114 Oak St Jersey City, NJ 07304
Bergen-Lafayette NeighborhoodEstimated payment $5,375/month
Total Views
295
7
Beds
4
Baths
--
Sq Ft
--
Price per Sq Ft
Highlights
- Victorian Architecture
- Living Room
- Dining Room
- Liberty High School Rated A-
- Central Air
- Heat Pump System
About This Home
Modern Victorian Farmhouse in the Heart of Bergen-Lafayette A fully detached and modernized Victorian farmhouse, this residence sits proudly on a full 25×100 lot with an oversized backyard — a rare treasure in Jersey City. From the moment you arrive, the home’s timeless character shines through a tiled lemonade porch, restored historic doors and staircase, original decorative fireplaces, and elegant interior columns that anchor the living spaces with charm and grace. Inside, every detail has been renewed with care. Brand-new kitchens sparkle with light green shaker cabinetry, quartz countertops, and stainless steel appliances, while the bathrooms feel elevated and refined with designer tile and modern fixtures. Thoughtfully designed for both owner-occupants and investors, the home offers remarkable versatility. The top floor hosts a bright three-bedroom, two-bath residence ideal for generating rental income. The first floor features two bedrooms and one bath along with formal living and dining rooms, a sunny kitchen, and a charming enclosed porch, all with direct access to the expansive backyard. On the garden level, a bonus two-bedroom, one-bath suite with its own private entrance adds even more flexibility, whether as an in-law suite, extended living space for the owner, or a perfect Airbnb rental opportunity. Modern comfort is woven throughout with brand new 2025 energy-efficient mini-split central air and heat pumps providing year-round climate control. With seven bedrooms, four bathrooms, and an oversized yard, this home effortlessly balances historic soul with contemporary convenience, offering a lifestyle as versatile as it is beautiful. Situated in the heart of Bergen-Lafayette, just moments from Lincoln Park, boutique cafes, and the Light Rail, this rare residence captures the best of Jersey City living — a home with history, character, and a future full of possibility. **Special financing available with preferred lender Jackie Koven at Cross Country Mortgage. Grants ranging from $15,000 to $22,000 available for down payment and/or closing cost assistance. Interest rates as low as 5.875%**
Property Details
Home Type
- Multi-Family
Est. Annual Taxes
- $5,835
Parking
- 1 Parking Space
Home Design
- Victorian Architecture
- Aluminum Siding
- Shingle Siding
Interior Spaces
- Living Room
- Dining Room
Bedrooms and Bathrooms
- 7 Bedrooms | 2 Main Level Bedrooms
Finished Basement
- Basement Fills Entire Space Under The House
- 2 Bedrooms in Basement
Utilities
- Central Air
- Heat Pump System
Map
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Home Values in the Area
Average Home Value in this Area
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2025 | $5,835 | $261,300 | $95,000 | $166,300 |
| 2024 | $5,871 | $261,300 | $95,000 | $166,300 |
| 2023 | $5,871 | $261,300 | $95,000 | $166,300 |
| 2022 | $5,534 | $261,300 | $95,000 | $166,300 |
| 2021 | $4,191 | $261,300 | $95,000 | $166,300 |
| 2020 | $4,207 | $261,300 | $95,000 | $166,300 |
| 2019 | $4,024 | $261,300 | $95,000 | $166,300 |
| 2018 | $903 | $261,300 | $95,000 | $166,300 |
| 2017 | $4,735 | $60,700 | $7,000 | $53,700 |
| 2016 | $4,675 | $60,700 | $7,000 | $53,700 |
| 2015 | $4,292 | $60,700 | $7,000 | $53,700 |
| 2014 | $4,262 | $60,700 | $7,000 | $53,700 |
Source: Public Records
Property History
| Date | Event | Price | Change | Sq Ft Price |
|---|---|---|---|---|
| 08/26/2025 08/26/25 | For Sale | $899,000 | -- | -- |
Source: Hudson County MLS
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Deed | -- | -- |
Source: Public Records
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Open | $5,125 | Unknown |
Source: Public Records
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MLS Number: 250017514
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