$289,000
SOLD MAY 12, 2025

1145 Delta Ct Unit 253D Elgin, IL 60123

2 Beds
2.5 Baths
1,524 Sq Ft
$290/mo HOA Fee

Recently Sold

$190 Per Sq Ft

2% Above List Price

1 Day on Market

Highlights

  • Wood Flooring
  • Patio
  • Resident Manager or Management On Site
  • South Elgin High School Rated A-
  • Living Room
  • Laundry Room

About This Home

As of May 2025

Rarely available 2-story, well-maintained property that features two bedrooms plus a spacious loft. The open floor plan seamlessly connects the kitchen and eating area with the family room, creating an inviting space for relaxation and entertainment. The family room, anchored by large windows, bathes the space in natural light, enhancing the overall warmth of the home. Upstairs the Primary bedroom, features a large vaulted ceiling that adds an airy, expansive feel along with a walk-in closet and ensuite. The loft provides a versatile space, ideal for an office or an additional living area, and can easily be converted to a 3rd bedroom. Perfectly located, this home is just steps away from a variety of restaurants, shopping options, and parks, placing convenience at your doorstep. Updates: fridge (2022), patio door (2022), A/C unit (2023), garbage disposal (2024). HOA replaced roof and gutters (2022).

Last Agent to Sell the Property

Laura Dziubinski

Charles Rutenberg Realty of IL License #475185358 Listed on: 03/22/2025

Charles Rutenberg Realty of IL

Last Buyer's Agent

Carrie Tuggle

Coldwell Banker Realty License #475130748

Coldwell Banker Realty

Property Details

Home Type

  • Condominium

Est. Annual Taxes

  • $4,688

Year Built

  • Built in 1998

HOA Fees

  • $290 Monthly HOA Fees

Parking

  • 2 Car Garage
  • Parking Included in Price

Home Design

  • Asphalt Roof
  • Stone Siding

Interior Spaces

  • 1,524 Sq Ft Home
  • 2-Story Property
  • Family Room
  • Living Room
  • Dining Room
  • Wood Flooring
  • Laundry Room

Bedrooms and Bathrooms

  • 2 Bedrooms
  • 2 Potential Bedrooms

Outdoor Features

  • Patio

Schools

  • Fox Meadow Elementary School
  • Kenyon Woods Middle School
  • South Elgin High School

Utilities

  • Central Air
  • Heating System Uses Natural Gas

Listing and Financial Details

  • Homeowner Tax Exemptions

Community Details

Overview

  • Association fees include insurance, exterior maintenance, lawn care, snow removal
  • 4 Units
  • Firstserve Residential Association, Phone Number (847) 549-0000
  • Willow Bay Club Subdivision, Darien Floorplan
  • Property managed by Willow Bay Condominium Assoc

Pet Policy

  • Limit on the number of pets

Security

  • Resident Manager or Management On Site

Property Details

Home Type

Condominium

Est. Annual Taxes

$4,688

Year Built

Built in 1998

Lot Details

0

HOA Fees

$290 per month

Parking

2

Listing Details

  • Property Type: Residential
  • Property Type: Attached Single
  • Type Attached: Condo
  • Ownership: Condo
  • EntryLevel: 1
  • New Construction: No
  • Property Sub-Type: Condo
  • Subdivision Name: Willow Bay Club
  • Year Built: 1998
  • Age: 26-30 Years
  • Built Before 1978 (Y/N): No
  • Disability Access and/or Equipped: No
  • General Information: School Bus Service,Interstate Access
  • Rebuilt (Y/N): No
  • Rehab (Y/N): No
  • ResoPropertyType: Residential
  • Special Features: None
  • Property Sub Type: Condos
  • Stories: 2

Interior Features

  • Basement: None
  • Full Bathrooms: 2
  • Half Bathrooms: 1
  • Total Bathrooms: 3
  • Total Bedrooms: 2
  • LivingArea: 1524
  • Room Type: No additional rooms
  • Stories Total: 2
  • Estimated Total Finished Sq Ft: 0
  • Basement Bathrooms: No
  • Below Grade Bedrooms: 0
  • Total Sq Ft: 0
  • Total Sq Ft: 0
  • Flooring: Hardwood
  • ResoLivingAreaSource: Estimated

Exterior Features

  • Construction Materials: Vinyl Siding, Stone
  • List Price: 282000
  • Patio And Porch Features: Patio
  • Roof: Asphalt
  • Waterfront: No

Garage/Parking

  • Garage Spaces: 2
  • Parking Features: Garage Door Opener, On Site, Garage Owned, Attached, Garage
  • ParkingTotal: 2

Utilities

  • Sewer: Public Sewer
  • Cooling: Central Air
  • Heating: Natural Gas
  • Water Source: Public

Condo/Co-op/Association

  • Pets Allowed: Number Limit
  • Association Fee: 290
  • Association Fee Frequency: Monthly
  • Management: Manager Off-site
  • Master Association Fee: No
  • Master Association Fee Frequency: Not Required
  • Management Company: Willow Bay Condominium Assoc
  • Management Contact Name: FirstServe Residential
  • Management Phone: 847-549-0000
  • ResoAssociationFeeFrequency: Monthly

Fee Information

  • Association Fee Includes: Insurance, Exterior Maintenance, Lawn Care, Snow Removal

Schools

  • Elementary School: Fox Meadow Elementary School
  • High School: South Elgin High School
  • Middle/Junior School: Kenyon Woods Middle School
  • Middle/Junior School District: 46

Lot Info

  • Lot Dimensions: COMMON
  • Special Assessments: N

Rental Info

  • Board Number: 10
  • Pets Allowed (Y/N): Yes
  • Is Parking Included in Price: Yes

Tax Info

  • Tax Annual Amount: 4688
  • Tax Year: 2023
  • Tax Exemptions: Homeowner

Multi Family

  • Units in Building: 4

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Mar 22, 2025
Closed on
May 2, 2025
Sold by
Bulthuis Jillian
Bought by
Lowenstein Leah A
Seller's Agent
Laura Dziubinski
Charles Rutenberg Realty of IL
Buyer's Agent
Carrie Tuggle
Coldwell Banker Realty
List Price
$282,000
Sold Price
$289,000
Premium/Discount to List
$7,000
2.48%
Views
35

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
-31.07%
Original Mortgage
$231,200
Outstanding Balance
$231,200
Interest Rate
6.88%
Mortgage Type
New Conventional
Estimated Equity
$47,246

Purchase Details

Listed on
Apr 9, 2019
Closed on
May 17, 2019
Sold by
Truong Dien and Wang Huayu
Bought by
Bulthuis Jillian
Seller's Agent
Bridget Carroll
Keller Williams Premiere Properties
Buyer's Agent
Laura Dziubinski
Charles Rutenberg Realty of IL
List Price
$169,900
Sold Price
$165,000
Premium/Discount to List
-$4,900
-2.88%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
9.88%
Original Mortgage
$155,000
Interest Rate
4.1%
Mortgage Type
New Conventional

Purchase Details

Closed on
Dec 27, 2007
Sold by
Sbertoli Kimberly Ann and Barbeau Kimberly Ann
Bought by
Truong Dien and Wang Huayu

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$60,000
Interest Rate
6.27%
Mortgage Type
Purchase Money Mortgage

Purchase Details

Closed on
Nov 30, 1998
Sold by
Pulte Home Corp
Bought by
Sbertoli Kimberly Ann

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$120,670
Interest Rate
6.81%
Source: Public Records

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Range of Values:

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Warranty Deed $289,000 None Listed On Document
Warranty Deed $165,000 Old Republic National Title
Warranty Deed $180,000 Ticor Title Insurance Co
Warranty Deed $128,500 First American Title Ins Co
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $231,200 New Conventional
Previous Owner $155,000 New Conventional
Previous Owner $60,000 Purchase Money Mortgage
Previous Owner $35,300 Credit Line Revolving
Previous Owner $117,191 Unknown
Previous Owner $22,223 Credit Line Revolving
Previous Owner $120,670 No Value Available
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
05/12/2025 05/12/25 Sold $289,000 +2.5% $190 / Sq Ft
03/24/2025 03/24/25 Pending -- -- --
03/22/2025 03/22/25 For Sale $282,000 +70.9% $185 / Sq Ft
06/03/2019 06/03/19 Sold $165,000 -2.9% $108 / Sq Ft
04/12/2019 04/12/19 Pending -- -- --
04/09/2019 04/09/19 For Sale $169,900 -- $111 / Sq Ft
Source: Midwest Real Estate Data (MRED)

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2023 $4,688 $62,990 $14,952 $48,038
2022 $4,460 $57,436 $13,634 $43,802
2021 $4,256 $53,699 $12,747 $40,952
2020 $4,128 $51,264 $12,169 $39,095
2019 $4,000 $48,832 $11,592 $37,240
2018 $3,955 $46,002 $10,920 $35,082
2017 $3,856 $43,488 $10,323 $33,165
2016 $3,663 $40,345 $9,577 $30,768
2015 -- $36,980 $8,778 $28,202
2014 -- $32,477 $8,670 $23,807
2013 -- $33,334 $8,899 $24,435
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Midwest Real Estate Data (MRED)

MLS Number: 12315852

Midwest Real Estate Data (MRED)

APN: 06-28-331-077