$227,000
SOLD MAR 26, 2025

1148 Rachael St Waterloo, IA 50701

3 Beds
2 Baths
2,252 Sq Ft
0.29 Acres

Recently Sold

$101 Per Sq Ft

9% Below List Price

74 Days on Market

Highlights

  • Deck
  • Patio
  • Ceiling Fan
  • Attached Garage
  • Forced Air Heating and Cooling System

About This Home

As of March 2025

Charming Family Home in a Prime Waterloo Location!! Embrace comfortable living in this delightful 3-bedroom, 2-bathroom ranch-style home, boasting a novel blend of community connection and private comfort. This residence features an updated kitchen where culinary creativity knows no bounds, and includes a hot tub, ensuring relaxation is never more than a few steps away. Bright and inviting, each bedroom breathes serenity with ample space for everyone in the family—the primary bedroom serving as a retreat within your retreat. Enjoy evenings in the basement, an ideal space for your home theater or a playroom for the mini-mes. Step outside and the perks continue. For the busy bees, a quick jaunt to Hy-Vee Grocery Store ensures your pantry is perpetually stocked. Families will value the proximity to esteemed educational institutions like Lou Henry Elementary and Hoover Middle School, making morning commutes a breeze. A generous driveway complements the practical allure, providing abundant parking. Don't miss the additional detached garage and extra parking behind the home. This home isn’t just a place to stay, it's a place to live. Perfect for those who love a neighborhood feel while having daily conveniences within easy reach. A sense of community, comfort, and convenience? Now that's a trio hard to come by! Come, make it yours.

Last Agent to Sell the Property

Bob Delveau

Oakridge Real Estate License #B42275 Listed on: 12/10/2024

Oakridge Real Estate

Last Buyer's Agent

Carissa Holton

EXP Realty, LLC License #S6485100

EXP Realty, LLC

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $3,902

Year Built

  • Built in 1960

Lot Details

  • 0.29 Acre Lot
  • Lot Dimensions are 90x141
  • Property is zoned R-2

Parking

  • Attached Garage

Home Design

  • Asphalt Roof
  • Vinyl Siding

Interior Spaces

  • 2,252 Sq Ft Home
  • Ceiling Fan
  • Laundry on lower level
  • Partially Finished Basement

Bedrooms and Bathrooms

  • 3 Bedrooms

Outdoor Features

  • Deck
  • Patio

Schools

  • Lou Henry Elementary School
  • Hoover Intermediate
  • West High School

Utilities

  • Forced Air Heating and Cooling System

Listing and Financial Details

  • Assessor Parcel Number 881304301007

Home Details

Home Type

Single Family

Est. Annual Taxes

$3,902

Year Built

Built in 1960

Lot Details

0

Listing Details

  • Parcel Number: 881304301007
  • Year Built: 1960
  • Property Sub-Type: Single Family Residence
  • PropertyType: Residential
  • ResoLaundryFeatures: Lower Level
  • Lot Size Acres: 0.29
  • Road Surface Type: Concrete
  • Co List Office Mls Id: NBR49
  • Co List Office Phone: 319-277-5005
  • Co List Office Phone: 319-277-5005
  • MLS Status: Closed
  • Reso Fireplace Features: None
  • Reso Interior Features: Ceiling-Cove, Ceiling Fan(s)
  • Reso Roof: Asphalt
  • TotalFinishedSquareFootage: 2252
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Appliances: Appliances Negotiable
  • Basement: Partially Unfinished
  • Full Bathrooms: 1
  • Three Quarter Bathrooms: 1
  • Total Bedrooms: 3
  • Below Grade Sq Ft: 1000
  • BelowGradeArea: 1252

Exterior Features

  • Construction Type: Vinyl Siding
  • Exterior Features: Deck, Patio

Garage/Parking

  • Parking Features: Attached Garage

Utilities

  • Cooling: Central Air
  • Heating: Forced Air
  • Sewer: City Sewer
  • Water Source: City

Condo/Co-op/Association

  • Association Fee Frequency: N/A

Schools

  • Elementary School: Lou Henry
  • High School: West High
  • Middle Or Junior School: Hoover Intermediate

Lot Info

  • Zoning: R-2
  • Lot Dimensions: 90x141
  • Lot Size Sq Ft: 12690
  • Additional Parcels: No

Tax Info

  • Tax Annual Amount: 3902

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Dec 10, 2024
Closed on
Mar 25, 2025
Sold by
Cummings George Michael Ep and Cummings Natalie E
Bought by
Don And Reta Callahan Family Revocable Trust and Callahan
Seller's Agent
Bob Delveau
Oakridge Real Estate
Buyer's Agent
Carissa Holton
EXP Realty, LLC
List Price
$249,900
Sold Price
$227,000
Premium/Discount to List
-$22,900
-9.16%
Views
68
Current Estimated Value
$233,416

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$6,416
Avg. Annual Appreciation
4.84%

Purchase Details

Closed on
Jan 6, 2017
Sold by
Bring Cash Llc
Bought by
Cummings Natalie E and Cummings Geoege Michael Ep

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$166,822
Interest Rate
4.12%
Mortgage Type
FHA

Purchase Details

Closed on
Apr 15, 2014
Sold by
Morehouse Joseph E
Bought by
Bring Cash Llc

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$120,700
Interest Rate
4.33%
Mortgage Type
New Conventional
Source: Public Records

Range of Values:

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Average Value
Not Available
List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Warranty Deed $227,000 None Listed On Document
Warranty Deed $170,000 None Available
Executors Deed $110,500 None Available
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Previous Owner $166,822 FHA
Previous Owner $120,700 New Conventional
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
03/26/2025 03/26/25 Sold $227,000 -7.3% $101 / Sq Ft
02/22/2025 02/22/25 Pending -- -- --
01/20/2025 01/20/25 Price Changed $245,000 -2.0% $109 / Sq Ft
12/10/2024 12/10/24 For Sale $249,900 -- $111 / Sq Ft
Source: Northeast Iowa Regional Board of REALTORS®

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $4,240 $233,690 $36,000 $197,690
2024 $4,240 $205,700 $36,000 $169,700
2023 $3,642 $205,700 $36,000 $169,700
2022 $3,544 $174,680 $36,000 $138,680
2021 $3,382 $174,680 $36,000 $138,680
2020 $3,324 $157,930 $29,250 $128,680
2019 $3,324 $157,930 $29,250 $128,680
2018 $3,298 $157,930 $29,250 $128,680
2017 $3,298 $156,660 $29,250 $127,410
2016 $3,554 $156,660 $29,250 $127,410
2015 $3,554 $156,660 $29,250 $127,410
2014 $2,976 $128,690 $29,250 $99,440
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Northeast Iowa Regional Board of REALTORS®

MLS Number: NBR20245362

Northeast Iowa Regional Board of REALTORS®

APN: 8813-04-301-007