$41,500
SOLD MAR 4, 2014

11097 Us Highway 31 Berrien Springs, MI 49103

3 Beds
1.5 Baths
1,204 Sq Ft
1 Acres

Recently Sold

$34 Per Sq Ft

56% Below List Price

277 Days on Market

Highlights

  • Wood Flooring
  • 1 Car Attached Garage
  • 1-Story Property
  • Berrien Springs High School Rated A-
  • Forced Air Heating System

About This Home

As of January 2016

HUGE Price Reduced - HUD Home in Berrien Springs. Short drive to Andrews University. Avail 2-7-14 Bids due by Daily 11:59 PM CST then daily til sold. AS IS'' HUD property sold by electronic bid only. FHA Case #263-376052 Buyer to verify all information. HUD does NOT pay for title insurance. BLB Resources makes no warranty as to the existence of mold in this property, and is not liable for the potentially harmful effects thereof and makes no warranty as to the condition of the property. For overbidding and/or escrow repair and LBP Disclosure information, please see attached Special Comments Disclosures: : Property is connected to a well and septic systems. Any required well or septic system repairs will be the buyer's expense. Repairs: Install cabinets in kitchen (none present), Install kitchen sink.

Last Agent to Sell the Property

Beth Van

Bon Realty License #6502103167 Listed on: 05/09/2013

Last Buyer's Agent

Julie Capron

The Collective Home Group License #6502412001

Home Details

Home Type

  • Single Family

Year Built

  • Built in 1968

Lot Details

  • 1 Acre Lot
  • Lot Dimensions are 87x522x90x543
  • Property is zoned Ag/Res, Ag/Res

Parking

  • 1 Car Attached Garage

Home Design

  • Brick Exterior Construction
  • Composition Roof

Interior Spaces

  • 1,204 Sq Ft Home
  • 1-Story Property
  • Wood Flooring
  • Basement Fills Entire Space Under The House

Bedrooms and Bathrooms

  • 3 Main Level Bedrooms

Utilities

  • Forced Air Heating System
  • Heating System Uses Natural Gas
  • Well
  • Septic System
  • Phone Available

Listing and Financial Details

  • REO, home is currently bank or lender owned

Home Details

Home Type

Single Family

Year Built

Built in 1968

Lot Details

0

Parking

1

Listing Details

  • Property Sub-Type: Single Family Residence
  • Property Type: Residential
  • Stories: 1
  • Year Built: 1968
  • ResoPropertyType: Residential
  • Architectural Style:Ranch: Yes
  • Special Features: RealEstateOwned
  • Property Sub Type: Detached

Interior Features

  • Flooring: Wood
  • Fireplace: No
  • Total Bedrooms: 3
  • Main Level Bedrooms: 3
  • Full Bathrooms: 1
  • Half Bathrooms: 1
  • Total Bathrooms: 2
  • Basement: Full
  • LivingArea: 1204.0
  • Basement Rooms:Total Basement SQFT: 1204.0

Exterior Features

  • Construction Materials: Brick
  • List Price: 38000.0
  • Road Surface Type: Paved
  • Roof: Composition
  • Waterfront: No
  • Driveway Paved: Yes

Garage/Parking

  • Attached Garage: Yes
  • Garage Spaces: 1.0
  • Garage: Yes
  • Parking Features: Attached
  • General Property Info:Garage Spaces: 1.0

Utilities

  • Heating: Forced Air
  • Heating: Yes
  • Sewer: Septic Tank
  • Utilities: Phone Available, Electricity Available, Natural Gas Connected
  • Water Source: Well
  • Water Well: Yes

Lot Info

  • Lot Size Acres: 1.0
  • Lot Size Area: 1.0
  • Lot Dimensions: 87x522x90x543
  • Lot Size Sq Ft: 43560.0
  • Zoning Description: Ag/Res
  • ResoLotSizeUnits: Acres

Tax Info

  • Tax Annual Amount: 1170.0
  • Tax Year: 2012

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Aug 12, 2015
Closed on
Dec 31, 2015
Sold by
Taylor Ella and Taylor Robert
Bought by
Roberts Angela
Seller's Agent
Julie Capron
The Collective Home Group
Buyer's Agent
Scott McLauchlin
McLauchlin Realty, Inc.
List Price
$105,000
Sold Price
$107,000
Premium/Discount to List
$2,000
1.9%
Total Days on Market
277
Current Estimated Value
$222,321

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$115,321
Avg. Annual Appreciation
8.07%
Original Mortgage
$110,025
Outstanding Balance
$88,350
Interest Rate
3.93%
Mortgage Type
New Conventional
Estimated Equity
$133,971

Purchase Details

Closed on
Aug 15, 2014
Sold by
Taylor Ella
Bought by
Taylor Ella and Taylor Robert

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$35,000
Interest Rate
4.11%
Mortgage Type
New Conventional

Purchase Details

Listed on
May 9, 2013
Closed on
Feb 28, 2014
Sold by
Secretary Of Housing & Urban Development
Bought by
Taylor Ella
Seller's Agent
Beth Van
Bon Realty
Buyer's Agent
Julie Capron
The Collective Home Group
List Price
$95,000
Sold Price
$41,500
Premium/Discount to List
-$53,500
-56.32%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
16.07%

Purchase Details

Closed on
Sep 19, 2012
Sold by
Wells Fargo Bank Na
Bought by
Secretary Of Housing & Urban Development

Purchase Details

Closed on
May 17, 2012
Sold by
Smith Aaron M and Smith Karissa
Bought by
Wells Fargo Bank Na

Purchase Details

Closed on
Feb 25, 2005
Sold by
Kechkaylo Michael A and Kechkaylo Marjorie L
Bought by
Smith Aaron and Smith Karissa

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$107,217
Interest Rate
5.64%
Mortgage Type
FHA

Purchase Details

Closed on
Dec 27, 2002
Sold by
Secrist Linda Sue and Secrist Jeffrey A
Bought by
Kechkaylo William and Kechkaylo Michael A

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$67,000
Interest Rate
6.13%

Purchase Details

Closed on
Mar 16, 2001

Purchase Details

Closed on
Mar 13, 2001

Purchase Details

Closed on
Oct 17, 1985
Source: Public Records

Range of Values:

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Average Value
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Warranty Deed $107,000 First American Title
Interfamily Deed Transfer -- Meridian Title Corp
Deed $41,500 First American Title
Warranty Deed -- Met
Sheriffs Deed $84,000 None Available
Warranty Deed $108,900 --
Warranty Deed $79,000 --
Deed $100 --
Deed -- --
Deed $100 --
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $110,025 New Conventional
Previous Owner $35,000 New Conventional
Previous Owner $107,217 FHA
Previous Owner $67,000 No Value Available
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
01/04/2016 01/04/16 Sold $107,000 +1.9% $89 / Sq Ft
09/16/2015 09/16/15 Pending -- -- --
08/12/2015 08/12/15 For Sale $105,000 +153.0% $87 / Sq Ft
03/04/2014 03/04/14 Sold $41,500 -56.3% $34 / Sq Ft
02/10/2014 02/10/14 Pending -- -- --
05/09/2013 05/09/13 For Sale $95,000 -- $79 / Sq Ft
Source: Southwestern Michigan Association of REALTORS®

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $1,415 $103,900 $0 $0
2024 $1,146 $90,600 $0 $0
2023 $1,104 $79,900 $0 $0
2022 $1,086 $72,700 $0 $0
2021 $1,246 $69,000 $12,300 $56,700
2020 $1,230 $55,100 $0 $0
2019 $1,208 $56,300 $12,000 $44,300
2018 $1,147 $56,300 $0 $0
2017 $1,192 $57,300 $0 $0
2016 $1,155 $55,000 $0 $0
2015 $1,093 $51,800 $0 $0
2014 $901 $50,700 $0 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Southwestern Michigan Association of REALTORS®

MLS Number: 13025994

Southwestern Michigan Association of REALTORS®

APN: 11-04-0029-0004-02-4