115 Osprey Ln Moneta, VA 24121
4
Beds
2.5
Baths
2,399
Sq Ft
0.82
Acres
Highlights
- Marina
- Water Access
- Deck
- Boat Ramp
- Lake View
- Wooded Lot
About This Home
As of May 2025PENDING WITH 48 HOUR KICK OUT CLAUSE. Welcome to this stunning 3 bedroom home with a bonus room that could easily serve as a 4th bedroom, complete with its own private bath and OVER $17k in 2 brand new zoned heating/air. As you enter, you'll be greeted by vaulted ceilings and gleaming hardwood floors that flow seamlessly throughout the home. Step outside onto the lovely screened porch, perfect for enjoying your morning coffee or relaxing in the evening as you overlook the spacious deck and flat backyard with seasonal views views of the lake. Water access and a community boat ramp nearby, you will have plenty of opportunities to enjoy the outdoors. And the best part? No pesky POA/HOA fees to worry about.
Last Agent to Sell the Property
REAL BROKER LLC - DGA-SALEM License #0225236055 Listed on: 07/25/2024
Last Buyer's Agent
ML REALTY BROKERED BY MAGNOLIA MOUNTAIN REALTY LLC License #0225059567
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $1,305
Year Built
- Built in 2004
Lot Details
- Level Lot
- Wooded Lot
- Garden
- Property is zoned R1
Home Design
- 1.5-Story Property
- Brick Exterior Construction
Interior Spaces
- 2,399 Sq Ft Home
- Cathedral Ceiling
- Ceiling Fan
- Skylights
- Insulated Doors
- Living Room with Fireplace
- Screened Porch
- Lake Views
- Crawl Space
Kitchen
- Gas Range
- <<builtInMicrowave>>
- Dishwasher
Bedrooms and Bathrooms
- 4 Bedrooms | 3 Main Level Bedrooms
- Walk-In Closet
- <<bathWithWhirlpoolToken>>
Laundry
- Laundry on main level
- Dryer
- Washer
Parking
- 2 Car Attached Garage
- 4 Open Parking Spaces
- Garage Door Opener
Outdoor Features
- Water Access
- Deck
Schools
- Dudley Elementary School
- Ben Franklin Middle School
- Franklin County High School
Utilities
- Zoned Heating and Cooling
- Heat Pump System
- Underground Utilities
Listing and Financial Details
- Tax Lot 8
Community Details
Overview
- No Home Owners Association
- The Waterfront Subdivision
Amenities
- Restaurant
Recreation
- Boat Ramp
- Marina
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Mar 13, 2025
Closed on
Apr 14, 2025
Sold by
Halsey Timothy Lane and Halsey Tammy Sharlene
Bought by
Maddalena Stephen D and Maddalena Candace L
Seller's Agent
Mary Lou McDonald
ML REALTY BROKERED BY MAGNOLIA MOUNTAIN REALTY LLC
Buyer's Agent
Brandon Hornby
NEST REALTY ROANOKE
List Price
$550,000
Sold Price
$540,000
Premium/Discount to List
-$10,000
-1.82%
Views
64
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
5.35%
Original Mortgage
$503,500
Outstanding Balance
$501,752
Interest Rate
5.89%
Mortgage Type
New Conventional
Estimated Equity
$43,909
Purchase Details
Listed on
Jul 25, 2024
Closed on
Jan 7, 2025
Sold by
Link George James and Link Pamela M
Bought by
Halsey Timothy Lane and Halsey Tammy Sharlene
Seller's Agent
Damon Gettier
REAL BROKER LLC - DGA-SALEM
Buyer's Agent
Mary Lou McDonald
ML REALTY BROKERED BY MAGNOLIA MOUNTAIN REALTY LLC
List Price
$550,000
Sold Price
$500,000
Premium/Discount to List
-$50,000
-9.09%
Views
247
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
26.27%
Original Mortgage
$125,000
Interest Rate
6.81%
Mortgage Type
New Conventional
Purchase Details
Listed on
Feb 19, 2018
Closed on
May 10, 2018
Sold by
Stakor Mark and Stakor Doreen
Bought by
Link George James and Link Pamela N
Seller's Agent
Eric Fansler
BERKSHIRE HATHAWAY HOMESERVICES SMITH MOUNTAIN LAKE REAL ESTATE
Buyer's Agent
Todd Maxey
KELLER WILLIAMS REALTY ROANOKE
List Price
$309,000
Sold Price
$295,000
Premium/Discount to List
-$14,000
-4.53%
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
8.27%
Original Mortgage
$236,000
Interest Rate
4.4%
Mortgage Type
New Conventional
Purchase Details
Closed on
May 3, 2007
Sold by
Countrywide Home Loans
Bought by
Crocker Larry J and Crocker Sharon R
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$256,465
Interest Rate
6.5%
Mortgage Type
New Conventional
Similar Homes in the area
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area
Home Values in the Area
Average Home Value in this Area
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Deed | $540,000 | None Listed On Document | |
| Deed | $540,000 | None Listed On Document | |
| Bargain Sale Deed | $370,900 | Fidelity National Title | |
| Bargain Sale Deed | $370,900 | Fidelity National Title | |
| Deed | $295,000 | Acquisition Title & Settleme | |
| Deed | $284,950 | -- |
Source: Public Records
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Open | $503,500 | New Conventional | |
| Closed | $503,500 | New Conventional | |
| Previous Owner | $125,000 | New Conventional | |
| Previous Owner | $238,000 | New Conventional | |
| Previous Owner | $236,000 | New Conventional | |
| Previous Owner | $256,465 | New Conventional | |
| Previous Owner | $14,248 | Credit Line Revolving | |
| Previous Owner | $100,000 | Credit Line Revolving |
Source: Public Records
Property History
| Date | Event | Price | Change | Sq Ft Price |
|---|---|---|---|---|
| 05/09/2025 05/09/25 | Sold | $540,000 | -1.8% | $225 / Sq Ft |
| 03/22/2025 03/22/25 | Pending | -- | -- | -- |
| 03/18/2025 03/18/25 | For Sale | $550,000 | 0.0% | $229 / Sq Ft |
| 03/16/2025 03/16/25 | Pending | -- | -- | -- |
| 03/13/2025 03/13/25 | For Sale | $550,000 | +10.0% | $229 / Sq Ft |
| 01/10/2025 01/10/25 | Sold | $500,000 | -2.9% | $208 / Sq Ft |
| 11/21/2024 11/21/24 | Pending | -- | -- | -- |
| 11/07/2024 11/07/24 | Price Changed | $515,000 | -1.9% | $215 / Sq Ft |
| 11/07/2024 11/07/24 | Price Changed | $524,975 | 0.0% | $219 / Sq Ft |
| 10/29/2024 10/29/24 | Price Changed | $525,000 | -2.8% | $219 / Sq Ft |
| 10/24/2024 10/24/24 | Price Changed | $539,950 | 0.0% | $225 / Sq Ft |
| 10/17/2024 10/17/24 | Price Changed | $539,975 | 0.0% | $225 / Sq Ft |
| 10/10/2024 10/10/24 | Price Changed | $540,000 | -1.8% | $225 / Sq Ft |
| 10/10/2024 10/10/24 | Price Changed | $549,825 | 0.0% | $229 / Sq Ft |
| 10/03/2024 10/03/24 | Price Changed | $549,850 | 0.0% | $229 / Sq Ft |
| 09/26/2024 09/26/24 | Price Changed | $549,875 | 0.0% | $229 / Sq Ft |
| 09/19/2024 09/19/24 | Price Changed | $549,900 | 0.0% | $229 / Sq Ft |
| 09/12/2024 09/12/24 | Price Changed | $549,925 | 0.0% | $229 / Sq Ft |
| 09/05/2024 09/05/24 | Price Changed | $549,950 | 0.0% | $229 / Sq Ft |
| 08/29/2024 08/29/24 | Price Changed | $549,975 | 0.0% | $229 / Sq Ft |
| 08/13/2024 08/13/24 | For Sale | $550,000 | +86.4% | $229 / Sq Ft |
| 05/25/2018 05/25/18 | Sold | $295,000 | -4.5% | $123 / Sq Ft |
| 04/23/2018 04/23/18 | Pending | -- | -- | -- |
| 02/19/2018 02/19/18 | For Sale | $309,000 | +5.5% | $129 / Sq Ft |
| 09/26/2012 09/26/12 | Sold | $293,000 | -2.2% | $124 / Sq Ft |
| 07/30/2012 07/30/12 | Pending | -- | -- | -- |
| 03/11/2012 03/11/12 | For Sale | $299,500 | -- | $127 / Sq Ft |
Source: Roanoke Valley Association of REALTORS®
Tax History Compared to Growth
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2024 | $1,595 | $370,900 | $44,000 | $326,900 |
| 2023 | $1,943 | $318,500 | $41,000 | $277,500 |
| 2022 | $1,943 | $318,500 | $41,000 | $277,500 |
| 2021 | $1,943 | $318,500 | $41,000 | $277,500 |
| 2020 | $1,943 | $318,500 | $41,000 | $277,500 |
| 2019 | $1,447 | $237,200 | $41,000 | $196,200 |
| 2018 | $1,447 | $237,200 | $41,000 | $196,200 |
| 2017 | $1,305 | $234,400 | $41,000 | $193,400 |
| 2016 | $1,305 | $234,400 | $41,000 | $193,400 |
| 2015 | -- | $234,400 | $41,000 | $193,400 |
| 2014 | -- | $234,400 | $41,000 | $193,400 |
| 2013 | -- | $234,400 | $41,000 | $193,400 |
Source: Public Records
Agents Affiliated with this Home
-
Mary Lou McDonald
Seller's Agent in 2025
Mary Lou McDonald
ML REALTY BROKERED BY MAGNOLIA MOUNTAIN REALTY LLC
(540) 537-3073
13 in this area
166 Total Sales
-
Damon Gettier
D
Seller's Agent in 2025
Damon Gettier
REAL BROKER LLC - DGA-SALEM
(540) 314-1199
5 in this area
599 Total Sales
-
Alli Malus
A
Seller Co-Listing Agent in 2025
Alli Malus
REAL BROKER LLC - DGA-SALEM
(540) 318-5884
1 in this area
249 Total Sales
-
Brandon Hornby
B
Buyer's Agent in 2025
Brandon Hornby
NEST REALTY ROANOKE
(540) 819-0805
1 in this area
147 Total Sales
-
Julia Hornby
J
Buyer Co-Listing Agent in 2025
Julia Hornby
NEST REALTY ROANOKE
(540) 815-5510
1 in this area
103 Total Sales
-
Eric Fansler
Seller's Agent in 2018
Eric Fansler
BERKSHIRE HATHAWAY HOMESERVICES SMITH MOUNTAIN LAKE REAL ESTATE
(540) 871-8655
45 in this area
106 Total Sales
Map
Source: Roanoke Valley Association of REALTORS®
MLS Number: 909542
APN: 0300205300
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