$619,500
$6K PRICE DROP

11068 N Lower Lake Shore Dr Monticello, IN 47960

Estimated payment $3,423/month

Total Views 7,004
3 Beds
3.5 Baths
2,924 Sq Ft
$212 Price per Sq Ft

Highlights

  • 50 Feet of Waterfront
  • Lake Property
  • Vaulted Ceiling
  • Pier or Dock
  • Dining Room with Fireplace
  • Traditional Architecture

About This Home

Lake-Level Living on Lake Freeman, and not in a flood zone so no flood insurance needed! Enjoy peace of mind with a three year old roof, furnace, and central air. You will have year-round comfort in the heated and cooled sunroom overlooking the lake. The open-concept layout of the living areas is perfect for entertaining, and the home's distinctive interior brickwork adds character and charm. There are two fireplaces, with wood burning in the great room and a gas log in the dining room. With three bedrooms and three and a half baths there's plenty of space for family and guests. An additional main-floor room with vaulted ceilings provides flexibility—it could be a fourth bedroom, home office, or den. The property also includes a pier, boat lift, and waverunner lift at the waterfront. Located in a nice area of homes, and situated at lake level, this home has easy access to all the fun Lake Freeman has to offer!

Listing Agent

Christine Thayer

REAL ESTATE NETWORK L.L.C Brokerage Phone: 574-870-1354 Listed on: 06/26/2025

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $1,618

Year Built

  • Built in 1953

Lot Details

  • 5,052 Sq Ft Lot
  • Lot Dimensions are 50x101
  • 50 Feet of Waterfront
  • Lake Front

Parking

  • 1 Car Attached Garage

Home Design

  • Traditional Architecture
  • Slab Foundation
  • Shingle Roof
  • Vinyl Construction Material

Interior Spaces

  • 2,924 Sq Ft Home
  • 2-Story Property
  • Tray Ceiling
  • Vaulted Ceiling
  • Ceiling Fan
  • Entrance Foyer
  • Living Room with Fireplace
  • Dining Room with Fireplace
  • 2 Fireplaces
  • Crawl Space

Flooring

  • Carpet
  • Laminate
  • Tile

Bedrooms and Bathrooms

  • 3 Bedrooms
  • Walk-In Closet

Outdoor Features

  • Waterski or Wakeboard
  • Lake Property
  • Lake, Pond or Stream
  • Patio

Schools

  • Oaklawn Elementary School
  • Roosevelt Middle School
  • Twin Lakes High School

Utilities

  • Forced Air Heating and Cooling System
  • Heating System Uses Gas
  • Private Company Owned Well
  • Well

Listing and Financial Details

  • Assessor Parcel Number 08-04-10-000-224.000-011

Community Details

Overview

  • Sun Valley Estates Subdivision

Recreation

  • Pier or Dock

Home Details

Home Type

Single Family

Est. Annual Taxes

$1,618

Year Built

Built in 1953

Lot Details

0

Parking

1

Listing Details

  • Class: RESIDENTIAL
  • Property Sub Type: Site-Built Home
  • Waterfront: Yes
  • Year Built: 1953
  • Age: 72
  • Style: Two Story
  • Architectural Style: Traditional
  • Total Number of Rooms: 10
  • Bedrooms: 3
  • Number Above Grade Bedrooms: 3
  • Total Bathrooms: 4
  • Total Full Bathrooms: 3
  • Total Number of Half Bathrooms: 1
  • Legal Description: 008-28014-00 SUN VALLEY ESTAES 2ND ADD LOT 14
  • Parcel Number ID: 08-04-10-000-224.000-011
  • Platted: Yes
  • Amenities: Ceiling-Tray, Ceiling Fan(s), Ceilings-Vaulted, Closet(s) Walk-in, Deck Open, Foyer Entry, Patio Open
  • Location: Lake
  • Year Taxes Payable: 2025
  • Special Features: None
  • Stories: 2

Interior Features

  • Total Sq Ft: 2924
  • Total Finished Sq Ft: 2924
  • Above Grade Finished Sq Ft: 2924
  • Price Per Sq Ft: 211.87
  • Basement Foundation: Crawl, Slab
  • Number Of Fireplaces: 2
  • Fireplace: Dining Rm, Living/Great Rm, Two
  • Fireplace: Yes
  • Flooring: Carpet, Laminate, Tile
  • Living Great Room: Dimensions: 29x19, On Level: Main
  • Kitchen: Dimensions: 14x12, On Level: Main
  • Dining Room: Dimensions: 14x13, On Level: Main
  • Extra Room: Sun Room, Dimensions: 13x14, On Level: Main
  • Bedroom 1: Dimensions: 20x16, On Level: Upper
  • Bedroom 2: Dimensions: 14x12, On Level: Upper
  • Bedroom 3: Dimensions: 14x11, On Level: Upper
  • Other Room1: 2nd Dining Area, Dimensions: 13x12, On Level: Main
  • Other Room 2: Foyer, Dimensions: 11x13, On Level: Main
  • Other Room 3: Loft, Dimensions: 15x8, On Level: Upper
  • Loft: On Level: Upper
  • Number of Main Level Full Bathrooms: 1
  • Number of Main Level Half Bathrooms: 1

Exterior Features

  • Exterior: Vinyl
  • Roof Material: Shingle
  • Outbuilding1: Shed, Dimensions: 7x7
  • Lake Type: Ski Lake
  • Water Features: Pier/Dock
  • Water Frontage: 50
  • Water Name: Lake Freeman

Garage/Parking

  • Garage Type: Attached
  • Garage Number Of Cars: 1
  • Garage Size: Dimensions: 20x12
  • Garage Sq Ft: 240
  • Garage: Yes

Utilities

  • Cooling: Central Air
  • Heating Fuel: Gas, Forced Air
  • Sewer: Regional
  • Water Utilities: Well
  • Gas Company: NIPSCO
  • Water Type: Lake
  • Well Type: Private

Schools

  • School District: Twin Lakes School Corp.
  • Elementary School: Oaklawn
  • Middle School: Roosevelt
  • High School: Twin Lakes
  • Elementary School: Oaklawn

Lot Info

  • Lot Description: Waterfront
  • Lot Dimensions: 50X101
  • Estimated Lot Sq Ft: 5052
  • Estimated Lot Size Acres: 0.12
  • Lot Number: 14

Tax Info

  • Annual Taxes: 1617.78
  • Exemptions: Homestead, Supplemental

Multi Family

  • Water Access: Lakefront

MLS Schools

  • High School: Twin Lakes
  • Middle School: Roosevelt
  • School District: Twin Lakes School Corp.

Map

Range of Values:

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $1,618 $323,500 $130,000 $193,500
2023 $1,340 $271,500 $130,000 $141,500
2022 $1,278 $243,300 $130,000 $113,300
2021 $1,189 $220,600 $130,000 $90,600
2020 $1,216 $221,800 $115,600 $106,200
2019 $1,154 $217,200 $115,600 $101,600
2018 $1,083 $209,900 $115,600 $94,300
2017 $1,012 $209,300 $115,600 $93,700
2016 $1,106 $220,800 $115,200 $105,600
2014 $993 $204,300 $107,000 $97,300
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
08/02/2025 08/02/25 Price Changed $619,500 -0.9% $212 / Sq Ft
06/26/2025 06/26/25 For Sale $625,000 -- $214 / Sq Ft
Source: Indiana Regional MLS

Mortgage History

Date Status Loan Amount Loan Type
Closed $221,000 New Conventional
Closed $35,000 Credit Line Revolving
Closed $200,000 New Conventional
Closed $50,000 Credit Line Revolving
Source: Public Records

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Source: Indiana Regional MLS

MLS Number: 202524932

Indiana Regional MLS

APN: 08-04-10-000-224.000-011