1180 Spring Creek Rd Elgin, IL 60120
Cobblers Crossing Neighborhood
3
Beds
2
Baths
1,819
Sq Ft
7,841
Sq Ft Lot
Highlights
- Above Ground Pool
- Attached Garage
- Central Air
- Colonial Architecture
- Breakfast Bar
- Dining Area
About This Home
As of June 2021Choose FHA financing to qualify for $100 down payment. Charming 2 story, 3 bedrooms, large 1st floor family room with fire place, on large lot with large deck. Close to major expressway. Beautifully finished basement. 2 car attach garage and lots of storage. Insurability subject to buyer's appraisal
Last Agent to Sell the Property
Anthony J.Trotto Real Estate License #471000682 Listed on: 03/17/2015
Co-Listed By
Robert Trotto
Anthony J.Trotto Real Estate
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $8,348
Year Built
- 1991
HOA Fees
- $15 per month
Parking
- Attached Garage
- Parking Included in Price
- Garage Is Owned
Home Design
- Colonial Architecture
- Slab Foundation
- Vinyl Siding
Interior Spaces
- Wood Burning Fireplace
- Dining Area
- Partially Finished Basement
- Basement Fills Entire Space Under The House
- Breakfast Bar
Pool
- Above Ground Pool
Utilities
- Central Air
- Heating System Uses Gas
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Apr 28, 2021
Closed on
May 27, 2021
Sold by
Redding John and Gattone Amanda
Bought by
Kubik William A and Santowski Heather A
Seller's Agent
Joe Gattone
Compass
Buyer's Agent
Ivette Anderson
Keller Williams Success Realty
Sold Price
$320,000
Current Estimated Value
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$115,219
Avg. Annual Appreciation
7.48%
Original Mortgage
$256,000
Outstanding Balance
$238,413
Interest Rate
4.25%
Mortgage Type
New Conventional
Estimated Equity
$193,535
Purchase Details
Listed on
Mar 17, 2015
Closed on
Jul 2, 2015
Sold by
Secretary Of Housing & Urban Development
Bought by
Redding John and Gattone Amanda
Seller's Agent
Anthony Trotto
Anthony J.Trotto Real Estate
Buyer's Agent
Joe Gattone
Compass
List Price
$170,000
Sold Price
$166,502
Premium/Discount to List
-$3,498
-2.06%
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
11.65%
Original Mortgage
$197,849
Interest Rate
3.75%
Mortgage Type
FHA
Purchase Details
Closed on
Dec 4, 2013
Sold by
Franczkowski Timothy
Bought by
The Secretary Of Housing & Urban Develop
Purchase Details
Closed on
Oct 29, 1999
Sold by
Daugherty Thomas D and Daugherty Tammy L
Bought by
Franczkowski Timothy J and Franczkowski Paula C
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$174,831
Interest Rate
7.87%
Mortgage Type
FHA
Purchase Details
Closed on
Apr 23, 1997
Sold by
Irwin Philip T and Irwin Christine H
Bought by
Daugherty Thomas D and Kunkel Tammy L
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$130,400
Interest Rate
7.92%
Similar Homes in Elgin, IL
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area
Home Values in the Area
Average Home Value in this Area
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Warranty Deed | $320,000 | Chicago Title | |
| Special Warranty Deed | -- | First American Title Ins Co | |
| Sheriffs Deed | -- | None Available | |
| Warranty Deed | $176,000 | -- | |
| Warranty Deed | $163,000 | -- |
Source: Public Records
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Open | $256,000 | New Conventional | |
| Previous Owner | $15,771 | Credit Line Revolving | |
| Previous Owner | $197,849 | FHA | |
| Previous Owner | $256,490 | FHA | |
| Previous Owner | $20,000 | Credit Line Revolving | |
| Previous Owner | $212,500 | Fannie Mae Freddie Mac | |
| Previous Owner | $213,750 | Unknown | |
| Previous Owner | $174,831 | FHA | |
| Previous Owner | $130,400 | No Value Available |
Source: Public Records
Property History
| Date | Event | Price | Change | Sq Ft Price |
|---|---|---|---|---|
| 06/03/2021 06/03/21 | Sold | $320,000 | +6.7% | $176 / Sq Ft |
| 05/03/2021 05/03/21 | Pending | -- | -- | -- |
| 05/03/2021 05/03/21 | For Sale | -- | -- | -- |
| 04/28/2021 04/28/21 | For Sale | $299,900 | +80.1% | $165 / Sq Ft |
| 07/02/2015 07/02/15 | Sold | $166,502 | 0.0% | $92 / Sq Ft |
| 04/03/2015 04/03/15 | Pending | -- | -- | -- |
| 03/27/2015 03/27/15 | Off Market | $166,502 | -- | -- |
| 03/17/2015 03/17/15 | For Sale | $170,000 | -- | $93 / Sq Ft |
Source: Midwest Real Estate Data (MRED)
Tax History Compared to Growth
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2024 | $8,348 | $29,000 | $5,544 | $23,456 |
| 2023 | $8,112 | $29,000 | $5,544 | $23,456 |
| 2022 | $8,112 | $29,000 | $5,544 | $23,456 |
| 2021 | $5,901 | $20,454 | $3,564 | $16,890 |
| 2020 | $5,942 | $20,454 | $3,564 | $16,890 |
| 2019 | $5,915 | $22,727 | $3,564 | $19,163 |
| 2018 | $6,213 | $21,722 | $3,168 | $18,554 |
| 2017 | $6,214 | $21,722 | $3,168 | $18,554 |
| 2016 | $6,126 | $21,722 | $3,168 | $18,554 |
| 2015 | $6,910 | $22,291 | $2,772 | $19,519 |
| 2014 | $6,711 | $22,291 | $2,772 | $19,519 |
| 2013 | -- | $22,291 | $2,772 | $19,519 |
Source: Public Records
Agents Affiliated with this Home
-
Seller's Agent in 2021
Joe Gattone
Compass
(847) 650-4048
1 in this area
148 Total Sales
-
Buyer's Agent in 2021
Ivette Anderson
Keller Williams Success Realty
(847) 558-9735
4 in this area
65 Total Sales
-
Seller's Agent in 2015
Anthony Trotto
Anthony J.Trotto Real Estate
(630) 202-4218
-
R
Seller Co-Listing Agent in 2015
Robert Trotto
Anthony J.Trotto Real Estate
Map
Source: Midwest Real Estate Data (MRED)
MLS Number: MRD08864385
APN: 06-06-203-004-0000
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