Seller's Agent in 2025
Patrick Dunn
KW Platform
(518) 407-9834
1 in this area
61 Total Sales
116 N Ferry St Schenectady, NY 12305
Downtown Schenectady Neighborhood
6
Beds
2
Baths
2,600
Sq Ft
5,663
Sq Ft Lot
Highlights
- River View
- Traditional Architecture
- Hydromassage or Jetted Bathtub
- Deck
- Wood Flooring
- 1-minute walk to Riverside Park
About This Home
As of December 2025Historic charm meets investment opportunity in the heart of the Stockade. Welcome to this 2 family home, located just steps from the scenic Mohawk River, Riverside Park, and the vibrant historic Stockade District. Nestled among cobblestone streets and 18th-century architecture, this property offers the perfect blend of character, convenience, and cash flow. Each spacious 3 bed, 1 bath flat features original hardwood floors, tastefully updated kitchens and baths, and separate utilities. Whether you're an investor seeking strong returns or a buyer looking to house-hack, this home fits the bill with projected rents of $1,800 (1st floor) and $1,500 (2nd floor), you're looking at an impressive 11% cap rate. All this in a prime walkable location. Schedule your private walkthrough today!
Property Details
Home Type
- Multi-Family
Est. Annual Taxes
- $6,316
Year Built
- Built in 1880
Lot Details
- 5,663 Sq Ft Lot
- Level Lot
Property Views
- River
- City
Home Design
- Duplex
- Traditional Architecture
- Slate Roof
- Aluminum Siding
Interior Spaces
- 2,600 Sq Ft Home
- Built-In Features
- Chair Railings
- Crown Molding
- Paddle Fans
- Full Attic
Flooring
- Wood
- Tile
Bedrooms and Bathrooms
- 6 Bedrooms
- Bathroom on Main Level
- 2 Full Bathrooms
- Hydromassage or Jetted Bathtub
Unfinished Basement
- Basement Fills Entire Space Under The House
- Interior and Exterior Basement Entry
- Laundry in Basement
Outdoor Features
- Deck
- Front Porch
Schools
- Schenectady High School
Utilities
- Window Unit Cooling System
- Forced Air Heating System
- Heating System Uses Natural Gas
- 200+ Amp Service
- High Speed Internet
- Cable TV Available
Community Details
- No Home Owners Association
- 2 Units
Listing and Financial Details
- Assessor Parcel Number 39.55-1-43
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Aug 9, 2025
Closed on
Dec 11, 2025
Sold by
Ramlal Cindy and Singh Cindy
Bought by
Racino Bryan Michael
Seller's Agent
Patrick Dunn
KW Platform
Buyer's Agent
Annemarie Bouyea
Coldwell Banker Prime Properties
List Price
$289,900
Sold Price
$275,000
Premium/Discount to List
-$14,900
-5.14%
Views
77
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
-37.29%
Original Mortgage
$200,000
Outstanding Balance
$199,810
Interest Rate
6.23%
Mortgage Type
New Conventional
Estimated Equity
$60,217
Purchase Details
Closed on
Dec 16, 2005
Sold by
Plocharczyk John
Bought by
Ramlal Cindy
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$99,630
Interest Rate
8.5%
Mortgage Type
Adjustable Rate Mortgage/ARM
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area
Home Values in the Area
Average Home Value in this Area
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Warranty Deed | $275,000 | None Listed On Document | |
| Deed | $110,700 | Gayle E Hartz |
Source: Public Records
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Open | $200,000 | New Conventional | |
| Previous Owner | $99,630 | Adjustable Rate Mortgage/ARM |
Source: Public Records
Property History
| Date | Event | Price | List to Sale | Price per Sq Ft |
|---|---|---|---|---|
| 12/11/2025 12/11/25 | Sold | $275,000 | -5.1% | $106 / Sq Ft |
| 10/15/2025 10/15/25 | Pending | -- | -- | -- |
| 08/09/2025 08/09/25 | For Sale | $289,900 | -- | $112 / Sq Ft |
Source: Global MLS
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2024 | $6,317 | $111,200 | $16,700 | $94,500 |
| 2023 | $61 | $111,200 | $16,700 | $94,500 |
| 2022 | $6,001 | $111,200 | $16,700 | $94,500 |
| 2021 | $5,959 | $111,200 | $16,700 | $94,500 |
| 2020 | $5,855 | $111,200 | $16,700 | $94,500 |
| 2019 | $5,910 | $111,200 | $16,700 | $94,500 |
| 2018 | $5,910 | $111,200 | $16,700 | $94,500 |
| 2017 | $5,929 | $111,200 | $16,700 | $94,500 |
| 2016 | $6,057 | $111,200 | $16,700 | $94,500 |
| 2015 | -- | $111,200 | $16,700 | $94,500 |
| 2014 | -- | $111,200 | $16,700 | $94,500 |
Source: Public Records
Agents Affiliated with this Home
-
Patrick Dunn
-
Annemarie Bouyea
Buyer's Agent in 2025
Annemarie Bouyea
Coldwell Banker Prime Properties
(518) 348-2060
1 in this area
91 Total Sales
Map
Source: Global MLS
MLS Number: 202523524
APN: 039-055-0001-043-000-0000
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