$492,000
SOLD MAR 3, 2025

115 Harbor Dr Key Largo, FL 33037

2 Beds
1 Bath
1,046 Sq Ft
7,380 Sq Ft Lot

Recently Sold

$470 Per Sq Ft

9% Below List Price

75 Days on Market

Highlights

  • No HOA
  • Complete Accordion Shutters
  • Shed
  • Coral Shores High School Rated A
  • Patio
  • 1-minute walk to Schwingggg

About This Home

As of March 2025

SWEAT EQUITY ALERT! Most affordable single family home in Key Largo. It needs a little love and elbow grease - but this Key Largo home is convenient to everything and could be absolutely adorable! Roomy two bed, one bath concrete home with high tongue and groove ceilings, metal roof and a huge 7,380 sf lot with fenced grassy back yard great for kids, dogs or BBQ! Shed in place for all your gear. X flood zone, concrete home and hurricane rated accordion shutters. Central A/C. Kayak/paddle board entry at the end of the street.

Last Agent to Sell the Property

Christy Hughes

Coldwell Banker Schmitt Islamorada License #3265558 Listed on: 11/27/2024

Coldwell Banker Schmitt Islamorada

Last Buyer's Agent

Katie Raskob

Berkshire Hathaway HomeServices Keys Real Estate - Islamorada License #3529746

Berkshire Hathaway HomeServices Keys Real Estate - Islamorada

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $3,751

Year Built

  • Built in 1955

Lot Details

  • 7,380 Sq Ft Lot
  • Property is zoned IS - Improved Subivision District

Parking

  • Off-Street Parking

Home Design

  • 1,046 Sq Ft Home
  • Metal Roof
  • Pre-Cast Concrete Construction

Kitchen

  • Range

Bedrooms and Bathrooms

  • 2 Bedrooms
  • 1 Full Bathroom

Outdoor Features

  • Patio
  • Shed

Utilities

  • Central Heating and Cooling System
  • Public Hookup Available For Sewer

Community Details

  • No Home Owners Association
  • Harbor Shores Subdivision
  • Rental Restrictions

Listing and Financial Details

  • Minimum Rental Period: 28
  • Assessor Parcel Number 00521910-000000

Home Details

Home Type

Single Family

Est. Annual Taxes

$3,751

Year Built

Built in 1955

Lot Details

0

Listing Details

  • Property Type: Residential
  • Style: Single Family
  • As Is Right To Inspect: Yes
  • First Right of Refusal: No
  • Mandatory HOA: No
  • Fee Includes: None
  • Key Island: Key Largo
  • Limited Representation: No
  • Marathon Neighborhood: N/A
  • Mile Marker: 99.00
  • Min Rental Days: 28.00
  • M L S Identifier: 20060123165453488875000000
  • Pets: Pets Allowed
  • Property Group I D: 19990816212109142258000000
  • Sale Terms: Conventional
  • Side: Ocean
  • State Province: FL
  • Taxes: 3751.25
  • Vehicle Storage: Off Street Parking
  • Year Built: 1955
  • Alternate Key Number: 1641146
  • Cooling Heating: Central Air
  • Lot Sq Ft: 7380.00
  • Porch Balcony: Patio
  • Shutters: Accordion
  • Tax Exemptions: None
  • Building Style Above Flood: Yes
  • Estimated Living Sq Ft: 1046.00
  • Sewer Hook Up: Yes
  • Statistical Purposes Only: No
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Total Bathrooms: 1.00
  • Full Bathrooms: 1
  • Appliances: Refrigerator, Range
  • Windows/Doors: Aluminum Windows
  • Total Bedrooms: 2
  • Sq Ft Remarks: buyer to verify

Exterior Features

  • Dockage: None
  • Waterfront: None
  • Waterfront: No
  • Construction: Concrete
  • Exterior Features: Shed
  • Roof: Metal Roof
  • Waterview: No Waterview
  • Pool: No

Utilities

  • Utilities: FKAA
  • Heating: Central

Lot Info

  • Deed Restrictions: Unknown
  • Flood Zone: 0.2 PCT ANNUAL CHANC
  • Parcel Number: 00521910-000000
  • Land Size: Less Than 1/4 Acre
  • Acres: 0.17

Rental Info

  • Rentals Allowed: With Restrictions
  • Furnished: Unfurnished

Tax Info

  • Tax Year: 2023

Multi Family

  • Total Units: 1.00

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Nov 27, 2024
Closed on
Mar 3, 2025
Sold by
Perisho Ryan Julie and Perisho Shaun Thomas
Bought by
Ornelas Adriana and Oneill Connor M
Seller's Agent
Christy Hughes
Coldwell Banker Schmitt Islamorada
Buyer's Agent
Katie Raskob
Berkshire Hathaway HomeServices Keys Real Estate - Islamorada
List Price
$539,000
Sold Price
$492,000
Premium/Discount to List
-$47,000
-8.72%
Total Days on Market
75
Views
170

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
40.92%
Original Mortgage
$346,963
Outstanding Balance
$346,963
Interest Rate
7.04%
Mortgage Type
New Conventional
Estimated Equity
$187,253

Purchase Details

Closed on
Nov 21, 2022
Sold by
Perisho Ryan Julie
Bought by
Perisho Ryan Julie and Perisho Ryan Julie

Purchase Details

Listed on
Nov 25, 2013
Closed on
Jun 13, 2014
Sold by
Scott Brian D and Perkins Melissa M
Bought by
Perisho Shaun T
Seller's Agent
Holly Hight
Ocean Sotheby's International Realty
Buyer's Agent
Christy Hughes
Moorings Realty, Inc
List Price
$209,000
Sold Price
$203,000
Premium/Discount to List
-$6,000
-2.87%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
9.22%
Original Mortgage
$199,323
Interest Rate
3.87%
Mortgage Type
FHA

Purchase Details

Closed on
Jun 14, 2006
Sold by
Delfino Marianne and Scott Brian D
Bought by
Scott Brian D and Perkins Melissa M

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$111,000
Interest Rate
6.54%
Mortgage Type
Purchase Money Mortgage

Purchase Details

Closed on
Jul 13, 1999
Sold by
Suntrust Bank
Bought by
Delfino Marianne and Scott Brian D

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$69,887
Interest Rate
7.23%
Mortgage Type
FHA

Purchase Details

Closed on
Jun 7, 1999
Sold by
Clerk Of The Court
Bought by
Suntrust Bank/Mid Florida Na

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$69,887
Interest Rate
7.23%
Mortgage Type
FHA

Purchase Details

Closed on
May 1, 1990
Bought by
Perisho Shaun T

Purchase Details

Closed on
Jan 1, 1979
Bought by
Perisho Shaun T
Source: Public Records

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Range of Values:

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Warranty Deed $492,000 Title Station
Quit Claim Deed -- --
Warranty Deed $203,000 Dba Florida Title Of The Key
Interfamily Deed Transfer $78,100 Home Title Agency Inc
Deed $70,000 --
Deed $100 --
Warranty Deed $25,000 --
Deed $33,000 --
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $346,963 New Conventional
Previous Owner $199,323 FHA
Previous Owner $113,000 New Conventional
Previous Owner $111,000 Purchase Money Mortgage
Previous Owner $159,650 Unknown
Previous Owner $69,887 FHA
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
03/03/2025 03/03/25 Sold $492,000 -1.4% $470 / Sq Ft
02/10/2025 02/10/25 Pending -- -- --
01/27/2025 01/27/25 Price Changed $499,000 -2.0% $477 / Sq Ft
01/24/2025 01/24/25 Price Changed $509,000 -1.9% $487 / Sq Ft
01/21/2025 01/21/25 Price Changed $519,000 -1.9% $496 / Sq Ft
01/19/2025 01/19/25 Price Changed $529,000 -1.9% $506 / Sq Ft
11/27/2024 11/27/24 For Sale $539,000 +165.5% $515 / Sq Ft
06/13/2014 06/13/14 Sold $203,000 -2.9% $226 / Sq Ft
04/29/2014 04/29/14 Pending -- -- --
11/25/2013 11/25/13 For Sale $209,000 -- $232 / Sq Ft
Source: Florida Keys Board of REALTORS®

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $3,751 $497,380 $317,340 $180,040
2023 $3,751 $469,487 $297,045 $172,442
2022 $3,194 $356,859 $177,120 $179,739
2021 $2,901 $266,869 $103,320 $163,549
2020 $2,952 $270,836 $103,320 $167,516
2019 $2,876 $272,839 $103,320 $169,519
2018 $2,657 $229,439 $103,320 $126,119
2017 $2,560 $231,495 $0 $0
2016 $2,417 $196,966 $0 $0
2015 $2,294 $173,545 $0 $0
2014 $1,450 $112,958 $0 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Florida Keys Board of REALTORS®

MLS Number: 612449

Florida Keys Board of REALTORS®

APN: 00521910-000000