Seller's Agent in 2024
Monterey Peninsula Home Team
KW Coastal Estates
(831) 917-8190
5 in this area
175 Total Sales
11610 Saddle Rd Monterey, CA 93940
Laguna Seca/Ryan Ranch NeighborhoodEstimated Value: $2,508,000 - $3,179,000
4
Beds
3.5
Baths
3,614
Sq Ft
$760/Sq Ft
Est. Value
Highlights
- Heated In Ground Pool
- Bay View
- Gated Community
- Washington Elementary School Rated A-
- Primary Bedroom Suite
- Fireplace in Primary Bedroom
About This Home
As of October 2024Take advantage of this beautiful Mediterranean Villa tucked behind the private gates of Bay Ridge. Once touted as the "New Pebble Beach", Bay Ridge has amazing views of the Monterey Bay from it's high vantage point, where you can see from Pacific Grove all the way to Santa Cruz, and this home doesn't let you down in that department. Minutes from the Peninsula and all it has to offer! Pride of ownership shows through with this impeccably maintained 4 bedroom, 3.5 bath, 3600+ square foot home sited on 1.29 acres of land that includes a fully fenced and gated yard with mature landscaping, stately oak trees and a beautiful custom pool that will come in handy during the summers. The main level includes a large primary suite, a spacious kitchen, a living room with a fireplace, a formal dining room, a powder room and a large sun deck. The secondary level includes 3 additional bedrooms, 2 more baths, and a cozy family room. Plus there is a 3 car garage!
Last Agent to Sell the Property
KW Coastal Estates License #70000352 Listed on: 07/12/2024
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $18,562
Year Built
- Built in 1989
Lot Details
- 1.29 Acre Lot
- Gated Home
- Property is Fully Fenced
- Lot Sloped Up
- Back Yard
HOA Fees
- $240 Monthly HOA Fees
Parking
- 3 Car Attached Garage
Property Views
- Bay
- City Lights
- Mountain
- Garden
Home Design
- Mediterranean Architecture
- Slab Foundation
- Wood Frame Construction
- Tile Roof
- Stucco
Interior Spaces
- 3,614 Sq Ft Home
- 2-Story Property
- High Ceiling
- Fireplace With Gas Starter
- Double Pane Windows
- Family Room with Fireplace
- 3 Fireplaces
- Living Room with Fireplace
- Formal Dining Room
- Utility Room
- Laundry Room
Kitchen
- Breakfast Bar
- Gas Oven
- Self-Cleaning Oven
- Gas Cooktop
- Range Hood
- Microwave
- Dishwasher
- Kitchen Island
- Granite Countertops
- Disposal
Flooring
- Wood
- Laminate
- Tile
Bedrooms and Bathrooms
- 4 Bedrooms
- Primary Bedroom on Main
- Fireplace in Primary Bedroom
- Primary Bedroom Suite
- Walk-In Closet
- Remodeled Bathroom
- Solid Surface Bathroom Countertops
- Jetted Tub in Primary Bathroom
- Bathtub with Shower
- Bathtub Includes Tile Surround
Pool
- Heated In Ground Pool
- Gunite Pool
Outdoor Features
- Deck
- Barbecue Area
Utilities
- Forced Air Heating System
- Thermostat
- Septic Tank
Listing and Financial Details
- Assessor Parcel Number 416-132-043-000
Community Details
Overview
- Association fees include common area electricity, insurance - common area, maintenance - common area, reserves
- Bay Ridge Association
- Built by Bay Ridge
Security
- Gated Community
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Jul 12, 2024
Closed on
Oct 11, 2024
Sold by
Lupo Trust and Lupo Mark
Bought by
Howie Living Trust and Lawrence
Seller's Agent
Monterey Peninsula Home Team
KW Coastal Estates
Buyer's Agent
Ashley Ortiz-lawrence
KW Coastal Estates
List Price
$2,695,000
Sold Price
$2,560,000
Premium/Discount to List
-$135,000
-5.01%
Views
243
Current Estimated Value
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$187,887
Avg. Annual Appreciation
7.34%
Original Mortgage
$1,920,000
Outstanding Balance
$1,899,815
Interest Rate
6.35%
Mortgage Type
New Conventional
Estimated Equity
$848,072
Purchase Details
Closed on
Jul 27, 2018
Sold by
Lupo Mark Joseph and Lupo Jennifer Marie
Bought by
Lupo Mark and Lupo Jennifer
Purchase Details
Closed on
Dec 11, 2017
Sold by
Amos John W and Chung Sue
Bought by
Lupo Mark Joseph and Lupo Jennifer Marie
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$575,000
Interest Rate
3.95%
Mortgage Type
New Conventional
Purchase Details
Closed on
May 2, 2005
Sold by
Amos John W and Chung Sue
Bought by
Amos John W and Chung Sue
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$250,000
Interest Rate
5.99%
Mortgage Type
New Conventional
Purchase Details
Closed on
Jul 27, 2004
Sold by
Riso Salvatore V and Riso Mary
Bought by
Riso Salvatore V and Riso Mary Cynthia
Purchase Details
Closed on
Jan 22, 2004
Sold by
Porteous Todd M
Bought by
Chung Amos Ii John W and Chung Amos Sue
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$1,300,000
Interest Rate
3.56%
Mortgage Type
Unknown
Purchase Details
Closed on
Jun 8, 2000
Sold by
Porteous Todd M
Bought by
Porteous Todd M and Mitchell Bruce T
Purchase Details
Closed on
Mar 24, 2000
Sold by
Porteous Todd M
Bought by
Porteous Todd M
Purchase Details
Closed on
May 22, 1998
Sold by
Quigley Robert J
Bought by
Quigley Max Suki
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$320,000
Interest Rate
7%
Purchase Details
Closed on
Mar 31, 1998
Sold by
Quigley Max Suki
Bought by
Quigley Robert J
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$320,000
Interest Rate
7%
Purchase Details
Closed on
Mar 25, 1998
Sold by
Forbush John J and Forbush Patricia A
Bought by
Quigley Robert J
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$320,000
Interest Rate
7%
Purchase Details
Closed on
Jun 29, 1909
Sold by
Quigley Robert J and Quigley Max Suki
Bought by
Mitchell Bruce T and Porteous Todd M
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$700,000
Interest Rate
7.12%
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area
Home Values in the Area
Average Home Value in this Area
Purchase History
| Date | Buyer | Sale Price | Title Company |
|---|---|---|---|
| Howie Living Trust | $2,560,000 | Chicago Title | |
| Lupo Mark | -- | None Available | |
| Lupo Mark Joseph | $954,545 | First American Title Co | |
| Amos John W | -- | First American Title | |
| Riso Salvatore V | -- | -- | |
| Riso Salvatore V | -- | -- | |
| Chung Amos Ii John W | -- | First American Title | |
| Porteous Todd M | -- | -- | |
| Porteous Todd M | -- | -- | |
| Mitchell Bruce T | -- | -- | |
| Quigley Max Suki | -- | -- | |
| Quigley Robert J | -- | Old Republic Title Company | |
| Quigley Robert J | $760,000 | Old Republic Title Company | |
| Mitchell Bruce T | $875,000 | First American Title |
Source: Public Records
Mortgage History
| Date | Status | Borrower | Loan Amount |
|---|---|---|---|
| Open | Howie Living Trust | $1,920,000 | |
| Previous Owner | Lupo Mark Joseph | $575,000 | |
| Previous Owner | Amos John W | $250,000 | |
| Previous Owner | Chung Amos Ii John W | $1,300,000 | |
| Previous Owner | Quigley Robert J | $320,000 | |
| Previous Owner | Mitchell Bruce T | $700,000 |
Source: Public Records
Property History
| Date | Event | Price | List to Sale | Price per Sq Ft |
|---|---|---|---|---|
| 10/17/2024 10/17/24 | Sold | $2,560,000 | -5.0% | $708 / Sq Ft |
| 09/26/2024 09/26/24 | Pending | -- | -- | -- |
| 09/18/2024 09/18/24 | For Sale | $2,695,000 | 0.0% | $746 / Sq Ft |
| 09/02/2024 09/02/24 | Pending | -- | -- | -- |
| 09/01/2024 09/01/24 | Price Changed | $2,695,000 | -3.6% | $746 / Sq Ft |
| 07/12/2024 07/12/24 | For Sale | $2,795,000 | -- | $773 / Sq Ft |
Source: MLSListings
Tax History Compared to Growth
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2025 | $18,562 | $2,560,000 | $500,000 | $2,060,000 |
| 2024 | $18,562 | $2,560,000 | $500,000 | $2,060,000 |
| 2023 | $17,897 | $1,640,466 | $437,457 | $1,203,009 |
| 2022 | $18,030 | $1,608,301 | $428,880 | $1,179,421 |
| 2021 | $17,246 | $1,576,767 | $420,471 | $1,156,296 |
| 2020 | $16,869 | $1,560,600 | $416,160 | $1,144,440 |
| 2019 | $16,805 | $1,530,000 | $408,000 | $1,122,000 |
| 2018 | $16,450 | $1,500,000 | $400,000 | $1,100,000 |
| 2017 | $17,541 | $1,552,000 | $1,062,000 | $490,000 |
| 2016 | $17,182 | $1,537,000 | $1,052,000 | $485,000 |
| 2015 | $16,212 | $1,443,000 | $987,000 | $456,000 |
| 2014 | $14,106 | $1,274,000 | $872,000 | $402,000 |
Source: Public Records
Agents Affiliated with this Home
-
Monterey Peninsula Home Team
-
Ashley Ortiz-lawrence
Buyer's Agent in 2024
Ashley Ortiz-lawrence
KW Coastal Estates
(831) 220-5186
1 in this area
10 Total Sales
Map
Source: MLSListings
MLS Number: ML81971809
APN: 416-132-043-000
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