NOT LISTED FOR SALE

1113 Gibraltar Point Dr Saint Charles, MO 63304

Estimated Value: $315,000 - $359,000

3 Beds
2 Baths
1,424 Sq Ft
$239/Sq Ft Est. Value

Last Sold November 13, 2020

Current estimated payment $2,072/month

30 Days on Market

Highlights

  • Primary Bedroom Suite
  • Open Floorplan
  • Breakfast Room
  • Castlio Elementary School Rated A
  • Ranch Style House
  • 2 Car Attached Garage

About This Home

As of November 2020

You'll feel right at home in this CHARMING well-maintained Ranch located in the sought after Cambridge Estates sub-division in Francis Howell Central schools. Open floor plan concept with many valuable updates! Including HVAC, new roof installed a month ago, 2"blinds, six-paneled doors, whole house baseboards, and trim change out. Stunning hardwood flooring graces the kitchen, breakfast room, living room, hallway, and foyer. Pristine hall bathroom remodel. The spacious master suite is worthy of its name! Check out the quality finishes in the master bath, with its dual sinks, generous size vanity, and 24" by 12" porcelain tile flooring. Enclosed soffits, updated gutters, and siding. Nicely landscaped with retaining wall and perennials. Close proximity to elementary school. Great highway access to make your commute a breeze in any direction. If you are looking for new systems and updates! This is a must-see.

Last Agent to Sell the Property

Lisa Loveless

Worth Clark Realty License #1999130405 Listed on: 10/11/2020

Worth Clark Realty

Last Buyer's Agent

Colleen Lawler

Coldwell Banker Realty - Gundaker West Regional License #1999030762

Coldwell Banker Realty - Gundaker West Regional

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $3,080

Year Built

  • Built in 1998

Lot Details

  • 7,841 Sq Ft Lot
  • Fenced

HOA Fees

  • $8 Monthly HOA Fees

Parking

  • 2 Car Attached Garage
  • Garage Door Opener

Home Design

  • Ranch Style House
  • Traditional Architecture
  • Brick or Stone Mason
  • Poured Concrete
  • Frame Construction
  • Vinyl Siding

Interior Spaces

  • Open Floorplan
  • Ceiling Fan
  • Insulated Windows
  • Window Treatments
  • Atrium Doors
  • Six Panel Doors
  • Entrance Foyer
  • Living Room
  • Breakfast Room
  • Partially Carpeted

Kitchen

  • Electric Oven or Range
  • Microwave
  • Dishwasher
  • Built-In or Custom Kitchen Cabinets
  • Disposal

Bedrooms and Bathrooms

  • 3 Main Level Bedrooms
  • Primary Bedroom Suite
  • Walk-In Closet
  • 2 Full Bathrooms
  • Dual Vanity Sinks in Primary Bathroom
  • Shower Only

Unfinished Basement

  • Basement Fills Entire Space Under The House
  • Sump Pump

Home Security

  • Storm Doors
  • Fire and Smoke Detector

Outdoor Features

  • Patio

Schools

  • Castlio Elem. Elementary School
  • Bryan Middle School
  • Francis Howell Central High School

Utilities

  • Forced Air Heating and Cooling System
  • Humidifier
  • Heating System Uses Gas
  • Gas Water Heater

Listing and Financial Details

  • Assessor Parcel Number 3-0036-7647-00-0062.0000000

Home Details

Home Type

Single Family

Est. Annual Taxes

$3,080

Year Built

Built in 1998

Lot Details

0

HOA Fees

$8 per month

Parking

2

Listing Details

  • Property Type: Residential
  • Style: 1 Story
  • Style Description: Ranch
  • Municipality Township: Unincorporated
  • Special Areas: Entry Foyer, Living Room
  • Age: 22
  • Ownership: Private
  • Year Built: 1998
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Basement: Full, Poured Concrete, Sump Pit/Pump, Unfinished
  • Bedroom Types: Main Floor Master, Master Bdr. Suite
  • Interior Amenities: Open Floor Plan, Some Carpeting, Some Window Treatmnt, Walk-In Closets, Some Wood Floors
  • Kitchen: Breakfast Room, Custom Cabinetry, Pantry
  • Main Level Bedrooms: 3
  • Main Full Bathrooms: 2
  • Master Bed.: Double Sink, Shower Only
  • Misc Features: Patio, Smoke Alarm/Detec
  • Total Living Area: 1424.00
  • Windows/Doors: 6 Panel Door(s), Atrium Door(s), Some Insulated Wndws, Some Storm Doors
  • Appliances: Dishwasher, Disposal, Microwave, Range/Oven-Electric
  • Bathrooms: 2.00
  • Bedrooms: 3.00
  • Room Cnt: 6
  • Square Footage: 1424
  • Square Footage Below Grade: 1424
  • Total Full Baths: 2

Exterior Features

  • Architecture: Traditional
  • Construction: Brick/Stone Msn Pred, Frame, Vinyl Siding

Garage/Parking

  • Garage Spaces: 2
  • Parking: Attached Garage, Garage Door Opener

Utilities

  • Sewer: Public
  • Water: Public
  • Water Heater: Gas
  • Cooling: Ceiling Fan, Central-Electric
  • Heating: Forced Air, Humidifier

Condo/Co-op/Association

  • Association Fee: 100
  • Association Fee Frequency: Yearly

Schools

  • School District: Francis Howell R-III
  • Elementary School: Castlio Elem.
  • Middle School: Bryan Middle
  • High School: Francis Howell Central High
  • Elementary School: Castlio Elem.
  • Junior High School: Bryan Middle
  • School District: Francis Howell R-III
  • Senior High School: Francis Howell Central High

Lot Info

  • Lot Description: Fencing, Sidewalks, Streetlights
  • Lot Dimensions: 0.18
  • Lot Sq Ft: 7841
  • Acres: 0.1800

Tax Info

  • Taxes Paid: 2504
  • Taxes Paid Year: 2019
  • Assessor Parcel Number: 3-0036-7647-00-0062.0000000

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Oct 11, 2020
Closed on
Nov 13, 2020
Sold by
Karcher Douglas P and Karcher Crystal
Bought by
Davenport Stephanie April and Davenport Terry Jay
Seller's Agent
Lisa Loveless
Worth Clark Realty
Buyer's Agent
Colleen Lawler
Coldwell Banker Realty - Gundaker West Regional
List Price
$253,000
Current Estimated Value
$340,955

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
6.70%
Original Mortgage
$227,700
Outstanding Balance
$203,082
Interest Rate
2.8%
Mortgage Type
New Conventional
Estimated Equity
$144,057

Purchase Details

Closed on
Mar 13, 2012
Sold by
Karcher Douglas P and Siler Karcher Deena
Bought by
Karcher Douglas P

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$104,000
Interest Rate
3.9%
Mortgage Type
New Conventional

Purchase Details

Closed on
Dec 15, 2004
Sold by
Cosgrove James J and Cosgrove Barbara S
Bought by
Karcher Douglas P

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$130,000
Interest Rate
5.7%
Mortgage Type
Purchase Money Mortgage

Purchase Details

Closed on
Sep 29, 1999
Sold by
Tilton Frank T
Bought by
Cosgrove James J and Cosgrove Barbara S

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$84,000
Interest Rate
7.87%

Purchase Details

Closed on
May 29, 1998
Sold by
Larry Terbrock Construction Co
Bought by
Tilton Frank T

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$101,101
Interest Rate
7.2%
Mortgage Type
VA
Source: Public Records

Range of Values:

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Average Value
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Davenport Stephanie April -- Ust
Karcher Douglas P -- None Available
Karcher Douglas P -- Ust
Cosgrove James J -- --
Tilton Frank T -- --
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Davenport Stephanie April $227,700
Previous Owner Karcher Douglas P $104,000
Previous Owner Karcher Douglas P $130,000
Previous Owner Cosgrove James J $84,000
Previous Owner Tilton Frank T $101,101
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
11/13/2020 11/13/20 Sold -- -- --
10/11/2020 10/11/20 For Sale $253,000 -- $178 / Sq Ft
Source: MARIS MLS

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $3,080 $57,023 -- --
2023 $3,079 $51,486 $0 $0
2022 $2,674 $41,484 $0 $0
2021 $2,676 $41,484 $0 $0
2020 $2,515 $37,718 $0 $0
2019 $2,504 $37,718 $0 $0
2018 $2,506 $36,091 $0 $0
2017 $2,485 $36,091 $0 $0
2016 $2,252 $31,473 $0 $0
2015 $2,220 $31,473 $0 $0
2014 $2,260 $31,086 $0 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: MARIS MLS

MLS Number: MIS20071430

MARIS MLS

APN: 3-0036-7647-00-0062.0000000