NOT LISTED FOR SALE

Estimated Value: $216,000 - $263,936

2 Beds
1 Bath
1,152 Sq Ft
$215/Sq Ft Est. Value

Last Sold August 04, 2023

Last sale price $255,000 $221 Per Sq Ft

Est. 3% decrease in value since last sale

Current estimated payment $1,370/month

26 Days on Market

Highlights

  • Wood Flooring
  • Covered Patio or Porch
  • Wood Frame Window
  • No HOA
  • Formal Dining Room
  • Living Room

About This Home

As of August 2023

Cozy and bright, this 2 bedroom, 1 bathroom bungalow is loaded with charm and boasts of hardwood floors, built-in cabinets, exposed brick chimney, beautiful wood trim and remodeled bathroom and kitchen.

The covered front porch is a great spot for high views of across the street tree tops - big enough to be enjoyed as a separate outdoor living room. Through the front door, enter into the inviting living room and dedicated dining room for easy entertaining. The house flows cyclically beyond the living into the recently updated kitchen with adjacent laundry room with the back door access to the terraced garden. Then in a loop to the remodeled bathroom and the two bedrooms with closets. Upstairs is currently used as bonus attic storage space and has it's own dedicated mini-split unit for heating and cooling. The next homeowner has the option to update it and finish it out for potentially more living space.

Dedicated parking is out back (off of Ridge Rd) with a one car carport. The back yard has been terraced and thoughtful planting has been done with the beginnings of a beautiful garden.

Call now to schedule your private tour. Information deemed reliable. Buyer to verify all information deemed important to them including and not limited to school zoning, square foot measurements, etc.

All offers submitted to allow for at least a 24 hour expiration response time. Proof of Funds or Pre-Approval letter to be submitted with any offers. Seller prefers closing to be held at Title Guaranty & Trust downtown.

When mapping directions - enter 118 Ridge Rd into GPS - this address will take you to parking in the back of the house.

Last Agent to Sell the Property

Charity Martin

The Group Real Estate Brokerage License #345233 Listed on: 07/06/2023

Last Buyer's Agent

Brandy Coleman

Crye-Leike, REALTORS License #321793

Crye-Leike, REALTORS

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $1,219

Year Built

  • Built in 1946

Lot Details

  • 10,019 Sq Ft Lot
  • Lot Dimensions are 50' x 199'
  • Fenced
  • Sloped Lot

Home Design

  • Brick Foundation
  • Stone Foundation
  • Metal Roof

Interior Spaces

  • 1,152 Sq Ft Home
  • 1.5-Story Property
  • Wood Frame Window
  • Aluminum Window Frames
  • Living Room
  • Formal Dining Room
  • Wood Flooring
  • Unfinished Basement
  • Crawl Space
  • Walk-In Attic

Kitchen

  • Electric Range
  • Microwave
  • Dishwasher

Bedrooms and Bathrooms

  • 2 Bedrooms
  • 1 Full Bathroom

Laundry

  • Laundry Room
  • Washer and Gas Dryer Hookup

Parking

  • 1 Carport Space
  • Off-Street Parking

Outdoor Features

  • Covered Patio or Porch

Schools

  • East Ridge Elementary School
  • Dalewood Middle School
  • Brainerd High School

Utilities

  • Central Heating and Cooling System
  • Heating System Uses Natural Gas
  • Electric Water Heater
  • Phone Available
  • Cable TV Available

Community Details

  • No Home Owners Association
  • Provence & Hemphills Subdivision

Listing and Financial Details

  • Assessor Parcel Number 156d E 015

Home Details

Home Type

Single Family

Est. Annual Taxes

$1,219

Year Built

Built in 1946

Lot Details

0

Listing Details

  • Property Sub Type: Single Family Residence
  • Prop. Type: Residential
  • Lot Size Acres: 0.23
  • Lot Size: 50' x 199'
  • Subdivision Name: Provence & Hemphills
  • Directions: From downtown Chattanooga Head East on McCallie Avenue L onto Dodds Avenue Overpass/McCallie Ave R onto S Seminole Dr R onto Crestview Cir R onto Ridge Rd House is on the R
  • Carport Y N: Yes
  • Garage Yn: No
  • Unit Levels: One and One Half
  • Living Area: 1152.0
  • New Construction: No
  • Structure Type: Free Standing Building
  • Year Built: 1946
  • Cooling:Electric: Yes
  • Appliances Microwave: Yes
  • Appliances Refrigerators: Yes
  • Location Tax and Legal Parcel Number2: 156d E 015
  • Location Tax and Legal Elementary School: East Ridge Elementary
  • Location Tax and Legal Middle Or Junior School2: Dalewood Middle
  • Location Tax and Legal High School: Brainerd High
  • Location Tax and Legal:Tax Annual Amount: 1219.42
  • Location Tax and Legal Additional Parcels YN: No
  • General Property Information Enhanced Accessible2: No
  • General Property Information New Construction YN: No
  • General Property Information Home Warranty YN: No
  • General Property Information Grazing Permits BLM YN3: No
  • General Property Information Carport YN: Yes
  • General Property Information Lot Size Acres: 0.23
  • General Property Information Lot Size Square Feet2: 10018.8
  • General Property Information Lot Size Dimensions: 50' x 199'
  • General Property Information View YN2: No
  • General Property Information Waterfront YN: No
  • General Property Information Basement YN: Yes
  • General Property Information Fireplace YN: No
  • General Property Information Senior Community YN: No
  • General Property Information Carport Spaces2: 1.0
  • Utilities:Cable Available: Yes
  • Utilities:Electricity Available: Yes
  • Utilities Sewer Connected: Yes
  • Water Source:Public: Yes
  • Cooling:Central Air: Yes
  • Flooring:Hardwood: Yes
  • Laundry Features Electric Dryer Hookup: Yes
  • Laundry Features Gas Dryer Hookup: Yes
  • Laundry Features Washer Hookup: Yes
  • Utilities Phone Available: Yes
  • Fencing Fenced: Yes
  • Laundry Features Laundry Room: Yes
  • Interior Features Separate Dining Room: Yes
  • Patio And Porch Features Porch - Covered: Yes
  • Foundation Details BrickMortar: Yes
  • Levels:One and One Half: Yes
  • Foundation Details Stone2: Yes
  • Special Features: None

Interior Features

  • Appliances: Refrigerator, Microwave, Electric Water Heater, Electric Range, Dishwasher
  • Has Basement: Crawl Space, Unfinished
  • Basement YN: Yes
  • Full Bathrooms: 1
  • Total Bedrooms: 2
  • Fireplace: No
  • Flooring: Hardwood
  • Interior Amenities: Connected Shared Bathroom, Separate Dining Room
  • Window Features: Aluminum Frames, Wood Frames
  • Basement:Unfinished: Yes
  • Appliances Dishwasher: Yes
  • Basement:Crawl Space: Yes
  • Appliances:Electric Range: Yes
  • Appliances:Electric Water Heater: Yes
  • Attic Features:Walk-In Attic: Yes

Exterior Features

  • Fencing: Fenced
  • Lot Features: Sloped
  • View: No
  • Waterfront: No
  • Home Warranty: No
  • Construction Type: Other
  • Foundation Details: Brick/Mortar, Stone
  • Patio And Porch Features: Porch, Porch - Covered
  • Roof: Metal
  • Patio and Porch Features:Porch: Yes
  • Window Features:Wood Frames: Yes
  • Lot Features:Sloped: Yes
  • Window Features:Aluminum Frames: Yes
  • ConstructionSiding:Roof Metal: Yes

Garage/Parking

  • Attached Garage: No
  • Carport Spaces: 1.0
  • Parking Features: Off Street
  • General Property Information:Garage YN: No
  • Parking Features:Off Street: Yes

Utilities

  • Laundry Features: Electric Dryer Hookup, Gas Dryer Hookup, Laundry Room, Washer Hookup
  • Cooling: Central Air, Electric
  • Cooling Y N: Yes
  • Heating: Central, Natural Gas
  • Heating Yn: Yes
  • Utilities: Cable Available, Electricity Available, Phone Available, Sewer Connected
  • Water Source: Public
  • Heating:Central: Yes
  • Heating:Natural Gas: Yes

Condo/Co-op/Association

  • Senior Community: No
  • Association: No

Association/Amenities

  • General Property Information:Association YN: No

Schools

  • Elementary School: East Ridge Elementary
  • High School: Brainerd High
  • Middle Or Junior School: Dalewood Middle

Lot Info

  • Lot Size Sq Ft: 10018.8
  • Additional Parcels: No
  • Parcel #: 156d E 015
  • ResoLotSizeUnits: Acres

Tax Info

  • Tax Annual Amount: 1219.42

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Jul 6, 2023
Closed on
Aug 4, 2023
Sold by
Fain Stephen Joshua
Bought by
Beech Emily
Seller's Agent
Charity Martin
The Group Real Estate Brokerage
Buyer's Agent
Brandy Coleman
Crye-Leike, REALTORS
List Price
$240,000
Sold Price
$255,000
Premium/Discount to List
$15,000
6.25%
Views
2
Current Estimated Value
$247,484

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
-$7,516
Avg. Annual Appreciation
0.77%
Original Mortgage
$195,000
Outstanding Balance
$191,403
Interest Rate
6.67%
Mortgage Type
New Conventional
Estimated Equity
$67,798

Purchase Details

Closed on
Sep 16, 2019
Sold by
Walls Christopher B and Prater Stacy Kevin
Bought by
Fain Stephen Joshua

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$101,650
Interest Rate
3.7%
Mortgage Type
New Conventional

Purchase Details

Closed on
Mar 9, 2007
Sold by
Zimmerman Melodye C and Clark Kathy
Bought by
Walls Christopher B

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$102,500
Interest Rate
6.19%
Mortgage Type
Purchase Money Mortgage

Purchase Details

Closed on
Oct 13, 2005
Sold by
Federal Home Loan Mortgage Corporation
Bought by
Clark Kathy and Zimmerman Melodye

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$70,000
Interest Rate
5.66%
Mortgage Type
Fannie Mae Freddie Mac

Purchase Details

Closed on
Apr 21, 2005
Sold by
Henry Larry and Henry Sandra C
Bought by
Federal Home Loan Mortgage Corporation

Purchase Details

Closed on
Aug 1, 2002
Sold by
Conway George L and Conway Lore J
Bought by
Henry Larry

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$69,600
Interest Rate
6.18%

Purchase Details

Closed on
Jul 23, 2002
Sold by
Citifinancial Mtg Loan Corp
Bought by
Conway George L and Conway Lore J

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$69,600
Interest Rate
6.18%

Purchase Details

Closed on
Nov 28, 2001
Sold by
Toney Robbie
Bought by
Citifinancial Mtg Company Inc

Purchase Details

Closed on
May 19, 2000
Sold by
Robertson Walter C and Robertson Bettie
Bought by
Toney Robbie

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$77,384
Interest Rate
8.14%

Purchase Details

Closed on
Sep 30, 1999
Sold by
Mcelhaney Lucy Hertha Germann and Mcelhaney Bob R
Bought by
Robertson Walter C and Robertson Bettie

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$45,000
Interest Rate
7.79%

Purchase Details

Closed on
Jan 14, 1998
Sold by
Germann Mary Lee
Bought by
Mcelhaney Lucy Hertha Germann and Mcelhaney Bob R

Purchase Details

Closed on
Dec 9, 1997
Sold by
Germann Mary Lee
Bought by
Mcelhaney Lucy Hertha Germann and Mcelhaney Bob R
Source: Public Records

Range of Values:

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Average Value
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Beech Emily $255,000 Guaranty Title
Fain Stephen Joshua $107,000 None Available
Walls Christopher B $102,500 None Available
Clark Kathy $60,100 Associates Closing & Title
Federal Home Loan Mortgage Corporation $61,500 --
Henry Larry -- Century Title & Escrow Inc
Conway George L $40,000 Pioneer Title Agency Inc
Citifinancial Mtg Company Inc $40,600 --
Toney Robbie $80,000 Executive Title
Robertson Walter C $35,000 First Chase Title
Mcelhaney Lucy Hertha Germann -- --
Mcelhaney Lucy Hertha Germann -- --
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Beech Emily $195,000
Previous Owner Fain Stephen Joshua $143,000
Previous Owner Fain Stephen Joshua $101,650
Previous Owner Walls Christopher B $102,500
Previous Owner Clark Kathy $70,000
Previous Owner Henry Larry $69,600
Previous Owner Toney Robbie $77,384
Previous Owner Robertson Walter C $45,000
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
08/04/2023 08/04/23 Sold $255,000 +6.3% $221 / Sq Ft
06/13/2023 06/13/23 Off Market $240,000 -- --
06/10/2023 06/10/23 For Sale $240,000 -- $208 / Sq Ft
Source: Greater Chattanooga REALTORS®

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $608 $27,175 $0 $0
2023 $608 $27,175 $0 $0
2022 $608 $27,175 $0 $0
2021 $608 $27,175 $0 $0
2020 $633 $22,875 $0 $0
2019 $633 $22,875 $0 $0
2018 $647 $22,875 $0 $0
2017 $633 $22,875 $0 $0
2016 $574 $0 $0 $0
2015 $1,169 $20,775 $0 $0
2014 $1,169 $0 $0 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Greater Chattanooga REALTORS®

MLS Number: 1374928

Greater Chattanooga REALTORS®

APN: 156D-E-015