$289,900

116 N Ferry St Schenectady, NY 12305

Downtown Schenectady Neighborhood

Estimated payment $2,063/month

Total Views 7,329
6 Beds
2 Baths
2,600 Sq Ft
$112 Price per Sq Ft

Highlights

  • River View
  • Traditional Architecture
  • Hydromassage or Jetted Bathtub
  • Deck
  • Wood Flooring
  • 1-minute walk to Riverside Park

About This Home

Historic charm meets investment opportunity in the heart of the Stockade. Welcome to this 2 family home, located just steps from the scenic Mohawk River, Riverside Park, and the vibrant historic Stockade District. Nestled among cobblestone streets and 18th-century architecture, this property offers the perfect blend of character, convenience, and cash flow. Each spacious 3 bed, 1 bath flat features original hardwood floors, tastefully updated kitchens and baths, and separate utilities. Whether you're an investor seeking strong returns or a buyer looking to house-hack, this home fits the bill with projected rents of $1,800 (1st floor) and $1,500 (2nd floor), you're looking at an impressive 11% cap rate. All this in a prime walkable location. Schedule your private walkthrough today!

Listing Agent

Patrick Dunn

KW Platform License #10401288889 Listed on: 08/09/2025

KW Platform

Property Details

Home Type

  • Multi-Family

Est. Annual Taxes

  • $6,316

Year Built

  • Built in 1880

Lot Details

  • 5,663 Sq Ft Lot
  • Level Lot

Property Views

  • River
  • City

Home Design

  • Duplex
  • Traditional Architecture
  • Slate Roof
  • Aluminum Siding

Interior Spaces

  • 2,600 Sq Ft Home
  • Built-In Features
  • Chair Railings
  • Crown Molding
  • Paddle Fans
  • Full Attic

Flooring

  • Wood
  • Tile

Bedrooms and Bathrooms

  • 6 Bedrooms
  • Bathroom on Main Level
  • 2 Full Bathrooms
  • Hydromassage or Jetted Bathtub

Unfinished Basement

  • Basement Fills Entire Space Under The House
  • Interior and Exterior Basement Entry
  • Laundry in Basement

Outdoor Features

  • Deck
  • Front Porch

Schools

  • Schenectady High School

Utilities

  • Window Unit Cooling System
  • Forced Air Heating System
  • Heating System Uses Natural Gas
  • 200+ Amp Service
  • High Speed Internet
  • Cable TV Available

Community Details

  • No Home Owners Association
  • 2 Units

Listing and Financial Details

  • Assessor Parcel Number 39.55-1-43

Property Details

Home Type

Multi-Family

Est. Annual Taxes

$6,316

Year Built

Built in 1880

Lot Details

0

Listing Details

  • Property Type: MultiFamily
  • Property Sub Type: Duplex
  • Year Built: 1880
  • Directions: NYS Thruway to 890 to Erie Blvd. to Union Street to North Ferry Street. House is on the right.
  • Above Grade Finished Sq Ft: 2600.0
  • Architectural Style: Traditional
  • Lot Size Acres: 0.13
  • Number Of Separate Electric Meters: 2
  • Number Of Separate Gas Meters: 2
  • Flooring:Hardwood: Yes
  • View:Water2: Yes
  • Laundry Features:In Basement: Yes
  • Electric:Circuit Breakers: Yes
  • Architectural Style:Traditional: Yes
  • Special Features: None

Interior Features

  • Flooring: Tile, Hardwood
  • Basement: Exterior Entry, Full, Interior Entry, Unfinished
  • Interior Amenities: Paddle Fan, High Speed Internet, Built-in Features, Chair Rail, Crown Molding
  • Full Bathrooms: 2
  • Total Bedrooms: 6
  • Living Area: 2600.0
  • Bathroom Levels Full Bathroom 1: 1st
  • Bathroom Levels Full Bathroom 2: 2nd
  • Spa Features: Jet Tub
  • Interior Features:High Speed Internet: Yes
  • Interior Features:Paddle Fan: Yes
  • Full Basement: Yes
  • Interior Features:Jet Tub: Yes
  • Basement:Exterior Entry: Yes
  • Basement:Interior Entry: Yes
  • Interior Features:Chair Rail: Yes
  • Interior Features:Crown Molding: Yes
  • Basement:Unfinished: Yes
  • Interior Features:Built-in Features: Yes
  • Attic Features:Full2: Yes

Exterior Features

  • Exterior Features: None
  • Roof: Slate
  • Construction Type: Aluminum Siding
  • Patio And Porch Features: Deck, Front Porch
  • View: Water, River, City
  • Waterfront: No
  • Patio And Porch Features:Deck: Yes
  • Exterior Features:None37: Yes
  • Construction Materials:Aluminum Siding: Yes
  • Lot Features:Level: Yes
  • View:River: Yes
  • Lot Features:Views: Yes
  • Patio And Porch Features:Front Porch: Yes

Garage/Parking

  • Parking Features: None
  • Attached Garage: No
  • Open Parking: No
  • Property Detail:Parking YN: No
  • Parking Features:None11: Yes

Utilities

  • Utilities: Cable Available
  • Sewer: Public Sewer
  • Cooling: Window Unit(s)
  • Electric: 200+ Amp Service, Circuit Breakers
  • Heating: Forced Air, Natural Gas
  • Laundry Features: In Basement
  • Water Source: Public
  • Cooling Y N: Yes
  • Heating Yn: Yes
  • Heating:Forced Air: Yes
  • Heating:Natural Gas2: Yes

Condo/Co-op/Association

  • Association: No

Association/Amenities

  • Parcel Tax HOA:Association YN: No
  • Unit 1 Amenities:Ceramic Tile2: Yes
  • Unit 1 Amenities:Built-in Features4: Yes
  • Unit 2 Amenities:Built-in Features5: Yes
  • Unit 2 Amenities:Cable Available4: Yes
  • Unit 2 Amenities:High Speed Internet4: Yes
  • Unit 1 Amenities:Crown Molding2: Yes
  • Unit 2 Amenities:Crown Molding3: Yes
  • Unit 1 Amenities:Chair Rail2: Yes

Schools

  • Junior High Dist: Schenectady

Lot Info

  • Lot Features: Level, Views
  • Parcel #: 39.55-1-43
  • Lot Size Sq Ft: 5662.8

Tax Info

  • Tax Annual Amount: 6316.15

Multi Family

  • Number Of Units Total: 2

MLS Schools

  • HighSchool: Schenectady

Map

Range of Values:

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Home Values in the Area

Source: Public Records

Average Home Value in this Area

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $6,128 $111,200 $16,700 $94,500
2023 $6,128 $111,200 $16,700 $94,500
2022 $6,001 $111,200 $16,700 $94,500
2021 $5,959 $111,200 $16,700 $94,500
2020 $5,855 $111,200 $16,700 $94,500
2019 $5,910 $111,200 $16,700 $94,500
2018 $5,910 $111,200 $16,700 $94,500
2017 $5,929 $111,200 $16,700 $94,500
2016 $6,057 $111,200 $16,700 $94,500
2015 -- $111,200 $16,700 $94,500
2014 -- $111,200 $16,700 $94,500
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
08/09/2025 08/09/25 For Sale $289,900 -- $112 / Sq Ft
Source: Global MLS

Purchase History

Date Type Sale Price Title Company
Deed $110,700 Gayle E Hartz
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $99,630 Adjustable Rate Mortgage/ARM
Source: Public Records

Source: Global MLS

MLS Number: 202523524

Global MLS

APN: 039-055-0001-043-000-0000

New York Schenectady County Schenectady 12305 Downtown Schenectady

116 N Ferry St, Schenectady, NY

This home is located at 116 N Ferry St, Schenectady, NY 12305 and is currently priced at $289,900, approximately $111 per square foot. This property was built in 1880. 116 N Ferry St is a home located in Schenectady County with nearby schools including Yates Elementary School, Oneida Middle School, and Schenectady High School.

Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.

Global MLS IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.
Information is deemed reliable but not guaranteed.



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