NOT LISTED FOR SALE

Estimated Value: $684,356 - $753,000

4 Beds
2.5 Baths
2,850 Sq Ft
$250/Sq Ft Est. Value

Last Sold August 21, 2020

Last sale price $454,000 $159 Per Sq Ft

Est. 57% increase in value since last sale

Current estimated payment $4,109/month

35 Days on Market

Highlights

  • New Construction
  • Wood Flooring
  • Pond in Community
  • Open Floorplan
  • Main Floor Primary Bedroom
  • High Ceiling

About This Home

As of August 2020

New Construction in Horse Creek Farms! 4 bedroom, 2.5 bath home with an open floor plan, master on the main, beautiful finishes, screened porch, 2 car garage and so much more. Progress is being made daily, so check back for new pictures. The main level has hardwoods and tile throughout with a foyer, formal dining room and a great room with a gas fireplace that is open to the kitchen. The kitchen has a center island, granite countertops, under-cabinet lighting, stainless appliances and is open to the breakfast area with French door to the screened in porch. The access to the 2 bay garage, powder room and a nice laundry room are just off the hallway, while the master suite is on the other side of the great room and boasts a large walk-in closet and master bath with a dual granite vanity, free standing soaking tub and separate shower. The upper level has 3 additional bedrooms, a Jack and Jill bath with separate vanities and walk-out storage. All of this, and it is located in the desirable Horse Creek Farms neighborhood at the base of Signal Mountain just minutes from the North Shore, schools, parks, hospitals and downtown Chattanooga, so please call for more information and to schedule your private showing today. Information is deemed reliable but not guaranteed. Buyer to verify any and all information they deem important.

Last Agent to Sell the Property

Jay Robinson

Keller Williams Realty License #255994 Listed on: 05/28/2020

Keller Williams Realty

Last Buyer's Agent

Michael Kelly

Scenic South Properties, LLC License #322724

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $756

Lot Details

  • 0.27 Acre Lot
  • Lot Dimensions are 60x140
  • Level Lot
  • Front and Back Yard Sprinklers
  • May Be Possible The Lot Can Be Split Into 2+ Parcels

HOA Fees

  • $25 Monthly HOA Fees

Parking

  • 2 Car Attached Garage
  • Parking Accessed On Kitchen Level
  • Front Facing Garage
  • Garage Door Opener

Home Design

  • New Construction
  • Brick Exterior Construction
  • Block Foundation
  • Shingle Roof
  • Stone

Interior Spaces

  • 2,850 Sq Ft Home
  • 2-Story Property
  • Open Floorplan
  • High Ceiling
  • Gas Log Fireplace
  • Vinyl Clad Windows
  • Insulated Windows
  • Entrance Foyer
  • Great Room with Fireplace
  • Breakfast Room
  • Formal Dining Room
  • Game Room with Fireplace
  • Screened Porch
  • Basement
  • Crawl Space
  • Walk-In Attic
  • Fire and Smoke Detector

Kitchen

  • Eat-In Kitchen
  • Built-In Oven
  • Gas Range
  • Microwave
  • Dishwasher
  • Granite Countertops

Flooring

  • Wood
  • Carpet
  • Tile

Bedrooms and Bathrooms

  • 4 Bedrooms
  • Primary Bedroom on Main
  • Walk-In Closet
  • Double Vanity
  • Bathtub with Shower
  • Separate Shower

Laundry

  • Laundry Room
  • Washer and Gas Dryer Hookup

Schools

  • Red Bank Elementary School
  • Red Bank Middle School
  • Red Bank High School

Farming

  • Bureau of Land Management Grazing Rights

Utilities

  • Central Heating and Cooling System
  • Underground Utilities
  • Gas Water Heater

Community Details

  • Horse Creek Farms Subdivision
  • Pond in Community

Listing and Financial Details

  • Assessor Parcel Number 117c E 046

Home Details

Home Type

Single Family

Est. Annual Taxes

$756

Lot Details

0

HOA Fees

$25 per month

Parking

2

Listing Details

  • Property Sub Type: Single Family Residence
  • Prop. Type: Residential
  • Lot Size Acres: 0.27
  • Lot Size: 60X140
  • Subdivision Name: Horse Creek Farms
  • Directions: Signal Mountain Blvd to Mountain Creek Rd, go straight at the traffic circle and take your next right on Runyan just before Red Bank Elementary, left into Horse Creek Farms, left on Hidden Creek Dr, house is on the right.
  • Carport Y N: No
  • Garage Yn: Yes
  • Unit Levels: Two
  • Living Area: 2850.0
  • New Construction: Yes
  • Structure Type: Free Standing Building
  • Cooling:Electric: Yes
  • Appliances Microwave: Yes
  • Location Tax and Legal Parcel Number2: 117c E 046
  • Location Tax and Legal Elementary School: Red Bank Elementary
  • Location Tax and Legal Middle Or Junior School2: Red Bank Middle
  • Location Tax and Legal High School: Red Bank High School
  • Location Tax and Legal:Tax Annual Amount: 756.33
  • Location Tax and Legal Additional Parcels YN: No
  • General Property Information:Bathrooms Half: 1
  • General Property Information Enhanced Accessible2: No
  • General Property Information New Construction YN: Yes
  • General Property Information Home Warranty YN: No
  • General Property Information Grazing Permits BLM YN3: Yes
  • General Property Information Carport YN: No
  • General Property Information Lot Size Acres: 0.27
  • General Property Information Lot Size Square Feet2: 11761.2
  • General Property Information Lot Size Dimensions: 60X140
  • General Property Information View YN2: No
  • General Property Information Waterfront YN: No
  • General Property Information Basement YN: Yes
  • General Property Information Fireplace YN: Yes
  • Utilities:Electricity Available: Yes
  • Utilities Sewer Connected: Yes
  • Utilities Underground Utilities: Yes
  • Water Source:Public: Yes
  • Cooling:Central Air: Yes
  • Levels:Two: Yes
  • Flooring:Carpet: Yes
  • Flooring:Hardwood: Yes
  • Flooring:Tile: Yes
  • Interior Features Tub Shower Combo: Yes
  • Laundry Features Electric Dryer Hookup: Yes
  • Laundry Features Gas Dryer Hookup: Yes
  • Laundry Features Washer Hookup: Yes
  • Roof:Shingle: Yes
  • Foundation Details Block2: Yes
  • Security Features:Smoke Detector(s): Yes
  • Wall Oven: Yes
  • Laundry Features Laundry Room: Yes
  • Interior Features Separate Dining Room: Yes
  • Interior Features Separate Shower: Yes
  • Patio And Porch Features Porch - Covered: Yes
  • Patio and Porch Features:Porch-Screened: Yes
  • Parking Features Kitchen Level2: Yes
  • Brick and Stone Features Partial Brick: Yes
  • Brick and Stone Features Partial Stone: Yes
  • Community Features Pond3: Yes
  • Interior Features Breakfast Room: Yes
  • Special Features: NewHome

Interior Features

  • Appliances: Wall Oven, Microwave, Gas Water Heater, Gas Range, Dishwasher
  • Has Basement: Crawl Space
  • Basement YN: Yes
  • Full Bathrooms: 2
  • Half Bathrooms: 1
  • Total Bedrooms: 4
  • Fireplace Features: Gas Log, Great Room
  • Fireplaces: 1
  • Fireplace: Yes
  • Flooring: Carpet, Hardwood, Tile
  • Interior Amenities: Breakfast Room, Connected Shared Bathroom, Double Vanity, Eat-in Kitchen, Entrance Foyer, Granite Counters, High Ceilings, Open Floorplan, Pantry, Primary Downstairs, Separate Dining Room, Separate Shower, Tub/shower Combo, Walk-In Closet(s)
  • Window Features: Insulated Windows, Vinyl Frames
  • ResoLivingAreaSource: Owner
  • Appliances Dishwasher: Yes
  • Community Features:Sidewalks: Yes
  • Basement:Crawl Space: Yes
  • Interior Features:Eat-in Kitchen: Yes
  • Interior Features:Open Floorplan: Yes
  • Appliances:Gas Water Heater: Yes
  • Attic Features:Walk-In Attic: Yes
  • Interior Features:Pantry: Yes
  • Appliances:Gas Range: Yes
  • Fireplace Features:Fireplaces Total: 1
  • Interior Features:High Ceilings: Yes
  • Interior Features:Walk-In Closet(s): Yes
  • Interior Features:Primary Downstairs: Yes
  • Fireplace Features:Gas Log: Yes
  • Interior Features:Double Vanity: Yes
  • Interior Features:Granite Counters: Yes
  • Fireplace Features:Great Room2: Yes
  • Interior Features:Entrance Foyer: Yes

Exterior Features

  • Lot Features: Gentle Sloping, Level, Split Possible, Sprinklers In Front, Sprinklers In Rear
  • View: No
  • Waterfront: No
  • Home Warranty: No
  • Construction Type: Brick, Fiber Cement, Stone
  • Foundation Details: Block
  • Patio And Porch Features: Porch, Porch - Covered, Porch - Screened
  • Roof: Shingle
  • Construction Materials:Brick: Yes
  • Patio and Porch Features:Porch: Yes
  • Window Features:Vinyl Frames: Yes
  • Construction Materials:Fiber Cement: Yes
  • Lot Features:Level: Yes
  • Lot Features:Gentle Sloping: Yes
  • Lot Features:Split Possible: Yes
  • Lot Features:Sprinklers in Front: Yes
  • Lot Features:Sprinklers In Rear: Yes
  • Window Features:Insulated Windows: Yes
  • Construction Materials:Stone: Yes

Garage/Parking

  • Attached Garage: Yes
  • Garage Spaces: 2.0
  • Parking Features: Garage Door Opener, Garage Faces Front, Kitchen Level
  • General Property Information:Garage YN: Yes
  • General Property Information:Attached Garage YN: Yes
  • General Property Information:Garage Spaces: 2.0
  • Parking Features:Garage Door Opener: Yes
  • Parking Features:Garage Faces Front: Yes

Utilities

  • Laundry Features: Electric Dryer Hookup, Gas Dryer Hookup, Laundry Room, Washer Hookup
  • Security: Smoke Detector(s)
  • Cooling: Central Air, Electric
  • Cooling Y N: Yes
  • Heating: Central, Electric
  • Heating Yn: Yes
  • Utilities: Electricity Available, Sewer Connected, Underground Utilities
  • Water Source: Public
  • Heating:Central: Yes
  • Heating:Electric3: Yes

Condo/Co-op/Association

  • Community Features: Sidewalks, Pond
  • Association Fee: 300.0
  • Association Fee Frequency: Annually
  • Association: Yes

Association/Amenities

  • General Property Information:Association YN: Yes
  • General Property Information:Association Fee: 300.0
  • General Property Information:Association Fee Frequency: Annually

Schools

  • Elementary School: Red Bank Elementary
  • High School: Red Bank High School
  • Middle Or Junior School: Red Bank Middle

Lot Info

  • Lot Size Sq Ft: 11761.2
  • Additional Parcels: No
  • Parcel #: 117c E 046
  • ResoLotSizeUnits: Acres

Tax Info

  • Tax Annual Amount: 756.33

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
May 28, 2020
Closed on
Aug 21, 2020
Sold by
Neal Bennett Construction Inc
Bought by
Lowry Sandra Joyce
Seller's Agent
Jay Robinson
Keller Williams Realty
Buyer's Agent
Michael Kelly
Scenic South Properties, LLC
List Price
$449,000
Sold Price
$454,000
Premium/Discount to List
$5,000
1.11%
Current Estimated Value
$712,339

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$258,339
Avg. Annual Appreciation
9.39%
Original Mortgage
$254,000
Outstanding Balance
$226,327
Interest Rate
3%
Mortgage Type
New Conventional
Estimated Equity
$486,012

Purchase Details

Closed on
Oct 31, 2019
Sold by
Horse Creek Llc
Bought by
Neal Bennett Construction Co Inc

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$230,000
Interest Rate
3.7%
Mortgage Type
New Conventional
Source: Public Records

Range of Values:

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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Lowry Sandra Joyce $454,000 Cumberland Ttl & Guaranty Co
Neal Bennett Construction Co Inc $70,000 Cumberland Ttl & Guaranty Co
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Lowry Sandra Joyce $254,000
Previous Owner Neal Bennett Construction Co Inc $230,000
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
08/21/2020 08/21/20 Sold $454,000 +1.1% $159 / Sq Ft
07/02/2020 07/02/20 Pending -- -- --
05/28/2020 05/28/20 For Sale $449,000 -- $158 / Sq Ft
Source: Greater Chattanooga REALTORS®

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $2,533 $113,225 $0 $0
2023 $2,533 $113,225 $0 $0
2022 $2,533 $113,225 $0 $0
2021 $2,533 $113,225 $0 $0
2020 $1,360 $15,000 $0 $0
2019 $415 $15,000 $0 $0
2018 $342 $15,000 $0 $0
2017 $415 $15,000 $0 $0
2016 $277 $0 $0 $0
2015 $507 $10,000 $0 $0
2014 $507 $0 $0 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Greater Chattanooga REALTORS®

MLS Number: 1318525

Greater Chattanooga REALTORS®

APN: 117C-E-046