NOT LISTED FOR SALE

118 Cross Point Dr Owings, MD 20736

Estimated Value: $713,993 - $772,000

5 Beds
3.5 Baths
3,566 Sq Ft
$209/Sq Ft Est. Value

Last Sold October 17, 2019

Last sale price $510,000 $143 Per Sq Ft

Est. 46% increase in value since last sale

Current estimated payment $4,460/month

Highlights

  • Colonial Architecture
  • Deck
  • Main Floor Bedroom
  • Windy Hill Elementary School Rated A-
  • Wood Flooring
  • Formal Dining Room

About This Home

As of October 2019

Gorgeous 5 bedroom/3.5 bath colonial located in the Cross Point community of Owings, MD. After being recently renovated, this beauty is back on the market. The kitchen has new flooring, granite countertops, new cabinetry and new stainless-steel appliances. Home has been freshly painted with new wood flooring on the main level. This three-story home has almost 3,600 square feet of living space with an attached two-car garage. The master suite located on the main level has a walk-in closet and master bath with soaking tub and separate walk-in shower. Family room with fireplace, living room, formal dining room and eat-in kitchen with large island. Big deck with retractable awning, perfect for entertaining or just relaxing. It is situated on half an acre that is beautifully maintained and backs to woods. It also overlooks the community picnic/playground area. Great price and just waiting for someone to call it home.

Last Agent to Sell the Property

Stacey Uhler

(540) 514-6348 staceyuhler15@gmail.com JPAR Real Estate Professionals License #RSR006601 Listed on: 05/15/2019

JPAR Real Estate Professionals

Last Buyer's Agent

Margaret MacGloan

(410) 703-9298 pegmacgloan@godouglasrealty.com Douglas Realty LLC License #72200

Douglas Realty LLC

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $5,128

Year Built

  • Built in 2000

Lot Details

  • 0.47 Acre Lot

HOA Fees

  • $17 Monthly HOA Fees

Parking

  • 2 Car Attached Garage
  • Front Facing Garage
  • Garage Door Opener

Home Design

  • Colonial Architecture
  • Vinyl Siding

Interior Spaces

  • Property has 3 Levels
  • Ceiling Fan
  • Gas Fireplace
  • Family Room Off Kitchen
  • Formal Dining Room
  • Basement Fills Entire Space Under The House

Kitchen

  • Eat-In Kitchen
  • Built-In Oven
  • Cooktop
  • Built-In Microwave
  • Extra Refrigerator or Freezer
  • Ice Maker
  • Dishwasher
  • Kitchen Island

Flooring

  • Wood
  • Carpet

Bedrooms and Bathrooms

  • En-Suite Bathroom
  • Walk-In Closet
  • Walk-in Shower

Laundry

  • Laundry on main level
  • Electric Dryer
  • Washer

Outdoor Features

  • Deck
  • Porch

Utilities

  • Central Air
  • Heat Pump System
  • Electric Water Heater
  • Septic Tank
  • Community Sewer or Septic

Community Details

  • Cross Point Subdivision

Listing and Financial Details

  • Tax Lot 20R
  • Assessor Parcel Number 0503154505

Home Details

Home Type

Single Family

Est. Annual Taxes

$5,128

Year Built

Built in 2000

Lot Details

0

HOA Fees

$17 per month

Parking

2

Listing Details

  • Property Type: Residential
  • Structure Type: Detached
  • Architectural Style: Colonial
  • Ownership: Fee Simple
  • Home Warranty: No
  • New Construction: No
  • Story List: Lower 1, Main, Upper 1
  • Expected On Market: 2019-05-16
  • Federal Flood Zone: No
  • Year Built: 2000
  • Remarks Public: Gorgeous 5 bedroom/3.5 bath colonial located in the Cross Point community of Owings, MD. After being recently renovated, this beauty is back on the market. The kitchen has new flooring, granite countertops, new cabinetry and new stainless-steel appliances. Home has been freshly painted with new wood flooring on the main level. This three-story home has almost 3,600 square feet of living space with an attached two-car garage. The master suite located on the main level has a walk-in closet and master bath with soaking tub and separate walk-in shower. Family room with fireplace, living room, formal dining room and eat-in kitchen with large island. Big deck with retractable awning, perfect for entertaining or just relaxing. It is situated on half an acre that is beautifully maintained and backs to woods. It also overlooks the community picnic/playground area. Great price and just waiting for someone to call it home.
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Appliances: Built-In Microwave, Cooktop, Dishwasher, Dryer - Electric, Extra Refrigerator/Freezer, Icemaker, Oven - Wall, Refrigerator, Washer, Water Heater
  • Interior Amenities: Carpet, Ceiling Fan(s), Entry Level Bedroom, Family Room Off Kitchen, Formal/Separate Dining Room, Kitchen - Eat-In, Kitchen - Island, Primary Bath(s), Stall Shower, Walk-In Closet(s), Wood Floors
  • Fireplace Features: Gas/Propane
  • Fireplaces Count: 1
  • Fireplace: Yes
  • Levels Count: 3+
  • Basement: Yes
  • Basement Type: Full
  • Laundry Type: Main Floor, Dryer In Unit, Washer In Unit
  • Total Sq Ft: 4396
  • Living Area Sq Ft: 3566
  • Price Per Sq Ft: 201.64
  • Above Grade Finished Sq Ft: 2678
  • Below Grade Finished Sq Ft: 888
  • Below Grade Sq Ft: 830
  • Total Below Grade Sq Ft: 1718
  • Above Grade Finished Area Units: Square Feet
  • Street Number Modifier: 118

Beds/Baths

  • Bedrooms: 5
  • Main Level Bedrooms: 1
  • All Lower Level Bedrooms: 1
  • Lower Level Bedroom: 1
  • Total Bathrooms: 4
  • Full Bathrooms: 3
  • Half Bathrooms: 1
  • Main Level Bathrooms: 2.00
  • Upper Level Bathrooms: 1
  • Lower Levels Bathrooms: 1
  • Upper Level Bathrooms: 1.00
  • Lower Levels Bathrooms: 1.00
  • Main Level Full Bathrooms: 1
  • Upper Level Full Bathrooms: 1
  • Lower Level Full Bathrooms: 1
  • Lower Level Full Bathrooms: 1
  • Main Level Half Bathrooms: 1

Exterior Features

  • Other Structures: Above Grade, Below Grade
  • Construction Materials: Vinyl Siding
  • Spa: No
  • Water Access: No
  • Waterfront: No
  • Water Oriented: No
  • Pool: No Pool
  • Tidal Water: No
  • Water View: No

Garage/Parking

  • Garage Spaces: 2.00
  • Garage: Yes
  • Garage Features: Garage - Front Entry, Garage Door Opener
  • Attached Garage Spaces: 2
  • Total Garage And Parking Spaces: 2
  • Type Of Parking: Attached Garage

Utilities

  • Refuse: 350.00
  • Central Air Conditioning: Yes
  • Cooling Fuel: Electric
  • Cooling Type: Central A/C
  • Heating Fuel: Electric
  • Heating Type: Heat Pump(s)
  • Heating: Yes
  • Hot Water: Electric
  • Sewer/Septic System: Community Septic Tank, Private Septic Tank
  • Water Source: Public

Condo/Co-op/Association

  • HOA Fees: 200.00
  • HOA Fee Frequency: Annually
  • Condo Co-Op Association: No
  • HOA: Yes
  • Senior Community: No

Schools

  • School District: CALVERT COUNTY PUBLIC SCHOOLS
  • School District Key: 121139842846
  • School District Source: Listing Agent

Green Features

  • Clean Green Assessed: No

Lot Info

  • Horses: No
  • Improvement Assessed Value: 269700.00
  • Land Assessed Value: 180100.00
  • Land Use Code: 010
  • Lot Size Acres: 0.47
  • Lot Size Units: Square Feet
  • Lot Sq Ft: 20347.00
  • Outdoor Living Structures: Deck(s), Porch(es)
  • Year Assessed: 2019
  • Zoning: R-1
  • In City Limits: Yes

Rental Info

  • Ground Rent Exists: No
  • Lease Considered: No
  • Pets Allowed: No
  • Vacation Rental: No

Tax Info

  • Assessor Parcel Number: 14955343
  • Tax Annual Amount: 5128.00
  • Assessor Parcel Number: 0503154505
  • Tax Lot: 20R
  • Tax Total Finished Sq Ft: 3566
  • County Tax Payment Frequency: Annually
  • Tax Year: 2018
  • Close Date: 10/17/2019

MLS Schools

  • School District Name: CALVERT COUNTY PUBLIC SCHOOLS

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
May 15, 2019
Closed on
Oct 17, 2019
Sold by
Oakland Phyllis K
Bought by
Naylor Jason W and Naylor Rhonda S
Seller's Agent
Stacey Uhler
JPAR Real Estate Professionals
Buyer's Agent
Margaret MacGloan
Douglas Realty LLC
List Price
$550,000
Sold Price
$510,000
Premium/Discount to List
-$40,000
-7.27%
Current Estimated Value
$743,748

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$233,748
Avg. Annual Appreciation
6.51%
Original Mortgage
$420,036
Outstanding Balance
$368,722
Interest Rate
3.6%
Mortgage Type
New Conventional
Estimated Equity
$375,026

Purchase Details

Closed on
May 22, 2003
Sold by
Oakland Phyllis K
Bought by
Oakland Phyllis K

Purchase Details

Closed on
May 24, 2000
Sold by
Zajac Mitchell W
Bought by
Oakland Phyllis K and Crandell Ruth V
Source: Public Records

Range of Values:

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Naylor Jason W $510,000 Sage Title Group Llc
Oakland Phyllis K -- --
Oakland Phyllis K $243,268 --
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Naylor Jason W $420,036
Closed Oakland Phyllis K --
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
10/17/2019 10/17/19 Sold $510,000 -5.6% $143 / Sq Ft
08/30/2019 08/30/19 Pending -- -- --
08/14/2019 08/14/19 Price Changed $540,000 -1.8% $151 / Sq Ft
08/05/2019 08/05/19 Price Changed $550,000 0.0% $154 / Sq Ft
08/05/2019 08/05/19 For Sale $550,000 +7.8% $154 / Sq Ft
06/19/2019 06/19/19 Off Market $510,000 -- --
06/06/2019 06/06/19 Price Changed $505,000 -2.9% $142 / Sq Ft
05/22/2019 05/22/19 Price Changed $519,900 -1.9% $146 / Sq Ft
05/15/2019 05/15/19 For Sale $530,000 -- $149 / Sq Ft
Source: Bright MLS

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $5,823 $552,000 $180,100 $371,900
2024 $5,823 $525,100 $0 $0
2023 $5,330 $498,200 $0 $0
2022 $5,048 $471,300 $180,100 $291,200
2021 $10,096 $464,133 $0 $0
2020 $4,916 $456,967 $0 $0
2019 $4,718 $449,800 $180,100 $269,700
2018 $4,718 $449,800 $180,100 $269,700
2017 $4,958 $449,800 $0 $0
2016 -- $454,400 $0 $0
2015 $4,682 $454,400 $0 $0
2014 $4,682 $454,400 $0 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Bright MLS

MLS Number: MDCA169516

Bright MLS

APN: 03-154505