$307,000
SOLD AUG 1, 2025

1113 Rachael St Waterloo, IA 50701

3 Beds
2 Baths
2,286 Sq Ft
0.3 Acres

Recently Sold

$134 Per Sq Ft

3% Below List Price

6 Days on Market

Highlights

  • Granite Countertops
  • 2 Car Attached Garage
  • Laundry Room
  • Double Oven
  • Patio
  • Central Air

About This Home

As of August 2025

Welcome to 1113 Rachael Street — where modern updates meet timeless charm. This well-maintained and extensively updated ranch home is nestled in a quiet, charming and convenient Waterloo neighborhood close to schools, parks, and everyday amenities. From the moment you step inside, you'll feel right at home in the spacious, light-filled layout. The open living and dining area is anchored by a cozy brick fireplace, with durable plank flooring (2020) adding warmth and easy maintenance throughout the main level. The kitchen is both functional and inviting, featuring updated countertops, a tile backsplash, farmhouse sink, refreshed lighting and faucet (2018), and stainless steel appliances (2022). A sliding door off the dining area leads to a concrete patio and fenced backyard—ideal for gatherings, play, or peaceful mornings with coffee. Three main-level bedrooms offer fresh carpet and ceiling fan lights (2024), while the bathroom feels like a spa retreat with heated tile floors, dual sink and under vanity lighting. The laundry/mudroom adds even more convenience with updated flooring (2020), a brand-new washer (2024), and a newer dryer. Downstairs, the recently renovated basement (2024) offers a versatile bonus space—perfect for a second living area, home office, gym, or playroom. You'll also find a second bathroom, a dedicated storage room with custom shelving, and mechanicals thoughtfully tucked away. Other key updates include: New roof (2022), new siding, gutters, and trim (2024), radon mitigation system (2019), landscaping. The fenced backyard is shaded by mature trees, and a handy storage shed adds extra utility. With an attached 2-stall garage and a long list of updates already complete, this home is the definition of move-in ready. Don’t miss the opportunity to make this your home—schedule your private showing today!

Last Agent to Sell the Property

Kelsey Jorgensen

Vine Valley Real Estate License #S68582000 Listed on: 06/09/2025

Last Buyer's Agent

Tori Lockard

Lockard Realty Company License #B6364900

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $4,158

Year Built

  • Built in 1960

Lot Details

  • 0.3 Acre Lot
  • Lot Dimensions are 100x78x148

Parking

  • 2 Car Attached Garage

Home Design

  • Shingle Roof
  • Vinyl Siding

Interior Spaces

  • 2,286 Sq Ft Home
  • Ceiling Fan
  • Fireplace Features Masonry
  • Fire and Smoke Detector
  • Partially Finished Basement

Kitchen

  • Double Oven
  • Built-In Microwave
  • Dishwasher
  • Granite Countertops
  • Disposal

Bedrooms and Bathrooms

  • 3 Bedrooms

Laundry

  • Laundry Room
  • Laundry on main level
  • Dryer
  • Washer

Outdoor Features

  • Patio

Schools

  • Lou Henry Elementary School
  • Hoover Intermediate
  • West High School

Utilities

  • Central Air
  • Gas Water Heater
  • Water Softener is Owned

Listing and Financial Details

  • Assessor Parcel Number 881304303006

Home Details

Home Type

Single Family

Est. Annual Taxes

$4,158

Year Built

Built in 1960

Lot Details

0

Listing Details

  • Parcel Number: 881304303006
  • Year Built: 1960
  • Fencing: Fenced
  • Property Sub-Type: Single Family Residence
  • PropertyType: Residential
  • ResoLaundryFeatures: 1st Floor, Laundry Room
  • Lot Size Acres: 0.3
  • Road Surface Type: Concrete
  • ResoSecurityFeatures: Smoke Detector(s)
  • Co List Office Phone: 319-249-5468
  • MLS Status: Closed
  • Reso Fireplace Features: One, Masonry, Wood Burning
  • Reso Interior Features: Ceiling Fan(s), Granite Counters, Pantry
  • Reso Roof: Shingle
  • TotalFinishedSquareFootage: 2286
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Appliances: Dishwasher, Double Oven, Dryer, Disposal, Microwave Built In, Refrigerator, Washer, Gas Water Heater, Water Softener Owned
  • Basement: Partially Finished
  • Full Bathrooms: 1
  • Three Quarter Bathrooms: 1
  • Total Bedrooms: 3
  • Below Grade Sq Ft: 750
  • Door Features: Sliding Doors
  • BelowGradeArea: 1344

Exterior Features

  • Construction Type: Vinyl Siding
  • Patio And Porch Features: Patio

Garage/Parking

  • Parking Features: 2 Stall, Attached Garage

Utilities

  • Cooling: Central Air
  • Heating: Natural Gas
  • Sewer: Public Sewer
  • Water Source: Public

Condo/Co-op/Association

  • Association Fee Frequency: N/A

Schools

  • Elementary School: Lou Henry
  • High School: West High
  • Middle Or Junior School: Hoover Intermediate

Lot Info

  • Zoning: R-1
  • Lot Dimensions: 100x78x148
  • Lot Size Sq Ft: 13172
  • Additional Parcels: No

Tax Info

  • Tax Annual Amount: 4157.98

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Jun 9, 2025
Closed on
Aug 1, 2025
Sold by
Heiple Kelsey A and Jorgensen Benjamin T
Bought by
Bauler Denise
Seller's Agent
Kelsey Jorgensen
Vine Valley Real Estate
Buyer's Agent
Tori Lockard
Lockard Realty Company
List Price
$314,900
Sold Price
$307,000
Premium/Discount to List
-$7,900
-2.51%
Views
81

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
-1.74%
Original Mortgage
$245,600
Outstanding Balance
$245,118
Interest Rate
6.81%
Mortgage Type
New Conventional
Estimated Equity
$61,019

Purchase Details

Listed on
Oct 21, 2016
Closed on
Dec 14, 2016
Sold by
Alfrey Gary D and Alfrey Amy S
Bought by
Heiple Kelsey A and Jorgensen Benjamin T
Seller's Agent
Amy Schaefer
RE/MAX Concepts - Cedar Falls
List Price
$184,900
Sold Price
$177,000
Premium/Discount to List
-$7,900
-4.27%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
6.59%
Source: Public Records

Range of Values:

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Average Value
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Warranty Deed $307,000 None Listed On Document
Warranty Deed $177,000 None Available
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $245,600 New Conventional
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
08/01/2025 08/01/25 Sold $307,000 -2.5% $134 / Sq Ft
06/15/2025 06/15/25 Pending -- -- --
06/09/2025 06/09/25 For Sale $314,900 +77.9% $138 / Sq Ft
12/15/2016 12/15/16 Sold $177,000 -4.3% $76 / Sq Ft
10/23/2016 10/23/16 Pending -- -- --
10/21/2016 10/21/16 For Sale $184,900 -- $79 / Sq Ft
Source: Northeast Iowa Regional Board of REALTORS®

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $4,292 $208,030 $37,810 $170,220
2023 $3,878 $208,030 $37,810 $170,220
2022 $3,774 $176,530 $37,810 $138,720
2021 $3,612 $176,530 $37,810 $138,720
2020 $3,552 $159,430 $30,720 $128,710
2019 $3,552 $159,430 $30,720 $128,710
2018 $3,554 $159,430 $30,720 $128,710
2017 $3,466 $159,430 $30,720 $128,710
2016 $3,420 $159,430 $30,720 $128,710
2015 $3,420 $159,430 $30,720 $128,710
2014 $3,320 $152,280 $30,720 $121,560
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Northeast Iowa Regional Board of REALTORS®

MLS Number: NBR20252660

Northeast Iowa Regional Board of REALTORS®

APN: 8813-04-303-006