$1,910,000
SOLD MAY 8, 2025
4 Beds
3.5 Baths
3,263 Sq Ft
0.39 Acres

Recently Sold

$585 Per Sq Ft

Highlights

  • Docks
  • Property Fronts a Bay or Harbor
  • Florida Architecture
  • Bluewater Elementary School Rated A-
  • Vaulted Ceiling
  • Wood Flooring

About This Home

As of May 2025

The 3,263 sq. ft, 4-bedroom, 3.5 bath, 2-story home is at the end of a private cul-de-sac. Unobstructed 240-degree views of the Choctawhatchee Bay provide spectacular sunsets year-round. The western side of the property meets a 10-acre estuary. There is 200' of water frontage with an aluminum sea wall, added rip rap, and a dock/piling with a 6,000 lb. boat lift.

Last Agent to Sell the Property

Kathryn Bowman

Christies International Real Estate Emerald Coast License #3325186 Listed on: 05/08/2025

Christies International Real Estate Emerald Coast

Last Buyer's Agent

Zarina Ellis

Century 21 AllPoints Realty

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $10,649

Year Built

  • Built in 1983

Lot Details

  • 0.39 Acre Lot
  • Lot Dimensions are 92x178x92x200
  • Property Fronts a Bay or Harbor
  • Cul-De-Sac

Parking

  • 2 Car Attached Garage
  • Automatic Garage Door Opener

Home Design

  • Florida Architecture
  • Off Grade Structure
  • Stucco

Interior Spaces

  • 3,263 Sq Ft Home
  • 2-Story Property
  • Vaulted Ceiling
  • Fireplace
  • Living Room
  • Bay Views

Kitchen

  • Walk-In Pantry
  • Electric Oven or Range
  • Dishwasher
  • Disposal

Flooring

  • Wood
  • Wall to Wall Carpet
  • Tile

Bedrooms and Bathrooms

  • 4 Bedrooms
  • Primary Bedroom on Main
  • Separate Shower in Primary Bathroom

Laundry

  • Dryer
  • Washer

Outdoor Features

  • Docks
  • Balcony
  • Covered Deck

Schools

  • Bluewater Elementary School
  • Choice-Destin/Ruckel Middle School
  • Niceville High School

Utilities

  • Central Heating and Cooling System
  • Phone Available

Community Details

  • Bluewater Bay Village 1B Subdivision

Listing and Financial Details

  • Assessor Parcel Number 22-1S-22-2386-000C-0120

Home Details

Home Type

Single Family

Est. Annual Taxes

$10,649

Year Built

Built in 1983

Lot Details

0

Parking

2

Listing Details

  • Property Sub Type: Detached Single Family
  • Prop. Type: Residential
  • Lot Size Acres: 0.39
  • Lot Size: 92x178x92x200
  • Road Surface Type: Paved
  • Subdivision Name: BLUEWATER BAY VILLAGE 1B
  • Directions: Left on Oakmont Circle, Right on Sunset Cove, Right at the end of the road.
  • Architectural Style: Florida Cottage
  • Carport Y N: No
  • New Construction: No
  • Building Stories: 2
  • Year Built: 1983
  • Remarks Misc:Remarks: The 3,263 sq. ft, 4-bedroom, 3.5 bath, 2-story home is at the end of a private cul-de-sac. Unobstructed 240-degree views of the Choctawhatchee Bay provide spectacular sunsets year-round. The western side of the property meets a 10-acre estuary. There is 200' of water frontage with an aluminum sea wall, added rip rap, and a dock/piling with a 6,000 lb. boat lift.
  • Utilities Electric: Yes
  • Utilities:Public Sewer: Yes
  • Utilities:Public Water: Yes
  • Appliances Dryer: Yes
  • Appliances Refrigerators: Yes
  • Energy:AC - Central Elect: Yes
  • Energy:Heat Cntrl Electric: Yes
  • Rooms:Living Room: Yes
  • Washers: Yes
  • Waterfront:Bay: Yes
  • Waterview:Bay2: Yes
  • Special Features: None
  • Stories: 2

Interior Features

  • Appliances: Auto Garage Door Opn, Dishwasher, Disposal, Dryer, Refrigerator, Stove/Oven Electric, Washer
  • Full Bathrooms: 3
  • Half Bathrooms: 1
  • Total Bedrooms: 4
  • Flooring: Floor Hardwood, Floor Tile, Floor WW Carpet
  • Interior Amenities: Ceiling Vaulted, Fireplace, Pantry
  • Appliances:StoveOven Electric: Yes
  • Master Bedroom:First: Yes
  • Appliances Dishwasher: Yes
  • Mstr BdrmMstr Bath:MBath Separate Shwr: Yes
  • Interior:Floor Hardwood: Yes
  • Interior:Floor Tile: Yes
  • Interior:Floor WW Carpet: Yes
  • Interior:Ceiling Vaulted: Yes
  • Interior:Fireplace: Yes

Exterior Features

  • Lot Features: Cul-De-Sac
  • View: Bay
  • Waterfront Features: Bay
  • Waterfront: Yes
  • Construction Type: Foundation Off Grade, Stucco
  • Exterior Features: Balcony, Dock
  • Patio And Porch Features: Deck Covered
  • Property Condition: Construction Complete
  • Construction Status:Construction Complete: Yes
  • Lot Features:Cul-De-Sac: Yes
  • ConstructionSiding:Stucco: Yes
  • Exterior:Balcony: Yes
  • Exterior:Deck Covered: Yes
  • ConstructionSiding:Foundation Off Grade: Yes
  • Exterior:Dock: Yes

Garage/Parking

  • Attached Garage: Yes
  • Garage Spaces: 2.0
  • General Property Info:Garage2: Yes
  • Parking Features:Garage Attached: Yes
  • Appliances:Auto Garage Door Opn: Yes

Utilities

  • Cooling: Central Air
  • Cooling Y N: Yes
  • Heating: Central
  • Heating Yn: Yes
  • Sewer: Public Sewer
  • Utilities: Electric, Phone, Public Water

Schools

  • Elementary School: Bluewater
  • High School: Niceville
  • Middle Or Junior School: Choice-Destin/Ruckel

Lot Info

  • Lot Size Sq Ft: 16988.4
  • Parcel #: 22-1S-22-2386-000C-0120
  • Zoning: Resid Single Family

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
May 8, 2025
Closed on
May 1, 2025
Sold by
Bowman Kathryn Reed
Bought by
Ellis Michael and Ellis Zarina
Seller's Agent
Kathryn Bowman
Christies International Real Estate Emerald Coast
Buyer's Agent
Zarina Ellis
Century 21 AllPoints Realty
List Price
$1,910,000
Sold Price
$1,910,000
Current Estimated Value
$1,825,353

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
-$84,647
Avg. Annual Appreciation
-8.20%
Original Mortgage
$1,905,000
Outstanding Balance
$1,898,280
Interest Rate
6.67%
Mortgage Type
VA
Estimated Equity
-$72,927

Purchase Details

Listed on
Jun 20, 2022
Closed on
Aug 4, 2022
Sold by
Miller Christopher S and Miller Christine Angela
Bought by
Bowman Kathryn Reed
Seller's Agent
Cliff Glansen
Flatfee.Com
Buyer's Agent
Kathryn Bowman
Livin Right Real Estate LLC
List Price
$1,750,000
Sold Price
$1,750,000

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
3.22%

Purchase Details

Closed on
Aug 26, 2019
Sold by
Miller Christopher S and Miller Angela Christine Crosby
Bought by
Miller Christopher S and Miller Angela Christine Crosby

Purchase Details

Listed on
Sep 18, 2015
Closed on
Oct 15, 2015
Sold by
Olin June H
Bought by
Miller Christopher S and Miller Angela Christine Crosby
Seller's Agent
Jodie Snell
Ruckel Properties Inc
Buyer's Agent
Lisa Collier
The Agency Northwest Florida Beaches
List Price
$810,000
Sold Price
$810,000

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
8.38%
Original Mortgage
$648,000
Interest Rate
3.93%
Mortgage Type
New Conventional

Purchase Details

Closed on
Feb 25, 2004
Sold by
Olin James S
Bought by
Olin June H
Source: Public Records

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Warranty Deed $1,905,000 Waypoint Title
Warranty Deed $1,750,000 None Listed On Document
Interfamily Deed Transfer -- Accommodation
Warranty Deed $810,000 Attorney
Interfamily Deed Transfer -- --
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $1,905,000 VA
Previous Owner $648,000 New Conventional
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft Prior Sale
05/08/2025 05/08/25 Sold $1,910,000 0.0% $585 / Sq Ft
05/08/2025 05/08/25 For Sale $1,910,000 +9.1% $585 / Sq Ft
05/06/2025 05/06/25 Pending -- -- --
08/05/2022 08/05/22 Sold $1,750,000 0.0% $536 / Sq Ft View Prior Sale
06/28/2022 06/28/22 Pending -- -- --
06/20/2022 06/20/22 For Sale $1,750,000 +116.0% $536 / Sq Ft
04/21/2021 04/21/21 Off Market $810,000 -- --
10/15/2015 10/15/15 Sold $810,000 0.0% $260 / Sq Ft View Prior Sale
09/19/2015 09/19/15 Pending -- -- --
09/18/2015 09/18/15 For Sale $810,000 -- $260 / Sq Ft
Source: Emerald Coast Association of REALTORS®

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $10,649 $953,880 -- --
2023 $10,649 $926,097 $0 $0
2022 $8,817 $765,948 $0 $0
2021 $8,813 $743,639 $0 $0
2020 $8,803 $733,372 $0 $0
2019 $8,053 $665,063 $0 $0
2018 $7,990 $652,662 $0 $0
2017 $7,955 $639,238 $0 $0
2016 $7,741 $626,090 $0 $0
2015 $8,573 $660,638 $0 $0
2014 $7,449 $544,705 $0 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Emerald Coast Association of REALTORS®

MLS Number: 975889

Emerald Coast Association of REALTORS®

APN: 22-1S-22-2386-000C-0120