$3,100,000
$75K PRICE DROP

1102 Palm View Ave Belleair, FL 33756

Estimated payment $19,145/month

5 Beds
5.5 Baths
7,193 Sq Ft
$431 Price per Sq Ft

Highlights

  • In Ground Pool
  • Golf Course View
  • Wolf Appliances
  • Largo High School Rated A-
  • 0.62 Acre Lot
  • Deck

About This Home

A rare opportunity to own one of Belleair’s most iconic residences, the Historic Ruder Estate captures the timeless beauty and grandeur of a bygone era. Set on nearly one acre of lush grounds, this restored Mediterranean villa blends classic architecture with luxurious modern updates for refined yet comfortable living.
Originally built in the 1920s as one of the area’s earliest and most notable homes, the estate was for decades the residence of Lucius Ruder, Belleair’s colorful Depression-era mayor and prominent Clearwater landowner. His passion for horticulture shaped the property’s legacy, with greenhouses, formal gardens, and fruit trees still lending charm to the setting today. The 7,193-square-foot home welcomes with rich hardwood floors, custom stained glass, and a grand foyer leading to elegant living spaces adorned with hand-painted ceilings, arched doorways, and terracotta tile floors. The grand room and Italian-style loggia invite gracious entertaining, while the recreation room with beamed ceilings, fireplace, and Cuban tile flooring offers a warm space for gatherings.
The chef’s kitchen, redesigned with a $250,000 investment, features custom cabinetry, marble and quartzite finishes, and top-tier Wolf and Sub-Zero appliances including dual prep areas, dishwashers, and sinks, plus a butler’s pantry. Outdoors, multiple terraces and courtyards, a gazebo, and a poolside kitchen provide the perfect backdrop for year-round entertaining. The primary suite offers a serene retreat with a private lounge, spa-style bath, and expansive dressing room. A guest wing above the three-car garage includes two ensuite bedrooms and a rooftop terrace. With impact windows and doors, a gated motor court, and a 2019 roof, this distinguished estate stands among Belleair’s most storied homes—minutes from Belleair Country Club, Clearwater Harbor, and Morton Plant Hospital.

Listing Agent

Cheri Boudreau

SMITH & ASSOCIATES REAL ESTATE Brokerage Phone: 727-282-1788 License #3033175 Listed on: 11/24/2025

SMITH & ASSOCIATES REAL ESTATE

Co-Listing Agent

Debbie Descheemaeker

SMITH & ASSOCIATES REAL ESTATE Brokerage Phone: 727-282-1788 License #3355702

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $33,288

Year Built

  • Built in 1922

Lot Details

  • 0.62 Acre Lot
  • Lot Dimensions are 206 x 105
  • East Facing Home
  • Child Gate Fence
  • Landscaped
  • Corner Lot
  • Oversized Lot
  • Level Lot
  • Irrigation Equipment

Parking

  • 4 Car Attached Garage
  • Electric Vehicle Home Charger
  • Garage Door Opener
  • Driveway

Home Design

  • Mediterranean Architecture
  • Bi-Level Home
  • Brick Exterior Construction
  • Slab Foundation
  • Tile Roof
  • Membrane Roofing
  • Built-Up Roof
  • Stucco

Interior Spaces

  • 7,193 Sq Ft Home
  • Wet Bar
  • Built-In Features
  • Bar Fridge
  • Crown Molding
  • High Ceiling
  • Ceiling Fan
  • Wood Burning Fireplace
  • Gas Fireplace
  • Window Treatments
  • French Doors
  • Sliding Doors
  • Family Room with Fireplace
  • Great Room
  • Living Room with Fireplace
  • Combination Dining and Living Room
  • Home Office
  • Bonus Room
  • Game Room
  • Golf Course Views
  • Crawl Space

Kitchen

  • Eat-In Kitchen
  • Dinette
  • Built-In Oven
  • Cooktop with Range Hood
  • Recirculated Exhaust Fan
  • Microwave
  • Freezer
  • Ice Maker
  • Dishwasher
  • Wine Refrigerator
  • Wolf Appliances
  • Solid Wood Cabinet
  • Disposal

Flooring

  • Wood
  • Ceramic Tile

Bedrooms and Bathrooms

  • 5 Bedrooms
  • Split Bedroom Floorplan
  • En-Suite Bathroom
  • Walk-In Closet

Laundry

  • Laundry Room
  • Dryer
  • Washer

Pool

  • In Ground Pool
  • Gunite Pool
  • Outdoor Shower
  • Fiber Optic Pool Lighting
  • Auto Pool Cleaner

Outdoor Features

  • Courtyard
  • Deck
  • Covered Patio or Porch
  • Outdoor Kitchen
  • Exterior Lighting
  • Gazebo

Location

  • Property is near a golf course

Schools

  • Mildred Helms Elementary School
  • Largo Middle School
  • Largo High School

Utilities

  • Zoned Heating and Cooling System
  • Thermostat
  • Underground Utilities
  • Natural Gas Connected
  • Electric Water Heater
  • Water Softener

Community Details

  • No Home Owners Association
  • Belleair Estates Subdivision

Listing and Financial Details

  • Tax Block 006
  • Assessor Parcel Number 282915067320060010

Home Details

Home Type

Single Family

Est. Annual Taxes

$33,288

Year Built

Built in 1922

Lot Details

0

Parking

4

Listing Details

  • Property Type: Residential
  • Property Sub Type: Single Family Residence
  • Architectural Style: Mediterranean
  • Construction Materials: Brick, Stucco
  • Fireplace: Yes
  • Living Area: 7193
  • Lot Size Acres: 0.62
  • New Construction: No
  • Year Built: 1922
  • Building Area Total: 8921
  • Lot Size Sq Ft: 27147
  • Status: Active
  • Co List Office Mls Id: MFR260030785
  • Co List Office Phone: 727-282-1788
  • Ownership: Fee Simple
  • Building Area Total Srch Sq M: 828.79
  • Escrow City: Belleair Bluffs
  • Escrow State: FL
  • Escrow Street Name: W Bay
  • Minimum Lease: 8-12 Months
  • RATIO Current Price By Calculate: 430.97
  • Total Acreage: 1/2 to less than 1
  • Water Access YN: 0
  • MFR_InLawSuiteYN: 1
  • MFR_InLawSuiteDescription: 2+ Bathrooms,2+ Bedrooms,Attached
  • Attribution Contact: 727-282-1788
  • Tax Year: 2024
  • Special Features: VirtualTour

Interior Features

  • Fireplace Features: Family Room, Gas, Living Room, Other, Wood Burning
  • Living Area Units: Square Feet
  • Flooring: Ceramic Tile, Other, Wood
  • Full Bathrooms: 5
  • Half Bathrooms: 1
  • Interior Amenities: Built-in Features, Ceiling Fans(s), Crown Molding, Eat-in Kitchen, High Ceilings, Living Room/Dining Room Combo, Solid Wood Cabinets, Split Bedroom, Thermostat, Walk-In Closet(s), Wet Bar, Window Treatments
  • Appliances Included: Bar Fridge, Built-In Oven, Cooktop, Dishwasher, Disposal, Dryer, Electric Water Heater, Exhaust Fan, Freezer, Ice Maker, Microwave, Range, Range Hood, Refrigerator, Washer, Water Softener, Wine Refrigerator
  • Foundation Details: Crawlspace, Slab
  • Total Bedrooms: 5
  • Levels: Two
  • Other Equipment: Irrigation Equipment
  • Living Area Meters: 668.25

Exterior Features

  • Direction Faces: East
  • Other Structures: Gazebo, Outdoor Kitchen
  • Pool Features: Auto Cleaner, Child Safety Fence, Fiber Optic Lighting, Gunite, In Ground
  • Exterior Features: Courtyard, French Doors, Lighting, Outdoor Kitchen, Outdoor Shower, Sidewalk, Sliding Doors
  • Roof: Built-Up, Membrane, Tile
  • Pool Private: Yes
  • View: Golf Course
  • Waterfront: No
  • Patio and Porch Features: Covered, Deck, Patio, Rear Porch
  • Road Surface Type: Paved
  • Water View YN: 0
  • Waterfront Feet Total: 0

Garage/Parking

  • Attached Garage: Yes
  • Carport Y N: No
  • Garage Spaces: 4
  • Garage Yn: Yes
  • Parking Features: Driveway, Electric Vehicle Charging Station(s), Garage Door Opener

Utilities

  • Utilities: Electricity Connected, Fire Hydrant, Natural Gas Connected, Sprinkler Meter, Underground Utilities
  • Cooling: Central Air
  • Heating: Central, Electric, Zoned
  • Laundry Features: Inside, Laundry Room
  • Sewer: Public Sewer
  • Water Source: Public

Condo/Co-op/Association

  • Community Features: Street Lights
  • Association: No
  • Senior Community: No
  • Association 2 YN: 0

Fee Information

  • Total Annual Fees: 0.00
  • Total Monthly Fees: 0.00

Schools

  • Elementary School: Mildred Helms Elementary-PN
  • High School: Largo High-PN
  • Middle Or Junior School: Largo Middle-PN

Lot Info

  • Zoning: RES
  • Parcel Number: 282915067320060010
  • Additional Parcels: No
  • Fencing: Fenced
  • Lot Features: Corner Lot, Landscaped, Level, Near Golf Course, Oversized Lot, Sidewalk, Paved
  • Lot Dimensions: 206 X 105
  • Flood Zone Code: X

Rental Info

  • Furnished: Negotiable
  • Pets Allowed: Yes
  • Lease Restrictions YN: 1
  • Additional Lease Restrictions: CONTACT TOWN OF BELLEAIR FOR RENTAL RESTRICTIONS

Tax Info

  • Tax Annual Amount: 33288
  • Tax Block: 006
  • Tax Book Number: 06732
  • Tax Lot: 000

Map

Range of Values:

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Value Increase
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Percent Increase
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Adjusted for Inflation
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $32,057 $1,703,757 -- --
2023 $32,057 $1,654,133 $0 $0
2022 $31,279 $1,605,954 $0 $0
2021 $31,650 $1,559,179 $0 $0
2020 $32,694 $1,547,154 $0 $0
2019 $18,809 $925,241 $0 $0
2018 $18,581 $907,989 $0 $0
2017 $17,957 $889,313 $0 $0
2016 $17,828 $871,022 $0 $0
2015 $18,077 $864,967 $0 $0
2014 $17,999 $858,102 $0 $0
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft Prior Sale
11/24/2025 11/24/25 For Sale $3,175,000 +79.6% $441 / Sq Ft
11/25/2020 11/25/20 Sold $1,768,000 -1.6% $246 / Sq Ft View Prior Sale
09/08/2020 09/08/20 Pending -- -- --
08/31/2020 08/31/20 Price Changed $1,797,500 -5.1% $250 / Sq Ft
07/06/2020 07/06/20 For Sale $1,895,000 0.0% $263 / Sq Ft
07/02/2020 07/02/20 Pending -- -- --
06/26/2020 06/26/20 For Sale $1,895,000 -- $263 / Sq Ft
Source: Stellar MLS

Purchase History

Date Type Sale Price Title Company
Warranty Deed $1,768,000 Attorney
Warranty Deed -- None Available
Warranty Deed $1,222,000 Sunbelt Title Agency
Warranty Deed $570,000 --
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Previous Owner $916,500 New Conventional
Previous Owner $72,000 Credit Line Revolving
Previous Owner $650,000 New Conventional
Previous Owner $85,500 New Conventional
Source: Public Records

Source: Stellar MLS

MLS Number: TB8449464

Stellar MLS

APN: 28-29-15-06732-006-0010