$200,000
SOLD JAN 10, 2025

1109 S 4th St Effingham, IL 62401

4 Beds
3 Baths
3,186 Sq Ft
5,663 Sq Ft Lot

Recently Sold

$63 Per Sq Ft

8% Below List Price

71 Days on Market

Highlights

  • Family Room with Fireplace
  • Workshop
  • 2 Car Detached Garage
  • Traditional Architecture
  • Fenced Yard
  • 5-minute walk to Bliss Park

About This Home

As of January 2025

Discover classic charm in the heart of Effingham with this traditional-style gem with unique features like arched front door and glass door knobs. Featuring 4 spacious bedrooms and 3 full baths, this home boasts beautiful hardwood floors throughout and an abundance of natural light from numerous windows. Enjoy a cozy sunroom, a fenced yard with a firepit, and a 2-car detached garage with a workshop area. Recent updates include a new roof installed in 2023. With generous storage and big bedrooms, this home perfectly blends elegance and functionality. Don’t miss this opportunity to own a beautifully maintained home in a prime location!

Last Agent to Sell the Property

Katie Koester

RE/MAX Key Advantage License #475188368 Listed on: 08/31/2024

RE/MAX Key Advantage

Last Buyer's Agent

Brenda Jansen

Full Circle Realty License #475193247

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $3,013

Year Built

  • Built in 1926

Lot Details

  • 5,663 Sq Ft Lot
  • Lot Dimensions are 50 x 116
  • Fenced Yard
  • Fenced

Parking

  • 2 Car Detached Garage

Home Design

  • Traditional Architecture
  • Brick Exterior Construction
  • Shingle Roof

Interior Spaces

  • 1-Story Property
  • Family Room with Fireplace
  • 2 Fireplaces
  • Workshop

Kitchen

  • Oven
  • Dishwasher
  • Disposal

Bedrooms and Bathrooms

  • 4 Bedrooms
  • 3 Full Bathrooms

Finished Basement

  • Basement Fills Entire Space Under The House
  • Sump Pump

Outdoor Features

  • Patio

Utilities

  • Whole House Fan
  • Central Air
  • Heating System Uses Gas
  • Gas Water Heater

Community Details

  • Krekes Terrace Add Subdivision

Listing and Financial Details

  • Assessor Parcel Number 0316049039

Home Details

Home Type

Single Family

Est. Annual Taxes

$3,013

Year Built

Built in 1926

Lot Details

0

Parking

2

Listing Details

  • Above Grade Finished Sq Ft: 2154.0
  • Directions: South on 4th, East side of road
  • Lot Size Acres: 0.13
  • Lot Size: 50 x 116
  • Property Sub Type: Single Family Residence
  • Prop. Type: Residential
  • Road Surface Type: Concrete
  • Subdivision Name: Krekes Terrace Add
  • Year Built: 1926
  • Architectural Style: Traditional
  • Garage Yn: Yes
  • Unit Levels: One and One Half
  • Property Sub Type Additional: Single Family Residence
  • General Property Information Below Grade Unfinished Area: 376.0
  • Special Features: None

Interior Features

  • Appliances: Dishwasher, Disposal, Gas Water Heater, Oven, Refrigerator
  • Has Basement: Finished, Unfinished, Full, Sump Pump
  • Basement YN: Yes
  • Full Bathrooms: 3
  • Total Bedrooms: 4
  • Below Grade Sq Ft: 1032.0
  • Interior Amenities: Fireplace, Main Level Primary, Pantry
  • Fireplace Features: Family/Living/Great Room
  • Fireplaces: 2
  • Fireplace: Yes
  • Stories: 1
  • ResoLivingAreaSource: PublicRecords

Exterior Features

  • Construction Type: Brick
  • Exterior Features: Fence, Workshop
  • Roof: Shingle
  • Fencing: Yard Fenced
  • Waterfront: No
  • Foundation Details: Basement
  • Patio And Porch Features: Patio

Garage/Parking

  • Garage Spaces: 2.0
  • Attached Garage: No
  • Parking Features: Detached, Garage

Utilities

  • Cooling: Central Air, Whole House Fan
  • Heating: Gas
  • Water Source: Public
  • Cooling Y N: Yes
  • Heating Yn: Yes
  • Sewer: Public Sewer

Schools

  • Junior High Dist: Effingham Dist. 40

Lot Info

  • Lot Size Sq Ft: 5663.0
  • Parcel #: 0316049039
  • Zoning: RES
  • ResoLotSizeUnits: Acres

Tax Info

  • Tax Year: 2023
  • Tax Annual Amount: 3012.68

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Aug 31, 2024
Closed on
Jan 10, 2025
Sold by
Mccammon Samuel L and Mccammon Paula J
Bought by
Stead Nancy M
Seller's Agent
Katie Koester
RE/MAX Key Advantage
Buyer's Agent
Brenda Jansen
Full Circle Realty
List Price
$218,000
Sold Price
$200,000
Premium/Discount to List
-$18,000
-8.26%
Total Days on Market
71
Views
83
Current Estimated Value
$303,787

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$103,787
Avg. Annual Appreciation
79.09%
Original Mortgage
$202,020
Outstanding Balance
$201,520
Interest Rate
7%
Mortgage Type
New Conventional
Estimated Equity
$75,650

Purchase Details

Closed on
Oct 30, 2009
Sold by
Esgar Beverly F
Bought by
Mccammon Samuel L and Mccammon Paula J

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$38,000
Interest Rate
5.07%
Mortgage Type
New Conventional

Purchase Details

Closed on
Aug 1, 2007
Sold by
Thomas Edward L and Thomas Carol S
Bought by
Esgar Beverly F
Source: Public Records

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Range of Values:

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Home Values in the Area

Source: Public Records

Average Home Value in this Area

Source: Public Records

Purchase History

Date Type Sale Price Title Company
Warranty Deed $600,000 None Listed On Document
Warranty Deed $600,000 None Listed On Document
Warranty Deed -- None Available
Warranty Deed $137,000 None Available
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $202,020 New Conventional
Closed $202,020 New Conventional
Previous Owner $38,000 New Conventional
Previous Owner $94,037 Unknown
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
01/10/2025 01/10/25 Sold $200,000 -7.0% $63 / Sq Ft
11/10/2024 11/10/24 Pending -- -- --
09/12/2024 09/12/24 Price Changed $215,000 -1.4% $67 / Sq Ft
08/31/2024 08/31/24 For Sale $218,000 -- $68 / Sq Ft
Source: Central Illinois Board of REALTORS®

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2023 $3,013 $50,250 $7,830 $42,420
2022 $2,800 $46,100 $7,180 $38,920
2021 $2,875 $45,640 $7,110 $38,530
2020 $2,810 $44,350 $6,910 $37,440
2019 $2,753 $43,910 $6,840 $37,070
2018 $2,647 $42,220 $6,580 $35,640
2017 $2,593 $41,390 $6,450 $34,940
2016 $2,525 $40,180 $6,260 $33,920
2015 -- $39,010 $6,080 $32,930
2014 -- $37,870 $5,900 $31,970
2013 -- $37,120 $5,780 $31,340
2012 -- $36,570 $5,690 $30,880
Source: Public Records

Agents Affiliated with this Home

  • K

    Seller's Agent in 2025

    Katie Koester

    RE/MAX

  • B

    Buyer's Agent in 2025

    Brenda Jansen

    Full Circle Realty

See All Agents

Map

Source: Central Illinois Board of REALTORS®

MLS Number: 6245561

APN: 0316049039

Illinois Effingham County Effingham 62401

1109 S 4th St, Effingham, IL

This home is located at 1109 S 4th St, Effingham, IL 62401 and is currently priced at $200,000, approximately $62 per square foot. This property was built in 1926. 1109 S 4th St is a home located in Effingham County with nearby schools including South Side Grade School, Early Learning Center, and Central Grade School.

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