1104 Zephyr Way Panama City, FL 32404
Estimated payment $2,781/month
Highlights
- Gated Community
- Tennis Courts
- Fireplace
- Craftsman Architecture
- Walk-In Pantry
- 2 Car Attached Garage
About This Home
Just 10 miles to Tyndall AFB. This home sits in the gated community of Laird Point. Just a short distance to town, yet the community offers privacy and space with large lots and plenty of space to enjoy the outdoors in the fenced in backyard. 5.125% assumable VA loan for qualified buyers, allowing you to take advantage of an attractive interest rate and potential savings. Absolutely Stunning & Move-In Ready! Welcome to this beautifully maintained 4-bedroom, 2-bathroom home located in the desirable gated community of Laird Point. From the moment you walk in, you'll be impressed by the raised ceilings, spacious open-concept layout, beautiful electric fireplace with shiplap accent wall and thoughtful updates throughout. The main living area features brand-new LVP flooring, while the kitchen shines with updated quartz countertops and refreshed cabinet hardware. A charming barn-style accent door opens to an additional sitting areaperfect for a home office or cozy retreat.The oversized master suite offers its own private sitting area, ideal for relaxing at the end of the day. Step outside to a large, fully fenced backyard complete with a screened-in patio, providing a great space for entertaining or enjoying quiet mornings. Enjoy the privacy and amenities of Laird Point, including tennis and pickleball courts, scenic walking areas, and breathtaking Bay viewsall with low HOA fees. Don't miss your chance to see this exceptional home in person!
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $4,797
Year Built
- Built in 2014
Lot Details
- Lot Dimensions are 141.84 x 150.93 x 51.33 x 150.39
- Property is zoned City
HOA Fees
- $21 Monthly HOA Fees
Parking
- 2 Car Attached Garage
Home Design
- Craftsman Architecture
Interior Spaces
- 2,469 Sq Ft Home
- 1-Story Property
- Crown Molding
- Coffered Ceiling
- Tray Ceiling
- Fireplace
- Living Room
- Dining Area
- Exterior Washer Dryer Hookup
Kitchen
- Breakfast Bar
- Walk-In Pantry
Bedrooms and Bathrooms
- 4 Bedrooms
- 2 Full Bathrooms
Schools
- Callaway Elementary School
- Rutherford Middle School
- Rutherford High School
Utilities
- Central Heating and Cooling System
Listing and Financial Details
- Assessor Parcel Number 06701-230-000
Community Details
Overview
- Association fees include ground keeping, management
- Laird Point Subdivision
Recreation
- Tennis Courts
Security
- Gated Community
Map
Home Values in the Area
Average Home Value in this Area
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2024 | $4,896 | $349,670 | $22,000 | $327,670 |
| 2023 | $4,896 | $352,418 | $21,250 | $331,168 |
| 2022 | $2,821 | $257,781 | $0 | $0 |
| 2021 | $2,802 | $250,273 | $13,000 | $237,273 |
| 2020 | $0 | $228,695 | $10,200 | $218,495 |
| 2019 | $0 | $196,201 | $10,200 | $186,001 |
| 2018 | $0 | $242,333 | $0 | $0 |
| 2017 | $0 | $248,359 | $0 | $0 |
| 2016 | $0 | $234,844 | $0 | $0 |
| 2015 | $3,298 | $234,844 | $0 | $0 |
| 2014 | $125 | $8,925 | $0 | $0 |
Property History
| Date | Event | Price | List to Sale | Price per Sq Ft | Prior Sale |
|---|---|---|---|---|---|
| 10/01/2025 10/01/25 | Price Changed | $445,000 | -1.1% | $180 / Sq Ft | |
| 08/19/2025 08/19/25 | For Sale | $450,000 | +9.8% | $182 / Sq Ft | |
| 09/04/2022 09/04/22 | Off Market | $410,000 | -- | -- | |
| 07/05/2022 07/05/22 | Off Market | $2,100 | -- | -- | |
| 06/06/2022 06/06/22 | Sold | $410,000 | 0.0% | $178 / Sq Ft | View Prior Sale |
| 05/03/2022 05/03/22 | For Sale | $410,000 | +39.5% | $178 / Sq Ft | |
| 07/27/2020 07/27/20 | Sold | $294,000 | 0.0% | $119 / Sq Ft | View Prior Sale |
| 06/25/2020 06/25/20 | Pending | -- | -- | -- | |
| 03/30/2020 03/30/20 | For Sale | $294,000 | 0.0% | $119 / Sq Ft | |
| 02/05/2018 02/05/18 | Rented | $2,100 | -6.7% | -- | |
| 02/05/2018 02/05/18 | Under Contract | -- | -- | -- | |
| 01/11/2018 01/11/18 | For Rent | $2,250 | -- | -- |
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Warranty Deed | $410,000 | South Oak Title | |
| Warranty Deed | $294,000 | Setco Services Llc | |
| Warranty Deed | $275,000 | Dhi Title Of Florida Inc | |
| Warranty Deed | $10,000 | Attorney | |
| Corporate Deed | $88,000 | Lawyers Title Agncy |
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Open | $410,000 | VA | |
| Previous Owner | $288,674 | FHA | |
| Previous Owner | $275,000 | VA | |
| Previous Owner | $83,600 | Fannie Mae Freddie Mac |
Source: Emerald Coast Association of REALTORS®
MLS Number: 983381
APN: 06701-230-000
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