115 Seton Creek Dr Oswego, IL 60543
North Oswego NeighborhoodEstimated Value: $345,000 - $374,000
3
Beds
3
Baths
1,651
Sq Ft
$215/Sq Ft
Est. Value
Highlights
- Recreation Room
- Vaulted Ceiling
- Attached Garage
- Oswego High School Rated A-
- Fenced Yard
- Breakfast Bar
About This Home
As of August 2018Walk into this home and feel the openness from the living room vaulted ceiling, bright new windows, and new flooring throughout. The current owners have lived in this home for the past 10 years and raised their 3 children enjoying the parks, walking trails, and schools. The outside patio during the spring, summer, and fall months has also been a great addition for relaxing and entertaining. The kitchen is complete with granite countertops and basement adds additional finished square footage for an office or recreation room.
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $7,101
Year Built
- 1996
Lot Details
- Fenced Yard
Parking
- Attached Garage
- Driveway
- Garage Is Owned
Home Design
- Slab Foundation
- Asphalt Shingled Roof
- Vinyl Siding
Interior Spaces
- Primary Bathroom is a Full Bathroom
- Vaulted Ceiling
- Recreation Room
- Partially Finished Basement
- Basement Fills Entire Space Under The House
Kitchen
- Breakfast Bar
- Oven or Range
- Microwave
- Dishwasher
- Disposal
Laundry
- Laundry on main level
- Dryer
- Washer
Utilities
- Central Air
- Heating System Uses Gas
Listing and Financial Details
- Homeowner Tax Exemptions
- $3,500 Seller Concession
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Jul 28, 2018
Closed on
Aug 29, 2018
Sold by
Garza David and Garza Margaret D
Bought by
Huntington Andrew J
Seller's Agent
Andrea Galitz
J.Jill Realty Group
Buyer's Agent
Nikki Walczak
john greene, Realtor
List Price
$250,000
Sold Price
$245,900
Premium/Discount to List
-$4,100
-1.64%
Total Days on Market
1
Current Estimated Value
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$109,490
Avg. Annual Appreciation
5.30%
Original Mortgage
$239,824
Interest Rate
5.5%
Mortgage Type
FHA
Purchase Details
Closed on
Oct 20, 2017
Sold by
Jarvis Margaret Dense and Garza David
Bought by
Garza Margaret D and Garza David
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$193,500
Interest Rate
4.62%
Mortgage Type
New Conventional
Purchase Details
Closed on
Aug 14, 2007
Sold by
Mikuliza Mark W
Bought by
Jarvis Margaret D
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$31,915
Interest Rate
6.79%
Mortgage Type
Credit Line Revolving
Purchase Details
Closed on
Nov 11, 1998
Sold by
Luedke Brian R and Luedke Julie A
Bought by
Mikuliza Mark W
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$126,900
Interest Rate
7.01%
Purchase Details
Closed on
Jul 1, 1995
Bought by
Luedke Brian R and Luedke Julie A
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area
Similar Homes in the area
Home Values in the Area
Average Home Value in this Area
Purchase History
| Date | Buyer | Sale Price | Title Company |
|---|---|---|---|
| Huntington Andrew J | $246,000 | Chicago Title Insurance Co | |
| Garza Margaret D | -- | National Title Solutions Inc | |
| Jarvis Margaret D | $245,500 | Ticor Title | |
| Mikuliza Mark W | $141,000 | Ticor Title Insurance | |
| Luedke Brian R | $139,700 | -- |
Source: Public Records
Mortgage History
| Date | Status | Borrower | Loan Amount |
|---|---|---|---|
| Open | Huntington Andrew J | $70,416 | |
| Previous Owner | Huntington Andrew J | $239,824 | |
| Previous Owner | Huntingon Andrew J | $7,500 | |
| Previous Owner | Garza Margaret D | $193,500 | |
| Previous Owner | Garza Margaret Denise | $192,189 | |
| Previous Owner | Jarvis Margaret D | $31,915 | |
| Previous Owner | Jarvis Margaret D | $196,400 | |
| Previous Owner | Mikuliza Mark W | $122,000 | |
| Previous Owner | Mikuliza Mark W | $126,900 | |
| Closed | Luedke Brian R | -- |
Source: Public Records
Property History
| Date | Event | Price | Change | Sq Ft Price |
|---|---|---|---|---|
| 08/29/2018 08/29/18 | Sold | $245,900 | -1.6% | $149 / Sq Ft |
| 07/29/2018 07/29/18 | Pending | -- | -- | -- |
| 07/28/2018 07/28/18 | For Sale | $250,000 | -- | $151 / Sq Ft |
Source: Midwest Real Estate Data (MRED)
Tax History Compared to Growth
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2023 | $7,101 | $92,257 | $16,343 | $75,914 |
| 2022 | $7,101 | $84,640 | $14,994 | $69,646 |
| 2021 | $7,203 | $82,980 | $14,700 | $68,280 |
| 2020 | $6,901 | $79,029 | $14,000 | $65,029 |
| 2019 | $6,417 | $72,850 | $14,000 | $58,850 |
| 2018 | $6,348 | $71,542 | $15,982 | $55,560 |
| 2017 | $6,144 | $65,937 | $14,730 | $51,207 |
| 2016 | $2,938 | $62,499 | $13,962 | $48,537 |
| 2015 | $5,658 | $57,870 | $12,928 | $44,942 |
| 2014 | -- | $54,594 | $12,196 | $42,398 |
| 2013 | -- | $56,282 | $12,573 | $43,709 |
Source: Public Records
Agents Affiliated with this Home
-
Andrea Galitz
Seller's Agent in 2018
Andrea Galitz
J.Jill Realty Group
(815) 761-5003
40 Total Sales
-
Nikki Walczak
Buyer's Agent in 2018
Nikki Walczak
john greene Realtor
(630) 926-6388
2 in this area
83 Total Sales
Map
Source: Midwest Real Estate Data (MRED)
MLS Number: MRD10033787
APN: 03-10-302-016
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