NOT LISTED FOR SALE

Estimated Value: $426,000 - $544,000

3 Beds
3 Baths
1,400 Sq Ft
$350/Sq Ft Est. Value

Last Sold October 28, 2021

Last sale price $406,000 $290 Per Sq Ft

Est. 21% increase in value since last sale

Current estimated payment $3,335/month

40 Days on Market

Highlights

  • Living Room with Fireplace
  • Detached Garage
  • 1-minute walk to Baker Memorial Park
  • Lincoln Elementary School Rated A

About This Home

As of October 2021

Located in downtown St. Charles, this home, an easy walk to stores, restaurants, library, Fox River, Pottawatomie Park and so much more. This is a MUST SEE! If you like the charm of an older, red brick, Craftsman style home, but demand the modern conveniences and energy efficiency of a new home, including a first floor master bedroom with an en-suite bathroom, then this home is for you! Interior walls and stairs have been relocated to greatly improve use of the available space, creating an open floorplan and adding a mudroom. The kitchen has plenty of cabinets, a pantry and a beautiful island. Just off the kitchen is a new deck for easy barbequing. A new 2 stage high-efficiency furnace with all new ductwork, with independent temperature settings upstairs and down, combined with cell-foam insulation, provides a great comfort level. You'll enjoy a new high efficiency water heater with all new pipes (including a new non-lead pipe connecting to the city feeder) and new plumbing fixtures, plus new double pane Marvin windows. and much, much more! This home is the best of both worlds!!

Last Agent to Sell the Property

Robert Riley

Baird & Warner Fox Valley - Geneva License #475154405 Listed on: 08/02/2021

Baird & Warner Fox Valley -  Geneva

Last Buyer's Agent

Stephanie Doherty

HomeSmart Connect LLC License #475124265

HomeSmart Connect LLC

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $8,726

Year Built | Renovated

  • 1925 | 2021

Lot Details

  • 4,792

Parking

  • Detached Garage
  • Garage Transmitter
  • Garage Door Opener
  • Driveway
  • Parking Included in Price

Home Design

  • Brick Exterior Construction

Interior Spaces

  • 2-Story Property
  • Living Room with Fireplace
  • Combination Dining and Living Room
  • Unfinished Basement

Home Details

Home Type

Single Family

Est. Annual Taxes

$8,726

Year Built | Renovated

1925 | 2021

Lot Details

0

Parking

1

Listing Details

  • Property Type: Detached Single
  • Property Type: Residential
  • Type Detached: 2 Stories
  • Property Sub Type: 2 Stories
  • Age: 91-100 Years
  • Built Before 1978 (Y/N): Yes
  • Disability Access and/or Equipped: No
  • General Information: None
  • Rebuilt (Y/N): No
  • Rehab (Y/N): Yes
  • Rehab Year: 2021
  • New Construction Y/N: No
  • Architectural Style: Other
  • Directions: Main St.(Rt 64)to 5th Ave. (Rt 25), North 2 blocks to House on the SW corner of State St. and 5th Ave.
  • Lot Size: 50X100
  • Master Model: CRAFTSMAN STYLE
  • New Construction: No
  • Ownership: Fee Simple
  • Special Features: None
  • Year Built: 1925
  • Year Renovated: 2021

Interior Features

  • Appliances: Range, Microwave, Disposal
  • Has Basement: Full
  • Fireplace Features: Electric
  • Estimated Total Finished Sq Ft: 0
  • Basement Description: Unfinished
  • Basement Bathrooms: No
  • Below Grade Bedrooms: 0
  • Dining Room: Combined w/ LivRm
  • Total Sq Ft: 0
  • Fireplace Location: Living Room
  • Total Sq Ft: 0
  • Full Bathrooms: 2
  • Half Bathrooms: 1
  • Possible Bedrooms: 3
  • Total Bedrooms: 3
  • Fireplaces: 1
  • Dining Room Type: Mud Room

Exterior Features

  • Roof: Asphalt
  • Exterior Features: Deck, Porch
  • Foundation Details: Concrete Perimeter
  • Exterior Building Type: Brick
  • Waterfront: No

Garage/Parking

  • Number of Cars: 1.5
  • Driveway: Concrete
  • Garage Details: Garage Door Opener(s),Transmitter(s)
  • Garage On-Site: Yes
  • Garage Ownership: Owned
  • Garage Type: Detached
  • Parking: Garage
  • Garage Spaces: 1.5

Utilities

  • Cooling: Central Air
  • Heating: Natural Gas
  • Electric: Circuit Breakers, 100 Amp Service
  • Sewer: Public Sewer
  • Water Source: Public

Condo/Co-op/Association

  • Master Association Fee: No
  • Master Association Fee Frequency: Not Required
  • Association Fee Frequency: Not Applicable

Fee Information

  • Association Fee Includes: None

Schools

  • Junior High Dist: 303

Lot Info

  • Rural (Y/N): N
  • Lot Size: Less Than .25 Acre
  • Special Assessments: N
  • Additional Parcels: No

Rental Info

  • Board Number: 5
  • Is Parking Included in Price: Yes

Tax Info

  • Tax Exemptions: None
  • Tax Annual Amount: 5344.78
  • Tax Year: 2020

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Aug 2, 2021
Closed on
Oct 28, 2021
Sold by
Florenova Llc
Bought by
Gustafson Melissa
Seller's Agent
Robert Riley
Baird & Warner Fox Valley - Geneva
Buyer's Agent
Stephanie Doherty
HomeSmart Connect LLC
List Price
$420,000
Sold Price
$406,000
Premium/Discount to List
-$14,000
-3.33%
Current Estimated Value
$489,620

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$83,620
Avg. Annual Appreciation
4.96%
Original Mortgage
$345,100
Outstanding Balance
$315,694
Interest Rate
2.87%
Mortgage Type
New Conventional
Estimated Equity
$173,926

Purchase Details

Listed on
Aug 2, 2021
Closed on
Oct 6, 2021
Sold by
Florizoone Frank
Bought by
Florenova Llc
Seller's Agent
Robert Riley
Baird & Warner Fox Valley - Geneva
Buyer's Agent
Stephanie Doherty
HomeSmart Connect LLC
List Price
$420,000
Sold Price
$406,000
Premium/Discount to List
-$14,000
-3.33%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$345,100
Outstanding Balance
$315,694
Interest Rate
2.87%
Mortgage Type
New Conventional
Estimated Equity
$173,926

Purchase Details

Listed on
Sep 11, 2017
Closed on
Jul 23, 2018
Sold by
Florenova Llc
Bought by
Florizoone Frank
Seller's Agent
Ben Henrikson
RE/MAX Horizon
Buyer's Agent
Robert Riley
Baird & Warner Fox Valley - Geneva
List Price
$189,900
Sold Price
$155,000
Premium/Discount to List
-$34,900
-18.38%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
33.19%
Original Mortgage
$108,750
Interest Rate
4%
Mortgage Type
Commercial

Purchase Details

Listed on
Sep 11, 2017
Closed on
Jun 14, 2018
Sold by
Hayes Dennis C and Hayes Karen D
Bought by
Florenova Llc
Seller's Agent
Ben Henrikson
RE/MAX Horizon
Buyer's Agent
Robert Riley
Baird & Warner Fox Valley - Geneva
List Price
$189,900
Sold Price
$155,000
Premium/Discount to List
-$34,900
-18.38%

Purchase Details

Closed on
Jul 3, 2007
Sold by
The Old Second National Bank Of Aurora
Bought by
Hayes Dennis C

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$222,400
Interest Rate
6.42%
Mortgage Type
Purchase Money Mortgage

Purchase Details

Closed on
Feb 9, 2001
Sold by
Hayes Dennis C and Hayes Janell K
Bought by
The Old Second National Bank Of Aurora and Trust #8483

Purchase Details

Closed on
Nov 21, 1994
Sold by
Friedmann Reiner M and Friedmann Krista
Bought by
Hayes Dennis C and Hayes Janell K

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$107,500
Interest Rate
9%
Source: Public Records

Range of Values:

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Average Value
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Gustafson Melissa $406,000 Chicago Title Insurance Co
Florenova Llc -- None Listed On Document
Florizoone Frank -- None Available
Florenova Llc $232,500 Chicago Title Ins Co
Hayes Dennis C -- Law Title Joliet
The Old Second National Bank Of Aurora -- --
Hayes Dennis C $124,500 --
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Gustafson Melissa $345,100
Previous Owner Florizoone Frank $108,750
Previous Owner Hayes Dennis C $222,400
Previous Owner The Old Second National Bank Of Aurora $88,025
Previous Owner Old Second National Bank Of Aurora $79,000
Previous Owner The Old Second National Bank Of Aurora $83,600
Previous Owner The Old Second National Bank Of Aurora $49,000
Previous Owner Hayes Dennis C $107,500
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
10/28/2021 10/28/21 Sold $406,000 -3.3% $290 / Sq Ft
09/12/2021 09/12/21 Pending -- -- --
08/02/2021 08/02/21 For Sale $420,000 +171.0% $300 / Sq Ft
06/18/2018 06/18/18 Sold $155,000 -8.8% $138 / Sq Ft
10/17/2017 10/17/17 Pending -- -- --
10/06/2017 10/06/17 Price Changed $169,900 -5.6% $151 / Sq Ft
09/29/2017 09/29/17 Price Changed $179,900 -5.3% $160 / Sq Ft
09/11/2017 09/11/17 For Sale $189,900 -- $169 / Sq Ft
Source: Midwest Real Estate Data (MRED)

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $8,726 $127,317 $24,206 $103,111
2023 $8,353 $113,951 $21,665 $92,286
2022 $7,027 $93,036 $22,688 $70,348
2021 $5,828 $71,453 $21,626 $49,827
2020 $5,345 $64,942 $21,223 $43,719
2019 $5,254 $63,656 $20,803 $42,853
2018 $4,638 $61,911 $20,971 $40,940
2017 $4,547 $60,264 $20,253 $40,011
2016 $4,764 $58,148 $19,542 $38,606
2015 -- $66,807 $20,998 $45,809
2014 -- $65,702 $20,998 $44,704
2013 -- $70,722 $21,208 $49,514
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Midwest Real Estate Data (MRED)

MLS Number: 11010563

Midwest Real Estate Data (MRED)

APN: 09-27-455-003