NOT LISTED FOR SALE

Estimated Value: $677,000 - $725,000

4 Beds
2.5 Baths
2,968 Sq Ft
$237/Sq Ft Est. Value

Last Sold April 16, 2024

Last sale price $690,000 $232 Per Sq Ft

Est. 2% increase in value since last sale

Current estimated payment $4,065/month

2 Days on Market

Highlights

  • Water Views
  • Deck
  • Den with Fireplace
  • Home fronts a pond
  • Contemporary Architecture
  • Wood Flooring

About This Home

As of April 2024

Experience the Ultimate Nature Lover's Retreat! Located under the magnificent backdrop of Signal Mountain, this spectacular home offers expansive mountain views, the soothing sound of lapping waves and the gentle spray of a calming water fountain on the stocked pond, and an aura of relaxation rarely found in a community. The pond that this home abuts is surrounded by a walking trail with a seductive carpet of luxuriously verdant grass that beckons you to kick off your shoes and pad around barefoot. You'll relish watching nature come calling as deer come out of the surrounding woodline to graze. The tranquil, soothing sounds of nature found here are as incredible as the impressive setting. Listen to the glorious serenade of songbirds, woodpeckers, mourning doves, owls, and hawks that call this ''neck of the woods'' home.Horse Creek Farms is very conveniently located just minutes from downtown Chattanooga, restaurants, shopping, and countless amenities.The stunning hardwood floors, soaring cathedral ceilings, sumptuous main level owner's suite, and bright sun room are only a few of the many exquisite features that make this a home discriminating buyers simply MUST SEE! This home will make you the envy of your friends. One of the most magnificent features of this home is the tiled sunroom that lets you work, study,sew, paint, or read year round while enjoying the outdoors. This home is bright, airy, and offers a phenomenal entertaining flow with two warming fireplaces and plenty of towering wall space to decorate with your favorite artwork. The main floor owner's suite offers a haven of relaxation and comfort. Upstairs offers two good sized bedrooms, a bonus room that has served as a fourth bedroom, and a drywalled additional room for future expansion. The crawlspace is partially encapsulated and has a transferrable warranty.

Last Buyer's Agent

Jessica Sloat

Greater Downtown Realty dba Keller Williams Realty License #402764,348645

Greater Downtown Realty dba Keller Williams Realty

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $4,341

Year Built

  • Built in 2006

Lot Details

  • 10,019 Sq Ft Lot
  • Lot Dimensions are 80x125
  • Home fronts a pond
  • Level Lot

HOA Fees

  • $17 Monthly HOA Fees

Parking

  • 2 Car Attached Garage
  • Garage Door Opener

Home Design

  • Contemporary Architecture
  • Brick Exterior Construction
  • Vinyl Siding

Interior Spaces

  • 2,968 Sq Ft Home
  • Property has 3 Levels
  • Gas Fireplace
  • Separate Formal Living Room
  • Den with Fireplace
  • 2 Fireplaces
  • Water Views
  • Crawl Space
  • Fire and Smoke Detector

Kitchen

  • Microwave
  • Dishwasher
  • Disposal

Flooring

  • Wood
  • Carpet
  • Tile

Bedrooms and Bathrooms

  • 4 Bedrooms
  • Walk-In Closet

Outdoor Features

  • Deck
  • Patio
  • Porch

Schools

  • Red Bank Elementary School
  • Red Bank Middle School
  • Red Bank High School

Utilities

  • Cooling Available
  • Heating System Uses Natural Gas

Community Details

  • Horse Creek Farms, Phase Ii Subdivision

Listing and Financial Details

  • Assessor Parcel Number 117C C 013

Home Details

Home Type

Single Family

Est. Annual Taxes

$4,341

Year Built

Built in 2006

Lot Details

0

HOA Fees

$17 per month

Parking

2

Listing Details

  • Prop. Type: Residential
  • Property Sub Type: Single Family Residence
  • Architectural Style: Contemporary
  • Year Built: 2006
  • Unit Levels: Three Or More
  • Building Stories: 2
  • Year Built Details: EXIST
  • ResoPropertyType: Residential
  • Attribution Contact: 4232081792
  • Special Features: None
  • Stories: 2

Interior Features

  • Interior Amenities: Entry Foyer, High Ceilings, Walk-In Closet(s), Primary Bedroom Main Floor
  • Appliances: Refrigerator, Microwave, Disposal, Dishwasher
  • Fireplace Features: Den, Gas, Great Room, Family Room
  • Fireplace: Yes
  • Fireplaces: 2
  • Flooring: Carpet, Finished Wood, Tile
  • Total Bedrooms: 4
  • Full Bathrooms: 2
  • Half Bathrooms: 1
  • Has Basement: Crawl Space
  • Building Area Units: Square Feet
  • Living Area: 2968
  • Living Area Units: Square Feet

Exterior Features

  • Exterior Features: Garage Door Opener
  • Construction Type: Vinyl Siding, Other, Brick
  • Patio And Porch Features: Deck, Patio, Porch
  • Pool Private: No
  • Roof: Other
  • View: Water, Mountain(s)
  • View: Yes
  • Waterfront Features: Pond
  • Waterfront: No

Garage/Parking

  • Attached Garage: Yes
  • Carport Y N: No
  • Covered Parking Spaces: 2
  • Garage Spaces: 2
  • Garage Yn: Yes
  • Parking Features: Attached - Front
  • Total Parking Spaces: 2

Utilities

  • Water Source: Public
  • Cooling: Central Air
  • Cooling Y N: Yes
  • Heating: Electric, Natural Gas
  • Heating Yn: Yes
  • Laundry Features: Electric Dryer Hookup, Gas Dryer Hookup, Washer Hookup
  • Security: Smoke Detector(s)
  • Utilities: Electricity Available, Water Available

Condo/Co-op/Association

  • Association Fee: 200
  • Association Fee Frequency: Annually
  • Amenities: Sidewalks
  • Association: Yes
  • Senior Community: No
  • ResoAssociationFeeFrequency: Annually

Lot Info

  • Lot Features: Level, Other
  • Lot Size Acres: 0.23
  • Lot Size: 80X125
  • Lot Size Units: Acres
  • Parcel #: 117C C 013
  • Property Attached Yn: No
  • ResoLotSizeUnits: Acres

Multi Family

  • Above Grade Finished Area Units: Square Feet

Tax Info

  • Tax Annual Amount: 4341

MLS Schools

  • Elementary School: Red Bank Elementary School
  • High School: Red Bank High School
  • Middle Or Junior School: Red Bank Middle School

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Mar 23, 2024
Closed on
Apr 16, 2024
Sold by
Smith Stephanie Ann Bridges
Bought by
Swafford H Graham H and Swafford Sharon Carson
Buyer's Agent
Jessica Sloat
Greater Downtown Realty dba Keller Williams Realty
List Price
$699,900
Sold Price
$690,000
Premium/Discount to List
-$9,900
-1.41%
Views
33
Current Estimated Value
$706,560

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$16,560
Avg. Annual Appreciation
1.69%
Original Mortgage
$100,000
Outstanding Balance
$93,416
Interest Rate
6.88%
Mortgage Type
Credit Line Revolving
Estimated Equity
$612,016

Purchase Details

Listed on
Aug 29, 2016
Closed on
Oct 10, 2016
Sold by
Schmidt Elliott T and Schmidt Jacqueline
Bought by
Smith Stephanie Ann Bridges
Seller's Agent
Barry Evans
Greater Downtown Realty dba Keller Williams Realty
Buyer's Agent
Nancy Ellis
Greater Chattanooga Realty, Keller Williams Realty
List Price
$359,900
Sold Price
$359,900

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
9.04%
Original Mortgage
$323,910
Interest Rate
3.5%
Mortgage Type
New Conventional

Purchase Details

Closed on
Mar 30, 2007
Sold by
Pratt & Associates Llc
Bought by
Schmidt Elliott T and Schmidt Jacqueline

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$268,000
Interest Rate
5.62%
Mortgage Type
Purchase Money Mortgage
Source: Public Records

Range of Values:

Collateral Analytics

Collateral Analytics Collateral Analytics AVMs (Automated Valuation Model) employ a number of statistical approaches combined with neighborhood-specific comparable selection guarantees the most up-to-date and precise valuations.

Not Available

Collateral Analytics does not have data for the current month. Please view the chart for historical values.

ICE

ICE Mortgage Technology ICE Mortgage Technology’s AVM (Automated Valuation Model) is a state-of-the-art online residential property valuation tool that provides a quick and accurate estimate of the value of almost any home in the U.S.

Not Available

ICE Mortgage Technology does not have data for the current month. Please view the chart for historical values.

First American

First American First American Data & Analytics’ next-generation AVM combines unrivaled data assets with a blended ensemble of valuation models to produce highly accurate, reliable valuations you can trust.

Not Available

First American does not have data for the current month. Please view the chart for historical values.

Quantarium

Quantarium Quantarium’s valuation service, repeatedly proven the industry’s most accurate and comprehensive, is supercharged with a self-learning and auto-tuning AI engine that continually becomes smarter and more accurate as it processes daily inputs from the industry’s leading RE data lake.

Not Available

Quantarium does not have data for the current month. Please view the chart for historical values.

Average Value
Not Available
List Price
Sold Price
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area

Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Swafford H Graham H $690,000 Hon & Kopet Title
Smith Stephanie Ann Bridges $359,900 None Available
Schmidt Elliott T $335,000 Milligan Reynolds Guaranty T
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Swafford H Graham $100,000
Previous Owner Smith Stephanie Ann Bridges $323,910
Previous Owner Schmidt Elliott T $268,000
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
04/16/2024 04/16/24 Sold $690,000 -1.4% $232 / Sq Ft
03/25/2024 03/25/24 Pending -- -- --
03/23/2024 03/23/24 For Sale $699,900 +94.5% $236 / Sq Ft
10/11/2016 10/11/16 Sold $359,900 0.0% $109 / Sq Ft
09/01/2016 09/01/16 Pending -- -- --
08/29/2016 08/29/16 For Sale $359,900 -- $109 / Sq Ft
Source: Realtracs

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $2,165 $96,750 $0 $0
2023 $2,165 $96,750 $0 $0
2022 $4,525 $96,750 $0 $0
2021 $2,165 $96,750 $0 $0
2020 $2,368 $85,625 $0 $0
2019 $2,368 $85,625 $0 $0
2018 $2,076 $85,625 $0 $0
2017 $2,368 $85,625 $0 $0
2016 $2,293 $0 $0 $0
2015 $4,323 $82,925 $0 $0
2014 $4,323 $0 $0 $0
Source: Public Records

Agents Affiliated with this Home

  • Section Image
  • Section Image
  • Section Image
See All Agents

Map

Source: Realtracs

MLS Number: 2711627

Realtracs

APN: 117C-C-013