$990,000
SOLD MAY 29, 2025

1181 17th St Los Osos, CA 93402

4 Beds
3.5 Baths
2,072 Sq Ft
6,250 Sq Ft Lot

Recently Sold

$478 Per Sq Ft

9% Below List Price

27 Days on Market

Highlights

  • Attached Guest House
  • Primary Bedroom Suite
  • Updated Kitchen
  • Baywood Elementary School Rated A-
  • Panoramic View
  • Open Floorplan

About This Home

As of May 2025

Price Adjusted!! Bright and beautifully renovated 3 bedroom, 2.5 bath home, with attached studio unit with full bath - ideal for guests, rental income or a home office. A modern property with extra versatility, this spacious and open-concept home is ideally located on a quiet street, dead ending at the Elfin Forest, in the charming coastal town of Los Osos. Main home features: newer furnace, newer roof, high second-story ceilings in living room and entry way; fully remodeled kitchen with shaker style wood cabinetry, large center island, stainless steel appliances, soft close drawers/cabinets, and quartz countertops; stylish updated bathrooms featuring modern fixtures and finishes; oak hardwood in common areas with plush carpet in bedrooms; dining area off kitchen with built-in shelving/storage and French doors leading to backyard; indoor laundry room/pantry; primary suite with private ensuite bath and multiple closets; and two additional well-sized bedrooms with large closets. Fully fenced private front and backyard with mature trees. Versatile studio unit has its own private entrance, full bath, kitchenette, and a spacious main room. A large flat lot, with amply storage inside and out, this home is the perfect combination of style, comfort, and functionality - all located with close proximity to local beaches, hiking trails, and the stunning Estero Bay. Enjoy the best of both worlds: a modern, remodeled home with a separate studio for added flexibility and income potential!

Last Agent to Sell the Property

Monica Chudgar

Lotus Real Estate Services Brokerage Phone: 805-234-2908 License #01502272 Listed on: 04/02/2025

Last Buyer's Agent

Non-Member Non-Member

License #000000

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $11,608

Year Built

  • Built in 1982 | Remodeled

Lot Details

  • 6,250 Sq Ft Lot
  • Wood Fence
  • Level Lot
  • Back and Front Yard

Property Views

  • Panoramic
  • Mountain
  • Hills

Home Design

  • Traditional Architecture
  • Entry on the 1st floor
  • Raised Foundation
  • Slab Foundation
  • Composition Roof
  • Partial Copper Plumbing

Interior Spaces

  • 2,072 Sq Ft Home
  • 2-Story Property
  • Open Floorplan
  • High Ceiling
  • Double Pane Windows
  • Family Room Off Kitchen
  • Living Room
  • Dining Room
  • Storage

Kitchen

  • Kitchenette
  • Updated Kitchen
  • Open to Family Room
  • Eat-In Kitchen
  • Walk-In Pantry
  • Gas Oven
  • Gas Range
  • Range Hood
  • Microwave
  • Dishwasher
  • Quartz Countertops
  • Disposal

Flooring

  • Wood
  • Carpet
  • Tile

Bedrooms and Bathrooms

  • 4 Bedrooms
  • All Upper Level Bedrooms
  • Primary Bedroom Suite
  • Remodeled Bathroom
  • Maid or Guest Quarters
  • Quartz Bathroom Countertops
  • Bathtub with Shower
  • Walk-in Shower
  • Exhaust Fan In Bathroom

Laundry

  • Laundry Room
  • Dryer
  • Washer

Parking

  • 4 Open Parking Spaces
  • 4 Parking Spaces
  • Parking Available
  • Gravel Driveway

Outdoor Features

  • Balcony
  • Deck
  • Patio
  • Shed

Utilities

  • Forced Air Heating System
  • Natural Gas Connected
  • Gas Water Heater
  • Sewer Assessments

Additional Features

  • Attached Guest House
  • Suburban Location

Community Details

  • No Home Owners Association
  • Town Of El Moro Subdivision

Listing and Financial Details

  • Assessor Parcel Number 038091028
  • Seller Considering Concessions

Home Details

Home Type

Single Family

Est. Annual Taxes

$11,608

Year Built

Built in 1982 | Remodeled

Lot Details

0

Listing Details

  • Structure Type: House
  • Assessments: Yes
  • Inclusions: Refrigerator, Stove, Dishwasher, Garbage Disposal, Microwave, Washer, Dryer.
  • Property Attached: No
  • Subdivision Name Other: Town of El Moro(680)
  • View: Yes
  • Architectural Style: Traditional
  • Property Condition: Updated/Remodeled
  • Property Sub Type: Single Family Residence
  • Property Type: Residential
  • Parcel Number: 038091028
  • Year Built: 1982
  • AgentOnly_SellerConsiderConcessionYN: Yes
  • Special Features: None

Interior Features

  • Fireplace: No
  • Living Area: 2072.00 Square Feet
  • Interior Amenities: Balcony, Copper Plumbing Partial, High Ceilings, Open Floorplan, Pantry, Quartz Counters, Storage
  • Stories: 2
  • Entry Location: One
  • Common Walls: No Common Walls
  • Flooring: Carpet, Tile, Wood
  • Appliances: Yes
  • Full Bathrooms: 1
  • Full And Three Quarter Bathrooms: 3
  • Half Bathrooms: 1
  • Three Quarter Bathrooms: 2
  • Total Bedrooms: 4
  • Eating Area: Dining Room, In Kitchen
  • Entry Level: 1
  • Levels: Two
  • Main Level Bathrooms: 1
  • Price Per Square Foot: 477.80
  • Room Type: All Bedrooms Up, Family Room, Guest/Maid's Quarters, Kitchen, Laundry, Living Room, Primary Bathroom, Primary Bedroom, Primary Suite, Walk-In Pantry
  • Window Features: Double Pane Windows
  • Bathroom Features: Shower In Tub, Exhaust Fan(s), Quartz Counters, Remodeled, Walk-In Shower
  • Room Kitchen Features: Kitchen Open To Family Room, Kitchenette, Quartz Counters, Remodeled Kitchen, Walk-In Pantry

Exterior Features

  • Patio: Yes
  • Foundation: Raised, Slab
  • Other Structures: Guest House Attached, Shed(s)
  • View: Hills, Mountain(s), Panoramic
  • Fence: Yes
  • Fencing: Wood
  • Patio And Porch Features: Deck
  • Pool Private: No
  • Roof: Composition
  • Spa: No

Garage/Parking

  • Parking: Yes
  • Parking Features: Driveway, Asphalt, Gravel
  • Total Parking Spaces: 4.00
  • Uncovered Spaces: 4.00

Utilities

  • Utilities: Electricity Connected, Natural Gas Connected, Sewer Connected, Water Connected
  • Heating: Yes
  • Laundry: Yes
  • Appliances: Dishwasher, Disposal, Gas Oven, Gas Range, Gas Water Heater, Microwave, Range Hood, Refrigerator
  • Heating Type: Forced Air
  • Laundry Features: Dryer Included, Inside, Washer Included
  • Sewer: Public Sewer, Sewer Assessments
  • Water Source: Public

Condo/Co-op/Association

  • Association: No
  • Senior Community: No
  • Community Features: Suburban

Schools

  • School District: San Luis Coastal Unified

Lot Info

  • Land Lease: No
  • Lot Features: Back Yard, Front Yard, Level
  • Lot Size Sq Ft: 6250.00
  • Lot Size Acres: 0.1435

Multi Family

  • Lease Considered: No
  • Lot Size Area: 6250.0000 Square Feet
  • Number Of Units Total: 2

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Apr 2, 2025
Closed on
May 23, 2025
Sold by
Griswold Ivan V and Griswold Jennifer K
Bought by
Stewart Kristine N
Seller's Agent
Monica Chudgar
Lotus Real Estate Services
Buyer's Agent
Non-Member Non-Member
List Price
$1,090,000
Sold Price
$990,000
Premium/Discount to List
-$100,000
-9.17%
Views
43
Current Estimated Value
$998,753

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$8,753
Avg. Annual Appreciation
2.55%
Original Mortgage
$940,500
Outstanding Balance
$937,284
Interest Rate
6.83%
Mortgage Type
New Conventional
Estimated Equity
$61,469

Purchase Details

Listed on
May 21, 2020
Closed on
Jul 23, 2020
Sold by
Valentina Petrova
Bought by
Griswold Ivan V and Griswold Jennifer K
Seller's Agent
Joshua Farris
Keller Williams Realty Central Coast
Buyer's Agent
Marc Hernandez
Compass
List Price
$787,000
Sold Price
$757,000
Premium/Discount to List
-$30,000
-3.81%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
5.81%
Original Mortgage
$605,800
Interest Rate
2.9%
Mortgage Type
New Conventional

Purchase Details

Listed on
Sep 20, 2017
Closed on
Oct 30, 2017
Sold by
Kubiak Paige
Bought by
Petrova Valentina and Berkman Jeffrey
Seller's Agent
Barbara Brooks
BHGRE HAVEN PROPERTIES
Buyer's Agent
Candice Bell
Shoreline Properties
List Price
$549,000
Sold Price
$500,000
Premium/Discount to List
-$49,000
-8.93%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
15.90%
Original Mortgage
$400,000
Interest Rate
3.83%
Mortgage Type
New Conventional

Purchase Details

Closed on
Nov 21, 2006
Sold by
Kubiak David
Bought by
Kubiak David and Kubiak Paige

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$416,000
Interest Rate
6%
Mortgage Type
Purchase Money Mortgage

Purchase Details

Closed on
Oct 21, 2004
Sold by
Charlesworth Bill and Charlesworth Peggi
Bought by
Kubiak David

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$404,000
Interest Rate
1%
Mortgage Type
New Conventional
Source: Public Records

Range of Values:

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Average Value
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Grant Deed $990,000 First American Title
Grant Deed $757,500 Fidelity National Title
Grant Deed $500,000 Placer Title Company
Interfamily Deed Transfer $258,000 Chicago Title Co
Grant Deed $505,000 Chicago Title Co
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $940,500 New Conventional
Previous Owner $605,800 New Conventional
Previous Owner $400,000 New Conventional
Previous Owner $416,000 Purchase Money Mortgage
Previous Owner $404,000 New Conventional
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft Prior Sale
05/29/2025 05/29/25 Sold $990,000 -3.4% $478 / Sq Ft
04/29/2025 04/29/25 Pending -- -- --
04/24/2025 04/24/25 Price Changed $1,025,000 -4.7% $495 / Sq Ft
04/16/2025 04/16/25 Price Changed $1,075,000 -1.4% $519 / Sq Ft
04/02/2025 04/02/25 For Sale $1,090,000 +44.0% $526 / Sq Ft
08/28/2020 08/28/20 Sold $757,000 -0.9% $365 / Sq Ft View Prior Sale
07/15/2020 07/15/20 Pending -- -- --
06/30/2020 06/30/20 Price Changed $764,000 -1.7% $369 / Sq Ft
06/23/2020 06/23/20 Price Changed $777,000 -1.0% $375 / Sq Ft
06/09/2020 06/09/20 Price Changed $784,500 -0.3% $379 / Sq Ft
05/21/2020 05/21/20 For Sale $787,000 +57.4% $380 / Sq Ft
11/07/2017 11/07/17 Sold $500,000 -8.9% $299 / Sq Ft View Prior Sale
10/14/2017 10/14/17 Pending -- -- --
08/29/2017 08/29/17 For Sale $549,000 -- $328 / Sq Ft
Source: California Regional Multiple Listing Service (CRMLS)

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $11,608 $819,615 $405,912 $413,703
2024 $11,298 $803,545 $397,953 $405,592
2023 $11,298 $787,790 $390,150 $397,640
2022 $10,966 $772,344 $382,500 $389,844
2021 $10,223 $757,200 $375,000 $382,200
2020 $8,242 $545,169 $260,100 $285,069
2019 $7,905 $534,480 $255,000 $279,480
2018 $7,335 $500,000 $250,000 $250,000
2017 $8,468 $545,000 $215,000 $330,000
2016 $6,816 $545,000 $215,000 $330,000
2015 $6,278 $495,000 $196,000 $299,000
2014 $5,704 $472,000 $185,000 $287,000
Source: Public Records

Agents Affiliated with this Home

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Map

Source: California Regional Multiple Listing Service (CRMLS)

MLS Number: SC25059331

California Regional Multiple Listing Service (CRMLS)

APN: 038-091-028