NOT LISTED FOR SALE

Estimated Value: $222,000 - $258,000

3 Beds
2 Baths
1,456 Sq Ft
$166/Sq Ft Est. Value

Last Sold August 15, 2014

Last sale price $64,000 $44 Per Sq Ft

Est. 279% increase in value since last sale

Current estimated payment $1,466/month

810 Days on Market

Highlights

  • 2.75 Acre Lot
  • Main Floor Primary Bedroom
  • Covered patio or porch
  • Wood Flooring
  • No HOA
  • Breakfast Room

About This Home

As of August 2014

Great location with beautiful views, wood fencing on 3 sides, kitchen combines with large dining/family room with brick fireplace and hardwood floors; sunroom and breakfast room off kitchen; large living room with new carpet, office/sitting room, fresh paint and carpet. Recent updates.

Last Listed By

Careyee Bell

Century 21 BELLORA License #168119 Listed on: 04/27/2012

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $1,303

Year Built

  • Built in 1932

Lot Details

  • 2.75 Acre Lot
  • Rural Setting
  • Fenced
  • Level Lot

Home Design

  • Three Sided Brick Exterior Elevation
  • Shingle Roof

Interior Spaces

  • 1,456 Sq Ft Home
  • 1.5-Story Property
  • Ceiling Fan
  • Family Room with Fireplace
  • Living Room
  • Breakfast Room
  • Den with Fireplace
  • Library
  • Wood Flooring
  • Basement
  • Crawl Space
  • Storage In Attic
  • Eat-In Kitchen
  • Laundry Room
  • Property Views

Bedrooms and Bathrooms

  • 3 Bedrooms
  • Primary Bedroom on Main
  • Split Bedroom Floorplan
  • 2 Full Bathrooms
  • Bathtub with Shower

Parking

  • Attached Garage
  • 1 Attached Carport Space
  • Parking Accessed On Kitchen Level
  • Off-Street Parking

Schools

  • Lafayette Elementary School
  • Lafayette Middle School
  • Lafayette High School

Additional Features

  • Covered patio or porch
  • Central Heating and Cooling System

Community Details

  • No Home Owners Association

Listing and Financial Details

  • REO, home is currently bank or lender owned
  • Assessor Parcel Number 0332 003

Home Details

Home Type

Single Family

Est. Annual Taxes

$1,303

Year Built

Built in 1932

Lot Details

0

Listing Details

  • Property Sub Type: Single Family Residence
  • Prop. Type: Residential
  • Lot Size Acres: 2.75
  • Lot Size: 0
  • Subdivision Name: None
  • Directions: From Hwy 27 turn onto Lake Howard Road at Intersection of Hwy. 136 and Hwy 27 (Walmart) Continue on Lake Howard Road, after cross bridge property on right.
  • Carport Y N: Yes
  • Garage Yn: Yes
  • Unit Levels: One and One Half
  • Living Area: 1456.0
  • New Construction: No
  • Year Built: 1932
  • Cooling:Electric: Yes
  • Location Tax and Legal Parcel Number2: 0332 003
  • Location Tax and Legal Elementary School: Lafayette Elementary
  • Location Tax and Legal Middle Or Junior School2: LaFayette Middle
  • Location Tax and Legal High School: LaFayette High
  • General Property Information Enhanced Accessible2: No
  • General Property Information New Construction YN: No
  • General Property Information Home Warranty YN: No
  • General Property Information Grazing Permits BLM YN3: No
  • General Property Information Carport YN: Yes
  • General Property Information Lot Size Acres: 2.75
  • General Property Information Lot Size Square Feet2: 119790.0
  • General Property Information Lot Size Dimensions: 0
  • General Property Information View YN2: Yes
  • General Property Information Waterfront YN: No
  • General Property Information Basement YN: Yes
  • General Property Information Fireplace YN: Yes
  • General Property Information Carport Spaces2: 1.0
  • Water Source:Public: Yes
  • Cooling:Central Air: Yes
  • Flooring:Hardwood: Yes
  • Interior Features Tub Shower Combo: Yes
  • Roof:Shingle: Yes
  • General Property Information Attached Carport YN2: Yes
  • Fencing Fenced: Yes
  • Patio And Porch Features Porch - Covered: Yes
  • Interior Features Split Bedrooms2: Yes
  • Lot Features Rural: Yes
  • Parking Features Kitchen Level2: Yes
  • Levels:One and One Half: Yes
  • Interior Features Breakfast Room: Yes
  • Special Listing Conditions:Real Estate Owned: Yes
  • Special Features: RealEstateOwned

Interior Features

  • Has Basement: Crawl Space
  • Basement YN: Yes
  • Full Bathrooms: 2
  • Total Bedrooms: 3
  • Fireplace Features: Den, Family Room
  • Fireplaces: 1
  • Fireplace: Yes
  • Flooring: Hardwood
  • Interior Amenities: Breakfast Room, Ceiling Fan(s), Eat-in Kitchen, Primary Downstairs, Split Bedrooms, Tub/shower Combo
  • Basement:Crawl Space: Yes
  • Interior Features:Eat-in Kitchen: Yes
  • Attic Features:Storage Only: Yes
  • Fireplace Features:Fireplaces Total: 1
  • Fireplace Features:Den2: Yes
  • Fireplace Features:Family Room2: Yes
  • Interior Features:Primary Downstairs: Yes
  • Interior Features:Ceiling Fan(s)2: Yes

Exterior Features

  • Fencing: Fenced
  • Lot Features: Level, Rural
  • View: Other
  • View: Yes
  • Waterfront: No
  • Home Warranty: No
  • Construction Type: Brick, Other
  • Patio And Porch Features: Porch, Porch - Covered
  • Roof: Shingle
  • Construction Materials:Brick: Yes
  • Patio and Porch Features:Porch: Yes
  • Lot Features:Level: Yes

Garage/Parking

  • Attached Garage: Yes
  • Carport Spaces: 1.0
  • Parking Features: Kitchen Level, Off Street
  • General Property Information:Garage YN: Yes
  • General Property Information:Attached Garage YN: Yes
  • Parking Features:Off Street: Yes

Utilities

  • Cooling: Central Air, Electric
  • Cooling Y N: Yes
  • Heating: Central, Electric
  • Heating Yn: Yes
  • Water Source: Public
  • Heating:Central: Yes
  • Heating:Electric3: Yes

Condo/Co-op/Association

  • Association: No

Association/Amenities

  • General Property Information:Association YN: No

Schools

  • Elementary School: Lafayette Elementary
  • High School: LaFayette High
  • Middle Or Junior School: LaFayette Middle

Lot Info

  • Lot Size Sq Ft: 119790.0
  • Parcel #: 0332 003
  • ResoLotSizeUnits: Acres

Ownership History

Date Name Owned For Owner Type

Purchase Details

Closed on
May 31, 2021
Sold by
Morrow Michael
Bought by
Martin Catherine Elizabeth
Total Days on Market
810
Current Estimated Value
$242,315

Purchase Details

Closed on
Sep 24, 2018
Sold by
Morrow Donald W
Bought by
D & E Vap Trust

Purchase Details

Listed on
Apr 27, 2012
Closed on
Aug 15, 2014
Sold by
Citizens Bank & Trust Inc
Bought by
Morrow Donald W and Morrow Elizabeth A
Seller's Agent
Careyee Bell
Century 21 BELLORA
Buyer's Agent
Kim Littlejohn
Teems & Teems Realty
List Price
$99,900
Sold Price
$64,000
Premium/Discount to List
-$35,900
-35.94%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
13.41%
Original Mortgage
$54,372
Interest Rate
4.2%
Mortgage Type
New Conventional

Purchase Details

Closed on
Jun 23, 2011
Sold by
Fincher Nancy
Bought by
Citizens Bank

Purchase Details

Closed on
Nov 3, 2009
Sold by
Jones Randy W
Bought by
Citizens Bank

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$116,498
Interest Rate
4.68%
Mortgage Type
New Conventional

Purchase Details

Closed on
Apr 13, 1981
Sold by
Cross James Ralph and Cross
Bought by
Cross James Ralph

Purchase Details

Closed on
Aug 1, 1980
Sold by
Cross Ralph
Bought by
Cross James Ralph and Cross

Purchase Details

Closed on
Jan 1, 1972
Bought by
Cross Ralph

Range of Values:

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Average Value
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Martin Catherine Elizabeth -- --
D & E Vap Trust -- --
Morrow Donald W $64,000 --
Citizens Bank -- --
Citizens Bank -- --
Citizens Bank $100,000 --
Cross James Ralph $160,000 --
Cross James Ralph -- --
Cross Ralph -- --
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Martin Catherine Elizabeth $75,264
Previous Owner Morrow Donald W $54,372
Previous Owner Fincher Nancy $116,498
Previous Owner Cross James Ralph $130,860
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
09/21/2024 09/21/24 Off Market $64,000 -- --
08/15/2014 08/15/14 Sold $64,000 -35.9% $44 / Sq Ft
07/15/2014 07/15/14 Pending -- -- --
04/26/2012 04/26/12 For Sale $99,900 -- $69 / Sq Ft
Source: Greater Chattanooga REALTORS®

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $1,303 $53,269 $11,460 $41,809
2023 $1,279 $51,109 $11,460 $39,649
2022 $1,200 $45,589 $11,460 $34,129
2021 $1,185 $38,789 $11,460 $27,329
2020 $1,148 $35,986 $11,460 $24,526
2019 $717 $19,473 $11,460 $8,013
2018 $526 $19,892 $12,000 $7,892
2017 $767 $19,352 $11,460 $7,892
2016 $668 $21,972 $11,460 $10,512
2015 $962 $31,929 $9,700 $22,229
2014 $871 $31,929 $9,700 $22,229
2013 -- $31,928 $9,700 $22,228
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Greater Chattanooga REALTORS®

MLS Number: 1177924

Greater Chattanooga REALTORS®

APN: 0332-003