$775,000
SOLD FEB 13, 2026
4 Beds
3 Baths
2,900 Sq Ft
8,276 Sq Ft Lot

Recently Sold

$267 Per Sq Ft

3% Below List Price

22 Days on Market

Highlights

  • Heated In Ground Pool
  • Freestanding Bathtub
  • Main Floor Primary Bedroom
  • Open Floorplan
  • Wood Flooring
  • Pond in Community

About This Home

As of February 2026

Fantastic opportunity in the desirable Horse Creek Farms community at the foot of Signal Mountain just minutes to schools, parks and hiking trails, the shopping and restaurants of the North Shore and downtown Chattanooga. This beautiful 3 or 4 bedroom, 3 bath versatile home was built in 2020 and boasts a prime location next to a partially wooded community lot, allowing you to enjoy the use and privacy without having to maintain it yourself! Since purchasing the home, the sellers have further enhanced the appeal by installing a heated saltwater gunite pool with a spa effectively extending your living and entertaining spaces to the outdoors. The home's exterior also boasts brick, stone and Hardie with a 2-bay garage, covered front porch and side screened-in porch overlooking the community lot, while the interior has an open and floor plan, the primary on the main, quality finishes such as hardwood floors, tiled baths, granite countertops, crown molding, decorative and recessed lighting, custom Roman and roller shades, great storage or expansion room, and more. Your tour begins with entry to the dedicated foyer that has French doors that lead to the main level gust bedroom open to a main level guest bedroom or office with access to the shared full guest bath. Continue down the hall where you will find the heart of the home which is the open kitchen, dining and great room. The kitchen has a center island with pendant lighting, granite countertops, subway tile backsplash, under-cabinet lighting, stainless appliances, pantry and is a few short steps from the laundry room and garage for easy loading and unloading. Dining area has a fun new light fixture, and the great room has a stacked stone gas fireplace and 2 sets of French doors to the screened-in porch. The primary bedroom is on the back of the house and also has access to the screened porch, as well as a walk-in closet with organizer system, and the primary bath with a dual vanity, free standing soaking tub, a separate shower with tile and glass surround, and a private water closet. The upper level has 2 additional spacious bedrooms, one large enough to be utilized as a bonus room if preferred, a full hall bath, and walk-out attic storage. Perfect for the buyer seeking a newer home with an open floor plan, the primary on the main, and great outdoor living spaces in a neighborhood close to town, so please call for additional information and to schedule your private showing today. Information is deemed reliable but not guaranteed. Buyer to verify any and all information they deem important.

Last Agent to Sell the Property

Jay Robinson

Keller Williams Realty License #255994 Listed on: 12/20/2025

Keller Williams Realty

Last Buyer's Agent

Mike Eaves

Real Estate Partners Chattanooga LLC License #255535

Real Estate Partners Chattanooga LLC

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $5,186

Year Built

  • Built in 2020

Lot Details

  • 8,276 Sq Ft Lot
  • Lot Dimensions are 60x140
  • Back Yard Fenced
  • Landscaped
  • Gentle Sloping Lot

HOA Fees

  • $17 Monthly HOA Fees

Parking

  • 2 Car Attached Garage
  • Front Facing Garage
  • Garage Door Opener
  • Driveway
  • Off-Street Parking

Home Design

  • Brick Exterior Construction
  • Block Foundation
  • Shingle Roof
  • Asphalt Roof
  • Wood Siding
  • Stone

Interior Spaces

  • 2,900 Sq Ft Home
  • 2-Story Property
  • Open Floorplan
  • Crown Molding
  • High Ceiling
  • Ceiling Fan
  • Recessed Lighting
  • Chandelier
  • Pendant Lighting
  • Gas Log Fireplace
  • Vinyl Clad Windows
  • Insulated Windows
  • Entrance Foyer
  • Great Room with Fireplace
  • Dining Room
  • Game Room with Fireplace
  • Screened Porch

Kitchen

  • Eat-In Kitchen
  • Built-In Convection Oven
  • Gas Cooktop
  • Microwave
  • Dishwasher
  • Kitchen Island
  • Granite Countertops
  • Disposal

Flooring

  • Wood
  • Carpet
  • Tile

Bedrooms and Bathrooms

  • 4 Bedrooms
  • Primary Bedroom on Main
  • En-Suite Bathroom
  • Walk-In Closet
  • 3 Full Bathrooms
  • Double Vanity
  • Freestanding Bathtub
  • Soaking Tub
  • Bathtub with Shower
  • Separate Shower

Laundry

  • Laundry Room
  • Laundry on main level
  • Washer and Electric Dryer Hookup

Attic

  • Walk-In Attic
  • Unfinished Attic

Home Security

  • Home Security System
  • Fire and Smoke Detector

Pool

  • Heated In Ground Pool
  • Saltwater Pool
  • Gunite Spa

Outdoor Features

  • Patio
  • Rain Gutters

Schools

  • Red Bank Elementary School
  • Red Bank Middle School
  • Red Bank High School

Utilities

  • Multiple cooling system units
  • Central Heating and Cooling System
  • Underground Utilities
  • Natural Gas Connected
  • Gas Available
  • Tankless Water Heater
  • Gas Water Heater
  • Phone Available
  • Cable TV Available

Community Details

  • Pond in Community

Listing and Financial Details

  • Assessor Parcel Number 117c E 045

Home Details

Home Type

Single Family

Est. Annual Taxes

$5,186

Year Built

Built in 2020

Lot Details

8,276 Sq Ft Lot

HOA Fees

$17 per month

Parking

2

Listing Details

  • Property Sub Type: Single Family Residence
  • Prop. Type: Residential
  • Lot Size Acres: 0.19
  • Lot Size: 60X140
  • Road Surface Type: Paved
  • Subdivision Name: None
  • Directions: Signal Mountain Blvd to Mountain Creek Rd. At second roundabout by Red Bank Elem, take a right on Runyan, go to back (2nd) entrance to Horse Creek Farms, right on Shearer Cove, left on Saddlebrook, house is second one on the left by the community lot.
  • Above Grade Finished Sq Ft: 2900.0
  • Carport Y N: No
  • Garage Yn: Yes
  • Unit Levels: One and One Half
  • Living Area: 2900.0
  • New Construction: No
  • Building Stories: 2
  • Structure Type: House
  • Year Built: 2020
  • Cooling:Electric: Yes
  • Appliances Microwave: Yes
  • Location Tax and Legal Parcel Number2: 117c E 045
  • Location Tax and Legal Elementary School: Red Bank Elementary
  • Location Tax and Legal Middle Or Junior School2: Red Bank Middle
  • Location Tax and Legal High School: Red Bank High School
  • Location Tax and Legal:Tax Annual Amount: 5186.2
  • Location Tax and Legal Additional Parcels YN: No
  • General Property Information Above Grade Finished Area: 2900.0
  • General Property Information Enhanced Accessible2: No
  • General Property Information New Construction YN: No
  • General Property Information Home Warranty YN: No
  • General Property Information Grazing Permits BLM YN3: No
  • General Property Information Carport YN: No
  • General Property Information Lot Size Acres: 0.19
  • General Property Information Lot Size Square Feet2: 8276.4
  • General Property Information Lot Size Dimensions: 60X140
  • General Property Information View YN2: No
  • General Property Information Waterfront YN: No
  • General Property Information Basement YN: No
  • General Property Information Fireplace YN: Yes
  • General Property Information Spa YN: Yes
  • General Property Information Senior Community YN: No
  • Remarks and Miscellaneous Public Remarks2: Fantastic opportunity in the desirable Horse Creek Farms community at the foot of Signal Mountain just minutes to schools, parks and hiking trails, the shopping and restaurants of the North Shore and downtown Chattanooga. This beautiful 3 or 4 bedroom, 3 bath versatile home was built in 2020 and boasts a prime location next to a partially wooded community lot, allowing you to enjoy the use and privacy without having to maintain it yourself! Since purchasing the home, the sellers have further enhanced the appeal by installing a heated saltwater gunite pool with a spa effectively extending your living and entertaining spaces to the outdoors. The home's exterior also boasts brick, stone and Hardie with a 2-bay garage, covered front porch and side screened-in porch overlooking the community lot, while the interior has an open and floor plan, the primary on the main, quality finishes such as hardwood floors, tiled baths, granite countertops, crown molding, decorative and recessed lighting, custom Roman and roller shades, great storage or expansion room, and more. Your tour begins with entry to the dedicated foyer that has French doors that lead to the main level gust bedroom open to a main level guest bedroom or office with access to the shared full guest bath. Continue down the hall where you will find the heart of the home which is the open kitchen, dining and great room. The kitchen has a center island with pendant lighting, granite countertops, subway tile backsplash, under-cabinet lighting, stainless appliances, pantry and is a few short steps from the laundry room and garage for easy loading and unloading. Dining area has a fun new light fixture, and the great room has a stacked stone gas fireplace and 2 sets of French doors to the screened-in porch. The primary bedroom is on the back of the house and also has access to the screened porch, as well as a walk-in closet with organizer system, and the primary bath with a dual vanity, free standing soaking tub, a
  • Utilities:Cable Available: Yes
  • Utilities Sewer Connected: Yes
  • Utilities Underground Utilities: Yes
  • Water Source:Public: Yes
  • Cooling:Central Air: Yes
  • Flooring:Carpet: Yes
  • Flooring:Hardwood: Yes
  • Flooring:Tile: Yes
  • Interior Features Tub Shower Combo: Yes
  • Laundry Features Electric Dryer Hookup: Yes
  • Laundry Features Washer Hookup: Yes
  • Roof:Shingle: Yes
  • Utilities Phone Available: Yes
  • Sewer:Public Sewer: Yes
  • Utilities:Electricity Connected: Yes
  • Utilities Water Connected: Yes
  • Roof Asphalt5: Yes
  • Room Types Bedroom Level: First
  • Foundation Details Block2: Yes
  • Security Features:Smoke Detector(s): Yes
  • Room Types Primary Bathroom Level: First
  • Wall Oven: Yes
  • Room Types Primary Bedroom Level: First
  • Cooling:Multi Units: Yes
  • Laundry Features Laundry Room: Yes
  • Security Features:Security System: Yes
  • Interior Features En Suite: Yes
  • Interior Features Separate Shower: Yes
  • General Property Information Stories2: 2
  • Fencing Back Yard: Yes
  • Patio And Porch Features Porch - Covered: Yes
  • Patio and Porch Features:Porch-Screened: Yes
  • Laundry Features:Main Level: Yes
  • Room Types Dining Room: Yes
  • Room Types Dining Room Level: First
  • Room Types Laundry: Yes
  • Room Types Laundry Level: First
  • Pool Features In Ground: Yes
  • Brick and Stone Features Partial Brick: Yes
  • Brick and Stone Features Partial Stone: Yes
  • Levels:One and One Half: Yes
  • Room Types Other Room: Yes
  • Cooling:Ceiling Fan(s): Yes
  • Utilities:Natural Gas Connected: Yes
  • Community Features Pond3: Yes
  • Structure Type:House: Yes
  • Pool Features Private2: Yes
  • Room Types Great Room: Yes
  • Room Types Great Room Level: First
  • Attic Features Unfinished2: Yes
  • Pool Features:Heated: Yes
  • Pool Features Salt Water: Yes
  • Spa Features Gunite: Yes
  • Special Features: None
  • Stories: 2

Interior Features

  • Spa Features: Gunite, See Remarks
  • Private Spa: Yes
  • Appliances: Wall Oven, Tankless Water Heater, Microwave, Gas Water Heater, Gas Cooktop, Disposal, Dishwasher, Convection Oven
  • Basement YN: No
  • Full Bathrooms: 3
  • Total Bedrooms: 4
  • Fireplace Features: Gas Log, Great Room
  • Fireplaces: 1
  • Fireplace: Yes
  • Flooring: Carpet, Hardwood, Tile
  • Interior Amenities: Ceiling Fan(s), Chandelier, Crown Molding, Double Vanity, Eat-in Kitchen, En Suite, Entrance Foyer, Granite Counters, High Ceilings, Kitchen Island, Open Floorplan, Pantry, Primary Downstairs, Separate Shower, Tub/shower Combo, Walk-In Closet(s), See Remarks
  • Window Features: Insulated Windows, Vinyl Frames
  • Appliances:Convection Oven: Yes
  • Appliances Dishwasher: Yes
  • Community Features:Sidewalks: Yes
  • Interior Features:Eat-in Kitchen: Yes
  • Interior Features:Open Floorplan: Yes
  • Appliances:Gas Water Heater: Yes
  • Attic Features:Walk-In Attic: Yes
  • Interior Features:Pantry: Yes
  • Fireplace Features:Fireplaces Total: 1
  • Interior Features:High Ceilings: Yes
  • Interior Features:Walk-In Closet(s): Yes
  • Appliances:Gas Cooktop: Yes
  • Interior Features:Primary Downstairs: Yes
  • Fireplace Features:Gas Log: Yes
  • Interior Features:Crown Molding: Yes
  • Interior Features:Double Vanity: Yes
  • Interior Features:See Remarks11: Yes
  • Interior Features:Granite Counters: Yes
  • Fireplace Features:Great Room2: Yes
  • Interior Features:Entrance Foyer: Yes
  • Appliances:Tankless Water Heater: Yes
  • Interior Features:Ceiling Fan(s)2: Yes
  • Interior Features:Chandelier: Yes
  • Interior Features:Kitchen Island: Yes
  • Community Features:Curbs: Yes

Exterior Features

  • Fencing: Back Yard
  • Lot Features: Gentle Sloping, Landscaped, See Remarks
  • Pool Features: Heated, In Ground, Private, Salt Water
  • View: No
  • Waterfront: No
  • Disclosures: Subdivision Restrictions
  • Home Warranty: No
  • Construction Type: Brick, Fiber Cement, Stone
  • Exterior Features: Rain Gutters
  • Foundation Details: Block
  • Patio And Porch Features: Patio, Porch, Porch - Covered, Porch - Screened, Side Porch, See Remarks
  • Roof: Asphalt, Shingle
  • Construction Materials:Brick: Yes
  • Patio And Porch Features:Patio: Yes
  • Patio and Porch Features:Porch: Yes
  • Window Features:Vinyl Frames: Yes
  • Construction Materials:Fiber Cement: Yes
  • Lot Features:Gentle Sloping: Yes
  • Window Features:Insulated Windows: Yes
  • Construction Materials:Stone: Yes
  • Lot Features:Landscaped: Yes
  • Exterior Features:Rain Gutters: Yes
  • Patio and Porch Features:Side Porch: Yes

Garage/Parking

  • Attached Garage: Yes
  • Garage Spaces: 2.0
  • Parking Features: Driveway, Garage, Garage Door Opener, Garage Faces Front, Off Street
  • General Property Information:Garage YN: Yes
  • General Property Information:Attached Garage YN: Yes
  • General Property Information:Garage Spaces: 2.0
  • Parking Features:Driveway: Yes
  • Parking Features:Garage: Yes
  • Parking Features:Off Street: Yes
  • Parking Features:Garage Door Opener: Yes
  • Parking Features:Garage Faces Front: Yes

Utilities

  • Laundry Features: Electric Dryer Hookup, Laundry Room, Main Level, Washer Hookup
  • Security: Security System, Smoke Detector(s)
  • Cooling: Ceiling Fan(s), Central Air, Electric, Multi Units
  • Cooling Y N: Yes
  • Heating: Central, Electric
  • Heating Yn: Yes
  • Sewer: Public Sewer
  • Utilities: Cable Available, Electricity Connected, Natural Gas Connected, Phone Available, Sewer Connected, Water Connected, Underground Utilities
  • Water Source: Public
  • Heating:Central: Yes
  • Heating:Electric3: Yes

Condo/Co-op/Association

  • Community Features: Curbs, Sidewalks, Pond
  • Senior Community: No
  • Association Fee: 200.0
  • Association Fee Frequency: Annually
  • Association: Yes

Association/Amenities

  • General Property Information:Association YN: Yes
  • General Property Information:Association Fee: 200.0
  • General Property Information:Association Fee Frequency: Annually

Schools

  • Elementary School: Red Bank Elementary
  • High School: Red Bank High School
  • Middle Or Junior School: Red Bank Middle

Lot Info

  • Lot Size Sq Ft: 8276.4
  • Additional Parcels: No
  • Parcel #: 117c E 045

Tax Info

  • Tax Annual Amount: 5186.2

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Dec 20, 2025
Closed on
Feb 13, 2026
Sold by
Gondek Michael and Gondek Alyson
Bought by
Aughney & Williams Family Living Trust and Williams
Seller's Agent
Jay Robinson
Keller Williams Realty
Buyer's Agent
Mike Eaves
Real Estate Partners Chattanooga LLC
List Price
$795,000
Sold Price
$775,000
Premium/Discount to List
-$20,000
-2.52%
Views
105

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
8.58%
Original Mortgage
$475,000
Outstanding Balance
$475,000
Interest Rate
5.46%
Mortgage Type
New Conventional
Estimated Equity
$304,480

Purchase Details

Listed on
May 8, 2020
Closed on
Jul 24, 2020
Sold by
Neal Bennett Construction Co Inc
Bought by
Gondek Michael and Gondek Alyson
Seller's Agent
Jay Robinson
Keller Williams Realty
Buyer's Agent
Jay Robinson
Keller Williams Realty
List Price
$449,000
Sold Price
$447,000
Premium/Discount to List
-$2,000
-0.45%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
10.40%

Purchase Details

Closed on
Oct 31, 2019
Sold by
Horse Creek Llc
Bought by
Neal Bennett Construction Co Inc

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$230,000
Interest Rate
3.7%
Mortgage Type
New Conventional
Source: Public Records

Range of Values:

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Value Increase
--
Percent Increase
--
Adjusted for Inflation
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Warranty Deed $775,000 Cumberland Title & Guaranty
Warranty Deed $447,000 Cumberland Ttl & Guaranty Co
Warranty Deed $70,000 Cumberland Ttl & Guaranty Co
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $475,000 New Conventional
Previous Owner $230,000 New Conventional
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft Prior Sale
02/13/2026 02/13/26 Sold $775,000 -1.3% $267 / Sq Ft
01/11/2026 01/11/26 Pending -- -- --
01/06/2026 01/06/26 Price Changed $785,000 -1.3% $271 / Sq Ft
12/20/2025 12/20/25 For Sale $795,000 +77.9% $274 / Sq Ft
07/24/2020 07/24/20 Sold $447,000 -0.4% $154 / Sq Ft View Prior Sale
06/05/2020 06/05/20 Pending -- -- --
05/08/2020 05/08/20 For Sale $449,000 -- $155 / Sq Ft
Source: Greater Chattanooga REALTORS®

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $2,623 $173,050 $0 $0
2024 $2,586 $115,575 $0 $0
2023 $2,586 $115,575 $0 $0
2022 $2,586 $115,575 $0 $0
2021 $2,488 $111,225 $0 $0
2020 $1,370 $7,500 $0 $0
2019 $207 $7,500 $0 $0
2018 $171 $7,500 $0 $0
2017 $207 $7,500 $0 $0
2016 $277 $0 $0 $0
2015 $507 $10,000 $0 $0
2014 $507 $0 $0 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Greater Chattanooga REALTORS®

MLS Number: 1525531

Greater Chattanooga REALTORS®

APN: 117C-E-045

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