 | $328,500 |
| 2018 | $4,120 | $454,200 | $135,000 | $319,200 |
| 2017 | $4,120 | $454,200 | $135,000 | $319,200 |
| 2016 | $3,956 | $431,400 | $115,000 | $316,400 |
| 2015 | $3,766 | $431,400 | $115,000 | $316,400 |
| 2014 | $3,766 | $427,900 | $115,000 | $312,900 |
Source: Public Records
Agents Affiliated with this Home
-
Seller's Agent in 2024
Candice Cox
REAL BROKER, LLC
(434) 960-8640
26 in this area
57 Total Sales
-
Buyer's Agent in 2024
Maggie Gunnels Fornecker
LONG & FOSTER - LAKE MONTICELLO
(434) 361-4987
170 in this area
323 Total Sales
Map
Source: Bright MLS
MLS Number: 656982
APN: 18A-1-340
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