115 Osprey Ln Moneta, VA 24121
4
Beds
2.5
Baths
2,399
Sq Ft
0.82
Acres
Highlights
- Boat Ramp
- Water Access
- Cathedral Ceiling
- Golf Course Community
- Deck
- No HOA
About This Home
As of May 2025Gorgeous 3 Bedroom/bonus room could be 4th BR, office or library in the Waterfront CC. Almost on an acre of privacy. Lovely home has 2 1/2 baths. Large kitchen w/SS Appliances. Oversized laundry with sink. HVAC zoned units are a year old. Awesome hardwood floors look new and vaulted ceilings. New paint & carpet. Gas log fireplace warms the great room. Lots of windows light and airy. From the great room step out to the screened porch where you will enjoy spending time w-friends/family w/that beverage of choice. Seasonal lake views from spacious deck. Backyard for corn hole/gardening. Water access w/community boat ramp/day dock just minutes down the lane. NO POA/HOA fees. Paved drive. Garage, floor, walls & ceilings just painted. Bonus Room painted/new carpet. Encapsslated crawlspace.
Last Agent to Sell the Property
ML REALTY BROKERED BY MAGNOLIA MOUNTAIN REALTY LLC License #0225059567 Listed on: 03/13/2025
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $1,500
Year Built
- Built in 2004
Lot Details
- 0.82 Acre Lot
- Garden
Home Design
- Brick Exterior Construction
- Hardboard
Interior Spaces
- 2,399 Sq Ft Home
- 1.5-Story Property
- Cathedral Ceiling
- Ceiling Fan
- Gas Log Fireplace
- French Doors
- Great Room with Fireplace
- Crawl Space
- Laundry on main level
Kitchen
- Gas Range
- <<builtInMicrowave>>
- Dishwasher
Bedrooms and Bathrooms
- 4 Bedrooms | 3 Main Level Bedrooms
- Walk-In Closet
Parking
- 2 Car Attached Garage
- 4 Open Parking Spaces
- Off-Street Parking
Outdoor Features
- Water Access
- Deck
- Covered patio or porch
Schools
- Dudley Elementary School
- Ben Franklin Middle School
- Franklin County High School
Utilities
- Zoned Heating and Cooling
- Underground Utilities
- Electric Water Heater
Listing and Financial Details
- Tax Lot 8
Community Details
Overview
- No Home Owners Association
- The Waterfront Subdivision
Recreation
- Boat Ramp
- Golf Course Community
- Community Pool
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Mar 13, 2025
Closed on
Apr 14, 2025
Sold by
Halsey Timothy Lane and Halsey Tammy Sharlene
Bought by
Maddalena Stephen D and Maddalena Candace L
Seller's Agent
Mary Lou McDonald
ML REALTY BROKERED BY MAGNOLIA MOUNTAIN REALTY LLC
Buyer's Agent
Brandon Hornby
NEST REALTY ROANOKE
List Price
$550,000
Sold Price
$540,000
Premium/Discount to List
-$10,000
-1.82%
Views
64
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
5.35%
Original Mortgage
$503,500
Outstanding Balance
$501,752
Interest Rate
5.89%
Mortgage Type
New Conventional
Estimated Equity
$43,909
Purchase Details
Listed on
Jul 25, 2024
Closed on
Jan 7, 2025
Sold by
Link George James and Link Pamela M
Bought by
Halsey Timothy Lane and Halsey Tammy Sharlene
Seller's Agent
Damon Gettier
REAL BROKER LLC - DGA-SALEM
Buyer's Agent
Mary Lou McDonald
ML REALTY BROKERED BY MAGNOLIA MOUNTAIN REALTY LLC
List Price
$550,000
Sold Price
$500,000
Premium/Discount to List
-$50,000
-9.09%
Views
247
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
26.27%
Original Mortgage
$125,000
Interest Rate
6.81%
Mortgage Type
New Conventional
Purchase Details
Listed on
Feb 19, 2018
Closed on
May 10, 2018
Sold by
Stakor Mark and Stakor Doreen
Bought by
Link George James and Link Pamela N
Seller's Agent
Eric Fansler
BERKSHIRE HATHAWAY HOMESERVICES SMITH MOUNTAIN LAKE REAL ESTATE
Buyer's Agent
Todd Maxey
KELLER WILLIAMS REALTY ROANOKE
List Price
$309,000
Sold Price
$295,000
Premium/Discount to List
-$14,000
-4.53%
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
8.27%
Original Mortgage
$236,000
Interest Rate
4.4%
Mortgage Type
New Conventional
Purchase Details
Closed on
May 3, 2007
Sold by
Countrywide Home Loans
Bought by
Crocker Larry J and Crocker Sharon R
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$256,465
Interest Rate
6.5%
Mortgage Type
New Conventional
Similar Homes in the area
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area
Home Values in the Area
Average Home Value in this Area
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Deed | $540,000 | None Listed On Document | |
| Deed | $540,000 | None Listed On Document | |
| Bargain Sale Deed | $370,900 | Fidelity National Title | |
| Bargain Sale Deed | $370,900 | Fidelity National Title | |
| Deed | $295,000 | Acquisition Title & Settleme | |
| Deed | $284,950 | -- |
Source: Public Records
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Open | $503,500 | New Conventional | |
| Closed | $503,500 | New Conventional | |
| Previous Owner | $125,000 | New Conventional | |
| Previous Owner | $238,000 | New Conventional | |
| Previous Owner | $236,000 | New Conventional | |
| Previous Owner | $256,465 | New Conventional | |
| Previous Owner | $14,248 | Credit Line Revolving | |
| Previous Owner | $100,000 | Credit Line Revolving |
Source: Public Records
Property History
| Date | Event | Price | Change | Sq Ft Price |
|---|---|---|---|---|
| 05/09/2025 05/09/25 | Sold | $540,000 | -1.8% | $225 / Sq Ft |
| 03/22/2025 03/22/25 | Pending | -- | -- | -- |
| 03/18/2025 03/18/25 | For Sale | $550,000 | 0.0% | $229 / Sq Ft |
| 03/16/2025 03/16/25 | Pending | -- | -- | -- |
| 03/13/2025 03/13/25 | For Sale | $550,000 | +10.0% | $229 / Sq Ft |
| 01/10/2025 01/10/25 | Sold | $500,000 | -2.9% | $208 / Sq Ft |
| 11/21/2024 11/21/24 | Pending | -- | -- | -- |
| 11/07/2024 11/07/24 | Price Changed | $515,000 | -1.9% | $215 / Sq Ft |
| 11/07/2024 11/07/24 | Price Changed | $524,975 | 0.0% | $219 / Sq Ft |
| 10/29/2024 10/29/24 | Price Changed | $525,000 | -2.8% | $219 / Sq Ft |
| 10/24/2024 10/24/24 | Price Changed | $539,950 | 0.0% | $225 / Sq Ft |
| 10/17/2024 10/17/24 | Price Changed | $539,975 | 0.0% | $225 / Sq Ft |
| 10/10/2024 10/10/24 | Price Changed | $540,000 | -1.8% | $225 / Sq Ft |
| 10/10/2024 10/10/24 | Price Changed | $549,825 | 0.0% | $229 / Sq Ft |
| 10/03/2024 10/03/24 | Price Changed | $549,850 | 0.0% | $229 / Sq Ft |
| 09/26/2024 09/26/24 | Price Changed | $549,875 | 0.0% | $229 / Sq Ft |
| 09/19/2024 09/19/24 | Price Changed | $549,900 | 0.0% | $229 / Sq Ft |
| 09/12/2024 09/12/24 | Price Changed | $549,925 | 0.0% | $229 / Sq Ft |
| 09/05/2024 09/05/24 | Price Changed | $549,950 | 0.0% | $229 / Sq Ft |
| 08/29/2024 08/29/24 | Price Changed | $549,975 | 0.0% | $229 / Sq Ft |
| 08/13/2024 08/13/24 | For Sale | $550,000 | +86.4% | $229 / Sq Ft |
| 05/25/2018 05/25/18 | Sold | $295,000 | -4.5% | $123 / Sq Ft |
| 04/23/2018 04/23/18 | Pending | -- | -- | -- |
| 02/19/2018 02/19/18 | For Sale | $309,000 | +5.5% | $129 / Sq Ft |
| 09/26/2012 09/26/12 | Sold | $293,000 | -2.2% | $124 / Sq Ft |
| 07/30/2012 07/30/12 | Pending | -- | -- | -- |
| 03/11/2012 03/11/12 | For Sale | $299,500 | -- | $127 / Sq Ft |
Source: Roanoke Valley Association of REALTORS®
Tax History Compared to Growth
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2024 | $1,595 | $370,900 | $44,000 | $326,900 |
| 2023 | $1,943 | $318,500 | $41,000 | $277,500 |
| 2022 | $1,943 | $318,500 | $41,000 | $277,500 |
| 2021 | $1,943 | $318,500 | $41,000 | $277,500 |
| 2020 | $1,943 | $318,500 | $41,000 | $277,500 |
| 2019 | $1,447 | $237,200 | $41,000 | $196,200 |
| 2018 | $1,447 | $237,200 | $41,000 | $196,200 |
| 2017 | $1,305 | $234,400 | $41,000 | $193,400 |
| 2016 | $1,305 | $234,400 | $41,000 | $193,400 |
| 2015 | -- | $234,400 | $41,000 | $193,400 |
| 2014 | -- | $234,400 | $41,000 | $193,400 |
| 2013 | -- | $234,400 | $41,000 | $193,400 |
Source: Public Records
Agents Affiliated with this Home
-
Mary Lou McDonald
Seller's Agent in 2025
Mary Lou McDonald
ML REALTY BROKERED BY MAGNOLIA MOUNTAIN REALTY LLC
(540) 537-3073
13 in this area
166 Total Sales
-
Damon Gettier
D
Seller's Agent in 2025
Damon Gettier
REAL BROKER LLC - DGA-SALEM
(540) 314-1199
5 in this area
599 Total Sales
-
Alli Malus
A
Seller Co-Listing Agent in 2025
Alli Malus
REAL BROKER LLC - DGA-SALEM
(540) 318-5884
1 in this area
249 Total Sales
-
Brandon Hornby
B
Buyer's Agent in 2025
Brandon Hornby
NEST REALTY ROANOKE
(540) 819-0805
1 in this area
147 Total Sales
-
Julia Hornby
J
Buyer Co-Listing Agent in 2025
Julia Hornby
NEST REALTY ROANOKE
(540) 815-5510
1 in this area
103 Total Sales
-
Eric Fansler
Seller's Agent in 2018
Eric Fansler
BERKSHIRE HATHAWAY HOMESERVICES SMITH MOUNTAIN LAKE REAL ESTATE
(540) 871-8655
45 in this area
106 Total Sales
Map
Source: Roanoke Valley Association of REALTORS®
MLS Number: 915180
APN: 0300205300
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