$199,900
SOLD AUG 1, 2025

1108 S 3rd St Effingham, IL 62401

3 Beds
1.5 Baths
1,964 Sq Ft
0.32 Acres

Recently Sold

$102 Per Sq Ft

13% Below List Price

45 Days on Market

Highlights

  • Deck
  • Front Porch
  • Patio
  • Attic
  • 1 Car Attached Garage
  • Wheelchair Access

About This Home

As of August 2025

NEWLY REMODELED HOME WITH SO MUCH TO OFFER. Come check out this amazing home with a short walk to Bliss park and downtown Effingham. Three bedrooms and one bath on the main level. New Updates include luxury vinyl flooring throughout the main level. Brand new kitchen with all new appliances and recessed lighting. Completely remodeled bathroom. New doors, ceiling fans and lighting throughout. Walkout basement has new carpet and windows. Utility room is located off family room in basement with washer/dryer hookup. Outside has new landscaping, new wood on the front deck. One car attached with wheel chair accessible ramp. New paint throughout. Extra large backyard. Don't let this amazing home get away call your agent today to schedule a viewing.

Last Agent to Sell the Property

Charlie Workman

Dammerman & Associates Benchmark Realty License #475211723 Listed on: 03/18/2025

Last Buyer's Agent

Julie Jamerson

RE/MAX Key Advantage License #475131221

RE/MAX Key Advantage

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $2,348

Year Built

  • Built in 1962

Lot Details

  • 0.32 Acre Lot

Parking

  • 1 Car Attached Garage

Home Design

  • Shingle Roof
  • Aluminum Siding

Interior Spaces

  • 1-Story Property
  • Replacement Windows
  • Attic

Kitchen

  • Range
  • Microwave
  • Dishwasher
  • Disposal

Bedrooms and Bathrooms

  • 3 Bedrooms

Finished Basement

  • Walk-Out Basement
  • Basement Fills Entire Space Under The House

Accessible Home Design

  • Wheelchair Access
  • Handicap Accessible

Outdoor Features

  • Deck
  • Patio
  • Front Porch

Utilities

  • Forced Air Heating and Cooling System
  • Heating System Uses Gas
  • Electric Water Heater

Listing and Financial Details

  • Assessor Parcel Number 0316058039

Home Details

Home Type

Single Family

Est. Annual Taxes

$2,348

Year Built

Built in 1962

Lot Details

0

Parking

1

Listing Details

  • Above Grade Finished Sq Ft: 1104.0
  • Lot Size Acres: 0.32
  • Property Sub Type: Single Family Residence
  • Prop. Type: Residential
  • Road Surface Type: Gravel
  • Building Stories: 1
  • Year Built: 1962
  • Architectural Style: Ranch
  • Garage Yn: Yes
  • Unit Levels: One
  • Property Sub Type Additional: Single Family Residence
  • General Property Information Below Grade Unfinished Area: 244.0
  • Special Features: None
  • Stories: 1

Interior Features

  • Appliances: Dishwasher, Electric Water Heater, Disposal, Microwave, Range, Refrigerator
  • Has Basement: Finished, Walk-Out Access, Full
  • Basement YN: Yes
  • Full Bathrooms: 1
  • Half Bathrooms: 1
  • Total Bedrooms: 3
  • Below Grade Sq Ft: 860.0
  • Interior Amenities: Attic, Main Level Primary
  • Accessibility Features: Wheelchair Access
  • Fireplace: No
  • Stories: 1
  • Window Features: Replacement Windows

Exterior Features

  • Construction Type: Aluminum Siding
  • Exterior Features: Deck, Handicap Accessible
  • Roof: Shingle
  • Waterfront: No
  • Foundation Details: Basement
  • Patio And Porch Features: Front Porch, Patio, Deck

Garage/Parking

  • Garage Spaces: 1.0
  • Attached Garage: Yes
  • Parking Features: Attached, Garage

Utilities

  • Cooling: Central Air
  • Heating: Forced Air, Gas
  • Water Source: Public
  • Cooling Y N: Yes
  • Heating Yn: Yes
  • Sewer: Public Sewer

Schools

  • Junior High Dist: Effingham Dist. 40

Lot Info

  • Lot Size Sq Ft: 13939.0
  • Parcel #: 0316058039
  • Zoning: RES

Tax Info

  • Tax Year: 2023
  • Tax Annual Amount: 2348.0

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Jan 11, 2024
Closed on
Mar 5, 2024
Sold by
Secretary Of Veterans Affairs
Bought by
Rack Properties Llc
Seller's Agent
Laura Davis
The Real Estate Shoppe
Buyer's Agent
Taylor Dammerman
Dammerman & Associates Benchmark Realty
List Price
$90,000
Sold Price
$91,000
Premium/Discount to List
$1,000
1.11%
Views
169

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
54.04%
Original Mortgage
$72,800
Interest Rate
6.87%
Mortgage Type
New Conventional

Purchase Details

Closed on
Jan 3, 2024
Sold by
Loandepotcom Llc
Bought by
Secretary Of Veterans Affairs

Purchase Details

Closed on
Nov 16, 2023
Sold by
Effingham County
Bought by
Loandepotcom Llc

Purchase Details

Closed on
Apr 29, 2008
Sold by
Baker Charles C
Bought by
Moran Billy D and Moran Marla J

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$76,772
Interest Rate
8.9%
Mortgage Type
Unknown

Purchase Details

Closed on
Mar 7, 2005
Sold by
Moran Marla A and Moran Billy D
Bought by
Moran Billy D and Moran Maria J

Purchase Details

Closed on
Dec 8, 2004
Sold by
Moran Marla
Bought by
Moran Marla and Moran Billy D
Source: Public Records

Similar Homes in Effingham, IL

  • 209 W Lawrence Ave, Effingham, IL 62401

    $229,900

    • 3 Beds
    • 3 Baths
    • 3,117 Sq Ft
    • 209 W Lawrence Ave
    • Effingham, IL

    MAJESTIC HOME LOOKING OVER BLISS PARK!!! Come take a look at this remodeled home located within a few steps of one of Effinghams greatest local parks! The main level offers tons of updates along with a large kitchen w/ full stainless appliance package, large living room w/ fireplace, large dining room, fresh paint, hardwood floors, new carpet, office, and so much more! The upstairs offers a great

    Taylor Dammerman Dammerman & Associates Benchmark Realty

    Section Image
  • 1500 S 4th St, Effingham, IL 62401

    $189,900

    • 3 Beds
    • 1.5 Baths
    • 1,340 Sq Ft
    • 1500 S 4th St
    • Effingham, IL

    Charming 3-Bedroom Home on a Corner Lot in Effingham! Welcome to this delightful 3-bedroom, 1.5-bath home offering 1,340 sq ft of character and comfort in the heart of Effingham! From classic built-ins to flexible living spaces, this home is full of charm and ready for its next chapter.Step into a spacious living room with plenty of natural light, perfect for relaxing or entertaining. The

    Stacy Nelson Dammerman & Associates Benchmark Realty

    Section Image
  • 601 S Maple St, Effingham, IL 62401

    $175,000

    • 3 Beds
    • 2 Baths
    • 1,464 Sq Ft
    • 601 S Maple St
    • Effingham, IL

    Don’t miss this 3 bedroom 2 bathroom bungalow with tons of updates! Recent updates include: fenced in front and back yard with new sidewalk from back door to driveway (2022) new driveway(2022) pex plumbing(2022) sewer cleaned & inspected (2024) new doors (2022) front steps & walkway (2023) roof & gutters (2023) 200 amp breaker box and wiring (2022) Carport enclosed & insulated- with heat & ac

    Jeff Speer RE/MAX Key Advantage

    Section Image
  • 407 W Edgar Ave, Effingham, IL 62401

    $234,900

    • 4 Beds
    • 3 Baths
    • 2,263 Sq Ft
    • 407 W Edgar Ave
    • Effingham, IL

    Welcome to this beautifully updated two-story home, offering 2,263 square feet of elegant and functional living space. With four spacious bedrooms and three well-appointed bathrooms, this residence is designed to accommodate both everyday living and entertaining with ease. The spacious layout features a large master bedroom that offers a tranquil retreat at the end of the day. Enjoy the

    Christopher Etter RE/MAX Key Advantage

    Section Image
  • 1001 E Gordon Ave, Effingham, IL 62401

    $249,900

    • 3 Beds
    • 2 Baths
    • 1,827 Sq Ft
    • 1001 E Gordon Ave
    • Effingham, IL

    Move-in ready brick ranch on a corner lot with numerous updates throughout. Features include spacious living and family rooms, hardwood floors in bedrooms, hallway, and family room, and an updated kitchen with solid maple cabinetry and quartz countertops. Both full bathrooms are beautifully renovated, one featuring a whirlpool tub and custom tile. Additional updates include luxury vinyl plank

    Katie Koester RE/MAX Key Advantage

    Section Image
  • 711 W Richland Ave, Effingham, IL 62401

    $240,000

    • 5 Beds
    • 5 Baths
    • 3,652 Sq Ft
    • 711 W Richland Ave
    • Effingham, IL

    **Stunning Family Retreat Awaits You!**Welcome to your dream home! Nestled in the heart of Effingham, this exquisite 5-bedroom, 5-bathroom residence offers an perfect blend of warm and inviting spaces. Recently painted throughout, every corner exudes freshness and charm.Step inside to discover a spacious layout that effortlessly flows from room to room. The heart of the home is an extra-large

    Rhea Huddlestun Auction/Realty by Schackmann, Inc.

    Section Image
  • 108 W Virginia Ave, Effingham, IL 62401

    $179,000

    • 4 Beds
    • 1 Bath
    • 1,502 Sq Ft
    • 108 W Virginia Ave
    • Effingham, IL

    This 4 bedroom 1 Bathroom home is conveniently located and puts you where you need to be! Full unfinished basement & 1 car detached garage! This house has brand new siding and has been recently painted and renovated! Don't miss your chance to see this one!

    Jeff Speer RE/MAX Key Advantage

    Section Image
  • 911 W Saint Anthony Ave, Effingham, IL 62401

    $155,000

    • 3 Beds
    • 1 Bath
    • 1,232 Sq Ft
    • 911 W Saint Anthony Ave
    • Effingham, IL

    Come check out this ranch style home located on W. St Anthony street in Effingham, IL. This 3 bedroom, 1 bath home has over 1,200 finished square feet. The living room offers original hardwood floors, all 3 bedrooms have brand new carpet, and most of the house has been repainted. This property is minutes away from the hospital, Keller drive, and downtown. Call today for a private showing!

    Alex Steppe RE/MAX Key Advantage

    Section Image
  • 22 S Lakewood Dr, Effingham, IL 62401

    $212,000

    • 4 Beds
    • 2.5 Baths
    • 2,648 Sq Ft
    • 22 S Lakewood Dr
    • Effingham, IL

    Welcome home to this meticulously maintained 4-bedroom haven in the desirable Rolling Hills subdivision! Featuring 2.5 baths, a convenient 1-car garage, and a durable 2013 metal roof. This home offers both comfort and peace of mind. Enjoy energy efficiency with a brand new 2024 gas water heater and the added convenience of all appliances included. Become cozy in your downstairs family room with

    Rhea Huddlestun Auction/Realty by Schackmann, Inc.

    Section Image
See All Homes in Effingham

Range of Values:

Collateral Analytics

Collateral Analytics Collateral Analytics AVMs (Automated Valuation Model) employ a number of statistical approaches combined with neighborhood-specific comparable selection guarantees the most up-to-date and precise valuations.

Not Available

Collateral Analytics does not have data for the current month. Please view the chart for historical values.

ICE

ICE Mortgage Technology ICE Mortgage Technology’s AVM (Automated Valuation Model) is a state-of-the-art online residential property valuation tool that provides a quick and accurate estimate of the value of almost any home in the U.S.

Not Available

ICE Mortgage Technology does not have data for the current month. Please view the chart for historical values.

First American

First American First American Data & Analytics’ next-generation AVM combines unrivaled data assets with a blended ensemble of valuation models to produce highly accurate, reliable valuations you can trust.

Not Available

First American does not have data for the current month. Please view the chart for historical values.

Quantarium

Quantarium Quantarium’s valuation service, repeatedly proven the industry’s most accurate and comprehensive, is supercharged with a self-learning and auto-tuning AI engine that continually becomes smarter and more accurate as it processes daily inputs from the industry’s leading RE data lake.

Not Available

Quantarium does not have data for the current month. Please view the chart for historical values.

Average Value
Not Available
List Price
Sold Price
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area

Home Values in the Area

Source: Public Records

Average Home Value in this Area

Source: Public Records

Purchase History

Date Type Sale Price Title Company
Special Warranty Deed $91,000 None Listed On Document
Special Warranty Deed -- None Listed On Document
Sheriffs Deed -- None Listed On Document
Quit Claim Deed -- None Available
Interfamily Deed Transfer -- None Available
Deed $68,600 --
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Previous Owner $72,800 New Conventional
Previous Owner $94,000 VA
Previous Owner $75,972 VA
Previous Owner $76,772 Unknown
Previous Owner $57,400 New Conventional
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
08/01/2025 08/01/25 Sold $199,900 -11.2% $102 / Sq Ft
05/02/2025 05/02/25 Pending -- -- --
04/29/2025 04/29/25 Price Changed $225,000 -1.7% $115 / Sq Ft
03/18/2025 03/18/25 For Sale $229,000 +151.6% $117 / Sq Ft
04/26/2024 04/26/24 Sold $91,000 +1.1% $82 / Sq Ft
02/22/2024 02/22/24 Pending -- -- --
02/08/2024 02/08/24 For Sale $90,000 0.0% $82 / Sq Ft
01/25/2024 01/25/24 Pending -- -- --
01/11/2024 01/11/24 For Sale $90,000 -- $82 / Sq Ft
Source: Central Illinois Board of REALTORS®

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2023 $2,348 $40,480 $17,750 $22,730
2022 $2,176 $37,130 $16,280 $20,850
2021 $2,050 $36,760 $16,120 $20,640
2020 $1,996 $35,730 $15,670 $20,060
2019 $1,951 $35,370 $15,510 $19,860
2018 $1,864 $34,010 $14,910 $19,100
2017 $1,857 $33,350 $14,620 $18,730
2016 $1,800 $32,370 $14,190 $18,180
2015 -- $31,430 $13,780 $17,650
2014 -- $30,520 $13,380 $17,140
2013 -- $29,920 $13,120 $16,800
2012 -- $29,480 $12,930 $16,550
Source: Public Records

Agents Affiliated with this Home

  • C

    Seller's Agent in 2025

    Charlie Workman

    Dammerman & Associates Benchmark Realty

    4 Total Sales

    Section Image
  • Julie Jamerson

    Buyer's Agent in 2025

    Julie Jamerson

    RE/MAX

    47 Total Sales

    Section Image
  • Laura Davis

    Seller's Agent in 2024

    Laura Davis

    The Real Estate Shoppe

    (217) 888-0064

    61 Total Sales

    Section Image

  • B

    Seller Co-Listing Agent in 2024

    Bill Mundy

    The Real Estate Shoppe - Sullivan

    (217) 728-2000

    98 Total Sales

    Section Image

  • T

    Buyer's Agent in 2024

    Taylor Dammerman

    Dammerman & Associates Benchmark Realty

    (217) 342-4663

    103 Total Sales

    Section Image
See All Agents

Map

Source: Central Illinois Board of REALTORS®

MLS Number: 6251059

APN: 0316058039

Illinois Effingham County Effingham 62401

1108 S 3rd St, Effingham, IL

This home is located at 1108 S 3rd St, Effingham, IL 62401 and is currently priced at $199,900, approximately $101 per square foot. This property was built in 1962. 1108 S 3rd St is a home located in Effingham County with nearby schools including South Side Grade School, Early Learning Center, and Central Grade School.

Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.

IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.

Nearby Homes