NOT LISTED FOR SALE

11 Haversack Rd Palmyra, VA 22963

Lake Monticello Area

Estimated Value: $339,000 - $394,000

4 Beds
2.5 Baths
1,920 Sq Ft
$193/Sq Ft Est. Value

Sale Details

Date Sold: May 30, 2025

Last sale price $385,000 $201 Per Sq Ft

Est. 4% decrease in value since last sale

Current estimated payment $2,327 / mo

4 Days on Market

Highlights

  • Community Boat Dock
  • Golf Course Community
  • Tennis Courts
  • Beach
  • Property is near a marina
  • Pool

About This Home

As of May 2025

Welcome to this beautifully maintained newer-built home offering both modern comfort and timeless curb appeal. Step inside to discover a spacious kitchen complete with updated stainless steel appliances, a stylish tile backsplash, and generous cabinet and counter space—perfect for everyday living or entertaining. The main level flows into a light-filled dining room and continues into comfortable living areas. Upstairs, retreat to the oversized primary suite featuring large windows, walk in closet, plush carpet, and your own private bathroom. Additional bedrooms and a flexible home office space provide room to grow, work, or unwind. Enjoy the outdoors on the recently added deck overlooking a large fenced backyard—ideal for grilling, relaxing, or letting kids and pets play freely. The expansive lot and extended driveway provide extra space and convenience for guests, hobbies, or recreational vehicles. With close access to the gate and local amenities, this home blends privacy, space, and location. Don't miss your chance to make it your own!

Last Agent to Sell the Property

Crystal Gatton

Keeton & Co Real Estate License #0225261966 Listed on: 04/10/2025

Keeton & Co Real Estate

Last Buyer's Agent

NON MLS USER MLS

NON MLS OFFICE

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Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $1,936

Year Built

  • Built in 2019

Lot Details

  • 30,013 Sq Ft Lot
  • Privacy Fence
  • Back Yard Fenced
  • Zoning described as R-4

HOA Fees

  • $100 Monthly HOA Fees

Home Design

  • Craftsman Architecture
  • Brick Exterior Construction
  • Shingle Roof
  • Vinyl Siding

Interior Spaces

  • 1,920 Sq Ft Home
  • 2-Story Property
  • Wired For Data
  • Ceiling Fan
  • Recessed Lighting
  • Sliding Doors
  • Formal Dining Room
  • Crawl Space
  • Fire and Smoke Detector
  • Washer and Dryer Hookup

Kitchen

  • Eat-In Kitchen
  • Oven
  • Cooktop
  • Microwave
  • Dishwasher
  • Laminate Countertops
  • Disposal

Flooring

  • Partially Carpeted
  • Linoleum

Bedrooms and Bathrooms

  • 4 Bedrooms
  • En-Suite Primary Bedroom
  • Walk-In Closet

Parking

  • Driveway
  • Unpaved Parking
  • Off-Street Parking
  • RV or Boat Parking

Pool

Outdoor Features

  • Property is near a marina
  • Tennis Courts
  • Deck
  • Exterior Lighting
  • Front Porch

Schools

  • Central Elementary School
  • Fluvanna Middle School
  • Fluvanna High School

Utilities

  • Central Air
  • Heating Available
  • Water Heater
  • High Speed Internet
  • Satellite Dish
  • Cable TV Available

Listing and Financial Details

  • Tax Lot 330
  • Assessor Parcel Number 18-A-5-318

Community Details

Overview

  • Lake Monticello Subdivision
  • Community Lake
  • Pond in Community

Amenities

  • Clubhouse

Recreation

  • Community Boat Dock
  • Community Boat Facilities
  • Beach
  • Golf Course Community
  • Tennis Courts
  • Community Basketball Court
  • Community Playground
  • Community Pool
  • Putting Green
  • Park
  • Trails

Security

  • Security Guard
  • Controlled Access
  • Gated Community

Home Details

Home Type

Single Family

Est. Annual Taxes

$1,936

Year Built

Built in 2019

Lot Details

0.69 Acres

HOA Fees

$100 per month

Listing Details

  • Property Type: Residential
  • Property Sub Type: Single Family Residence
  • Year Built: 2019
  • Property Attached Yn: No
  • Lot Size Acres: 0.689
  • Ownership: Individuals
  • Subdivision Name: Lake Monticello
  • Above Grade Finished Sq Ft: 1920.0
  • Architectural Style: Craftsman, Two Story
  • Garage Yn: No
  • Unit Levels: Two
  • New Construction: No
  • Building Stories: 2
  • Year Built Details: Actual
  • Property Sub Type Additional: Single Family Residence
  • Special Features: None
  • Stories: 2

Interior Features

  • Flooring: Linoleum, Partially Carpeted
  • Basement: Crawl Space
  • Appliances: Cooktop, Dishwasher, Electric Water Heater, Disposal, Microwave, Oven, Range
  • Other Equipment: Satellite Dish
  • Basement YN: No
  • Full Bathrooms: 2
  • Half Bathrooms: 1
  • Total Bedrooms: 4
  • Door Features: Sliding Doors
  • Interior Amenities: Ceiling Fan(s), Dining Area, Separate/Formal Dining Room, Eat-in Kitchen, High Speed Internet, Laminate Counters, Bath in Primary Bedroom, Pantry, Recessed Lighting, Cable TV, Wired for Data, Walk-In Closet(s)
  • Living Area: 1920.0
  • Stories: 2

Exterior Features

  • Roof: Shingle
  • Fencing: Back Yard, Fenced, Privacy
  • Pool Features: Pool, Community
  • Waterfront: No
  • Construction Type: Brick, Block, Vinyl Siding
  • Exterior Features: Deck, Lighting, Porch, Tennis Court(s), Unpaved Driveway
  • Patio And Porch Features: Front Porch, Deck, Porch
  • Property Condition: Resale

Garage/Parking

  • Parking Features: Driveway, Off Street, Unpaved, Boat, RV Access/Parking

Utilities

  • Heating: Electric
  • Cooling: Central Air
  • Sewer: Public Sewer
  • Water Source: Public
  • Laundry Features: Washer Hookup, Dryer Hookup
  • Security: Controlled Access, Gated Community, Smoke Detector(s), Security Guard
  • Cooling Y N: Yes
  • Heating Yn: Yes

Condo/Co-op/Association

  • Community Features: Basketball Court, Beach, Boat Facilities, Clubhouse, Dock, Golf, Gated, Home Owners Association, Lake, Marina, Playground, Pond, Pool, Putting Green, Tennis Court(s), Trails/Paths, Park
  • Association Fee: 1200.0
  • Association Fee Frequency: Annually
  • Association: Yes

Fee Information

  • Association Fee Includes: Clubhouse, Common Areas, Pool(s), Recreation Facilities, Road Maintenance, Snow Removal, Security, Trash, Water, Water Access

Schools

  • Middle Or Junior School: Fluvanna

Lot Info

  • Parcel Number: 18-A-5-318
  • Zoning Description: R-4

Tax Info

  • Tax Year: 2024
  • Tax Annual Amount: 1936.14
  • Tax Lot: 330

MLS Schools

  • Elementary School: Central
  • High School: Fluvanna

Ownership History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Name Owned For Owner Type

Purchase Details

Listed on
Apr 10, 2025
Closed on
May 15, 2025
Sold by
Mcafee Keenan and Mcafee Tara
Bought by
Seller's Agent
Crystal Gatton
Keeton & Co Real Estate
Buyer's Agent
NON MLS USER MLS
NON MLS OFFICE
List Price
$375,000
Sold Price
$385,000
Premium/Discount to List
$10,000
2.67%
Views
25
Current Estimated Value
$371,168

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
-$13,832
Avg. Annual Appreciation
-2.90%
Original Mortgage
$373,450
Outstanding Balance
$369,192
Interest Rate
6.83%
Mortgage Type
New Conventional
Estimated Equity
$1,705

Purchase Details

Listed on
Mar 6, 2024
Closed on
Apr 15, 2024
Sold by
Lewis Grooms and Monique Shonte
Bought by
Mcafee Keenan and Mcafee Tara
Seller's Agent
Mike Osei
Long & Foster-Forest
Buyer's Agent
OUT OF AREA OUT OF AREA BROKER
OUT OF AREA BROKER
List Price
$334,900
Sold Price
$345,000
Premium/Discount to List
$10,100
3.02%
Views
26

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
10.29%
Original Mortgage
$345,000
Interest Rate
6.94%
Mortgage Type
VA

Purchase Details

Closed on
Dec 20, 2019
Sold by
Liberty Homes Inc
Bought by
Grooms Matthew Lewis and Grooms Shonte Monique

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$6,995
Interest Rate
3.73%
Mortgage Type
New Conventional

Purchase Details

Closed on
Aug 10, 2017
Sold by
Crodick William J
Bought by
Liberty Homes Inc
Source: Public Records

Home Values in the Area

Source: Public Records

Average Home Value in this Area

Source: Public Records

Agents Specializing in Palmyra, VA

  • Sam Acord Real Estate Agent - FREEDOM REALTY GROUP LLC

    Sam Acord

    FREEDOM REALTY GROUP LLC

    (858) 737-1787

    174 Total Sales

    1 in Lake Monticello

    $340,000 Price

    Sam Acord
     Section Image
  • Whitney Pace Real Estate Agent - Long & Foster REALTORS

    Whitney Pace

    Long & Foster REALTORS

    (804) 277-2446

    45 Total Sales

    3 in Lake Monticello

    $335,000 Price Range

    Whitney Pace
     Section Image
  • David Roy Griffin Real Estate Agent - REAL ESTATE III, INC.

    David Roy Griffin

    REAL ESTATE III, INC.

    (434) 260-7919

    41 Total Sales

    5 in Lake Monticello

    $315K - $345K Price Range

    David Roy Griffin
     Section Image
  • SOPHIE LIN Real Estate Agent - Long & Foster Real Estate, Inc.

    SOPHIE LIN

    Responds Quickly

    Long & Foster Real Estate, Inc.

    (434) 326-5119

    59 Total Sales

    4 in Lake Monticello

    $309K - $315K Price Range

    SOPHIE LIN
     Section Image
  • Tony Girard Real Estate Agent - HOWARD HANNA ROY WHEELER REALTY CO.- CHARLOTTESVILLE

    Tony Girard

    Responds Quickly

    HOWARD HANNA ROY WHEELER REALTY CO.- CHARLOTTESVILLE

    (434) 443-5691

    50 Total Sales

    2 in Lake Monticello

    $379,900 Price Range

    Tony Girard
     Section Image
  • Lindsey McClellan Real Estate Agent - Real Broker, LLC

    Lindsey McClellan

    Real Broker, LLC

    (540) 701-7321

    112 Total Sales

    2 in Lake Monticello

    $300K - $305K Price Range

    Lindsey McClellan
     Section Image
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Purchase History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Buyer Sale Price Title Company
$385,000 Stewart Title Guaranty Company
Mcafee Keenan $345,000 Fidelity National Title
Grooms Matthew Lewis $199,860 Old Republic Title
Liberty Homes Inc -- Old Republic Title
Source: Public Records

Mortgage History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Status Borrower Loan Amount
Open $373,450
Previous Owner Mcafee Keenan $345,000
Previous Owner Grooms Matthew Lewis $9,389
Previous Owner Grooms Matthew Lewis $6,995
Previous Owner Grooms Matthew Lewis $196,239
Source: Public Records

Property History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Event Price List to Sale Price per Sq Ft Prior Sale
05/30/2025 05/30/25 Sold $385,000 +2.7% $201 / Sq Ft
04/14/2025 04/14/25 Pending -- -- --
04/10/2025 04/10/25 For Sale $375,000 +8.7% $195 / Sq Ft
04/15/2024 04/15/24 Sold $345,000 0.0% $180 / Sq Ft View Prior Sale
03/07/2024 03/07/24 Price Changed $345,000 +3.0% $180 / Sq Ft
03/06/2024 03/06/24 For Sale $334,900 -- $174 / Sq Ft
03/06/2024 03/06/24 Pending -- -- --
Source: Central Virginia Regional MLS

Tax History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2026 $2,153 $285,200 $30,000 $255,200
2025 $2,139 $285,200 $30,000 $255,200
2024 $19 $229,400 $30,000 $199,400
2023 $1,936 $229,400 $30,000 $199,400
2022 $1,700 $195,400 $27,500 $167,900
2021 $1,700 $195,400 $27,500 $167,900
2020 $1,688 $182,500 $27,500 $155,000
2019 $179 $19,300 $19,300 $0
2018 $249 $27,500 $27,500 $0
2017 $249 $27,500 $27,500 $0
2016 $252 $27,500 $27,500 $0
2015 $242 $27,500 $27,500 $0
2014 $242 $27,500 $27,500 $0
Source: Public Records

Agents Affiliated with this Home

  • CG

    Seller's Agent in 2025

    Crystal Gatton

    Keeton & Co Real Estate

    Section Image

  • NM

    Buyer's Agent in 2025

    NON MLS USER MLS

    NON MLS OFFICE

  • Mike Osei Real Estate Agent - Long & Foster-Forest

    Seller's Agent in 2024

    Mike Osei

    Long & Foster-Forest

    (434) 444-6206

    244 Total Sales

    Mike Osei
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Map

Source: Central Virginia Regional MLS

MLS Number: 2509313

Central Virginia Regional MLS

APN: 18A 5 318

Virginia Fluvanna County Palmyra 22963

11 Haversack Rd, Palmyra, VA

Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.

Central Virginia Regional MLS All or a portion of th multiple Listing information is provided by the Central Virginia Regional Multiple Listing Service, LLC, from a copyrighted compilation of Listing s. All CVR MLS information provided is deemed reliable but is not guaranteed accurate. The compilation of Listings and each individual Listing are ©2026 Central Virginia Regional Multiple Listing Service, LLC. All rights reserved.

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