NOT LISTED FOR SALE

118 W Reader St Elburn, IL 60119

Estimated Value: $355,000 - $423,000

3 Beds
2 Baths
1,753 Sq Ft
$217/Sq Ft Est. Value

Last Sold December 15, 2020

Last sale price $268,000 $153 Per Sq Ft

Est. 42% increase in value since last sale

Current estimated payment $2,692/month

5 Days on Market

Highlights

  • Multiple Fireplaces
  • Wood Flooring
  • Screened Porch
  • Ranch Style House
  • Corner Lot
  • Walk-In Pantry

About This Home

As of December 2020

Your chance to own the cutest in-town ranch just full of charm!!! Stunning enclosed porch is the perfect spot to sit and relax - enjoy the fresh air year round! Living and dining room are accented by gorgeous engineered hardwood flooring, large sunny windows, and a beautiful white brick fireplace. Farmhouse kitchen features newly updated white cabinetry, large closet pantry, and separate eating area with table space. Three bedrooms are bright & spacious with hardwood flooring. Master bedroom showcases a shiplap accent wall. Two updated full baths complete the main level. HUGE basement includes a large family room/rec area with a brick fireplace, a craft/work room, laundry, and tons of space for storage! New mechanicals! Attached oversized two car garage. Private backyard with a concrete patio. Ideal location in a quiet, established neighborhood and just blocks from charming and historic downtown Elburn! Enjoy the shops, restaurants, and more! Highly rated Kaneland school district #302. This home truly has it all - don't miss out!!

Last Agent to Sell the Property

Sarah Leonard

Legacy Properties, A Sarah Leonard Company, LLC License #475122634 Listed on: 11/18/2020

Last Buyer's Agent

Diane O'Connor

Select a Fee RE System License #471017446

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $8,233

Year Built

  • 1960

Lot Details

  • Southern Exposure
  • Corner Lot

Parking

  • Attached Garage
  • Garage Door Opener
  • Driveway
  • Parking Included in Price
  • Garage Is Owned

Home Design

  • Ranch Style House
  • Brick Exterior Construction
  • Slab Foundation
  • Asphalt Shingled Roof
  • Wood Siding

Interior Spaces

  • Bathroom on Main Level
  • Multiple Fireplaces
  • Workroom
  • Screened Porch
  • Storage Room
  • Wood Flooring
  • Partially Finished Basement
  • Basement Fills Entire Space Under The House
  • Storm Screens

Kitchen

  • Breakfast Bar
  • Walk-In Pantry
  • Oven or Range
  • Dishwasher
  • Disposal

Laundry

  • Dryer
  • Washer

Utilities

  • Forced Air Heating and Cooling System
  • Heating System Uses Gas
  • Water Softener Leased

Listing and Financial Details

  • Homeowner Tax Exemptions

Home Details

Home Type

Single Family

Est. Annual Taxes

$8,233

Year Built

1960

Lot Details

0

Parking

2

Listing Details

  • Property Type: Detached Single
  • Built Before 1978 (Y/N): Yes
  • Age: 51-60 Years
  • Full Bathrooms: 2
  • Number Interior Fireplaces: 2
  • Ownership: Fee Simple
  • Total Full or Half Bathrooms: 2
  • Total Sq Ft: 1753
  • Style Of House: Ranch
  • Type Detached: 1 Story
  • Estimated Year Built: 1960
  • Tax Exemptions: Homeowner
  • Total Sq Ft: 3290
  • Special Features: None
  • Property Sub Type: Detached
  • Year Built: 1960

Interior Features

  • Interior Property Features: Hardwood Floors, 1st Floor Bedroom, 1st Floor Full Bath
  • Number Of Rooms: 8
  • Living Room: Dimensions: 19X15, On Level: Main Level, Flooring: Other, Windows: All
  • Appliances: Oven/Range, Dishwasher, Refrigerator, Washer, Dryer, Disposal, Water Softener Rented
  • Equipment: Humidifier, TV-Dish, CO Detectors, Ceiling Fan, Sump Pump
  • Fireplace Details: More than one
  • Fireplace Location: Living Room, Basement
  • Basement: Full
  • Basement: Partially Finished
  • Bedrooms All Levels: 3
  • Above Grade Bedrooms: 3
  • Laundry: Dimensions: 51X13, On Level: Basement, Flooring: Other, Windows: All
  • Dining Room: Dimensions: 13X12, On Level: Main Level, Flooring: Other, Windows: All
  • Kitchen Type: Dimensions: 19X12, On Level: Main Level, Flooring: Ceramic Tile, Windows: All
  • Kitchen Type: Eating Area-Table Space, Pantry-Closet, Pantry
  • Additional Rooms: Screened Porch, Workroom, Storage
  • Master Bedroom: Dimensions: 14X14, On Level: Main Level, Flooring: Hardwood, Windows: All
  • Additional Room 1 Name: Screened Porch, Dimensions: 17X12, On Level: Main Level, Flooring: Vinyl, Windows: All
  • Additional Room 2 Name: Work Rm, Dimensions: 13X13, On Level: Basement, Flooring: Other, Windows: All
  • Bedroom 2: Dimensions: 11X9, On Level: Main Level, Flooring: Hardwood, Windows: All
  • Additional Room 3 Name: Storage, Dimensions: 13X9, On Level: Basement, Flooring: Other, Windows: All
  • Bedroom 3: Dimensions: 13X10, On Level: Main Level, Flooring: Hardwood, Windows: All
  • Estimated Sq Ft: 1753
  • Estimated Total Finished Sq Ft: 1753
  • Basement Sq Ft: 1537
  • Main Level Sq Ft: 1753
  • Dining Room Type: Combined w/ LivRm
  • Family Room: Dimensions: 29X15, On Level: Basement, Flooring: Vinyl, Windows: All

Exterior Features

  • Foundation: Concrete
  • Lot Size: Less Than .25 Acre
  • Exterior Building Type: Brick, Wood Siding
  • Roof Type: Asphalt/Glass (Shingles)
  • Exterior Property Features: Storms/Screens
  • Exposure: S (South)
  • Acreage: 0.1719

Garage/Parking

  • Number of Cars: 2
  • Parking: Garage
  • Garage Type: Attached
  • Garage Details: Garage Door Opener(s)
  • Garage On Site: Yes
  • Number Garage Spaces: 2
  • Driveway: Asphalt
  • Parking Included In Price: Yes
  • Garage Ownership: Owned

Utilities

  • Electricity: Circuit Breakers
  • Air Conditioner: Central Air
  • Water: Public
  • Sewer: Sewer-Public
  • Heating Fuel: Gas, Forced Air

Schools

  • School District: 302
  • Elementary School: John Stewart Elementary School
  • Middle School: Harter Middle School
  • High School: Kaneland High School
  • Junior High Dist: 302

Lot Info

  • Lot Dimensions: 7245
  • Lot Description: Corner
  • Parcel Identification Number: 1106228004

Tax Info

  • Taxes: 6355.32

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Nov 18, 2020
Closed on
Dec 15, 2020
Sold by
Bowling Christopher M and Bowling Carolyn F
Bought by
Horan Rebecca
Seller's Agent
Sarah Leonard
Legacy Properties, A Sarah Leonard Company, LLC
Buyer's Agent
Diane O'Connor
Select a Fee RE System
List Price
$269,800
Sold Price
$268,000
Premium/Discount to List
-$1,800
-0.67%
Current Estimated Value
$379,807

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$111,807
Avg. Annual Appreciation
6.93%
Original Mortgage
$180,000
Outstanding Balance
$160,763
Interest Rate
2.75%
Mortgage Type
New Conventional
Estimated Equity
$208,443

Purchase Details

Closed on
Nov 14, 2013
Sold by
Owens Derrel W and Owens Cheryl
Bought by
Bowling Christopher M and Bowling Carolyn E

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$181,649
Interest Rate
3.87%
Mortgage Type
FHA

Purchase Details

Closed on
May 4, 2007
Sold by
Kelley Larry D
Bought by
Owens Derrel W
Source: Public Records

Range of Values:

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Average Value
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Horan Rebecca $268,000 None Available
Bowling Christopher M $185,000 Fidelity National Title
Owens Derrel W -- None Available
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Horan Rebecca $50,000
Closed Horan Rebecca $25,000
Open Horan Rebecca $180,000
Previous Owner Bowling Christopher M $167,000
Previous Owner Bowling Carolyn E $180,263
Previous Owner Bowling Christopher M $181,649
Previous Owner Owens Derrel W $166,079
Previous Owner Owens Derrel W $168,000
Previous Owner Kelley Larry D $150,000
Previous Owner Kelley Larry D $50,000
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
12/15/2020 12/15/20 Sold $268,000 -0.7% $153 / Sq Ft
11/23/2020 11/23/20 Pending -- -- --
11/18/2020 11/18/20 For Sale $269,800 -- $154 / Sq Ft
Source: Midwest Real Estate Data (MRED)

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $8,233 $105,661 $8,489 $97,172
2023 $7,926 $95,362 $7,662 $87,700
2022 $6,919 $79,914 $7,032 $72,882
2021 $6,468 $74,173 $6,730 $67,443
2020 $6,354 $72,434 $6,572 $65,862
2019 $6,355 $71,371 $6,476 $64,895
2018 $5,331 $59,708 $6,476 $53,232
2017 $5,329 $59,029 $6,402 $52,627
2016 $5,353 $57,704 $6,233 $51,471
2015 -- $55,661 $5,990 $49,671
2014 -- $61,845 $6,665 $55,180
2013 -- $61,845 $6,665 $55,180
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Midwest Real Estate Data (MRED)

MLS Number: MRD10936544

Midwest Real Estate Data (MRED)

APN: 11-06-228-004