$289,900
PENDING

116 N Ferry St Schenectady, NY 12305

Downtown Schenectady Neighborhood

Estimated payment $2,052/month

Total Views 8,879
6 Beds
2 Baths
2,600 Sq Ft
$112 Price per Sq Ft

Highlights

  • River View
  • Traditional Architecture
  • Hydromassage or Jetted Bathtub
  • Deck
  • Wood Flooring
  • 1-minute walk to Riverside Park

About This Home

Historic charm meets investment opportunity in the heart of the Stockade. Welcome to this 2 family home, located just steps from the scenic Mohawk River, Riverside Park, and the vibrant historic Stockade District. Nestled among cobblestone streets and 18th-century architecture, this property offers the perfect blend of character, convenience, and cash flow. Each spacious 3 bed, 1 bath flat features original hardwood floors, tastefully updated kitchens and baths, and separate utilities. Whether you're an investor seeking strong returns or a buyer looking to house-hack, this home fits the bill with projected rents of $1,800 (1st floor) and $1,500 (2nd floor), you're looking at an impressive 11% cap rate. All this in a prime walkable location. Schedule your private walkthrough today!

Listing Agent

Patrick Dunn

KW Platform License #10401288889 Listed on: 08/09/2025

KW Platform

Property Details

Home Type

  • Multi-Family

Est. Annual Taxes

  • $6,316

Year Built

  • Built in 1880

Lot Details

  • 5,663 Sq Ft Lot
  • Level Lot

Property Views

  • River
  • City

Home Design

  • Duplex
  • Traditional Architecture
  • Slate Roof
  • Aluminum Siding

Interior Spaces

  • 2,600 Sq Ft Home
  • Built-In Features
  • Chair Railings
  • Crown Molding
  • Paddle Fans
  • Full Attic

Flooring

  • Wood
  • Tile

Bedrooms and Bathrooms

  • 6 Bedrooms
  • Bathroom on Main Level
  • 2 Full Bathrooms
  • Hydromassage or Jetted Bathtub

Unfinished Basement

  • Basement Fills Entire Space Under The House
  • Interior and Exterior Basement Entry
  • Laundry in Basement

Outdoor Features

  • Deck
  • Front Porch

Schools

  • Schenectady High School

Utilities

  • Window Unit Cooling System
  • Forced Air Heating System
  • Heating System Uses Natural Gas
  • 200+ Amp Service
  • High Speed Internet
  • Cable TV Available

Community Details

  • No Home Owners Association
  • 2 Units

Listing and Financial Details

  • Assessor Parcel Number 39.55-1-43

Property Details

Home Type

Multi-Family

Est. Annual Taxes

$6,316

Year Built

Built in 1880

Lot Details

0

Listing Details

  • Property Type: MultiFamily
  • Property Sub Type: Duplex
  • Year Built: 1880
  • Directions: NYS Thruway to 890 to Erie Blvd. to Union Street to North Ferry Street. House is on the right.
  • Above Grade Finished Sq Ft: 2600.0
  • Architectural Style: Traditional
  • Lot Size Acres: 0.13
  • Number Of Separate Electric Meters: 2
  • Number Of Separate Gas Meters: 2
  • Flooring:Hardwood: Yes
  • View:Water2: Yes
  • Laundry Features:In Basement: Yes
  • Electric:Circuit Breakers: Yes
  • Architectural Style:Traditional: Yes
  • Special Features: None

Interior Features

  • Flooring: Tile, Hardwood
  • Basement: Exterior Entry, Full, Interior Entry, Unfinished
  • Interior Amenities: Paddle Fan, High Speed Internet, Built-in Features, Chair Rail, Crown Molding
  • Full Bathrooms: 2
  • Total Bedrooms: 6
  • Living Area: 2600.0
  • Bathroom Levels Full Bathroom 1: 1st
  • Bathroom Levels Full Bathroom 2: 2nd
  • Spa Features: Jet Tub
  • Interior Features:High Speed Internet: Yes
  • Interior Features:Paddle Fan: Yes
  • Full Basement: Yes
  • Interior Features:Jet Tub: Yes
  • Basement:Exterior Entry: Yes
  • Basement:Interior Entry: Yes
  • Interior Features:Chair Rail: Yes
  • Interior Features:Crown Molding: Yes
  • Basement:Unfinished: Yes
  • Interior Features:Built-in Features: Yes
  • Attic Features:Full2: Yes

Exterior Features

  • Exterior Features: None
  • Roof: Slate
  • Construction Type: Aluminum Siding
  • Patio And Porch Features: Deck, Front Porch
  • View: Water, River, City
  • Waterfront: No
  • Patio And Porch Features:Deck: Yes
  • Exterior Features:None37: Yes
  • Construction Materials:Aluminum Siding: Yes
  • Lot Features:Level: Yes
  • View:River: Yes
  • Lot Features:Views: Yes
  • Patio And Porch Features:Front Porch: Yes

Garage/Parking

  • Parking Features: None
  • Attached Garage: No
  • Open Parking: No
  • Property Detail:Parking YN: No
  • Parking Features:None11: Yes

Utilities

  • Utilities: Cable Available
  • Sewer: Public Sewer
  • Cooling: Window Unit(s)
  • Electric: 200+ Amp Service, Circuit Breakers
  • Heating: Forced Air, Natural Gas
  • Laundry Features: In Basement
  • Water Source: Public
  • Cooling Y N: Yes
  • Heating Yn: Yes
  • Heating:Forced Air: Yes
  • Heating:Natural Gas2: Yes

Condo/Co-op/Association

  • Association: No

Association/Amenities

  • Parcel Tax HOA:Association YN: No
  • Unit 1 Amenities:Ceramic Tile2: Yes
  • Unit 1 Amenities:Built-in Features4: Yes
  • Unit 2 Amenities:Built-in Features5: Yes
  • Unit 2 Amenities:Cable Available4: Yes
  • Unit 2 Amenities:High Speed Internet4: Yes
  • Unit 1 Amenities:Crown Molding2: Yes
  • Unit 2 Amenities:Crown Molding3: Yes
  • Unit 1 Amenities:Chair Rail2: Yes

Schools

  • Junior High Dist: Schenectady

Lot Info

  • Lot Features: Level, Views
  • Parcel #: 39.55-1-43
  • Lot Size Sq Ft: 5662.8

Tax Info

  • Tax Annual Amount: 6316.15

Multi Family

  • Number Of Units Total: 2

MLS Schools

  • HighSchool: Schenectady

Map

Range of Values:

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Value Increase
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Percent Increase
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Adjusted for Inflation
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Home Values in the Area

Source: Public Records

Average Home Value in this Area

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $6,317 $111,200 $16,700 $94,500
2023 $6,128 $111,200 $16,700 $94,500
2022 $6,001 $111,200 $16,700 $94,500
2021 $5,959 $111,200 $16,700 $94,500
2020 $5,855 $111,200 $16,700 $94,500
2019 $5,910 $111,200 $16,700 $94,500
2018 $5,910 $111,200 $16,700 $94,500
2017 $5,929 $111,200 $16,700 $94,500
2016 $6,057 $111,200 $16,700 $94,500
2015 -- $111,200 $16,700 $94,500
2014 -- $111,200 $16,700 $94,500
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
10/15/2025 10/15/25 Pending -- -- --
08/09/2025 08/09/25 For Sale $289,900 -- $112 / Sq Ft
Source: Global MLS

Purchase History

Date Type Sale Price Title Company
Deed $110,700 Gayle E Hartz
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $99,630 Adjustable Rate Mortgage/ARM
Source: Public Records

Source: Global MLS

MLS Number: 202523524

Global MLS

APN: 039-055-0001-043-000-0000

New York Schenectady County Schenectady 12305 Downtown Schenectady

116 N Ferry St, Schenectady, NY

Pending

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Information is deemed reliable but not guaranteed.



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