$2,490,000
NEW CONSTRUCTION

1164 Cove Pointe Dr Panama City, FL 32401

Millville Neighborhood

Estimated payment $14,608/month

4 Beds
4 Baths
3,574 Sq Ft
$697 Price per Sq Ft

Highlights

  • Boat Dock
  • Heated In Ground Pool
  • Vaulted Ceiling
  • Property fronts a bayou
  • 0.56 Acre Lot
  • Wood Flooring

About This Home

Waterfront Luxury - Fully Furnished Arthur Rutenberg Home - where elegance meets effortless living. This fully furnished, professionally decorated AR Homes by Arthur Rutenberg Home offers over 5,000 total square feet under roof and is ready for immediate move-in. Situated on 154 feet of deep-water bayou frontage, this 4-bedroom plus den residence showcases soaring vaulted ceilings, exposed beams, and designer finishes throughout. The home includes a Home Delivery Center for secure, contact-free package drop-off, and features expansive disappearing glass walls that open to a resort-style outdoor living area with a vanishing-edge pool, outdoor kitchen, lanai, and cabana. Located in the upscale community of Cove Pointe, with low HOA dues, this exceptional property offers direct access to Shell Island and the Gulf of Mexico. Offered fully furnished, this is a rare opportunity to own a turnkey luxury waterfront home designed for both everyday comfort and high-end entertaining.

Listing Agent

Luisa Dick

Coldwell Banker Realty Listed on: 06/09/2025

Coldwell Banker Realty

Co-Listing Agent

Sean Casilli

Coldwell Banker Realty License #SL3389725

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $16,092

Year Built

  • Built in 2023

Lot Details

  • 0.56 Acre Lot
  • Property fronts a bayou
  • Landscaped
  • Sloped Lot
  • Sprinkler System

Parking

  • 3 Car Attached Garage
  • Garage Door Opener
  • Driveway

Home Design

  • HardiePlank Type
  • Stucco

Interior Spaces

  • Beamed Ceilings
  • Vaulted Ceiling
  • Ceiling Fan
  • Recessed Lighting
  • Window Treatments
  • Great Room
  • Dining Room
  • Den
  • Bonus Room

Kitchen

  • Range Hood
  • Microwave
  • Dishwasher
  • ENERGY STAR Qualified Appliances
  • Kitchen Island
  • Disposal
  • Instant Hot Water

Flooring

  • Wood
  • Carpet
  • Tile

Bedrooms and Bathrooms

  • 4 Bedrooms
  • 4 Full Bathrooms

Laundry

  • Dryer
  • Washer

Home Security

  • Home Security System
  • Smart Thermostat
  • Fire and Smoke Detector

Eco-Friendly Details

  • ENERGY STAR Qualified Equipment

Pool

  • Heated In Ground Pool
  • Gunite Pool

Outdoor Features

  • Covered Patio or Porch
  • Outdoor Kitchen

Schools

  • Cherry Street Elementary School
  • Jinks Middle School
  • Bay High School

Utilities

  • Zoned Heating and Cooling
  • High Speed Internet

Community Details

Overview

  • Property has a Home Owners Association
  • Association fees include gas
  • Cove Pointe Subdivision

Recreation

  • Boat Dock

Home Details

Home Type

Single Family

Est. Annual Taxes

$16,092

Year Built

Built in 2023

Lot Details

0

Parking

3

Listing Details

  • Property Type: Residential
  • Year Built: 2023
  • Property Sub Type: Single Family Residence
  • Lot Size Acres: 0.56
  • Lot Size: Irregular
  • Road Surface Type: Paved
  • Co List Office Mls Id: BSA2
  • Co List Office Phone: 850-234-6696
  • Subdivision Name: Cove Pointe
  • New Construction: Yes
  • Efficiency: Appliances
  • Property Sub Type Additional: Single Family Residence
  • Special Features: 4098

Interior Features

  • Appliances: Dryer, Dishwasher, ENERGY STAR Qualified Appliances, Disposal, Microwave, Refrigerator, Range Hood, Washer
  • Interior Amenities: Beamed Ceilings, High Ceilings, Kitchen Island, Pantry, Recessed Lighting, Smart Thermostat, Vaulted Ceiling(s), Window Treatments, Instant Hot Water
  • Full Bathrooms: 4
  • Total Bedrooms: 4
  • Flooring: Carpet, Hardwood, Tile
  • Dining Room Type: Bedroom, Den, Dining Room, Great Room, Primary Bedroom, Other, Bonus Room

Exterior Features

  • Pool Features: Gunite, Gas Heat, In Ground
  • Waterfront Features: Bayou, Shoreline - Natural, Waterfront
  • Waterfront: Yes
  • Construction Type: HardiPlank Type, Stucco, Wood Frame
  • Exterior Features: Sprinkler/Irrigation, Outdoor Kitchen
  • Patio And Porch Features: Covered, Porch

Garage/Parking

  • Covered Parking Spaces: 3.0
  • Garage Spaces: 3.0
  • Parking Features: Attached, Driveway, Garage, Garage Door Opener
  • Garage: Yes
  • Attached Garage: Yes

Utilities

  • Utilities: High Speed Internet Available, Trash Collection
  • Security Features: Security System, Smoke Detector(s)
  • Cooling: Central Air, Ceiling Fan(s), ENERGY STAR Qualified Equipment, Multi Units, Zoned
  • Heating: Central
  • Cooling Y N: Yes
  • Heating Yn: Yes
  • Sewer: Public Sewer

Condo/Co-op/Association

  • Senior Community: No
  • Amenities: Dock
  • Association Fee Frequency: Annually
  • Association: Yes

Fee Information

  • Association Fee Includes: Gas

Schools

  • Middle Or Junior School: Jinks

Lot Info

  • Lot Features: Landscaped, Sloped, Waterfront, Sprinkler System, Paved
  • Land Lease: No
  • Lot Size Sq Ft: 24394.0
  • Mobile Dim Units: Feet
  • Zoning Description: Resid Single Family

Multi Family

  • Number Of Units Furnished: All Units

Tax Info

  • Tax Annual Amount: 16092.0
  • Tax Year: 2024

MLS Schools

  • Elementary School: Cherry Street
  • High School: Bay

Map

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Home Values in the Area

Source: Public Records

Average Home Value in this Area

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $4,152 $1,001,471 $253,881 $747,590
2023 $4,152 $247,978 $247,978 $0
2022 $4,121 $261,504 $261,504 $0
2021 $3,746 $225,790 $0 $0
2020 $3,408 $205,264 $205,264 $0
2019 $3,318 $205,264 $205,264 $0
2018 $3,108 $205,264 $0 $0
2017 $3,076 $205,264 $0 $0
2016 $3,130 $203,281 $0 $0
2015 $2,925 $184,801 $0 $0
2014 $2,754 $168,001 $0 $0
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
09/09/2025 09/09/25 For Sale $2,549,000 +2.4% $719 / Sq Ft
06/10/2025 06/10/25 For Sale $2,490,000 -- $697 / Sq Ft
Source: Central Panhandle Association of REALTORS®

Purchase History

Date Type Sale Price Title Company
Warranty Deed $360,000 Clear Title & Escrow Llc
Corporate Deed $745,000 Bay Cnty Land & Abstract Co
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $1,203,000 Construction
Previous Owner $633,250 Purchase Money Mortgage
Source: Public Records

Source: Central Panhandle Association of REALTORS®

MLS Number: 774663

Central Panhandle Association of REALTORS®

APN: 21267-106-000

Florida Bay County Panama City 32401 Millville

1164 Cove Pointe Dr, Panama City, FL

This home is located at 1164 Cove Pointe Dr, Panama City, FL 32401 and is currently priced at $2,490,000, approximately $696 per square foot. This property was built in 2023. 1164 Cove Pointe Dr is a home located in Bay County with nearby schools including Merriam Cherry Street Elementary School, Jinks Middle School, and Bay High School.

Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.

Central Panhandle Association of REALTORS® IDX information is provided exclusively for consumers’ personal, non-commercial use, that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by the MLS.

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Listing Agent
Luisa Dick
Section Image
Coldwell Banker Realty
(850) 726-5885